Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz GLS? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz GLS insurance facts

  • Average full coverage auto insurance premium: $219/month

  • Most affordable companies: Auto-Owners ($141/month) & GEICO ($149/month)

  • GLS car insurance cost vs. average rate: $153 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz GLS by model year and auto insurer.

Free Auto Insurance Comparison

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Below average Mercedes Benz GLS insurer costs by state:

Risk factors affecting Mercedes GLS coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes GLS insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes GLS repair costs equal high coverage rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes GLS affecting auto policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz GLS

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2213
American Family$1768
Auto-Owners$1692
Cincinnati Insurance$2640
Elephant Insurance$2495
Erie Insurance$2068
GEICO$1753
Kentucky Farm Bureau$2416
Liberty Mutual$2109
Mercury$1971
MetLife$2648
Nationwide$1812
Plymouth Rock$2549
Progressive$1952
Safeco$2738
State Farm$2234
Texas Farm Bureau$2033
Travelers$1839
Westfield$2390

Compare all 2021 Mercedes-Benz GLS rates

Average Cost to Insure Per Year

$2730

List Price

$76000

Trims Available

GLS 450 - GLS 550 - AMG GLS 63 - Base Engine: twin-turbocharged 4.0-liter V8 at 483 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz GLS

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2190
American Family$1744
Auto-Owners$1647
Elephant Insurance$2488
Erie Insurance$2044
Farmers$2384
GEICO$1680
Liberty Mutual$2089
Mercury$1946
MetLife$2586
Nationwide$1805
Progressive$1880
State Farm$2218
Texas Farm Bureau$2031
Travelers$1830
Westfield$2361

Compare all 2020 Mercedes-Benz GLS rates

Average Cost to Insure Per Year

$2719

List Price

$75950

Trims Available

GLS 450 - GLS 550 - AMG GLS 63 - Base Engine: twin-turbocharged 4.0-liter V8 at 483 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz GLS

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2186
American Family$1742
Auto-Owners$1630
Elephant Insurance$2487
Erie Insurance$2041
GEICO$1677
Kentucky Farm Bureau$2419
Liberty Mutual$2035
Mercury$1935
MetLife$2549
Nationwide$1791
Progressive$1874
State Farm$2216
Texas Farm Bureau$2013
Travelers$1826
Westfield$2342

Compare all 2019 Mercedes-Benz GLS rates

Average Cost to Insure Per Year

$2516

List Price

$70150

Trims Available

GLS 450 - GLS 550 - AMG GLS 63 - Base Engine: twin-turbocharged 4.0-liter V8 at 483 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz GLS

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1984
Acuity$ 1984
Allied$ 2115
Allied$ 2115
Arbella$ 2113
Arbella$ 2113
Country$ 2114
Country$ 2114
Erie$ 2083
Erie$ 2083
Mercury$ 1614
Mercury$ 1614
Nationwide$ 2103
Nationwide$ 2103
Plymouth Rock Insurance$ 1854
Plymouth Rock Insurance$ 1854
Progressive$ 1770
Progressive$ 1770
State Farm$ 2241
State Farm$ 2241
Tennessee Farmers$ 1314
Tennessee Farmers$ 1314
Vermont Mutual$ 2218
Vermont Mutual$ 2218

Compare all 2018 Mercedes-Benz GLS rates

Average Cost to Insure Per Year

$ 2474

List Price

$ 69550

Trims Available

GLS 450 - GLS 550 - AMG GLS 63

2017 Mercedes-Benz GLS

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1704
Acuity$ 1704
Allied$ 1675
Allied$ 1675
Erie$ 1661
Erie$ 1661
Mercury$ 1819
Mercury$ 1819
Nationwide$ 1764
Nationwide$ 1764
Oklahoma Farmers Union$ 1088
Oklahoma Farmers Union$ 1088
Plymouth Rock Insurance$ 1663
Plymouth Rock Insurance$ 1663
Progressive$ 1682
Progressive$ 1682
Tennessee Farmers$ 1308
Tennessee Farmers$ 1308
Texas Farm Bureau$ 849
Texas Farm Bureau$ 849
USAA$ 1793
USAA$ 1793
Vermont Mutual$ 1815
Vermont Mutual$ 1815

Compare all 2017 Mercedes-Benz GLS rates

Average Cost to Insure Per Year

$ 1807

List Price

$ 67050

Trims Available

GLS 350d - GLS 450 - GLS 550 - AMG GLS 63