Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Nissan Pathfinder? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan Pathfinder insurance facts

  • Average full coverage auto insurance premium: $135/month
  • Most affordable companies: Auto-Owners Insurance ($88/month) & GEICO ($91/month)
  • Pathfinder car insurance cost vs. average rate: $29 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan Pathfinder by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan Pathfinder insurer costs by state:

Risk factors affecting Nissan Pathfinder car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan Pathfinder car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan Pathfinder repair costs equal high coverage rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan Pathfinder affecting auto policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1781
Allstate$1468
American Family$1191
Amica$1852
Auto-Owners$1059
Cincinnati Insurance$1816
Direct Auto$1916
Elephant Insurance$1714
Erie Insurance$1390
GEICO$1180
Liberty Mutual$1454
Mercury$1280
Nationwide$1274
Progressive$1574
State Farm$1526
Tennessee Farmers$1605
Texas Farm Bureau$1346
Travelers$1238
Westfield$1210

Compare all 2021 Nissan Pathfinder rates

Average Cost to Insure Per Year

$1620

List Price

$31680

Trims Available

S - SV - SL - Platinum - Base Engine: 284-horsepower, 3.5-liter V6 engine with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1738
Allstate$1438
American Family$1053
Auto-Owners$990
Elephant Insurance$1673
Erie Insurance$1358
Farmers$1643
GEICO$1040
Liberty Mutual$1360
Mercury$1271
Nationwide$1246
Progressive$1590
State Farm$1489
Texas Farm Bureau$1339
Travelers$1147
Westfield$1106

Compare all 2020 Nissan Pathfinder rates

Average Cost to Insure Per Year

$1528

List Price

$31980

Trims Available

S - SV - SL - Platinum - Base Engine: 284-horsepower, 3.5-liter V6 engine with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1720
Allstate$1428
American Family$1049
Auto-Owners$986
Elephant Insurance$1638
Erie Insurance$1337
GEICO$1036
Liberty Mutual$1358
Mercury$1257
Nationwide$1235
Progressive$1589
State Farm$1467
Tennessee Farmers$1612
Texas Farm Bureau$1329
Travelers$1142
Westfield$1098

Compare all 2019 Nissan Pathfinder rates

Average Cost to Insure Per Year

$1492

List Price

$31530

Trims Available

S - SV - SL - Platinum - Base Engine: 284-horsepower, 3.5-liter V6 engine with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1245
Acuity$ 1245
Allied$ 1112
Allied$ 1112
Country$ 1282
Country$ 1282
Erie$ 912
Erie$ 912
GEICO$ 1081
GEICO$ 1081
Nationwide$ 1223
Nationwide$ 1223
Plymouth Rock Insurance$ 1256
Plymouth Rock Insurance$ 1256
Progressive$ 1097
Progressive$ 1097
State Farm$ 1265
State Farm$ 1265
Tennessee Farmers$ 933
Tennessee Farmers$ 933
USAA$ 1070
USAA$ 1070
Vermont Mutual$ 1163
Vermont Mutual$ 1163

Compare all 2018 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 1353

List Price

$ 31040

Trims Available

S - SV - SL - Platinum

2017 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1218
Acuity$ 1218
Allied$ 1127
Allied$ 1127
American Family$ 1218
American Family$ 1218
Erie$ 864
Erie$ 864
GEICO$ 1021
GEICO$ 1021
Progressive$ 1066
Progressive$ 1066
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 1173
State Farm$ 1173
Tennessee Farmers$ 926
Tennessee Farmers$ 926
Texas Farm Bureau$ 901
Texas Farm Bureau$ 901
USAA$ 1055
USAA$ 1055
Vermont Mutual$ 1101
Vermont Mutual$ 1101

Compare all 2017 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 1185

List Price

$ 30290

Trims Available

S - SV - SL - Platinum

2016 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1184
Acuity$ 1184
Allied$ 1127
Allied$ 1127
American Family$ 1179
American Family$ 1179
Erie$ 806
Erie$ 806
GEICO$ 920
GEICO$ 920
Plymouth Rock Insurance$ 1192
Plymouth Rock Insurance$ 1192
Progressive$ 960
Progressive$ 960
Quincy Mutual$ 1131
Quincy Mutual$ 1131
Tennessee Farmers$ 909
Tennessee Farmers$ 909
Texas Farm Bureau$ 883
Texas Farm Bureau$ 883
USAA$ 988
USAA$ 988
Vermont Mutual$ 1059
Vermont Mutual$ 1059

Compare all 2016 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 1140

List Price

$ 29830

Trims Available

S - SV - SL - Platinum

2015 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1136
Acuity$ 1136
American Family$ 1089
American Family$ 1089
Erie$ 691
Erie$ 691
GEICO$ 616
GEICO$ 616
Nationwide$ 1116
Nationwide$ 1116
Progressive$ 815
Progressive$ 815
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 866
State Farm$ 866
Tennessee Farmers$ 981
Tennessee Farmers$ 981
Texas Farm Bureau$ 861
Texas Farm Bureau$ 861
USAA$ 771
USAA$ 771
Vermont Mutual$ 1016
Vermont Mutual$ 1016

Compare all 2015 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 997

List Price

$ 29510

Trims Available

S - SV - SL - Platinum

2014 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1090
Acuity$ 1090
American Family$ 1035
American Family$ 1035
Erie$ 692
Erie$ 692
GEICO$ 595
GEICO$ 595
Plymouth Rock Insurance$ 1134
Plymouth Rock Insurance$ 1134
Progressive$ 797
Progressive$ 797
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 912
State Farm$ 912
Tennessee Farmers$ 956
Tennessee Farmers$ 956
Texas Farm Bureau$ 841
Texas Farm Bureau$ 841
USAA$ 746
USAA$ 746
Vermont Mutual$ 964
Vermont Mutual$ 964

Compare all 2014 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 967

List Price

$ 29210

Trims Available

S - SV - SL - Platinum

2013 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1078
Acuity$ 1078
American Family$ 1007
American Family$ 1007
Erie$ 692
Erie$ 692
GEICO$ 587
GEICO$ 587
Plymouth Rock Insurance$ 1111
Plymouth Rock Insurance$ 1111
Progressive$ 828
Progressive$ 828
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 954
State Farm$ 954
Tennessee Farmers$ 930
Tennessee Farmers$ 930
Texas Farm Bureau$ 809
Texas Farm Bureau$ 809
USAA$ 749
USAA$ 749
Vermont Mutual$ 923
Vermont Mutual$ 923

Compare all 2013 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 981

List Price

$ 28650

Trims Available

S - SV - SL - Platinum

2012 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 851
Acuity$ 851
American Family$ 859
American Family$ 859
Arbella$ 915
Arbella$ 915
Country$ 883
Country$ 883
Erie$ 615
Erie$ 615
GEICO$ 456
GEICO$ 456
Progressive$ 719
Progressive$ 719
State Farm$ 627
State Farm$ 627
Tennessee Farmers$ 752
Tennessee Farmers$ 752
Texas Farm Bureau$ 715
Texas Farm Bureau$ 715
USAA$ 617
USAA$ 617
Vermont Mutual$ 693
Vermont Mutual$ 693

Compare all 2012 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 817

List Price

$ 29290

Trims Available

S - SV - Silver Edition - LE - LE V8

2011 Nissan Pathfinder

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 983
American Family$ 983
Amica$ 978
Amica$ 978
Arbella$ 837
Arbella$ 837
Country$ 914
Country$ 914
Erie$ 639
Erie$ 639
GEICO$ 525
GEICO$ 525
Progressive$ 836
Progressive$ 836
State Farm$ 893
State Farm$ 893
Tennessee Farmers$ 784
Tennessee Farmers$ 784
Texas Farm Bureau$ 683
Texas Farm Bureau$ 683
USAA$ 750
USAA$ 750
Vermont Mutual$ 672
Vermont Mutual$ 672

Compare all 2011 Nissan Pathfinder rates

Average Cost to Insure Per Year

$ 906

List Price

$ 28570

Trims Available

S - SV - Silver Edition - LE - LE V8