Porsche Macan Car Insurance Cost
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UPDATED: Jun 17, 2021
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Looking for a new or used Porsche Macan? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.
Porsche Macan insurance facts
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Average full coverage auto insurance premium: $193/month
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Most affordable companies: GEICO ($156/month) & American Family ($161/month)
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Macan car insurance cost vs. average rate: $217 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Porsche Macan by model year and auto insurer.
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Below average Porsche Macan insurer costs by state:
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Georgia car insurance – $2,357 per year
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Kentucky car insurance – $2,499 per year
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New York car insurance – $3,180 per year
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Arizona – $2,039 per year
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Virginia – $2,317 per year
Risk factors affecting Porsche Macan car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.
How to save money on Porsche Macan car insurance?
Many driver discounts are available to people through most major auto insurance companies, such as
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Student discounts
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Safe drivers
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Senior discounts
With all Porsche models, you can get the following car insurance discounts:
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Passive restraint systems
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Anti-lock brakes
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Anti-theft devices
Porsche Luxury Automobile Brand
Porsche is a luxury automobile brand specializing in high-performance sports cars, SUVs, and sedans owned by Volkswagen Group. Porsche’s target market is high-income (150K+), 85% male and 15% female 40 years and older in the United States market. Currently, Porsche is targeting younger consumers from 25 to 40 years of age. Most Porsche customers reside in Arizona, California, Florida, Nevada, New Mexico, New York, Oregon, and Texas. All Porsche automobiles have never been crash test rated by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). The most popular models are the Panamera, Cayenne, and the Boxster.
Higher than average Macan repair costs equal higher insurance rates
Many consumers are attracted to Porsche automobiles for speed, luxury, and driver-assist technologies, such as the InnoDrive system. Specialized import repair shops sell automotive parts around the United States. According to Motor1, Porsche is one of the most expensive vehicles to maintain, and some customers claiming $400 for an oil change. Repair parts for Toyota, Honda, and Subaru can be 187 to 432% less expensive. Repairing a Porsche is higher than average since repair parts are more costly and not as available as popular vehicles. For this reason, many Porsche’s are going to have higher than average car insurance rates to similar cars in its class.
Fast depreciation for Porsche Macan affecting auto policies
Most Porsche models have higher than average depreciating value, except for the Panamera, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Porsche models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
No IIHS and NHTSA safety ratings increasing car insurance rates for drivers
Porsche vehicles have never been crash-test rated, which increases car insurance rates for drivers. Porsche’s are known for their excellent safety features such as Porsche Active Safe or PAS to reduce the effects of a forward collision. With safety features and driver-assist technology (InnoDrive), drivers with a good driving record can get 10 to 15% driver discounts for passive restraints and safety features in Porsche models. With the lack of the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick” and the NHTSA 5-star rating, Porsche customers are in the dark concerning safety and increased car insurance rates for automobile owners.
AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Porsche automobile owners when buying a car insurance policy.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2021 Porsche Macan
Cheapest Insurance Companies | Average Annual Cost |
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Allied | $3218 |
Allstate | $2946 |
American Family | $1921 |
Amica | $3457 |
Auto-Owners | $2016 |
Country Financial | $2337 |
Direct Auto | $2549 |
Erie | $2230 |
Farmers | $2465 |
GEICO | $1876 |
Liberty Mutual | $2249 |
Mercury | $2814 |
MetLife | $3164 |
Nationwide | $2419 |
Plymouth Rock | $2648 |
Progressive | $3016 |
Safe Auto | $3105 |
State Farm | $2430 |
Tennessee Farmers | $2730 |
Texas Farm Bureau | $2248 |
Travelers | $2497 |
USAA | $2173 |
Compare all 2021 Porsche Macan rates
Average Cost to Insure Per Year
$2324
List Price
$52100
Trims Available
Base - S - GTS - Turbo with a 375-hp turbocharged 2.9-liter V-6 engine - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor, Tire Specific Low Tire Pressure Warning
2020 Porsche Macan
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $2790 |
American Family | $2049 |
Auto-Owners | $1814 |
Erie | $1934 |
Farmers | $2247 |
GEICO | $1867 |
Mercury | $2564 |
MetLife | $3727 |
Nationwide | $2053 |
Progressive | $2987 |
Safe Auto | $3329 |
State Farm | $2145 |
Tennessee Farmers | $2419 |
Travelers | $2365 |
USAA | $1953 |
Vermont Mutual | $3429 |
Compare all 2020 Porsche Macan rates
Average Cost to Insure Per Year
$2216
List Price
$50900
Trims Available
Base - S - GTS - Turbo with a 375-hp turbocharged 2.9-liter V-6 engine - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor, Tire Specific Low Tire Pressure Warning
2019 Porsche Macan
Cheapest Insurance Companies | Average Annual Cost |
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Allstate | $2735 |
American Family | $2126 |
Auto-Owners | $1920 |
Direct Auto | $2691 |
Erie | $1823 |
Farmers | $2256 |
GEICO | $1845 |
Liberty Mutual | $2035 |
MetLife | $3718 |
Nationwide | $2168 |
Progressive | $2864 |
Safe Auto | $3325 |
State Farm | $2235 |
Tennessee Farmers | $2487 |
Travelers | $2319 |
USAA | $2086 |
Vermont Mutual | $3419 |
Compare all 2019 Porsche Macan rates
Average Cost to Insure Per Year
$2178
List Price
$50950
Trims Available
Base - S - GTS - Turbo with a 375-hp turbocharged 2.9-liter V-6 engine - With Driver Assist Technologies - Adaptive cruise control, Parking assistance systems, Lane change assist, Traffic sign recognition, Traffic jam assistant, Light assistance systems with Porsche Active Safe (PAS) and Safety Features - Porsche Stability Management (PSM) Electronic Stability Control (ESC), ABS And Driveline Traction Control, Side Impact Beams, Dual Stage Driver And Passenger Seat-Mounted Side Airbags, ParkAssist Front And Rear Parking Sensors, Airbag Occupancy Sensor, Tire Specific Low Tire Pressure Warning
2018 Porsche Macan
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1537 |
Acuity | $ 1537 |
Allied | $ 1536 |
Allied | $ 1536 |
Country | $ 1733 |
Country | $ 1733 |
Erie | $ 1374 |
Erie | $ 1374 |
GEICO | $ 1837 |
GEICO | $ 1837 |
Mercury | $ 1397 |
Mercury | $ 1397 |
Nationwide | $ 1634 |
Nationwide | $ 1634 |
Plymouth Rock Insurance | $ 1610 |
Plymouth Rock Insurance | $ 1610 |
Progressive | $ 1278 |
Progressive | $ 1278 |
Tennessee Farmers | $ 1337 |
Tennessee Farmers | $ 1337 |
USAA | $ 1414 |
USAA | $ 1414 |
Vermont Mutual | $ 1643 |
Vermont Mutual | $ 1643 |
Compare all 2018 Porsche Macan rates
Average Cost to Insure Per Year
$ 1896
List Price
$ 47800
Trims Available
Base - S - GTS - Turbo
2017 Porsche Macan
Cheapest Insurance Companies | Average Annual Cost |
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Acuity | $ 1508 |
Acuity | $ 1508 |
Allied | $ 1559 |
Allied | $ 1559 |
Country | $ 1674 |
Country | $ 1674 |
Erie | $ 1329 |
Erie | $ 1329 |
Mercury | $ 1369 |
Mercury | $ 1369 |
Nationwide | $ 1670 |
Nationwide | $ 1670 |
Plymouth Rock Insurance | $ 1551 |
Plymouth Rock Insurance | $ 1551 |
Progressive | $ 1288 |
Progressive | $ 1288 |
Tennessee Farmers | $ 1344 |
Tennessee Farmers | $ 1344 |
Texas Farm Bureau | $ 1208 |
Texas Farm Bureau | $ 1208 |
USAA | $ 1440 |
USAA | $ 1440 |
Vermont Mutual | $ 1553 |
Vermont Mutual | $ 1553 |
Compare all 2017 Porsche Macan rates
Average Cost to Insure Per Year
$ 1569
List Price
$ 47500
Trims Available
Base - S - GTS - Turbo
2016 Porsche Macan
Cheapest Insurance Companies | Average Annual Cost |
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Acuity | $ 1452 |
Acuity | $ 1452 |
Allied | $ 1444 |
Allied | $ 1444 |
Country | $ 1601 |
Country | $ 1601 |
Erie | $ 1250 |
Erie | $ 1250 |
Mercury | $ 1355 |
Mercury | $ 1355 |
Nationwide | $ 1614 |
Nationwide | $ 1614 |
Plymouth Rock Insurance | $ 1514 |
Plymouth Rock Insurance | $ 1514 |
Progressive | $ 1363 |
Progressive | $ 1363 |
Tennessee Farmers | $ 1298 |
Tennessee Farmers | $ 1298 |
Texas Farm Bureau | $ 1206 |
Texas Farm Bureau | $ 1206 |
USAA | $ 1349 |
USAA | $ 1349 |
Vermont Mutual | $ 1465 |
Vermont Mutual | $ 1465 |
Compare all 2016 Porsche Macan rates
Average Cost to Insure Per Year
$ 1484
List Price
$ 52600
Trims Available
S - Turbo
2015 Porsche Macan
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1411 |
Acuity | $ 1411 |
Allied | $ 1449 |
Allied | $ 1449 |
Country | $ 1572 |
Country | $ 1572 |
Erie | $ 1147 |
Erie | $ 1147 |
Mercury | $ 1339 |
Mercury | $ 1339 |
Nationwide | $ 1623 |
Nationwide | $ 1623 |
Plymouth Rock Insurance | $ 1443 |
Plymouth Rock Insurance | $ 1443 |
Progressive | $ 1481 |
Progressive | $ 1481 |
Tennessee Farmers | $ 1390 |
Tennessee Farmers | $ 1390 |
Texas Farm Bureau | $ 1173 |
Texas Farm Bureau | $ 1173 |
USAA | $ 1293 |
USAA | $ 1293 |
Vermont Mutual | $ 1420 |
Vermont Mutual | $ 1420 |
Compare all 2015 Porsche Macan rates
Average Cost to Insure Per Year
$ 1445
List Price
$ 49900
Trims Available
S - Turbo