Mini Countryman Car Insurance Cost
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UPDATED: Jun 17, 2021
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Looking for a new or used MINI Countryman? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.
MINI Countryman insurance facts
- Average full coverage auto insurance premium: $133/month
- Most affordable companies: Auto-Owners Insurance ($87/month) & GEICO ($92/month)
- Countryman car insurance cost vs. average rate: $18 less expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your MINI Countryman by model year and auto insurer.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Below average MINI Countryman insurer costs by state:
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California car insurance – $1,789 per year
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New Mexico car insurance – $1,218 per year
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North Carolina car insurance – $1,029 per year
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Pennsylvania – $1,272 per year
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Texas – $1,586 per year
Risk factors affecting MINI Countryman car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.
How to save money on MINI Countryman car insurance coverage?
Many driver discounts are available to people through most major auto insurance companies, such as
- Student discounts
- Safe drivers
- Senior discounts
With all MINI models, you can get the following car insurance discounts:
- Passive restraint systems
- Anti-lock brakes
- Anti-theft devices
MINI automobile brand
MINI is a British marque owned by German automobile manufacturer BMW specializing in compact cars with excellent handling and fuel economy. The target audience of MINI is the affluent urban younger generation that demands freedom and individuality. All MINI automobiles have high safety ratings, with the MINI Cooper Hardtop getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The MINI Cooper, Cooper Countryman, and MINI SE Hardtop are their most popular cars.
High MINI Countryman repair costs equal high car insurance rates
Many consumers are attracted to MINI for excellent looks, fun driving experience, and high-tech development with driver-assist technologies, like MINI Active Driving Assistant with speed sign and obstacle recognition. Automotive parts are not typical and more expensive than popular vehicles, like Toyota, Honda, or Subaru. Repairing a MINI is higher than average since repair parts are more expensive. For this reason, many MINI cars are going to have higher than average car insurance rates compared to similar cars in their class.
Rapid depreciation for MINI Countryman affecting car insurance policies
Another factor to consider for MINI is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all MINI models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
Excellent MINI IIHS and NHTSA safety ratings decreasing car insurance rates for drivers
MINI is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as MINI’s Active Driving Assistant technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most MINI models. The MINI Cooper Hard Top 2-door is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick.” The NHTSA consistently gives MINI automobiles top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new MINI automobile owners when buying a car insurance policy.
Make sure to shop around with multiple car insurance carriers before making a new car purchase.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2022 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $1641 |
American Family | $1166 |
Auto-Owners | $1053 |
Cincinnati Insurance | $1935 |
Direct Auto | $2106 |
Elephant Insurance | $1791 |
Erie Insurance | $1469 |
GEICO | $1105 |
Kentucky Farm Bureau | $1784 |
Liberty Mutual | $1567 |
Mercury | $1398 |
MetLife | $2051 |
Nationwide | $1766 |
Progressive | $1388 |
Safe Auto | $1899 |
State Farm | $1716 |
Texas Farm Bureau | $1437 |
Travelers | $1257 |
Westfield | $1186 |
Compare all 2022 MINI Countryman rates
Average Cost to Insure Per Year
$1590
List Price
$29100
Trims Available
Cooper - Cooper ALL4 - Cooper S - Cooper S ALL4 - Base Engine: TwinPower Turbo, 1.5-liter, 3-cylinder direct-injection engine with double VANOS with driver assist technologies: Forward Collision Warning & Mitigation (with pedestrian detection), Traffic Sign Recognition, Active Brakes, Dynamic Stability Control, Cornering Brake Control, Head-Up Display, Adaptive Cruise Control, Crash Sensor System, Rollover Protection Bar, Self-parking Assist. With active and passive safety features: Smart Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Daytime Running Lights, Traction Control, Auto-Leveling Headlights, and Breakaway Engine
2021 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $1639 |
American Family | $1160 |
Auto-Owners | $1052 |
Cincinnati Insurance | $1916 |
Direct Auto | $2086 |
Elephant Insurance | $1745 |
Erie Insurance | $1468 |
GEICO | $1099 |
Kentucky Farm Bureau | $1802 |
Liberty Mutual | $1561 |
Mercury | $1390 |
MetLife | $2040 |
Nationwide | $1760 |
Progressive | $1384 |
Safe Auto | $1890 |
State Farm | $1715 |
Texas Farm Bureau | $1425 |
Travelers | $1249 |
Westfield | $1184 |
Compare all 2021 MINI Countryman rates
Average Cost to Insure Per Year
$1560
List Price
$29100
Trims Available
Cooper - Cooper ALL4 - Cooper S - Cooper S ALL4 - Base Engine: TwinPower Turbo, 1.5-liter, 3-cylinder direct-injection engine with double VANOS with driver assist technologies: Forward Collision Warning & Mitigation (with pedestrian detection), Traffic Sign Recognition, Active Brakes, Dynamic Stability Control, Cornering Brake Control, Head-Up Display, Adaptive Cruise Control, Crash Sensor System, Rollover Protection Bar, Self-parking Assist. With active and passive safety features: Smart Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Daytime Running Lights, Traction Control, Auto-Leveling Headlights, and Breakaway Engine
2020 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $1620 |
American Family | $1090 |
Auto-Owners | $1036 |
Elephant Insurance | $1830 |
Erie Insurance | $1480 |
Farmers | $1755 |
GEICO | $1050 |
Liberty Mutual | $1530 |
Mercury | $1296 |
MetLife | $1870 |
Nationwide | $1731 |
Progressive | $1257 |
State Farm | $1690 |
Texas Farm Bureau | $1352 |
Travelers | $1224 |
Westfield | $1153 |
Compare all 2020 MINI Countryman rates
Average Cost to Insure Per Year
$1653
List Price
$33900
Trims Available
Cooper - Cooper ALL4 - Cooper S - Cooper S ALL4 - Base Engine: TwinPower Turbo, 1.5-liter, 3-cylinder direct-injection engine with double VANOS with driver assist technologies: Forward Collision Warning & Mitigation (with pedestrian detection), Traffic Sign Recognition, Active Brakes, Dynamic Stability Control, Cornering Brake Control, Head-Up Display, Adaptive Cruise Control, Crash Sensor System, Rollover Protection Bar, Self-parking Assist. With active and passive safety features: Smart Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Daytime Running Lights, Traction Control, Auto-Leveling Headlights, and Breakaway Engine
2019 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $1611 |
American Family | $1056 |
Auto-Owners | $1026 |
Elephant Insurance | $1821 |
Erie Insurance | $1482 |
GEICO | $1035 |
Kentucky Farm Bureau | $1777 |
Liberty Mutual | $1520 |
Mercury | $1329 |
MetLife | $1862 |
Nationwide | $1729 |
Progressive | $1284 |
State Farm | $1684 |
Texas Farm Bureau | $1348 |
Travelers | $1163 |
Westfield | $1152 |
Compare all 2019 MINI Countryman rates
Average Cost to Insure Per Year
$1542
List Price
$28700
Trims Available
Cooper - Cooper ALL4 - Cooper S - Cooper S ALL4 - Base Engine: TwinPower Turbo, 1.5-liter, 3-cylinder direct-injection engine with double VANOS with driver assist technologies: Forward Collision Warning & Mitigation (with pedestrian detection), Traffic Sign Recognition, Active Brakes, Dynamic Stability Control, Cornering Brake Control, Head-Up Display, Adaptive Cruise Control, Crash Sensor System, Rollover Protection Bar, Self-parking Assist. With active and passive safety features: Smart Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Daytime Running Lights, Traction Control, Auto-Leveling Headlights, and Breakaway Engine
2018 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1282 |
Acuity | $ 1282 |
Allied | $ 1048 |
Allied | $ 1048 |
Arbella | $ 1419 |
Arbella | $ 1419 |
Country | $ 1392 |
Country | $ 1392 |
Erie | $ 999 |
Erie | $ 999 |
GEICO | $ 1446 |
GEICO | $ 1446 |
Mercury | $ 1371 |
Mercury | $ 1371 |
Nationwide | $ 1290 |
Nationwide | $ 1290 |
Plymouth Rock Insurance | $ 1162 |
Plymouth Rock Insurance | $ 1162 |
Tennessee Farmers | $ 1430 |
Tennessee Farmers | $ 1430 |
USAA | $ 1195 |
USAA | $ 1195 |
Vermont Mutual | $ 1236 |
Vermont Mutual | $ 1236 |
Compare all 2018 MINI Countryman rates
Average Cost to Insure Per Year
$ 1600
List Price
$ 26600
Trims Available
Cooper - Cooper ALL4 - Cooper S - Cooper S ALL4 - John Cooper Works ALL4
2017 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1194 |
Acuity | $ 1194 |
Allied | $ 1029 |
Allied | $ 1029 |
Arbella | $ 1263 |
Arbella | $ 1263 |
Country | $ 1278 |
Country | $ 1278 |
Erie | $ 990 |
Erie | $ 990 |
GEICO | $ 1287 |
GEICO | $ 1287 |
Mercury | $ 1226 |
Mercury | $ 1226 |
Nationwide | $ 1275 |
Nationwide | $ 1275 |
Plymouth Rock Insurance | $ 1177 |
Plymouth Rock Insurance | $ 1177 |
Texas Farm Bureau | $ 804 |
Texas Farm Bureau | $ 804 |
USAA | $ 1165 |
USAA | $ 1165 |
Vermont Mutual | $ 1077 |
Vermont Mutual | $ 1077 |
Compare all 2017 MINI Countryman rates
Average Cost to Insure Per Year
$ 1017
List Price
$ 26100
Trims Available
Cooper - Cooper ALL4 - Cooper S - Cooper S ALL4
2016 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1090 |
Acuity | $ 1090 |
Allied | $ 1156 |
Allied | $ 1156 |
American Family | $ 1219 |
American Family | $ 1219 |
Arbella | $ 1187 |
Arbella | $ 1187 |
Country | $ 1177 |
Country | $ 1177 |
Erie | $ 862 |
Erie | $ 862 |
GEICO | $ 1082 |
GEICO | $ 1082 |
Plymouth Rock Insurance | $ 1087 |
Plymouth Rock Insurance | $ 1087 |
Tennessee Farmers | $ 1041 |
Tennessee Farmers | $ 1041 |
Texas Farm Bureau | $ 823 |
Texas Farm Bureau | $ 823 |
USAA | $ 1076 |
USAA | $ 1076 |
Vermont Mutual | $ 1010 |
Vermont Mutual | $ 1010 |
Compare all 2016 MINI Countryman rates
Average Cost to Insure Per Year
$ 1175
List Price
$ 22750
Trims Available
Cooper - Cooper S - Cooper S ALL4 - John Cooper Works ALL4
2015 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1050 |
Acuity | $ 1050 |
Allied | $ 1113 |
Allied | $ 1113 |
American Family | $ 1152 |
American Family | $ 1152 |
Arbella | $ 1165 |
Arbella | $ 1165 |
Country | $ 1141 |
Country | $ 1141 |
Erie | $ 843 |
Erie | $ 843 |
GEICO | $ 1068 |
GEICO | $ 1068 |
Plymouth Rock Insurance | $ 1040 |
Plymouth Rock Insurance | $ 1040 |
Tennessee Farmers | $ 1021 |
Tennessee Farmers | $ 1021 |
Texas Farm Bureau | $ 829 |
Texas Farm Bureau | $ 829 |
USAA | $ 987 |
USAA | $ 987 |
Vermont Mutual | $ 952 |
Vermont Mutual | $ 952 |
Compare all 2015 MINI Countryman rates
Average Cost to Insure Per Year
$ 1103
List Price
$ 22750
Trims Available
Cooper - Cooper S - Cooper S ALL4 - John Cooper Works ALL4
2014 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1056 |
Acuity | $ 1056 |
Allied | $ 1142 |
Allied | $ 1142 |
American Family | $ 1215 |
American Family | $ 1215 |
Country | $ 1187 |
Country | $ 1187 |
Erie | $ 879 |
Erie | $ 879 |
GEICO | $ 1200 |
GEICO | $ 1200 |
Mercury | $ 1198 |
Mercury | $ 1198 |
Plymouth Rock Insurance | $ 1044 |
Plymouth Rock Insurance | $ 1044 |
Tennessee Farmers | $ 1069 |
Tennessee Farmers | $ 1069 |
Texas Farm Bureau | $ 810 |
Texas Farm Bureau | $ 810 |
USAA | $ 985 |
USAA | $ 985 |
Vermont Mutual | $ 1006 |
Vermont Mutual | $ 1006 |
Compare all 2014 MINI Countryman rates
Average Cost to Insure Per Year
$ 1064
List Price
$ 22100
Trims Available
Cooper - Cooper S - Cooper S ALL4 - John Cooper Works ALL4
2013 MINI Countryman
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 952 |
Acuity | $ 952 |
Allied | $ 1043 |
Allied | $ 1043 |
Arbella | $ 1092 |
Arbella | $ 1092 |
Country | $ 1084 |
Country | $ 1084 |
Erie | $ 807 |
Erie | $ 807 |
GEICO | $ 924 |
GEICO | $ 924 |
Plymouth Rock Insurance | $ 1002 |
Plymouth Rock Insurance | $ 1002 |
State Farm | $ 1126 |
State Farm | $ 1126 |
Tennessee Farmers | $ 984 |
Tennessee Farmers | $ 984 |
Texas Farm Bureau | $ 793 |
Texas Farm Bureau | $ 793 |
USAA | $ 888 |
USAA | $ 888 |
Vermont Mutual | $ 884 |
Vermont Mutual | $ 884 |
Compare all 2013 MINI Countryman rates
Average Cost to Insure Per Year
$ 1056
List Price
$ 22000
Trims Available
Cooper - Cooper S - Cooper S ALL4 - John Cooper Works ALL4