Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz GLC? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz GLC insurance facts

  • Average full coverage auto insurance premium: $219/month

  • Most affordable companies: Auto-Owners Insurance ($122/month) & Progressive ($125/month)

  • GLC car insurance cost vs. average rate: $57 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz GLC by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mercedes Benz GLC insurer costs by state:

Risk factors affecting Mercedes GLC coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes GLC insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes GLC repair costs equal high coverage rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes GLC affecting auto policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz GLC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2130
American Family$1512
Auto-Owners$1468
Cincinnati Insurance$2364
Elephant Insurance$2327
Erie Insurance$1989
GEICO$1825
Kentucky Farm Bureau$2212
Liberty Mutual$2024
Mercury$1833
MetLife$2419
Nationwide$1580
Plymouth Rock$2361
Progressive$1480
Safeco$2447
State Farm$2165
Texas Farm Bureau$1936
Travelers$1673
Westfield$2186

Compare all 2021 Mercedes-Benz GLC rates

Average Cost to Insure Per Year

$2068

List Price

$43200

Trims Available

GLC 300 - GLC 300 4MATIC - GLC 350e - AMG GLC 43 - AMG GLC 63 - AMG GLC 63 S - Base Engine: 2.0L inline-4 turbo at 255 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz GLC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2090
American Family$1506
Auto-Owners$1422
Elephant Insurance$2318
Erie Insurance$1956
Farmers$2171
GEICO$1795
Liberty Mutual$2018
Mercury$1825
MetLife$2390
Nationwide$1570
Progressive$1467
State Farm$2133
Texas Farm Bureau$1935
Travelers$1653
Westfield$2160

Compare all 2020 Mercedes-Benz GLC rates

Average Cost to Insure Per Year

$1978

List Price

$42500

Trims Available

GLC 300 - GLC 300 4MATIC - GLC 350e - AMG GLC 43 - AMG GLC 63 - AMG GLC 63 S - Base Engine: 2.0L inline-4 turbo at 255 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz GLC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2067
American Family$1487
Auto-Owners$1420
Elephant Insurance$2314
Erie Insurance$1946
GEICO$1782
Kentucky Farm Bureau$2268
Liberty Mutual$2016
Mercury$1812
MetLife$2387
Nationwide$1560
Progressive$1430
State Farm$2130
Texas Farm Bureau$1880
Travelers$1652
Westfield$2157

Compare all 2019 Mercedes-Benz GLC rates

Average Cost to Insure Per Year

$1867

List Price

$40700

Trims Available

GLC 300 - GLC 300 4MATIC - GLC 350e - AMG GLC 43 - AMG GLC 63 - AMG GLC 63 S - Base Engine: 2.0L inline-4 turbo at 255 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz GLC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1514
Acuity$ 1514
Allied$ 1324
Allied$ 1324
Country$ 1664
Country$ 1664
Erie$ 1309
Erie$ 1309
Mercury$ 1599
Mercury$ 1599
Nationwide$ 1393
Nationwide$ 1393
Plymouth Rock Insurance$ 1614
Plymouth Rock Insurance$ 1614
Progressive$ 1295
Progressive$ 1295
State Farm$ 1566
State Farm$ 1566
Tennessee Farmers$ 1276
Tennessee Farmers$ 1276
USAA$ 1527
USAA$ 1527
Vermont Mutual$ 1584
Vermont Mutual$ 1584

Compare all 2018 Mercedes-Benz GLC rates

Average Cost to Insure Per Year

$ 1740

List Price

$ 40050

Trims Available

GLC 300 - GLC 300 4MATIC - GLC 350e - AMG GLC 43 - AMG GLC 63 - AMG GLC 63 S

2017 Mercedes-Benz GLC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1521
Acuity$ 1521
Allied$ 1345
Allied$ 1345
Erie$ 1226
Erie$ 1226
Nationwide$ 1416
Nationwide$ 1416
Oklahoma Farmers Union$ 1126
Oklahoma Farmers Union$ 1126
Plymouth Rock Insurance$ 1537
Plymouth Rock Insurance$ 1537
Progressive$ 1359
Progressive$ 1359
State Farm$ 1498
State Farm$ 1498
Tennessee Farmers$ 1143
Tennessee Farmers$ 1143
Texas Farm Bureau$ 855
Texas Farm Bureau$ 855
USAA$ 1480
USAA$ 1480
Vermont Mutual$ 1535
Vermont Mutual$ 1535

Compare all 2017 Mercedes-Benz GLC rates

Average Cost to Insure Per Year

$ 1379

List Price

$ 39150

Trims Available

GLC 300 - GLC 300 4MATIC - GLC300 4MATIC - AMG GLC 43

2016 Mercedes-Benz GLC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1391
Acuity$ 1391
Allied$ 1263
Allied$ 1263
Country$ 1483
Country$ 1483
Erie$ 1027
Erie$ 1027
Nationwide$ 1391
Nationwide$ 1391
Plymouth Rock Insurance$ 1292
Plymouth Rock Insurance$ 1292
Progressive$ 1314
Progressive$ 1314
State Farm$ 1462
State Farm$ 1462
Tennessee Farmers$ 1086
Tennessee Farmers$ 1086
Texas Farm Bureau$ 1127
Texas Farm Bureau$ 1127
USAA$ 1322
USAA$ 1322
Vermont Mutual$ 1333
Vermont Mutual$ 1333

Compare all 2016 Mercedes-Benz GLC rates

Average Cost to Insure Per Year

$ 1412

List Price

$ 38950

Trims Available

GLC 300 - GLC 300 4MATIC