Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Nissan Titan? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan Titan insurance facts

  • Average full coverage auto insurance premium: $136/month
  • Most affordable companies: Mercury ($79/month) & Erie Insurance ($87/month)
  • Titan car insurance cost vs. average rate: $48 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan Titan by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan Titan insurer costs by state:

Risk factors affecting Nissan Titan car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan Titan car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan Titan repair costs equal high coverage rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan Titan affecting auto policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1651
Acuity$1708
Allied Insurance$1128
Allstate$1412
American Family$1294
Country Financial$1483
Direct Auto$1380
Erie Insurance$1034
GEICO$1092
Kentucky Farm Bureau$1391
Liberty Mutual$1337
Mercury$961
MetLife$1592
Nationwide$1248
Progressive$1189
Quincy Mutual$1523
State Farm$1166
Texas Farm Bureau$1316
Travelers$1467

Compare all 2021 Nissan Titan rates

Average Cost to Insure Per Year

$1636

List Price

$36650

Trims Available

S - SV - PRO-4X - SL - Platinum Reserve - Base Engine: 5.6-liter V8 at 390 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1597
Allied Insurance$1053
Allstate$1318
American Family$1167
Country Financial$1408
Direct Auto$1235
GEICO$986
Kentucky Farm Bureau$1287
Liberty Mutual$1226
Mercury$930
Nationwide$1142
Quincy Mutual$1462
State Farm$1095
Texas Farm Bureau$1190
The Hanover$1573
Travelers$1369

Compare all 2020 Nissan Titan rates

Average Cost to Insure Per Year

$1573

List Price

$36190

Trims Available

S - SV - PRO-4X - SL - Platinum Reserve - Base Engine: 5.6-liter V8 at 390 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1506
Allied Insurance$1009
Allstate$1280
American Family$1091
Country Financial$1361
Direct Auto$1160
GEICO$951
Kentucky Farm Bureau$1236
Liberty Mutual$1180
Mercury$896
Nationwide$1052
Quincy Mutual$1390
State Farm$1035
Texas Farm Bureau$1142
The Hanover$1425
Travelers$1354

Compare all 2019 Nissan Titan rates

Average Cost to Insure Per Year

$1381

List Price

$30690

Trims Available

S - SV - PRO-4X - SL - Platinum Reserve - Base Engine: 5.6-liter V8 at 390 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1459
Allied Insurance$987
Allstate$1235
American Family$1052
Country Financial$1309
Direct Auto$1154
GEICO$924
Kentucky Farm Bureau$1187
Liberty Mutual$1106
Mercury$863
Nationwide$1034
Quincy Mutual$1316
State Farm$1022
Texas Farm Bureau$1080
The Hanover$1380
Travelers$1274

Compare all 2018 Nissan Titan rates

Average Cost to Insure Per Year

$1294

List Price

$30030

Trims Available

S - SV - PRO-4X - SL - Platinum Reserve - Base Engine: 5.6-liter V8 at 390 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2017 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1291
Acuity$ 1291
Erie$ 850
Erie$ 850
GEICO$ 678
GEICO$ 678
Nationwide$ 1087
Nationwide$ 1087
Plymouth Rock Insurance$ 1124
Plymouth Rock Insurance$ 1124
Progressive$ 1043
Progressive$ 1043
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 977
State Farm$ 977
Tennessee Farmers$ 1082
Tennessee Farmers$ 1082
Texas Farm Bureau$ 844
Texas Farm Bureau$ 844
USAA$ 890
USAA$ 890
Vermont Mutual$ 1142
Vermont Mutual$ 1142

Compare all 2017 Nissan Titan rates

Average Cost to Insure Per Year

$ 1125

List Price

$ 29580

Trims Available

S - SV - PRO-4X - SL - Platinum Reserve

2014 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1114
Acuity$ 1114
Erie$ 686
Erie$ 686
GEICO$ 637
GEICO$ 637
Nationwide$ 1107
Nationwide$ 1107
Plymouth Rock Insurance$ 1068
Plymouth Rock Insurance$ 1068
Progressive$ 1084
Progressive$ 1084
Quincy Mutual$ 1073
Quincy Mutual$ 1073
State Farm$ 927
State Farm$ 927
Tennessee Farmers$ 934
Tennessee Farmers$ 934
Texas Farm Bureau$ 825
Texas Farm Bureau$ 825
USAA$ 836
USAA$ 836
Vermont Mutual$ 933
Vermont Mutual$ 933

Compare all 2014 Nissan Titan rates

Average Cost to Insure Per Year

$ 1045

List Price

$ 29360

Trims Available

S - SV - PRO-4X - SL

2013 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 978
American Family$ 978
Erie$ 593
Erie$ 593
GEICO$ 564
GEICO$ 564
Nationwide$ 984
Nationwide$ 984
Plymouth Rock Insurance$ 1021
Plymouth Rock Insurance$ 1021
Progressive$ 879
Progressive$ 879
Quincy Mutual$ 927
Quincy Mutual$ 927
State Farm$ 690
State Farm$ 690
Tennessee Farmers$ 885
Tennessee Farmers$ 885
Texas Farm Bureau$ 806
Texas Farm Bureau$ 806
USAA$ 675
USAA$ 675
Vermont Mutual$ 937
Vermont Mutual$ 937

Compare all 2013 Nissan Titan rates

Average Cost to Insure Per Year

$ 890

List Price

$ 29270

Trims Available

S - SV - PRO-4X - SL

2012 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 989
Allstate$ 989
American Family$ 954
American Family$ 954
Erie$ 570
Erie$ 570
GEICO$ 518
GEICO$ 518
Nationwide$ 963
Nationwide$ 963
Progressive$ 830
Progressive$ 830
Quincy Mutual$ 909
Quincy Mutual$ 909
State Farm$ 650
State Farm$ 650
Tennessee Farmers$ 819
Tennessee Farmers$ 819
Texas Farm Bureau$ 767
Texas Farm Bureau$ 767
USAA$ 635
USAA$ 635
Vermont Mutual$ 829
Vermont Mutual$ 829

Compare all 2012 Nissan Titan rates

Average Cost to Insure Per Year

$ 845

List Price

$ 28520

Trims Available

S - SV - PRO-4X - SL

2011 Nissan Titan

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 969
Allstate$ 969
American Family$ 958
American Family$ 958
Erie$ 552
Erie$ 552
GEICO$ 519
GEICO$ 519
Plymouth Rock Insurance$ 971
Plymouth Rock Insurance$ 971
Progressive$ 814
Progressive$ 814
Quincy Mutual$ 891
Quincy Mutual$ 891
State Farm$ 643
State Farm$ 643
Tennessee Farmers$ 847
Tennessee Farmers$ 847
Texas Farm Bureau$ 769
Texas Farm Bureau$ 769
USAA$ 614
USAA$ 614
Vermont Mutual$ 839
Vermont Mutual$ 839

Compare all 2011 Nissan Titan rates

Average Cost to Insure Per Year

$ 845

List Price

$ 27410

Trims Available

S - SV - PRO-4X - SL