Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Looking for a new or used Nissan Frontier? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan Frontier insurance facts

  • Average full coverage auto insurance premium: $126/month
  • Most affordable companies: Nationwide ($84/month) & GEICO ($87/month)
  • Frontier car insurance cost vs. average rate: $42 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan Frontier by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan Frontier insurer costs by state:

Risk factors affecting Nissan Frontier car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan Frontier car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan Frontier repair costs equal high coverage rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan Frontier affecting auto policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1814
Allstate$1460
American Family$1138
Amica$1906
Auto-Owners$1248
Cincinnati Insurance$1849
Direct Auto$1975
Elephant Insurance$1743
Erie Insurance$1426
GEICO$1112
Liberty Mutual$1430
Mercury$1315
Nationwide$1029
Progressive$1640
State Farm$1539
Tennessee Farmers$1689
Texas Farm Bureau$1384
Travelers$1230
Westfield$1161

Compare all 2021 Nissan Frontier rates

Average Cost to Insure Per Year

$1516

List Price

$27190

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL - Base Engine: 3.8-liter V6 at 310 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1782
Allstate$1453
American Family$1053
Auto-Owners$1216
Elephant Insurance$1671
Erie Insurance$1379
Farmers$1644
GEICO$1027
Liberty Mutual$1426
Mercury$1270
Nationwide$986
Progressive$1580
State Farm$1529
Texas Farm Bureau$1340
Travelers$1143
Westfield$1098

Compare all 2020 Nissan Frontier rates

Average Cost to Insure Per Year

$1453

List Price

$26790

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL - Base Engine: 3.8-liter V6 at 310 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1489
Allstate$1286
American Family$964
Auto-Owners$1037
Elephant Insurance$1448
Erie Insurance$1165
GEICO$879
Liberty Mutual$1234
Mercury$1059
Nationwide$835
Progressive$1410
State Farm$1329
Tennessee Farmers$1435
Texas Farm Bureau$1128
Travelers$1020
Westfield$988

Compare all 2019 Nissan Frontier rates

Average Cost to Insure Per Year

$1028

List Price

$19290

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL - Base Engine: 3.8-liter V6 at 310 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1069
Acuity$ 1069
Allied$ 966
Allied$ 966
American Family$ 953
American Family$ 953
Country$ 1053
Country$ 1053
Erie$ 710
Erie$ 710
GEICO$ 519
GEICO$ 519
Nationwide$ 944
Nationwide$ 944
Progressive$ 817
Progressive$ 817
State Farm$ 727
State Farm$ 727
Tennessee Farmers$ 924
Tennessee Farmers$ 924
USAA$ 760
USAA$ 760
Vermont Mutual$ 952
Vermont Mutual$ 952

Compare all 2018 Nissan Frontier rates

Average Cost to Insure Per Year

$ 933

List Price

$ 18990

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL

2017 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 983
Allied$ 983
American Family$ 902
American Family$ 902
Country$ 987
Country$ 987
Erie$ 676
Erie$ 676
GEICO$ 481
GEICO$ 481
Nationwide$ 946
Nationwide$ 946
Progressive$ 770
Progressive$ 770
State Farm$ 655
State Farm$ 655
Tennessee Farmers$ 892
Tennessee Farmers$ 892
Texas Farm Bureau$ 720
Texas Farm Bureau$ 720
USAA$ 726
USAA$ 726
Vermont Mutual$ 899
Vermont Mutual$ 899

Compare all 2017 Nissan Frontier rates

Average Cost to Insure Per Year

$ 881

List Price

$ 18390

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL

2016 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 848
American Family$ 848
Country$ 966
Country$ 966
Erie$ 646
Erie$ 646
GEICO$ 489
GEICO$ 489
Nationwide$ 971
Nationwide$ 971
Progressive$ 772
Progressive$ 772
Quincy Mutual$ 983
Quincy Mutual$ 983
State Farm$ 716
State Farm$ 716
Tennessee Farmers$ 876
Tennessee Farmers$ 876
Texas Farm Bureau$ 825
Texas Farm Bureau$ 825
USAA$ 707
USAA$ 707
Vermont Mutual$ 835
Vermont Mutual$ 835

Compare all 2016 Nissan Frontier rates

Average Cost to Insure Per Year

$ 876

List Price

$ 17990

Trims Available

S - SV - SV V6 - Desert Runner - SL - PRO-4X

2015 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 947
Acuity$ 947
American Family$ 874
American Family$ 874
Country$ 933
Country$ 933
Erie$ 617
Erie$ 617
GEICO$ 448
GEICO$ 448
Nationwide$ 950
Nationwide$ 950
Progressive$ 791
Progressive$ 791
State Farm$ 606
State Farm$ 606
Tennessee Farmers$ 785
Tennessee Farmers$ 785
Texas Farm Bureau$ 660
Texas Farm Bureau$ 660
USAA$ 664
USAA$ 664
Vermont Mutual$ 800
Vermont Mutual$ 800

Compare all 2015 Nissan Frontier rates

Average Cost to Insure Per Year

$ 825

List Price

$ 17990

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL

2014 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 950
Acuity$ 950
American Family$ 925
American Family$ 925
Erie$ 668
Erie$ 668
GEICO$ 482
GEICO$ 482
Plymouth Rock Insurance$ 971
Plymouth Rock Insurance$ 971
Progressive$ 806
Progressive$ 806
Quincy Mutual$ 946
Quincy Mutual$ 946
State Farm$ 695
State Farm$ 695
Tennessee Farmers$ 824
Tennessee Farmers$ 824
Texas Farm Bureau$ 619
Texas Farm Bureau$ 619
USAA$ 687
USAA$ 687
Vermont Mutual$ 792
Vermont Mutual$ 792

Compare all 2014 Nissan Frontier rates

Average Cost to Insure Per Year

$ 850

List Price

$ 17990

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL

2013 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 892
Acuity$ 892
American Family$ 847
American Family$ 847
Country$ 927
Country$ 927
Erie$ 624
Erie$ 624
GEICO$ 449
GEICO$ 449
Progressive$ 748
Progressive$ 748
Quincy Mutual$ 927
Quincy Mutual$ 927
State Farm$ 613
State Farm$ 613
Tennessee Farmers$ 767
Tennessee Farmers$ 767
Texas Farm Bureau$ 609
Texas Farm Bureau$ 609
USAA$ 617
USAA$ 617
Vermont Mutual$ 749
Vermont Mutual$ 749

Compare all 2013 Nissan Frontier rates

Average Cost to Insure Per Year

$ 798

List Price

$ 17990

Trims Available

S - SV - SV V6 - Desert Runner - PRO-4X - SL

2012 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 813
Acuity$ 813
American Family$ 813
American Family$ 813
Country$ 858
Country$ 858
Erie$ 588
Erie$ 588
GEICO$ 401
GEICO$ 401
Nationwide$ 851
Nationwide$ 851
Progressive$ 678
Progressive$ 678
State Farm$ 547
State Farm$ 547
Tennessee Farmers$ 724
Tennessee Farmers$ 724
Texas Farm Bureau$ 635
Texas Farm Bureau$ 635
USAA$ 566
USAA$ 566
Vermont Mutual$ 691
Vermont Mutual$ 691

Compare all 2012 Nissan Frontier rates

Average Cost to Insure Per Year

$ 737

List Price

$ 19010

Trims Available

S - SV - SV V6 - PRO-4X - SL

2011 Nissan Frontier

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 847
American Family$ 847
Arbella$ 856
Arbella$ 856
Country$ 873
Country$ 873
Erie$ 572
Erie$ 572
GEICO$ 438
GEICO$ 438
Progressive$ 699
Progressive$ 699
Quincy Mutual$ 891
Quincy Mutual$ 891
State Farm$ 624
State Farm$ 624
Tennessee Farmers$ 737
Tennessee Farmers$ 737
Texas Farm Bureau$ 619
Texas Farm Bureau$ 619
USAA$ 578
USAA$ 578
Vermont Mutual$ 676
Vermont Mutual$ 676

Compare all 2011 Nissan Frontier rates

Average Cost to Insure Per Year

$ 771

List Price

$ 18200

Trims Available

S - SV - SV V6 - PRO-4X - SL