Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Porsche 718 Boxster? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Porsche 718 Boxster insurance facts

  • Average full coverage auto insurance premium: $207/month

  • Most affordable companies: Auto-Owners ($146/month) & GEICO ($152/month)

  • 718 Boxster car insurance cost vs. average rate: $273 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Porsche 718 Boxster by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Porsche 718 Boxster insurer costs by state:

Risk factors affecting Porsche 718 Boxster coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Porsche 718 Boxster coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Porsche models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Porsche Luxury Automobile Brand

Porsche is a luxury automobile brand specializing in high-performance sports cars, SUVs, and sedans owned by Volkswagen Group. Porsche’s target market is high-income (150K+), 85% male and 15% female 40 years and older in the United States market. Currently, Porsche is targeting younger consumers from 25 to 40 years of age. Most Porsche customers reside in Arizona, California, Florida, Nevada, New Mexico, New York, Oregon, and Texas. All Porsche automobiles have never been crash test rated by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). The most popular models are the Panamera, Cayenne, and the Boxster.

Higher than average 718 Boxster repair costs equal higher insurance rates

Many consumers are attracted to Porsche automobiles for speed, luxury, and driver-assist technologies, such as the InnoDrive system. Specialized import repair shops sell automotive parts around the United States. According to Motor1, Porsche is one of the most expensive vehicles to maintain, and some customers claiming $400 for an oil change. Repair parts for Toyota, Honda, and Subaru can be 187 to 432% less expensive. Repairing a Porsche is higher than average since repair parts are more costly and not as available as popular vehicles. For this reason, many Porsche’s are going to have higher than average car insurance rates to similar cars in its class.

Fast depreciation for Porsche 718 Boxster affecting auto policies

Most Porsche models have higher than average depreciating value, except for the Panamera, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Porsche models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

No IIHS and NHTSA safety ratings increasing coverage rates for drivers

Porsche vehicles have never been crash-test rated, which increases car insurance rates for drivers. Porsche’s are known for their excellent safety features such as Porsche Active Safe or PAS to reduce the effects of a forward collision. With safety features and driver-assist technology (InnoDrive), drivers with a good driving record can get 10 to 15% driver discounts for passive restraints and safety features in Porsche models. With the lack of the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick” and the NHTSA 5-star rating, Porsche customers are in the dark concerning safety and increased rates for automobile owners.

AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Porsche automobile owners when buying an insurance policy.

2021 Porsche 718 Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2905
Allstate$2419
American Family$1902
Amica$3018
Auto-Owners$1762
Country Financial$2051
Direct Auto$2276
Erie$1977
Farmers$2187
GEICO$1834
Liberty Mutual$2040
Mercury$2379
MetLife$2735
Nationwide$2068
Plymouth Rock$2319
Progressive$2549
Safe Auto$2618
State Farm$2130
Tennessee Farmers$2338
Travelers$2243
USAA$1980

Compare all 2021 Porsche 718 Boxster rates

Average Cost to Insure Per Year

$2478

List Price

$62000

Trims Available

Base - S - GTS - a 300-hp turbocharged 2.0-liter flat-four, a 350-hp turbocharged 2.5-liter flat-four, and a 394-hp 4.0-liter flat-six GTS - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor, Tire Specific Low Tire Pressure Warning

2020 Porsche 718 Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2374
American Family$1865
Auto-Owners$1682
Erie$1789
Farmers$2140
GEICO$1729
Mercury$2316
MetLife$2640
Nationwide$1926
Progressive$2399
Safe Auto$2410
State Farm$2013
Tennessee Farmers$2268
Travelers$2230
USAA$1835
Vermont Mutual$2456

Compare all 2020 Porsche 718 Boxster rates

Average Cost to Insure Per Year

$2364

List Price

$59600

Trims Available

Base - S - GTS - a 300-hp turbocharged 2.0-liter flat-four, a 350-hp turbocharged 2.5-liter flat-four, and a 394-hp 4.0-liter flat-six GTS - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor, Tire Specific Low Tire Pressure Warning

2019 Porsche 718 Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2240
American Family$1926
Auto-Owners$1623
Direct Auto$2235
Erie$1720
Farmers$2046
GEICO$1645
Liberty Mutual$1835
MetLife$2536
Nationwide$1966
Progressive$2286
Safe Auto$2316
State Farm$2031
Tennessee Farmers$2188
Travelers$2148
USAA$1886
Vermont Mutual$2419

Compare all 2019 Porsche 718 Boxster rates

Average Cost to Insure Per Year

$2350

List Price

$59000

Trims Available

Base - S - GTS - a 300-hp turbocharged 2.0-liter flat-four, a 350-hp turbocharged 2.5-liter flat-four, and a 394-hp 4.0-liter flat-six GTS - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor, Tire Specific Low Tire Pressure Warning

2018 Porsche 718 Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1389
Acuity$ 1389
Allied$ 1202
Allied$ 1202
Arbella$ 1760
Arbella$ 1760
Country$ 1602
Country$ 1602
Erie$ 1445
Erie$ 1445
GEICO$ 1888
GEICO$ 1888
Nationwide$ 1455
Nationwide$ 1455
Plymouth Rock Insurance$ 1431
Plymouth Rock Insurance$ 1431
Southern Farm Bureau$ 1771
Southern Farm Bureau$ 1771
Tennessee Farmers$ 1553
Tennessee Farmers$ 1553
USAA$ 1529
USAA$ 1529
Vermont Mutual$ 1506
Vermont Mutual$ 1506

Compare all 2018 Porsche 718 Boxster rates

Average Cost to Insure Per Year

$ 2269

List Price

$ 57400

Trims Available

Base - S - GTS

2017 Porsche 718 Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1377
Acuity$ 1377
Allied$ 1220
Allied$ 1220
Arbella$ 1711
Arbella$ 1711
Country$ 1568
Country$ 1568
Erie$ 1394
Erie$ 1394
Nationwide$ 1478
Nationwide$ 1478
Plymouth Rock Insurance$ 1385
Plymouth Rock Insurance$ 1385
Southern Farm Bureau$ 1761
Southern Farm Bureau$ 1761
Tennessee Farmers$ 1553
Tennessee Farmers$ 1553
Texas Farm Bureau$ 1092
Texas Farm Bureau$ 1092
USAA$ 1638
USAA$ 1638
Vermont Mutual$ 1447
Vermont Mutual$ 1447

Compare all 2017 Porsche 718 Boxster rates

Average Cost to Insure Per Year

$ 1395

List Price

$ 56000

Trims Available

Base - S