Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz Metris? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz Metris insurance facts

  • Average full coverage auto insurance premium: $128/month

  • Most affordable companies: Allied Insurance ($79/month) & Texas Farm Bureau ($82/month)

  • Metris car insurance cost vs. average rate: $17 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz Metris by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mercedes Benz Metris insurer costs by state:

Risk factors affecting Mercedes Metris coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes Metris insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes Metris repair costs equal high coverage rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes Metris affecting auto policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz Metris

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1604
Acuity$1692
Allied Insurance$952
Allstate$1342
American Family$1215
Arbella$1269
Country Financial$1467
GEICO$1180
Kentucky Farm Bureau$1067
Liberty Mutual$1086
Mercury$1298
Nationwide$1127
Progressive$1095
Quincy Mutual$1564
State Farm$1051
Texas Farm Bureau$987
The Hanover$1586
Travelers$1384

Compare all 2021 Mercedes-Benz Metris rates

Average Cost to Insure Per Year

$1534

List Price

$32630

Trims Available

Worker Cargo - Cargo - Worker Passenger - Passenger - Base Engine: turbocharged 2.0-liter four-cylinder engine at 208 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz Metris

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1596
Allied Insurance$920
Allstate$1328
American Family$1196
Arbella$1254
Country Financial$1456
GEICO$1171
Kentucky Farm Bureau$1053
Liberty Mutual$1073
Mercury$1285
Nationwide$1105
Quincy Mutual$1506
State Farm$1024
Texas Farm Bureau$946
The Hanover$1537
Travelers$1384

Compare all 2020 Mercedes-Benz Metris rates

Average Cost to Insure Per Year

$1389

List Price

$31390

Trims Available

Worker Cargo - Cargo - Worker Passenger - Passenger - Base Engine: turbocharged 2.0-liter four-cylinder engine at 208 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz Metris

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1529
Allied Insurance$911
Allstate$1245
American Family$1149
Arbella$1181
Country Financial$1289
GEICO$1134
Kentucky Farm Bureau$1040
Liberty Mutual$1060
Mercury$1268
Nationwide$1080
Quincy Mutual$1352
State Farm$990
Texas Farm Bureau$933
The Hanover$1438
Travelers$1267

Compare all 2019 Mercedes-Benz Metris rates

Average Cost to Insure Per Year

$1284

List Price

$27200

Trims Available

Worker Cargo - Cargo - Worker Passenger - Passenger - Base Engine: turbocharged 2.0-liter four-cylinder engine at 208 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz Metris

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1498
Allied Insurance$890
Allstate$1236
American Family$1138
Arbella$1174
Country Financial$1280
GEICO$1120
Kentucky Farm Bureau$1033
Liberty Mutual$1054
Mercury$1252
Nationwide$1076
Quincy Mutual$1329
State Farm$987
Texas Farm Bureau$923
The Hanover$1420
Travelers$1240

Compare all 2018 Mercedes-Benz Metris rates

Average Cost to Insure Per Year

$1253

List Price

$26450

Trims Available

Worker Cargo - Cargo - Worker Passenger - Passenger - Base Engine: turbocharged 2.0-liter four-cylinder engine at 208 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2017 Mercedes-Benz Metris

Cheapest Insurance CompaniesAverage Annual Cost
ALFA$ 1322
ALFA$ 1322
Allstate$ 1062
Allstate$ 1062
American Family$ 1125
American Family$ 1125
Farmers$ 1965
Farmers$ 1965
GEICO$ 844
GEICO$ 844
Nationwide$ 930
Nationwide$ 930
Oklahoma Farmers Union$ 1448
Oklahoma Farmers Union$ 1448
Progressive$ 1018
Progressive$ 1018
Safeco$ 3049
Safeco$ 3049
State Farm$ 984
State Farm$ 984
Texas Farm Bureau$ 1042
Texas Farm Bureau$ 1042
USAA$ 1033
USAA$ 1033

Compare all 2017 Mercedes-Benz Metris rates

Average Cost to Insure Per Year

$ 1105

List Price

$ 25995

Trims Available

Worker Cargo - Cargo - Worker Passenger - Passenger

2016 Mercedes-Benz Metris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1215
Acuity$ 1215
Allied$ 1032
Allied$ 1032
American Family$ 1306
American Family$ 1306
Arbella$ 1273
Arbella$ 1273
Country$ 1293
Country$ 1293
Erie$ 1040
Erie$ 1040
Nationwide$ 1211
Nationwide$ 1211
Oklahoma Farmers Union$ 1301
Oklahoma Farmers Union$ 1301
Tennessee Farmers$ 859
Tennessee Farmers$ 859
Texas Farm Bureau$ 923
Texas Farm Bureau$ 923
USAA$ 1105
USAA$ 1105
Vermont Mutual$ 1121
Vermont Mutual$ 1121

Compare all 2016 Mercedes-Benz Metris rates

Average Cost to Insure Per Year

$ 1179

List Price

$ 28950

Trims Available

Cargo - Passenger