Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Porsche Boxster? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Porsche Boxster insurance facts

  • Average full coverage auto insurance premium: $223/month

  • Most affordable companies: GEICO ($170/month) & Progressive ($178/month)

  • Boxster car insurance cost vs. average rate: $370 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Porsche Boxster by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Porsche Boxster insurer costs by state:

Risk factors affecting Porsche Boxster car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Porsche Boxster car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Porsche models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Porsche Luxury Automobile Brand

Porsche is a luxury automobile brand specializing in high-performance sports cars, SUVs, and sedans owned by Volkswagen Group. Porsche’s target market is high-income (150K+), 85% male and 15% female 40 years and older in the United States market. Currently, Porsche is targeting younger consumers from 25 to 40 years of age. Most Porsche customers reside in Arizona, CaliforniaFloridaNevadaNew Mexico, New York, Oregon, and Texas. All Porsche automobiles have never been crash test rated by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). The most popular models are the Panamera, Cayenne, and the Boxster.

Higher than average Boxster repair costs equal higher car insurance rates

Many consumers are attracted to Porsche automobiles for speed, luxury, and driver-assist technologies, such as the InnoDrive system. Specialized import repair shops sell automotive parts around the United States. According to Motor1, Porsche is one of the most expensive vehicles to maintain, and some customers claiming $400 for an oil change. Repair parts for ToyotaHonda, and Subaru can be 187 to 432% less expensive. Repairing a Porsche is higher than average since repair parts are more costly and not as available as popular vehicles. For this reason, many Porsche’s are going to have higher than average car insurance rates to similar cars in its class.

Fast depreciation for Porsche Boxster affecting auto policies

Most Porsche models have higher than average depreciating value, except for the Panamera, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Porsche models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

No IIHS and NHTSA safety ratings increasing car insurance rates for drivers

Porsche vehicles have never been crash-test rated, which increases car insurance rates for drivers. Porsche’s are known for their excellent safety features such as Porsche Active Safe or PAS to reduce the effects of a forward collision. With safety features and driver-assist technology (InnoDrive), drivers with a good driving record can get 10 to 15% driver discounts for passive restraints and safety features in Porsche models. With the lack of the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick” and the NHTSA 5-star rating, Porsche customers are in the dark concerning safety and increased car insurance rates for automobile owners.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Porsche automobile owners when buying a car insurance policy.

2021 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2946
Allied$3019
Allstate$2681
American Family$2415
Amica$3248
Country Financial$2861
Erie$2190
GEICO$2045
Kentucky Farm Bureau$2876
Liberty Mutual$2237
Mercury$2490
Nationwide$2316
Progressive$2138
State Farm$2147
Tennessee Farmers$2435
Texas Farm Bureau$2348
The Hanover$2941
Travelers$2763

Compare all 2021 Porsche Boxster rates

Average Cost to Insure Per Year

$2680

List Price

$62000

Trims Available

Base - Black Edition - S - GTS - Spyder: Base Engine: 300-hp turbocharged 2.0-liter flat-four - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor

2020 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2934
Allstate$2648
American Family$2375
Country Financial$2846
Erie$2079
GEICO$1946
Kentucky Farm Bureau$2861
Liberty Mutual$2168
Mercury$2459
Nationwide$2248
Progressive$1947
State Farm$2019
Tennessee Farmers$2369
Texas Farm Bureau$2328
The Hanover$2904
Travelers$2754

Compare all 2020 Porsche Boxster rates

Average Cost to Insure Per Year

$2563

List Price

$59600

Trims Available

Base - Black Edition - S - GTS - Spyder: Base Engine: 300-hp turbocharged 2.0-liter flat-four - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist

2019 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2893
Allstate$2548
American Family$2348
Country Financial$2768
Erie$2078
GEICO$1835
Kentucky Farm Bureau$2816
Liberty Mutual$2164
Mercury$2448
Nationwide$2271
Progressive$1924
State Farm$2016
Tennessee Farmers$2354
Texas Farm Bureau$2319
The Hanover$2816
Travelers$2613

Compare all 2019 Porsche Boxster rates

Average Cost to Insure Per Year

$2438

List Price

$59000

Trims Available

Base - Black Edition - S - GTS - Spyder: Base Engine: 300-hp turbocharged 2.0-liter flat-four - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor

2018 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2812
Allstate$2512
American Family$2291
Country Financial$2745
Erie$1936
GEICO$1759
Kentucky Farm Bureau$2746
Liberty Mutual$1975
Mercury$2435
Nationwide$2048
Progressive$1840
State Farm$1865
Tennessee Farmers$2348
Texas Farm Bureau$2148
The Hanover$2781
Travelers$2613

Compare all 2018 Porsche Boxster rates

Average Cost to Insure Per Year

$2228

List Price

$57400

Trims Available

Base - Black Edition - S - GTS - Spyder: Base Engine: 300-hp turbocharged 2.0-liter flat-four - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist

2017 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2678
Allstate$2287
American Family$2022
Country Financial$2349
Erie$1906
GEICO$1720
Kentucky Farm Bureau$2468
Liberty Mutual$1956
Mercury$2235
Nationwide$2003
Progressive$1836
State Farm$1855
Tennessee Farmers$2134
Texas Farm Bureau$2015
The Hanover$2548
Travelers$2326

Compare all 2017 Porsche Boxster rates

Average Cost to Insure Per Year

$2187

List Price

$56000

Trims Available

Base - Black Edition - S - GTS - Spyder: Base Engine: 300-hp turbocharged 2.0-liter flat-four - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor

2016 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1300
Acuity$ 1300
Allied$ 1246
Allied$ 1246
Arbella$ 1559
Arbella$ 1559
Country$ 1437
Country$ 1437
Erie$ 1247
Erie$ 1247
GEICO$ 1641
GEICO$ 1641
Nationwide$ 1360
Nationwide$ 1360
Plymouth Rock Insurance$ 1322
Plymouth Rock Insurance$ 1322
Tennessee Farmers$ 1398
Tennessee Farmers$ 1398
Texas Farm Bureau$ 1106
Texas Farm Bureau$ 1106
USAA$ 1577
USAA$ 1577
Vermont Mutual$ 1323
Vermont Mutual$ 1323

Compare all 2016 Porsche Boxster rates

Average Cost to Insure Per Year

$ 1672

List Price

$ 52100

Trims Available

Base - Black Edition - S - GTS - Spyder

2015 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1260
Acuity$ 1260
Allied$ 1205
Allied$ 1205
Country$ 1411
Country$ 1411
Erie$ 1110
Erie$ 1110
GEICO$ 1476
GEICO$ 1476
Nationwide$ 1334
Nationwide$ 1334
Plymouth Rock Insurance$ 1281
Plymouth Rock Insurance$ 1281
State Farm$ 1526
State Farm$ 1526
Tennessee Farmers$ 1298
Tennessee Farmers$ 1298
Texas Farm Bureau$ 1073
Texas Farm Bureau$ 1073
USAA$ 1452
USAA$ 1452
Vermont Mutual$ 1284
Vermont Mutual$ 1284

Compare all 2015 Porsche Boxster rates

Average Cost to Insure Per Year

$ 1573

List Price

$ 51400

Trims Available

Base - S - GTS

2014 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1194
Acuity$ 1194
Allied$ 1155
Allied$ 1155
Arbella$ 1564
Arbella$ 1564
Country$ 1391
Country$ 1391
Erie$ 1082
Erie$ 1082
Nationwide$ 1440
Nationwide$ 1440
Plymouth Rock Insurance$ 1233
Plymouth Rock Insurance$ 1233
Southern Farm Bureau$ 1644
Southern Farm Bureau$ 1644
Tennessee Farmers$ 1318
Tennessee Farmers$ 1318
Texas Farm Bureau$ 1057
Texas Farm Bureau$ 1057
USAA$ 1347
USAA$ 1347
Vermont Mutual$ 1262
Vermont Mutual$ 1262

Compare all 2014 Porsche Boxster rates

Average Cost to Insure Per Year

$ 1437

List Price

$ 50400

Trims Available

Base - S

2013 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1101
Acuity$ 1101
Allied$ 1159
Allied$ 1159
Arbella$ 1434
Arbella$ 1434
Country$ 1291
Country$ 1291
Erie$ 996
Erie$ 996
GEICO$ 1435
GEICO$ 1435
Nationwide$ 1359
Nationwide$ 1359
Plymouth Rock Insurance$ 1176
Plymouth Rock Insurance$ 1176
Tennessee Farmers$ 1235
Tennessee Farmers$ 1235
Texas Farm Bureau$ 1032
Texas Farm Bureau$ 1032
USAA$ 1208
USAA$ 1208
Vermont Mutual$ 1159
Vermont Mutual$ 1159

Compare all 2013 Porsche Boxster rates

Average Cost to Insure Per Year

$ 1422

List Price

$ 49500

Trims Available

Base - S

2012 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1052
Acuity$ 1052
Allied$ 1088
Allied$ 1088
Arbella$ 1427
Arbella$ 1427
Country$ 1267
Country$ 1267
Erie$ 987
Erie$ 987
Nationwide$ 1322
Nationwide$ 1322
Plymouth Rock Insurance$ 1164
Plymouth Rock Insurance$ 1164
Southern Farm Bureau$ 1472
Southern Farm Bureau$ 1472
Tennessee Farmers$ 1221
Tennessee Farmers$ 1221
Texas Farm Bureau$ 993
Texas Farm Bureau$ 993
USAA$ 1089
USAA$ 1089
Vermont Mutual$ 1099
Vermont Mutual$ 1099

Compare all 2012 Porsche Boxster rates

Average Cost to Insure Per Year

$ 1336

List Price

$ 48100

Trims Available

Base - S - Spyder - S Black Edition

2011 Porsche Boxster

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1173
Acuity$ 1173
Allied$ 985
Allied$ 985
Arbella$ 1246
Arbella$ 1246
Country$ 1186
Country$ 1186
Erie$ 903
Erie$ 903
GEICO$ 1166
GEICO$ 1166
Nationwide$ 1145
Nationwide$ 1145
Plymouth Rock Insurance$ 1129
Plymouth Rock Insurance$ 1129
Tennessee Farmers$ 1180
Tennessee Farmers$ 1180
Texas Farm Bureau$ 982
Texas Farm Bureau$ 982
USAA$ 1009
USAA$ 1009
Vermont Mutual$ 1036
Vermont Mutual$ 1036

Compare all 2011 Porsche Boxster rates

Average Cost to Insure Per Year

$ 1296

List Price

$ 47600

Trims Available

Base - S - Spyder