Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Nissan Altima? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan Altima insurance facts

  • Average full coverage auto insurance premium: $151/month
  • Most affordable companies: Auto-Owners Insurance ($88/month) & GEICO ($93/month)
  • Altima car insurance cost vs. average rate: $34 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan Altima by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan Altima insurer costs by state:

Risk factors affecting Nissan Altima car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan Altima car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan Altima repair costs equal high coverage rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan Altima affecting auto policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1630
American Family$1163
Auto-Owners$1052
Cincinnati Insurance$1911
Direct Auto$2118
Elephant Insurance$1844
Erie Insurance$1526
GEICO$1091
Kentucky Farm Bureau$1790
Liberty Mutual$1548
Mercury$1340
MetLife$2045
Nationwide$1761
Progressive$1312
Safe Auto$1859
State Farm$1699
Texas Farm Bureau$1355
Travelers$1236
Westfield$1181

Compare all 2021 Nissan Altima rates

Average Cost to Insure Per Year

$1815

List Price

$24350

Trims Available

2.5 S - 2.5 SR - 2.5 SV - 2.5 SL - 3.5 SL - Base Engine: Standard 188-hp 2.5-liter four-cylinder engine with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1629
American Family$1153
Auto-Owners$1036
Elephant Insurance$1835
Erie Insurance$1492
Farmers$1749
GEICO$1060
Liberty Mutual$1533
Mercury$1336
MetLife$1867
Nationwide$1730
Progressive$1288
State Farm$1687
Texas Farm Bureau$1349
Travelers$1224
Westfield$1168

Compare all 2020 Nissan Altima rates

Average Cost to Insure Per Year

$1810

List Price

$24300

Trims Available

2.5 S - 2.5 SR - 2.5 SV - 2.5 SL - 3.5 SL - Base Engine: Standard 188-hp 2.5-liter four-cylinder engine with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1611
American Family$1056
Auto-Owners$1026
Elephant Insurance$1821
Erie Insurance$1482
GEICO$1035
Kentucky Farm Bureau$1777
Liberty Mutual$1520
Mercury$1329
MetLife$1862
Nationwide$1729
Progressive$1284
State Farm$1684
Texas Farm Bureau$1348
Travelers$1163
Westfield$1152

Compare all 2019 Nissan Altima rates

Average Cost to Insure Per Year

$1768

List Price

$24000

Trims Available

2.5 S - 2.5 SR - 2.5 SV - 2.5 SL - 3.5 SL - Base Engine: Standard 188-hp 2.5-liter four-cylinder engine with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1271
Acuity$ 1271
Allied$ 1324
Allied$ 1324
American Family$ 1382
American Family$ 1382
Arbella$ 1395
Arbella$ 1395
Country$ 1358
Country$ 1358
Erie$ 979
Erie$ 979
GEICO$ 1463
GEICO$ 1463
Nationwide$ 1458
Nationwide$ 1458
Plymouth Rock Insurance$ 1289
Plymouth Rock Insurance$ 1289
Tennessee Farmers$ 1057
Tennessee Farmers$ 1057
USAA$ 1046
USAA$ 1046
Vermont Mutual$ 1194
Vermont Mutual$ 1194

Compare all 2018 Nissan Altima rates

Average Cost to Insure Per Year

$ 1697

List Price

$ 23260

Trims Available

2.5 S - 2.5 SR - 2.5 SV - 2.5 SL - 3.5 SL

2017 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1256
Acuity$ 1256
American Family$ 1252
American Family$ 1252
Erie$ 753
Erie$ 753
GEICO$ 684
GEICO$ 684
Nationwide$ 1075
Nationwide$ 1075
Progressive$ 934
Progressive$ 934
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 939
State Farm$ 939
Tennessee Farmers$ 1053
Tennessee Farmers$ 1053
Texas Farm Bureau$ 954
Texas Farm Bureau$ 954
USAA$ 784
USAA$ 784
Vermont Mutual$ 1171
Vermont Mutual$ 1171

Compare all 2017 Nissan Altima rates

Average Cost to Insure Per Year

$ 1116

List Price

$ 22500

Trims Available

2.5 - 2.5 S - 2.5 SR - 2.5 SV - 3.5 SR - 2.5 SL - 3.5 SL

2016 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1141
American Family$ 1141
Country$ 1206
Country$ 1206
Erie$ 711
Erie$ 711
GEICO$ 643
GEICO$ 643
Nationwide$ 1040
Nationwide$ 1040
Progressive$ 868
Progressive$ 868
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 898
State Farm$ 898
Tennessee Farmers$ 1033
Tennessee Farmers$ 1033
Texas Farm Bureau$ 933
Texas Farm Bureau$ 933
USAA$ 735
USAA$ 735
Vermont Mutual$ 1120
Vermont Mutual$ 1120

Compare all 2016 Nissan Altima rates

Average Cost to Insure Per Year

$ 1041

List Price

$ 22500

Trims Available

2.5 - 2.5 S - 2.5 SR - 2.5 SV - 3.5 SR - 2.5 SL - 3.5 SL

2015 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1160
Acuity$ 1160
American Family$ 1100
American Family$ 1100
Erie$ 656
Erie$ 656
GEICO$ 625
GEICO$ 625
Nationwide$ 1060
Nationwide$ 1060
Progressive$ 855
Progressive$ 855
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 802
State Farm$ 802
Tennessee Farmers$ 1030
Tennessee Farmers$ 1030
Texas Farm Bureau$ 910
Texas Farm Bureau$ 910
USAA$ 715
USAA$ 715
Vermont Mutual$ 1064
Vermont Mutual$ 1064

Compare all 2015 Nissan Altima rates

Average Cost to Insure Per Year

$ 1001

List Price

$ 22300

Trims Available

2.5 - 2.5 S - 2.5 SV - 3.5 S - 2.5 SL - 3.5 SV - 3.5 SL

2014 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1132
Acuity$ 1132
Erie$ 691
Erie$ 691
GEICO$ 640
GEICO$ 640
Nationwide$ 1156
Nationwide$ 1156
Plymouth Rock Insurance$ 1160
Plymouth Rock Insurance$ 1160
Progressive$ 966
Progressive$ 966
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 959
State Farm$ 959
Tennessee Farmers$ 1035
Tennessee Farmers$ 1035
Texas Farm Bureau$ 870
Texas Farm Bureau$ 870
USAA$ 774
USAA$ 774
Vermont Mutual$ 1000
Vermont Mutual$ 1000

Compare all 2014 Nissan Altima rates

Average Cost to Insure Per Year

$ 1049

List Price

$ 22170

Trims Available

2.5 - 2.5 S - 2.5 SV - 3.5 S - 2.5 SL - 3.5 SV - 3.5 SL

2013 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1107
Acuity$ 1107
Erie$ 651
Erie$ 651
GEICO$ 604
GEICO$ 604
Nationwide$ 1098
Nationwide$ 1098
Plymouth Rock Insurance$ 1133
Plymouth Rock Insurance$ 1133
Progressive$ 895
Progressive$ 895
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 885
State Farm$ 885
Tennessee Farmers$ 1022
Tennessee Farmers$ 1022
Texas Farm Bureau$ 850
Texas Farm Bureau$ 850
USAA$ 723
USAA$ 723
Vermont Mutual$ 973
Vermont Mutual$ 973

Compare all 2013 Nissan Altima rates

Average Cost to Insure Per Year

$ 1001

List Price

$ 21760

Trims Available

2.5 - 2.5 S - 2.5 SV - 3.5 S - 2.5 SL - 3.5 SV - 3.5 SL

2012 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1012
Acuity$ 1012
American Family$ 1057
American Family$ 1057
Erie$ 622
Erie$ 622
GEICO$ 512
GEICO$ 512
Nationwide$ 1024
Nationwide$ 1024
Progressive$ 803
Progressive$ 803
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 694
State Farm$ 694
Tennessee Farmers$ 951
Tennessee Farmers$ 951
Texas Farm Bureau$ 817
Texas Farm Bureau$ 817
USAA$ 632
USAA$ 632
Vermont Mutual$ 864
Vermont Mutual$ 864

Compare all 2012 Nissan Altima rates

Average Cost to Insure Per Year

$ 899

List Price

$ 20550

Trims Available

2.5 - 2.5 S - 3.5 SR - 2.5 SL

2011 Nissan Altima

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1111
American Family$ 1111
Erie$ 658
Erie$ 658
GEICO$ 581
GEICO$ 581
Nationwide$ 1074
Nationwide$ 1074
Plymouth Rock Insurance$ 1081
Plymouth Rock Insurance$ 1081
Progressive$ 911
Progressive$ 911
Quincy Mutual$ 1002
Quincy Mutual$ 1002
State Farm$ 846
State Farm$ 846
Tennessee Farmers$ 1042
Tennessee Farmers$ 1042
Texas Farm Bureau$ 797
Texas Farm Bureau$ 797
USAA$ 704
USAA$ 704
Vermont Mutual$ 915
Vermont Mutual$ 915

Compare all 2011 Nissan Altima rates

Average Cost to Insure Per Year

$ 968

List Price

$ 20270

Trims Available

2.5 - 2.5 S - 3.5 SR - 2.5 SL