Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz Sprinter Cargo? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz Sprinter Cargo insurance facts

  • Average full coverage auto insurance premium: $119/month

  • Most affordable companies: GEICO ($69/month) & Progressive ($73/month)

  • Sprinter Cargo car insurance cost vs. average rate: $36 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz Sprinter Cargo by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mercedes Benz Sprinter Cargo insurer costs by state:

Risk factors affecting Mercedes Sprinter Cargo car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes Sprinter Cargo car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes Sprinter Cargo repair costs equal high car insurance rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes Sprinter Cargo affecting car insurance policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1609
Acuity$1730
Allied$1642
Allstate$1259
American Family$1190
Country Financial$1451
Erie$1005
GEICO$836
Kentucky Farm Bureau$1493
Liberty Mutual$1028
Mercury$1234
Nationwide$1053
Progressive$911
State Farm$962
Tennessee Farmers$1216
Texas Farm Bureau$1092
The Hanover$1520
Travelers$1311

Compare all 2021 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$1427

List Price

$36355

Trims Available

Worker - 2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB - Base Engine: 2.0-liter turbocharged gas engine at 190 hp with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1574
Allstate$1252
American Family$1185
Country Financial$1391
Erie$986
GEICO$830
Kentucky Farm Bureau$1462
Liberty Mutual$1016
Mercury$1230
Nationwide$1051
Progressive$890
State Farm$941
Tennessee Farmers$1190
Texas Farm Bureau$1070
The Hanover$1491
Travelers$1305

Compare all 2020 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$1329

List Price

$34495

Trims Available

Worker - 2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB - Base Engine: 2.0-liter turbocharged gas engine at 190 hp with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1546
Allstate$1243
American Family$1146
Country Financial$1380
Erie$946
GEICO$822
Kentucky Farm Bureau$1452
Liberty Mutual$1006
Mercury$1219
Nationwide$1031
Progressive$870
State Farm$923
Tennessee Farmers$1171
Texas Farm Bureau$1068
The Hanover$1467
Travelers$1290

Compare all 2019 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$1315

List Price

$34195

Trims Available

Worker - 2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB - Base Engine: 2.0-liter turbocharged gas engine at 190 hp with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1533
Allstate$1242
American Family$1142
Country Financial$1367
Erie$926
GEICO$820
Kentucky Farm Bureau$1430
Liberty Mutual$990
Mercury$1215
Nationwide$1030
Progressive$863
State Farm$912
Tennessee Farmers$1170
Texas Farm Bureau$1064
The Hanover$1456
Travelers$1290

Compare all 2018 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$1120

List Price

$34495

Trims Available

Worker - 2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB

2017 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1530
Allstate$1216
American Family$1140
Country Financial$1364
Erie$926
GEICO$812
Kentucky Farm Bureau$1421
Liberty Mutual$987
Mercury$1203
Nationwide$1026
Progressive$853
State Farm$891
Tennessee Farmers$1167
Texas Farm Bureau$1035
The Hanover$1452
Travelers$1289

Compare all 2017 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$1065

List Price

$36495

Trims Available

Worker - 2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB

2016 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1204
Acuity$ 1204
American Family$ 1235
American Family$ 1235
Country$ 1223
Country$ 1223
Erie$ 750
Erie$ 750
GEICO$ 586
GEICO$ 586
Nationwide$ 1202
Nationwide$ 1202
Oklahoma Farmers Union$ 1080
Oklahoma Farmers Union$ 1080
Progressive$ 668
Progressive$ 668
State Farm$ 1049
State Farm$ 1049
Texas Farm Bureau$ 830
Texas Farm Bureau$ 830
USAA$ 1048
USAA$ 1048
Vermont Mutual$ 1097
Vermont Mutual$ 1097

Compare all 2016 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$ 1036

List Price

$ 32495

Trims Available

Worker - 2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB

2012 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1043
Acuity$ 1043
American Family$ 1130
American Family$ 1130
Erie$ 623
Erie$ 623
GEICO$ 573
GEICO$ 573
Nationwide$ 1087
Nationwide$ 1087
Oklahoma Farmers Union$ 902
Oklahoma Farmers Union$ 902
Progressive$ 824
Progressive$ 824
State Farm$ 916
State Farm$ 916
Tennessee Farmers$ 975
Tennessee Farmers$ 975
Texas Farm Bureau$ 715
Texas Farm Bureau$ 715
USAA$ 894
USAA$ 894
Vermont Mutual$ 934
Vermont Mutual$ 934

Compare all 2012 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$ 954

List Price

$ 36290

Trims Available

2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB

2011 Mercedes-Benz Sprinter Cargo

Cheapest Insurance CompaniesAverage Annual Cost
ALFA$ 948
ALFA$ 948
Allstate$ 1034
Allstate$ 1034
American Family$ 864
American Family$ 864
Farmers$ 1418
Farmers$ 1418
GEICO$ 461
GEICO$ 461
Nationwide$ 824
Nationwide$ 824
Oklahoma Farmers Union$ 852
Oklahoma Farmers Union$ 852
Progressive$ 822
Progressive$ 822
Safeco$ 3152
Safeco$ 3152
State Farm$ 796
State Farm$ 796
Texas Farm Bureau$ 696
Texas Farm Bureau$ 696
USAA$ 689
USAA$ 689

Compare all 2011 Mercedes-Benz Sprinter Cargo rates

Average Cost to Insure Per Year

$ 868

List Price

$ 35995

Trims Available

2500 144 WB - 3500 144 WB - 2500 170 WB - 3500 170 WB