Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Nissan Versa? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Nissan Versa insurance facts

  • Average full coverage auto insurance premium: $99/month
  • Most affordable companies: State Farm ($67/month) & Erie Insurance ($70/month)
  • Versa car insurance cost vs. average rate: $63 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Nissan Versa by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Nissan Versa insurer costs by state:

Risk factors affecting Nissan Versa car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Nissan Versa car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts
  • Safe drivers
  • Senior discounts

With all Nissan models, you can get the following car insurance discounts:

  • Passive restraint systems
  • Anti-lock brakes
  • Anti-theft devices

Nissan automobile brand

Nissan is a Japanese multinational automobile manufacturer specializing in a full range of highly innovative cars with cutting-edge styling. Nissan is the world’s largest electric vehicle (EV) manufacturer. The target audience of Nissan is middle-income 24 to 50-year-olds that demand affordable and reliable cars. All Nissan automobiles have high safety ratings, with many automobiles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Nissan Altima, Maxima, Rogue, and Sentra are their most popular cars.

High Nissan Versa repair costs equal high car insurance rates

Many consumers are attracted to Nissan for safety features, excellent service, and maintenance, with outstanding technological innovation such as Nissan’s ProPILOT Assist with steering assist technologies. Automotive parts are common and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Nissan is higher than average since repair parts are more expensive. For this reason, many Nissan cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Nissan Versa affecting car insurance policies

Another factor to consider for Nissan is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Nissan models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Nissan IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Nissan is known for its safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Nissan’s ProPILOT Assist technology. With excellent safety, drivers can lower auto insurance rates for drivers with a good driving record, sometimes getting 20 to 25% driver discounts for passive restraints and safety features for Nissan models. The Nissan Altima, Maxima, Rogue, and Sentra are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Nissan automobiles 5-star safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Nissan automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1512
Acuity$1574
Allied Insurance$968
Allstate$1325
American Family$1053
Country Financial$1416
Direct Auto$1157
Erie Insurance$862
GEICO$1386
Kentucky Farm Bureau$1254
Liberty Mutual$1126
Mercury$1013
MetLife$1463
Nationwide$1044
Progressive$1041
Quincy Mutual$1420
State Farm$819
Texas Farm Bureau$1098
Travelers$940

Compare all 2021 Nissan Versa rates

Average Cost to Insure Per Year

$1190

List Price

$14980

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL - Base Engine: 1.6-liter four-cylinder at 122 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2020 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1465
Allied Insurance$841
Allstate$1280
American Family$975
Country Financial$1352
Direct Auto$1112
GEICO$1317
Kentucky Farm Bureau$1235
Liberty Mutual$1059
Mercury$892
Nationwide$945
Quincy Mutual$1396
State Farm$780
Texas Farm Bureau$1052
The Hanover$1424
Travelers$816

Compare all 2020 Nissan Versa rates

Average Cost to Insure Per Year

$1171

List Price

$14830

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL - Base Engine: 1.6-liter four-cylinder at 122 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2019 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1346
Allied Insurance$795
Allstate$1138
American Family$916
Country Financial$1233
Direct Auto$1062
GEICO$1187
Kentucky Farm Bureau$1129
Liberty Mutual$1005
Mercury$825
Nationwide$861
Quincy Mutual$1315
State Farm$716
Texas Farm Bureau$976
The Hanover$1352
Travelers$741

Compare all 2019 Nissan Versa rates

Average Cost to Insure Per Year

$1029

List Price

$12460

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL - Base Engine: 1.6-liter four-cylinder at 122 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2018 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1337
Allied Insurance$780
Allstate$1080
American Family$879
Country Financial$1216
Direct Auto$1006
GEICO$1128
Kentucky Farm Bureau$1037
Liberty Mutual$946
Mercury$816
Nationwide$835
Quincy Mutual$1271
State Farm$712
Texas Farm Bureau$935
The Hanover$1308
Travelers$735

Compare all 2018 Nissan Versa rates

Average Cost to Insure Per Year

$981

List Price

$12110

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL - Base Engine: 1.6-liter four-cylinder at 122 horsepower with Nissan ProPILOT Assist to enable semi-autonomous driving includes Intelligent Cruise Control and stop-and-go capability, Lane-centering Assistance - Safety Shield 360 - Automatic Braking, Blind Spot Warning, Rear Cross Traffic Alert, Front and Rear Parking Sonars, Rearview Monitor, Tire Pressure Monitoring System, Airbags, Rollover Protection, Electronic Stability Control, Anti-lock Brakes, 4 Wheel ABS, Pretensioners, Security System, Automatic High Beams, and Backup Camera

2017 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1125
American Family$ 1125
Erie$ 627
Erie$ 627
GEICO$ 854
GEICO$ 854
Nationwide$ 1206
Nationwide$ 1206
Plymouth Rock Insurance$ 1120
Plymouth Rock Insurance$ 1120
Progressive$ 965
Progressive$ 965
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 1050
State Farm$ 1050
Tennessee Farmers$ 912
Tennessee Farmers$ 912
Texas Farm Bureau$ 883
Texas Farm Bureau$ 883
USAA$ 781
USAA$ 781
Vermont Mutual$ 1101
Vermont Mutual$ 1101

Compare all 2017 Nissan Versa rates

Average Cost to Insure Per Year

$979

List Price

$11990

Trims Available

S - S Plus - SV - SR - SL

2016 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 991
American Family$ 991
Erie$ 531
Erie$ 531
GEICO$ 601
GEICO$ 601
Nationwide$ 1020
Nationwide$ 1020
Plymouth Rock Insurance$ 1091
Plymouth Rock Insurance$ 1091
Progressive$ 776
Progressive$ 776
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 846
State Farm$ 846
Tennessee Farmers$ 857
Tennessee Farmers$ 857
Texas Farm Bureau$ 861
Texas Farm Bureau$ 861
USAA$ 656
USAA$ 656
Vermont Mutual$ 1037
Vermont Mutual$ 1037

Compare all 2016 Nissan Versa rates

Average Cost to Insure Per Year

$ 962

List Price

$ 11990

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL

2015 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 946
American Family$ 946
Country$ 1100
Country$ 1100
Erie$ 561
Erie$ 561
GEICO$ 556
GEICO$ 556
Nationwide$ 1020
Nationwide$ 1020
Plymouth Rock Insurance$ 1056
Plymouth Rock Insurance$ 1056
Progressive$ 763
Progressive$ 763
State Farm$ 724
State Farm$ 724
Tennessee Farmers$ 952
Tennessee Farmers$ 952
Texas Farm Bureau$ 821
Texas Farm Bureau$ 821
USAA$ 669
USAA$ 669
Vermont Mutual$ 968
Vermont Mutual$ 968

Compare all 2015 Nissan Versa rates

Average Cost to Insure Per Year

$ 915

List Price

$ 11990

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL

2014 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1046
Acuity$ 1046
American Family$ 1015
American Family$ 1015
Erie$ 633
Erie$ 633
GEICO$ 674
GEICO$ 674
Plymouth Rock Insurance$ 1029
Plymouth Rock Insurance$ 1029
Progressive$ 902
Progressive$ 902
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 969
State Farm$ 969
Tennessee Farmers$ 954
Tennessee Farmers$ 954
Texas Farm Bureau$ 781
Texas Farm Bureau$ 781
USAA$ 760
USAA$ 760
Vermont Mutual$ 893
Vermont Mutual$ 893

Compare all 2014 Nissan Versa rates

Average Cost to Insure Per Year

$ 1004

List Price

$ 11990

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL

2013 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1064
Acuity$ 1064
American Family$ 987
American Family$ 987
Erie$ 657
Erie$ 657
GEICO$ 860
GEICO$ 860
Plymouth Rock Insurance$ 992
Plymouth Rock Insurance$ 992
Progressive$ 1037
Progressive$ 1037
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 1026
State Farm$ 1026
Tennessee Farmers$ 971
Tennessee Farmers$ 971
Texas Farm Bureau$ 761
Texas Farm Bureau$ 761
USAA$ 807
USAA$ 807
Vermont Mutual$ 892
Vermont Mutual$ 892

Compare all 2013 Nissan Versa rates

Average Cost to Insure Per Year

$ 1025

List Price

$ 11990

Trims Available

1.6 S - 1.6 S Plus - 1.6 SV - 1.6 SL

2012 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1006
Acuity$ 1006
Erie$ 650
Erie$ 650
GEICO$ 551
GEICO$ 551
Nationwide$ 1073
Nationwide$ 1073
Plymouth Rock Insurance$ 1004
Plymouth Rock Insurance$ 1004
Progressive$ 853
Progressive$ 853
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 866
State Farm$ 866
Tennessee Farmers$ 931
Tennessee Farmers$ 931
Texas Farm Bureau$ 754
Texas Farm Bureau$ 754
USAA$ 702
USAA$ 702
Vermont Mutual$ 832
Vermont Mutual$ 832

Compare all 2012 Nissan Versa rates

Average Cost to Insure Per Year

$ 931

List Price

$ 10990

Trims Available

1.6 S - 1.8 S - 1.6 SV - 1.6 SL - 1.8 SL

2011 Nissan Versa

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 946
American Family$ 946
Arbella$ 1011
Arbella$ 1011
Erie$ 618
Erie$ 618
GEICO$ 508
GEICO$ 508
Plymouth Rock Insurance$ 1008
Plymouth Rock Insurance$ 1008
Progressive$ 789
Progressive$ 789
Quincy Mutual$ 1002
Quincy Mutual$ 1002
State Farm$ 746
State Farm$ 746
Tennessee Farmers$ 925
Tennessee Farmers$ 925
Texas Farm Bureau$ 757
Texas Farm Bureau$ 757
USAA$ 680
USAA$ 680
Vermont Mutual$ 807
Vermont Mutual$ 807

Compare all 2011 Nissan Versa rates

Average Cost to Insure Per Year

$ 897

List Price

$ 9990

Trims Available

1.6 Base - 1.6 - 1.8 S - 1.8 SL