Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Nissan Sentra? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan Sentra insurance facts

  • Average full coverage auto insurance premium: $122/month
  • Most affordable companies: Kentucky Farm Bureau ($87/month) & Erie Insurance ($90/month)
  • Sentra car insurance cost vs. average rate: $40 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan Sentra by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan Sentra insurer costs by state:

Risk factors affecting Nissan Sentra car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan Sentra car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan Sentra repair costs equal high car insurance rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan Sentra affecting car insurance policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1809
Acuity$1857
Allied Insurance$1164
Allstate$1568
American Family$1351
Arbella$1492
Country Financial$1628
Erie Insurance$1090
GEICO$1138
Kentucky Farm Bureau$1054
Liberty Mutual$1436
Mercury$1520
MetLife$1762
Nationwide$1289
Progressive$1236
Quincy Mutual$1715
State Farm$1218
Texas Farm Bureau$1398
Travelers$1602

Compare all 2021 Nissan Sentra rates

Average Cost to Insure Per Year

$1480

List Price

$19460

Trims Available

S - SV - SR - SL - SR TURBO - NISMO - Base Engine: 149-hp 2.0-liter four-cylinder with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1737
Allied Insurance$1127
Allstate$1528
American Family$1284
Arbella$1416
Country Financial$1618
GEICO$1061
Kentucky Farm Bureau$1029
Liberty Mutual$1392
Mercury$1438
Nationwide$1237
Quincy Mutual$1681
State Farm$1139
Texas Farm Bureau$1350
The Hanover$1711
Travelers$1562

Compare all 2020 Nissan Sentra rates

Average Cost to Insure Per Year

$1470

List Price

$19311

Trims Available

S - SV - SR - SL - SR TURBO - NISMO - Base Engine: 149-hp 2.0-liter four-cylinder with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1692
Allied Insurance$1056
Allstate$1461
American Family$1230
Arbella$1349
Country Financial$1526
GEICO$1031
Kentucky Farm Bureau$1020
Liberty Mutual$1312
Mercury$1391
Nationwide$1156
Quincy Mutual$1548
State Farm$1079
Texas Farm Bureau$1280
The Hanover$1625
Travelers$1508

Compare all 2019 Nissan Sentra rates

Average Cost to Insure Per Year

$1461

List Price

$17990

Trims Available

S - SV - SR - SL - SR TURBO - NISMO - Base Engine: 149-hp 2.0-liter four-cylinder with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1658
Allied Insurance$1054
Allstate$1459
American Family$1181
Arbella$1342
Country Financial$1511
GEICO$1026
Kentucky Farm Bureau$990
Liberty Mutual$1289
Mercury$1380
Nationwide$1142
Quincy Mutual$1537
State Farm$1086
Texas Farm Bureau$1234
The Hanover$1605
Travelers$1487

Compare all 2018 Nissan Sentra rates

Average Cost to Insure Per Year

$1420

List Price

$16990

Trims Available

S - SV - SR - SL - SR TURBO - NISMO - Base Engine: 149-hp 2.0-liter four-cylinder with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2017 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1330
Allstate$ 1330
Amica$ 1803
Amica$ 1803
Arbella$ 1578
Arbella$ 1578
GEICO$ 1104
GEICO$ 1104
Liberty Mutual$ 2757
Liberty Mutual$ 2757
MetLife$ 2121
MetLife$ 2121
Plymouth Rock Insurance$ 934
Plymouth Rock Insurance$ 934
Progressive$ 1047
Progressive$ 1047
Quincy Mutual$ 1302
Quincy Mutual$ 1302
State Farm$ 1161
State Farm$ 1161
Texas Farm Bureau$ 1208
Texas Farm Bureau$ 1208
USAA$ 1173
USAA$ 1173

Compare all 2017 Nissan Sentra rates

Average Cost to Insure Per Year

$ 1364

List Price

$ 16990

Trims Available

S - SV - SR - SL - SR TURBO - NISMO

2016 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1156
American Family$ 1156
Erie$ 661
Erie$ 661
GEICO$ 671
GEICO$ 671
Nationwide$ 1158
Nationwide$ 1158
Plymouth Rock Insurance$ 1107
Plymouth Rock Insurance$ 1107
Progressive$ 948
Progressive$ 948
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 1055
State Farm$ 1055
Tennessee Farmers$ 964
Tennessee Farmers$ 964
Texas Farm Bureau$ 889
Texas Farm Bureau$ 889
USAA$ 762
USAA$ 762
Vermont Mutual$ 1058
Vermont Mutual$ 1058

Compare all 2016 Nissan Sentra rates

Average Cost to Insure Per Year

$ 1083

List Price

$ 16780

Trims Available

S - FE+S - SV - SR - SL

2015 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1031
American Family$ 1031
Erie$ 606
Erie$ 606
GEICO$ 566
GEICO$ 566
Nationwide$ 1115
Nationwide$ 1115
Plymouth Rock Insurance$ 1101
Plymouth Rock Insurance$ 1101
Progressive$ 842
Progressive$ 842
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 764
State Farm$ 764
Tennessee Farmers$ 991
Tennessee Farmers$ 991
Texas Farm Bureau$ 844
Texas Farm Bureau$ 844
USAA$ 707
USAA$ 707
Vermont Mutual$ 990
Vermont Mutual$ 990

Compare all 2015 Nissan Sentra rates

Average Cost to Insure Per Year

$ 976

List Price

$ 16530

Trims Available

S - FE+ S - SV - SR - SL

2014 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1027
Acuity$ 1027
American Family$ 924
American Family$ 924
Country$ 1059
Country$ 1059
Erie$ 600
Erie$ 600
GEICO$ 505
GEICO$ 505
Plymouth Rock Insurance$ 1061
Plymouth Rock Insurance$ 1061
Progressive$ 796
Progressive$ 796
State Farm$ 686
State Farm$ 686
Tennessee Farmers$ 908
Tennessee Farmers$ 908
Texas Farm Bureau$ 764
Texas Farm Bureau$ 764
USAA$ 648
USAA$ 648
Vermont Mutual$ 881
Vermont Mutual$ 881

Compare all 2014 Nissan Sentra rates

Average Cost to Insure Per Year

$ 903

List Price

$ 15990

Trims Available

S - FE+ S - SV - FE+ SV - SR - SL

2013 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1063
Acuity$ 1063
American Family$ 953
American Family$ 953
Erie$ 584
Erie$ 584
GEICO$ 522
GEICO$ 522
Plymouth Rock Insurance$ 1034
Plymouth Rock Insurance$ 1034
Progressive$ 795
Progressive$ 795
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 666
State Farm$ 666
Tennessee Farmers$ 936
Tennessee Farmers$ 936
Texas Farm Bureau$ 747
Texas Farm Bureau$ 747
USAA$ 642
USAA$ 642
Vermont Mutual$ 896
Vermont Mutual$ 896

Compare all 2013 Nissan Sentra rates

Average Cost to Insure Per Year

$ 902

List Price

$ 15990

Trims Available

S - FE+ S - SV - FE+ SV - SR - SL

2012 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1081
Acuity$ 1081
American Family$ 1060
American Family$ 1060
Erie$ 651
Erie$ 651
GEICO$ 565
GEICO$ 565
Plymouth Rock Insurance$ 1005
Plymouth Rock Insurance$ 1005
Progressive$ 839
Progressive$ 839
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 802
State Farm$ 802
Tennessee Farmers$ 987
Tennessee Farmers$ 987
Texas Farm Bureau$ 842
Texas Farm Bureau$ 842
USAA$ 698
USAA$ 698
Vermont Mutual$ 899
Vermont Mutual$ 899

Compare all 2012 Nissan Sentra rates

Average Cost to Insure Per Year

$ 958

List Price

$ 16430

Trims Available

2.0 - 2.0 S - 2.0 SR - 2.0 SL - SE-R - SE-R Spec V

2011 Nissan Sentra

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1015
American Family$ 1015
Arbella$ 1030
Arbella$ 1030
Erie$ 630
Erie$ 630
GEICO$ 522
GEICO$ 522
Plymouth Rock Insurance$ 991
Plymouth Rock Insurance$ 991
Progressive$ 805
Progressive$ 805
Quincy Mutual$ 1002
Quincy Mutual$ 1002
State Farm$ 749
State Farm$ 749
Tennessee Farmers$ 950
Tennessee Farmers$ 950
Texas Farm Bureau$ 811
Texas Farm Bureau$ 811
USAA$ 656
USAA$ 656
Vermont Mutual$ 834
Vermont Mutual$ 834

Compare all 2011 Nissan Sentra rates

Average Cost to Insure Per Year

$ 927

List Price

$ 16060

Trims Available

2.0 - 2.0 S - 2.0 SR - 2.0 SL - SE-R - SE-R Spec V