Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for a new or used Porsche 911? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Porsche 911 car insurance facts

  • Average full coverage auto insurance premium: $284/month

  • Most affordable companies: Erie ($185/month) & Texas Farm Bureau ($188/month)

  • 911 car insurance cost vs. average rate: $412 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Porsche 911 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Porsche 911 car insurance quotes by state:

Risk factors affecting Porsche 911 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Porsche 911 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Porsche models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Porsche Luxury Automobile Brand

Porsche is a luxury automobile brand specializing in high-performance sports cars, SUVs, and sedans owned by Volkswagen Group. Porsche’s target market is high-income (150K+), 85% male and 15% female 40 years and older in the United States market. Currently, Porsche is targeting younger consumers from 25 to 40 years of age. Most Porsche customers reside in Arizona, CaliforniaFloridaNevadaNew Mexico, New York, Oregon, and Texas. All Porsche automobiles have never been crash test rated by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). The most popular models are the Panamera, Cayenne, and the Boxster.

Higher than average 911 repair costs equal higher insurance rates

Many consumers are attracted to Porsche automobiles for speed, luxury, and driver-assist technologies, such as the InnoDrive system. Specialized import repair shops sell automotive parts around the United States. According to Motor1, Porsche is one of the most expensive vehicles to maintain, and some customers claiming $400 for an oil change. Repair parts for ToyotaHonda, and Subaru can be 187 to 432% less expensive. Repairing a Porsche is higher than average since repair parts are more costly and not as available as popular vehicles. For this reason, many Porsche’s are going to have higher than average car insurance rates to similar cars in its class.

Fast depreciation for Porsche 911 affecting auto policies

Most Porsche models have higher than average depreciating value, except for the Panamera, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Porsche models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

No IIHS and NHTSA safety ratings increasing car insurance rates for drivers

Porsche vehicles have never been crash-test rated, which increases car insurance rates for drivers. Porsche’s are known for their excellent safety features such as Porsche Active Safe or PAS to reduce the effects of a forward collision. With safety features and driver-assist technology (InnoDrive), drivers with a good driving record can get 10 to 15% driver discounts for passive restraints and safety features in Porsche models. With the lack of the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick” and the NHTSA 5-star rating, Porsche customers are in the dark concerning safety and increased car insurance rates for automobile owners.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Porsche automobile owners when buying a car insurance policy.

2021 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Allied$3781
Allstate$3206
American Family$2391
Amica$4028
Auto-Owners$2486
Country Financial$2735
Direct Auto$2930
Erie$2230
Farmers$2821
GEICO$2255
Liberty Mutual$2691
Mercury$3152
MetLife$3730
Nationwide$2765
Plymouth Rock$3012
Progressive$3233
Safe Auto$3287
State Farm$2814
Tennessee Farmers$3057
Texas Farm Bureau$2248
Travelers$2830
USAA$2540

Compare all 2021 Porsche 911 rates

Average Cost to Insure Per Year

$3419

List Price

$99200

Trims Available

Carrera - Carrera 4 - Carrera T - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - Carrera 4 GTS - Targa 4 GTS - GT3 - Turbo - Turbo S - GT2 RS - Engine: 3.0 L 6-cylinder, 3.8 L 6-cylinder - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor

2020 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2790
American Family$2287
Auto-Owners$2019
Erie$2145
Farmers$2479
GEICO$2033
Mercury$2654
MetLife$3727
Nationwide$2365
Progressive$2987
Safe Auto$3329
State Farm$2430
Tennessee Farmers$2633
Travelers$2571
USAA$2199
Vermont Mutual$3429

Compare all 2020 Porsche 911 rates

Average Cost to Insure Per Year

$3290

List Price

$97400

Trims Available

Carrera - Carrera 4 - Carrera T - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - Carrera 4 GTS - Targa 4 GTS - GT3 - Turbo - Turbo S - GT2 RS - Engine: 3.0 L 6-cylinder, 3.8 L 6-cylinder - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor

2019 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2735
American Family$2126
Auto-Owners$1920
Direct Auto$2691
Erie$1823
Farmers$2256
GEICO$1845
Liberty Mutual$2035
MetLife$3718
Nationwide$2168
Progressive$2864
Safe Auto$3325
State Farm$2235
Tennessee Farmers$2487
Travelers$2319
USAA$2086
Vermont Mutual$3419

Compare all 2019 Porsche 911 rates

Average Cost to Insure Per Year

$2987

List Price

$89435

Trims Available

Carrera - Carrera 4 - Carrera T - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - Carrera 4 GTS - Targa 4 GTS - GT3 - Turbo - Turbo S - GT2 RS - Engine: 3.0 L 6-cylinder, 3.8 L 6-cylinder - - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor

2018 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2461
Acuity$ 2461
Allied$ 1813
Allied$ 1813
Arbella$ 2454
Arbella$ 2454
Erie$ 1968
Erie$ 1968
GEICO$ 2377
GEICO$ 2377
Mercury$ 2355
Mercury$ 2355
Nationwide$ 1717
Nationwide$ 1717
Plymouth Rock Insurance$ 2001
Plymouth Rock Insurance$ 2001
Progressive$ 2158
Progressive$ 2158
State Farm$ 2045
State Farm$ 2045
Tennessee Farmers$ 1492
Tennessee Farmers$ 1492
USAA$ 2704
USAA$ 2704

Compare all 2018 Porsche 911 rates

Average Cost to Insure Per Year

$ 2852

List Price

$ 91100

Trims Available

Carrera - Carrera 4 - Carrera T - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - Carrera 4 GTS - Targa 4 GTS - GT3 - Turbo - Turbo S - GT2 RS

2017 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2456
Acuity$ 2456
Allied$ 1821
Allied$ 1821
Arbella$ 2333
Arbella$ 2333
Erie$ 1865
Erie$ 1865
GEICO$ 2156
GEICO$ 2156
Mercury$ 2311
Mercury$ 2311
Nationwide$ 1729
Nationwide$ 1729
Plymouth Rock Insurance$ 1933
Plymouth Rock Insurance$ 1933
Progressive$ 2027
Progressive$ 2027
State Farm$ 1874
State Farm$ 1874
Tennessee Farmers$ 1473
Tennessee Farmers$ 1473
Texas Farm Bureau$ 1420
Texas Farm Bureau$ 1420

Compare all 2017 Porsche 911 rates

Average Cost to Insure Per Year

$ 2504

List Price

$ 89400

Trims Available

Carrera - Carrera 4 - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - Carrera 4 GTS - Targa 4 GTS - Turbo - Turbo S

2016 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2131
Acuity$ 2131
Allied$ 2006
Allied$ 2006
Arbella$ 2133
Arbella$ 2133
Erie$ 1414
Erie$ 1414
GEICO$ 1253
GEICO$ 1253
Nationwide$ 1631
Nationwide$ 1631
Plymouth Rock Insurance$ 1857
Plymouth Rock Insurance$ 1857
Progressive$ 1607
Progressive$ 1607
State Farm$ 1535
State Farm$ 1535
Tennessee Farmers$ 1367
Tennessee Farmers$ 1367
Texas Farm Bureau$ 1428
Texas Farm Bureau$ 1428
USAA$ 1842
USAA$ 1842

Compare all 2016 Porsche 911 rates

Average Cost to Insure Per Year

$ 1933

List Price

$ 84300

Trims Available

Carrera - Carrera 4 - Carrera 4S - Carrera GTS - Carrera GTS 4 - Carrera S - GT3 - Targa 4 - Targa 4S - Turbo - Turbo S - Carrera Black Edition - Carrera 4 Black Edition - Carrera 4 GTS - Targa 4 GTS - GT3 RS - R

2015 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2165
Acuity$ 2165
Allied$ 1889
Allied$ 1889
Arbella$ 2169
Arbella$ 2169
Erie$ 1676
Erie$ 1676
GEICO$ 1884
GEICO$ 1884
Mercury$ 2217
Mercury$ 2217
Nationwide$ 1793
Nationwide$ 1793
Plymouth Rock Insurance$ 1806
Plymouth Rock Insurance$ 1806
Progressive$ 1995
Progressive$ 1995
State Farm$ 1714
State Farm$ 1714
Tennessee Farmers$ 2189
Tennessee Farmers$ 2189
Texas Farm Bureau$ 1349
Texas Farm Bureau$ 1349

Compare all 2015 Porsche 911 rates

Average Cost to Insure Per Year

$ 2238

List Price

$ 84300

Trims Available

Carrera - Carrera 4 - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - Carrera 4 GTS - GT3 - Turbo - Turbo S

2014 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1687
Acuity$ 1687
Allied$ 1793
Allied$ 1793
Arbella$ 1866
Arbella$ 1866
Country$ 1809
Country$ 1809
Erie$ 1605
Erie$ 1605
GEICO$ 1567
GEICO$ 1567
Nationwide$ 1959
Nationwide$ 1959
Plymouth Rock Insurance$ 1744
Plymouth Rock Insurance$ 1744
State Farm$ 1930
State Farm$ 1930
Tennessee Farmers$ 1747
Tennessee Farmers$ 1747
Texas Farm Bureau$ 1311
Texas Farm Bureau$ 1311
Vermont Mutual$ 1860
Vermont Mutual$ 1860

Compare all 2014 Porsche 911 rates

Average Cost to Insure Per Year

$ 2167

List Price

$ 84300

Trims Available

Carrera - Carrera 4 - Carrera S - Targa 4 - Carrera 4S - Targa 4S - GT3 - Turbo - Turbo S

2013 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1815
Acuity$ 1815
Allied$ 1677
Allied$ 1677
Arbella$ 1907
Arbella$ 1907
Erie$ 1554
Erie$ 1554
GEICO$ 1690
GEICO$ 1690
Nationwide$ 1717
Nationwide$ 1717
Plymouth Rock Insurance$ 1639
Plymouth Rock Insurance$ 1639
Progressive$ 1948
Progressive$ 1948
State Farm$ 1774
State Farm$ 1774
Tennessee Farmers$ 1979
Tennessee Farmers$ 1979
Texas Farm Bureau$ 1273
Texas Farm Bureau$ 1273
Vermont Mutual$ 2055
Vermont Mutual$ 2055

Compare all 2013 Porsche 911 rates

Average Cost to Insure Per Year

$ 2055

List Price

$ 82100

Trims Available

Carrera - Carrera 4 - Carrera S - Carrera 4S - Turbo - Turbo S

2012 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1653
Acuity$ 1653
Allied$ 1473
Allied$ 1473
Arbella$ 1862
Arbella$ 1862
Erie$ 1283
Erie$ 1283
GEICO$ 1154
GEICO$ 1154
Nationwide$ 1499
Nationwide$ 1499
Plymouth Rock Insurance$ 1582
Plymouth Rock Insurance$ 1582
Progressive$ 1452
Progressive$ 1452
State Farm$ 1405
State Farm$ 1405
Tennessee Farmers$ 1854
Tennessee Farmers$ 1854
Texas Farm Bureau$ 1238
Texas Farm Bureau$ 1238
Vermont Mutual$ 1844
Vermont Mutual$ 1844

Compare all 2012 Porsche 911 rates

Average Cost to Insure Per Year

$ 1733

List Price

$ 79000

Trims Available

Carrera - Black Edition - Carrera 4 - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - Carrera 4 GTS - Turbo - Turbo S

2011 Porsche 911

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1337
Allied$ 1337
Arbella$ 1632
Arbella$ 1632
Erie$ 1198
Erie$ 1198
GEICO$ 1011
GEICO$ 1011
Nationwide$ 1462
Nationwide$ 1462
Plymouth Rock Insurance$ 1559
Plymouth Rock Insurance$ 1559
Progressive$ 1519
Progressive$ 1519
State Farm$ 1325
State Farm$ 1325
Tennessee Farmers$ 1816
Tennessee Farmers$ 1816
Texas Farm Bureau$ 1160
Texas Farm Bureau$ 1160
USAA$ 1554
USAA$ 1554
Vermont Mutual$ 1750
Vermont Mutual$ 1750

Compare all 2011 Porsche 911 rates

Average Cost to Insure Per Year

$ 1687

List Price

$ 77800

Trims Available

Carrera - Carrera 4 - Carrera S - Targa 4 - Carrera 4S - Carrera GTS - Targa 4S - GT3 - GT3 RS - Turbo - Turbo S - GT2 RS