Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Looking for a new or used Nissan LEAF? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan LEAF insurance facts

  • Average full coverage auto insurance premium: $124/month
  • Most affordable companies: GEICO ($87/month) & Progressive ($92/month)
  • LEAF car insurance cost vs. average rate: $72 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan LEAF by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan LEAF insurer costs by state:

Risk factors affecting Nissan LEAF car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan LEAF car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan LEAF repair costs equal high coverage rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan LEAF affecting auto policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1806
Acuity$1947
Allied$1834
Allstate$1609
American Family$1526
Country Financial$1641
Erie$1287
GEICO$1067
Kentucky Farm Bureau$1690
Liberty Mutual$1364
Mercury$1589
Nationwide$1406
Progressive$1124
State Farm$1218
Tennessee Farmers$1573
Texas Farm Bureau$1459
The Hanover$1716
Travelers$1623

Compare all 2021 Nissan LEAF rates

Average Cost to Insure Per Year

$1486

List Price

$31670

Trims Available

S - S-24 - S-30 - SV - SL - Base Engine: Electric Motor at 304 Horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1729
Allstate$1368
American Family$1328
Country Financial$1502
Erie$1129
GEICO$986
Kentucky Farm Bureau$1549
Liberty Mutual$1174
Mercury$1352
Nationwide$1234
Progressive$1036
State Farm$1049
Tennessee Farmers$1340
Texas Farm Bureau$1260
The Hanover$1643
Travelers$1436

Compare all 2020 Nissan LEAF rates

Average Cost to Insure Per Year

$1416

List Price

$31600

Trims Available

S - S-24 - S-30 - SV - SL - Base Engine: Electric Motor at 304 Horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1694
Allstate$1362
American Family$1236
Country Financial$1471
Erie$1057
GEICO$930
Kentucky Farm Bureau$1534
Liberty Mutual$1092
Mercury$1341
Nationwide$1142
Progressive$946
State Farm$1040
Tennessee Farmers$1270
Texas Farm Bureau$1189
The Hanover$1580
Travelers$1425

Compare all 2019 Nissan LEAF rates

Average Cost to Insure Per Year

$1362

List Price

$29990

Trims Available

S - S-24 - S-30 - SV - SL - Base Engine: Electric Motor at 304 Horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1543
Allstate$1242
American Family$1158
Country Financial$1367
Erie$967
GEICO$926
Kentucky Farm Bureau$1430
Liberty Mutual$1034
Mercury$1215
Nationwide$1040
Progressive$929
State Farm$930
Tennessee Farmers$1170
Texas Farm Bureau$1090
The Hanover$1456
Travelers$1290

Compare all 2018 Nissan LEAF rates

Average Cost to Insure Per Year

$1316

List Price

$29990

Trims Available

S - S-24 - S-30 - SV - SL - Base Engine: Electric Motor at 304 Horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2017 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1530
Allstate$1216
American Family$1146
Country Financial$1364
Erie$953
GEICO$899
Kentucky Farm Bureau$1421
Liberty Mutual$1027
Mercury$1203
Nationwide$1036
Progressive$906
State Farm$927
Tennessee Farmers$1167
Texas Farm Bureau$1084
The Hanover$1452
Travelers$1289

Compare all 2017 Nissan LEAF rates

Average Cost to Insure Per Year

$1320

List Price

$30680

Trims Available

S - S-24 - S-30 - SV - SL

2016 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1164
Acuity$ 1164
Arbella$ 1237
Arbella$ 1237
Country$ 1211
Country$ 1211
Erie$ 942
Erie$ 942
GEICO$ 1059
GEICO$ 1059
Mercury$ 1239
Mercury$ 1239
Plymouth Rock Insurance$ 1177
Plymouth Rock Insurance$ 1177
Quincy Mutual$ 1131
Quincy Mutual$ 1131
Tennessee Farmers$ 1096
Tennessee Farmers$ 1096
Texas Farm Bureau$ 855
Texas Farm Bureau$ 855
USAA$ 1119
USAA$ 1119
Vermont Mutual$ 1037
Vermont Mutual$ 1037

Compare all 2016 Nissan LEAF rates

Average Cost to Insure Per Year

$ 1263

List Price

$ 29010

Trims Available

S - S-24 - S-30 - SV - SL

2015 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1159
Acuity$ 1159
Allied$ 1189
Allied$ 1189
Country$ 1227
Country$ 1227
Erie$ 926
Erie$ 926
GEICO$ 1130
GEICO$ 1130
Mercury$ 1226
Mercury$ 1226
Plymouth Rock Insurance$ 1146
Plymouth Rock Insurance$ 1146
Quincy Mutual$ 1107
Quincy Mutual$ 1107
Tennessee Farmers$ 1064
Tennessee Farmers$ 1064
Texas Farm Bureau$ 889
Texas Farm Bureau$ 889
USAA$ 1050
USAA$ 1050
Vermont Mutual$ 1037
Vermont Mutual$ 1037

Compare all 2015 Nissan LEAF rates

Average Cost to Insure Per Year

$ 1249

List Price

$ 29010

Trims Available

S - SV - SL

2014 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1096
Acuity$ 1096
Allied$ 1202
Allied$ 1202
American Family$ 1240
American Family$ 1240
Country$ 1211
Country$ 1211
Erie$ 906
Erie$ 906
GEICO$ 1233
GEICO$ 1233
Mercury$ 1215
Mercury$ 1215
Quincy Mutual$ 1079
Quincy Mutual$ 1079
Tennessee Farmers$ 1066
Tennessee Farmers$ 1066
Texas Farm Bureau$ 876
Texas Farm Bureau$ 876
USAA$ 1027
USAA$ 1027
Vermont Mutual$ 1014
Vermont Mutual$ 1014

Compare all 2014 Nissan LEAF rates

Average Cost to Insure Per Year

$ 1176

List Price

$ 28980

Trims Available

S - SV - SL

2013 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 972
Acuity$ 972
Allied$ 1122
Allied$ 1122
Arbella$ 1098
Arbella$ 1098
Country$ 1089
Country$ 1089
Erie$ 864
Erie$ 864
GEICO$ 1007
GEICO$ 1007
Mercury$ 1212
Mercury$ 1212
Quincy Mutual$ 1051
Quincy Mutual$ 1051
Tennessee Farmers$ 953
Tennessee Farmers$ 953
Texas Farm Bureau$ 853
Texas Farm Bureau$ 853
USAA$ 1008
USAA$ 1008
Vermont Mutual$ 866
Vermont Mutual$ 866

Compare all 2013 Nissan LEAF rates

Average Cost to Insure Per Year

$ 1150

List Price

$ 28800

Trims Available

S - SV - SL

2012 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1055
Acuity$ 1055
Allied$ 1016
Allied$ 1016
American Family$ 1297
American Family$ 1297
Country$ 1222
Country$ 1222
Erie$ 856
Erie$ 856
GEICO$ 1216
GEICO$ 1216
Mercury$ 1215
Mercury$ 1215
Quincy Mutual$ 1027
Quincy Mutual$ 1027
Tennessee Farmers$ 1085
Tennessee Farmers$ 1085
Texas Farm Bureau$ 904
Texas Farm Bureau$ 904
USAA$ 1000
USAA$ 1000
Vermont Mutual$ 983
Vermont Mutual$ 983

Compare all 2012 Nissan LEAF rates

Average Cost to Insure Per Year

$ 1155

List Price

$ 35200

Trims Available

SV - SL

2011 Nissan LEAF

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1015
Acuity$ 1015
Allied$ 986
Allied$ 986
American Family$ 1225
American Family$ 1225
Country$ 1189
Country$ 1189
Erie$ 848
Erie$ 848
GEICO$ 1216
GEICO$ 1216
Mercury$ 1246
Mercury$ 1246
Quincy Mutual$ 1002
Quincy Mutual$ 1002
Tennessee Farmers$ 1083
Tennessee Farmers$ 1083
Texas Farm Bureau$ 894
Texas Farm Bureau$ 894
USAA$ 970
USAA$ 970
Vermont Mutual$ 948
Vermont Mutual$ 948

Compare all 2011 Nissan LEAF rates

Average Cost to Insure Per Year

$ 1133

List Price

$ 32780

Trims Available

SV - SL