Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Nissan Maxima? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan Maxima insurance facts

  • Average full coverage auto insurance premium: $145/month
  • Most affordable companies: Nationwide ($81/month) & Erie Insurance ($90/month)
  • Maxima car insurance cost vs. average rate: $16 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan Maxima by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan Maxima insurer costs by state:

Risk factors affecting Nissan Maxima car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan Maxima car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan Maxima repair costs equal high coverage rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan Maxima affecting auto policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1706
Acuity$1789
Allied Insurance$1215
Allstate$1491
American Family$1365
Arbella$1379
Country Financial$1637
Erie$1030
GEICO$1064
Kentucky Farm Bureau$1106
Liberty Mutual$1179
Mercury$1450
Nationwide$976
Progressive$1134
Quincy Mutual$1680
State Farm$1079
Texas Farm Bureau$1264
The Hanover$1695
Travelers$1564

Compare all 2021 Nissan Maxima rates

Average Cost to Insure Per Year

$1736

List Price

$37090

Trims Available

3.5 S - 3.5 SV - 3.5 SL - 3.5 SR - Platinum - Base Engine: 300-horsepower 3.5-liter V6 with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1641
Allied Insurance$1135
Allstate$1427
American Family$1307
Arbella$1338
Country Financial$1518
GEICO$980
Kentucky Farm Bureau$1073
Liberty Mutual$1126
Mercury$1384
Nationwide$926
Quincy Mutual$1562
State Farm$1041
Texas Farm Bureau$1249
The Hanover$1608
Travelers$1439

Compare all 2020 Nissan Maxima rates

Average Cost to Insure Per Year

$1643

List Price

$34450

Trims Available

3.5 S - 3.5 SV - 3.5 SL - 3.5 SR - Platinum - Base Engine: 300-horsepower 3.5-liter V6 with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1634
Allied Insurance$1149
Allstate$1368
American Family$1238
Arbella$1287
Country Financial$1467
GEICO$936
Kentucky Farm Bureau$1039
Liberty Mutual$1087
Mercury$1341
Nationwide$881
Quincy Mutual$1509
State Farm$1026
Texas Farm Bureau$1206
The Hanover$1537
Travelers$1406

Compare all 2019 Nissan Maxima rates

Average Cost to Insure Per Year

$1611

List Price

$34050

Trims Available

3.5 S - 3.5 SV - 3.5 SL - 3.5 SR - Platinum - Base Engine: 300-horsepower 3.5-liter V6 with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1560
Allied Insurance$1037
Allstate$1280
American Family$1152
Arbella$1206
Country Financial$1409
GEICO$915
Kentucky Farm Bureau$976
Liberty Mutual$1025
Mercury$1236
Nationwide$867
Quincy Mutual$1452
State Farm$935
Texas Farm Bureau$1089
The Hanover$1524
Travelers$1367

Compare all 2018 Nissan Maxima rates

Average Cost to Insure Per Year

$1573

List Price

$33420

Trims Available

3.5 S - 3.5 SV - 3.5 SL - 3.5 SR - Platinum - Base Engine: 300-horsepower 3.5-liter V6 with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2017 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1989
Allstate$ 1989
Amica$ 1764
Amica$ 1764
Arbella$ 1562
Arbella$ 1562
GEICO$ 1607
GEICO$ 1607
Liberty Mutual$ 2851
Liberty Mutual$ 2851
MetLife$ 2175
MetLife$ 2175
Plymouth Rock Insurance$ 832
Plymouth Rock Insurance$ 832
Progressive$ 1269
Progressive$ 1269
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 1525
State Farm$ 1525
Texas Farm Bureau$ 1253
Texas Farm Bureau$ 1253
USAA$ 1311
USAA$ 1311

Compare all 2017 Nissan Maxima rates

Average Cost to Insure Per Year

$ 1518

List Price

$ 32610

Trims Available

3.5 S - 3.5 SV - 3.5 SL - 3.5 SR - Platinum

2016 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1404
Acuity$ 1404
American Family$ 1500
American Family$ 1500
Erie$ 852
Erie$ 852
GEICO$ 1192
GEICO$ 1192
Nationwide$ 1410
Nationwide$ 1410
Plymouth Rock Insurance$ 1346
Plymouth Rock Insurance$ 1346
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 1386
State Farm$ 1386
Tennessee Farmers$ 1143
Tennessee Farmers$ 1143
Texas Farm Bureau$ 1224
Texas Farm Bureau$ 1224
USAA$ 1084
USAA$ 1084
Vermont Mutual$ 1447
Vermont Mutual$ 1447

Compare all 2016 Nissan Maxima rates

Average Cost to Insure Per Year

$ 1461

List Price

$ 32510

Trims Available

3.5 S - 3.5 SV - 3.5 SL - 3.5 SR - Platinum

2014 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1307
Acuity$ 1307
American Family$ 1479
American Family$ 1479
Erie$ 905
Erie$ 905
GEICO$ 1469
GEICO$ 1469
Mercury$ 1473
Mercury$ 1473
Plymouth Rock Insurance$ 1251
Plymouth Rock Insurance$ 1251
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 1427
State Farm$ 1427
Tennessee Farmers$ 1361
Tennessee Farmers$ 1361
Texas Farm Bureau$ 1130
Texas Farm Bureau$ 1130
USAA$ 1081
USAA$ 1081
Vermont Mutual$ 1309
Vermont Mutual$ 1309

Compare all 2014 Nissan Maxima rates

Average Cost to Insure Per Year

$ 1419

List Price

$ 31290

Trims Available

3.5 S - 3.5 SV

2013 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1294
Acuity$ 1294
Allied$ 1465
Allied$ 1465
American Family$ 1467
American Family$ 1467
Erie$ 913
Erie$ 913
GEICO$ 1497
GEICO$ 1497
Mercury$ 1477
Mercury$ 1477
Plymouth Rock Insurance$ 1221
Plymouth Rock Insurance$ 1221
Quincy Mutual$ 1051
Quincy Mutual$ 1051
Tennessee Farmers$ 1302
Tennessee Farmers$ 1302
Texas Farm Bureau$ 1131
Texas Farm Bureau$ 1131
USAA$ 1079
USAA$ 1079
Vermont Mutual$ 1220
Vermont Mutual$ 1220

Compare all 2013 Nissan Maxima rates

Average Cost to Insure Per Year

$ 1335

List Price

$ 31000

Trims Available

3.5 S - 3.5 SV

2012 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1239
Acuity$ 1239
Allied$ 1452
Allied$ 1452
American Family$ 1372
American Family$ 1372
Erie$ 894
Erie$ 894
GEICO$ 1433
GEICO$ 1433
Plymouth Rock Insurance$ 1188
Plymouth Rock Insurance$ 1188
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 1404
State Farm$ 1404
Tennessee Farmers$ 1324
Tennessee Farmers$ 1324
Texas Farm Bureau$ 1100
Texas Farm Bureau$ 1100
USAA$ 1011
USAA$ 1011
Vermont Mutual$ 1207
Vermont Mutual$ 1207

Compare all 2012 Nissan Maxima rates

Average Cost to Insure Per Year

$ 1290

List Price

$ 32420

Trims Available

3.5 S - 3.5 SV

2011 Nissan Maxima

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1374
Acuity$ 1374
American Family$ 1271
American Family$ 1271
Arbella$ 1265
Arbella$ 1265
Erie$ 804
Erie$ 804
GEICO$ 1038
GEICO$ 1038
Plymouth Rock Insurance$ 1157
Plymouth Rock Insurance$ 1157
Quincy Mutual$ 1002
Quincy Mutual$ 1002
State Farm$ 1247
State Farm$ 1247
Tennessee Farmers$ 1240
Tennessee Farmers$ 1240
Texas Farm Bureau$ 739
Texas Farm Bureau$ 739
USAA$ 938
USAA$ 938
Vermont Mutual$ 1096
Vermont Mutual$ 1096

Compare all 2011 Nissan Maxima rates

Average Cost to Insure Per Year

$ 1185

List Price

$ 31750

Trims Available

3.5 S - 3.5 SV