Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Subaru Impreza? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Subaru Impreza insurance facts

  • Average full coverage auto insurance premium: $136/month

  • Most affordable companies: American Family ($75/month) & GEICO ($80/month)

  • Impreza car insurance cost vs. average rate: $57 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Subaru Impreza by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Subura Impreza insurer costs by state:

Risk factors affecting Subaru Impreza car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Subaru Impreza car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Subaru models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Subaru Automobile Brand

Subaru is the 21st largest worldwide automobile manufacturer from Japan, selling to a small but devoted group of buyers in the United States market. The target market of Subaru is financially stable middle-aged couples with strong family values. All Volkswagen automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Outback, Forester, Impreza, and Crosstrek are some of their most popular vehicles.

Higher than average Impreza repair costs equal higher car insurance rates

Many consumers are attracted to Subaru cars for the stability, safety ratings, and driver-assist technologies, such as the forward-collision warning system and their excellent all-wheel drive (AWD) system. Automotive parts are pretty common, but not as cheap as popular vehicles, like Toyota or Honda. Repairing a Subaru is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Subaru’s are going to have higher than average car insurance rates to similar vehicles in its class.

Fast depreciation for Subaru Impreza affecting auto policies

Subarus have a higher than average depreciating value except for the Outback, according to Kelly Blue Book, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Subaru models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Subarus are known for their safety ratings, safety features, 5-star crash test ratings, and EyeSight driver-assist technologies, lowering car insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Subaru models. The Outback, WRZ, and Crosstrek are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Subaru top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Subaru automobile owners when buying a car insurance policy.

2021 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1834
Allstate$1598
American Family$903
Amica$1929
Auto-Owners$1630
Direct Auto$1426
Erie$1106
Farmers$1347
GEICO$956
Liberty Mutual$1220
Mercury$1547
MetLife$1729
Nationwide$1235
Progressive$1219
Safe Auto$1654
State Farm$1326
Tennessee Farmers$1489
Travelers$1390
USAA$1032

Compare all 2021 Subaru Impreza rates

Average Cost to Insure Per Year

$1638

List Price

$18795

Trims Available

2.0i - Premium - Sport - Limited - Engine: 2.0-liter four-cylinder with 152 horsepower and 145 lb-ft of torque Blind-Spot Detection, Rear Cross-Traffic Alert, Reverse Automatic Braking, with EyeSight driver assist technology, Adaptive Cruise Control, Lane Keep Assist and Sway Warning, Pre-collision braking, Pre-collision throttle management, Active Torque Vectoring, Symmetrical All-Wheel Drive (AWD), Safety Features· Anti-lock brakes · Stability control · Front-impact airbags· Side impact airbags Overhead airbags· Pretensioners · Security system.

2020 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1482
American Family$881
Auto-Owners$1524
Erie$945
Farmers$1306
GEICO$893
Mercury$1416
MetLife$1716
Nationwide$1125
Progressive$1036
Safe Auto$1569
State Farm$1136
Tennessee Farmers$1387
Travelers$1355
USAA$1089
Vermont Mutual$1612

Compare all 2020 Subaru Impreza rates

Average Cost to Insure Per Year

$1620

List Price

$18795

Trims Available

2.0i - Premium - Sport - Limited - Engine: 2.0-liter four-cylinder with 152 horsepower and 145 lb-ft of torque Blind-Spot Detection, Rear Cross-Traffic Alert, Reverse Automatic Braking, with EyeSight driver assist technology, Adaptive Cruise Control, Lane Keep Assist and Sway Warning, Pre-collision braking, Pre-collision throttle management, Active Torque Vectoring, Symmetrical All-Wheel Drive (AWD), Safety Features· Anti-lock brakes · Stability control · Front-impact airbags· Side impact airbags Overhead airbags· Pretensioners · Security system.

2019 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1465
American Family$945
Auto-Owners$1492
Direct Auto$1415
Erie$936
Farmers$1294
GEICO$887
MetLife$1706
Nationwide$1129
Progressive$1035
Safe Auto$1528
State Farm$1234
Tennessee Farmers$1359
Travelers$1340
USAA$1080
Vermont Mutual$1569

Compare all 2019 Subaru Impreza rates

Average Cost to Insure Per Year

$1635

List Price

$19480

Trims Available

2.0i - Premium - Sport - Limited - Engine: 2.0-liter four-cylinder with 152 horsepower and 145 lb-ft of torque Blind-Spot Detection, Rear Cross-Traffic Alert, Reverse Automatic Braking, with EyeSight driver assist technology, Adaptive Cruise Control, Lane Keep Assist and Sway Warning, Pre-collision braking, Pre-collision throttle management, Active Torque Vectoring, Symmetrical All-Wheel Drive (AWD), Safety Features· Anti-lock brakes · Stability control · Front-impact airbags· Side impact airbags Overhead airbags· Pretensioners · Security system.

2018 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1245
Acuity$ 1245
Allied$ 1333
Allied$ 1333
American Family$ 1460
American Family$ 1460
Arbella$ 1387
Arbella$ 1387
Country$ 1333
Country$ 1333
Erie$ 855
Erie$ 855
GEICO$ 1427
GEICO$ 1427
Nationwide$ 1484
Nationwide$ 1484
Plymouth Rock Insurance$ 1246
Plymouth Rock Insurance$ 1246
Tennessee Farmers$ 1006
Tennessee Farmers$ 1006
USAA$ 1023
USAA$ 1023
Vermont Mutual$ 1178
Vermont Mutual$ 1178

Compare all 2018 Subaru Impreza rates

Average Cost to Insure Per Year

$ 1646

List Price

$ 18495

Trims Available

2.0i - Premium - Sport - Limited

2017 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1204
Acuity$ 1204
Allied$ 1204
Allied$ 1204
American Family$ 1189
American Family$ 1189
Erie$ 775
Erie$ 775
GEICO$ 739
GEICO$ 739
Nationwide$ 1183
Nationwide$ 1183
Plymouth Rock Insurance$ 1180
Plymouth Rock Insurance$ 1180
Progressive$ 950
Progressive$ 950
State Farm$ 890
State Farm$ 890
Tennessee Farmers$ 1007
Tennessee Farmers$ 1007
USAA$ 875
USAA$ 875
Vermont Mutual$ 1106
Vermont Mutual$ 1106

Compare all 2017 Subaru Impreza rates

Average Cost to Insure Per Year

$ 1494

List Price

$ 18395

Trims Available

2.0i - Premium - Sport - Limited

2016 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1178
Acuity$ 1178
Allied$ 1160
Allied$ 1160
American Family$ 1126
American Family$ 1126
Erie$ 633
Erie$ 633
GEICO$ 659
GEICO$ 659
Nationwide$ 1053
Nationwide$ 1053
Plymouth Rock Insurance$ 1140
Plymouth Rock Insurance$ 1140
Progressive$ 805
Progressive$ 805
State Farm$ 840
State Farm$ 840
Tennessee Farmers$ 908
Tennessee Farmers$ 908
USAA$ 739
USAA$ 739
Vermont Mutual$ 1081
Vermont Mutual$ 1081

Compare all 2016 Subaru Impreza rates

Average Cost to Insure Per Year

$ 1191

List Price

$ 18295

Trims Available

2.0i - 2.0i Premium - 2.0i Sport Premium - 2.0i Limited - 2.0i Sport Limited

2015 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1142
Allied$ 1142
Allstate$ 1050
Allstate$ 1050
American Family$ 1023
American Family$ 1023
Erie$ 604
Erie$ 604
GEICO$ 572
GEICO$ 572
Nationwide$ 1021
Nationwide$ 1021
Plymouth Rock Insurance$ 1100
Plymouth Rock Insurance$ 1100
Progressive$ 782
Progressive$ 782
State Farm$ 724
State Farm$ 724
Tennessee Farmers$ 1023
Tennessee Farmers$ 1023
USAA$ 643
USAA$ 643
Vermont Mutual$ 1052
Vermont Mutual$ 1052

Compare all 2015 Subaru Impreza rates

Average Cost to Insure Per Year

$ 1069

List Price

$ 18195

Trims Available

2.0i - 2.0i Premium - 2.0i Sport Premium - 2.0i Limited - 2.0i Sport Limited

2014 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1168
Acuity$ 1168
Allstate$ 1010
Allstate$ 1010
American Family$ 1016
American Family$ 1016
Erie$ 587
Erie$ 587
GEICO$ 548
GEICO$ 548
Nationwide$ 1014
Nationwide$ 1014
Plymouth Rock Insurance$ 1096
Plymouth Rock Insurance$ 1096
Progressive$ 770
Progressive$ 770
State Farm$ 702
State Farm$ 702
Tennessee Farmers$ 1078
Tennessee Farmers$ 1078
USAA$ 624
USAA$ 624
Vermont Mutual$ 1098
Vermont Mutual$ 1098

Compare all 2014 Subaru Impreza rates

Average Cost to Insure Per Year

$ 1073

List Price

$ 17895

Trims Available

2.0i - 2.0i Premium - 2.0i Sport Premium - 2.0i Limited - 2.0i Sport Limited - WRX - WRX Premium - WRX Limited - WRX STI - WRX STl Limited

2013 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1047
Acuity$ 1047
Allstate$ 915
Allstate$ 915
American Family$ 908
American Family$ 908
Country$ 1030
Country$ 1030
Erie$ 601
Erie$ 601
GEICO$ 477
GEICO$ 477
Nationwide$ 966
Nationwide$ 966
Progressive$ 687
Progressive$ 687
State Farm$ 665
State Farm$ 665
Tennessee Farmers$ 969
Tennessee Farmers$ 969
USAA$ 581
USAA$ 581
Vermont Mutual$ 996
Vermont Mutual$ 996

Compare all 2013 Subaru Impreza rates

Average Cost to Insure Per Year

$ 937

List Price

$ 17895

Trims Available

2.0i - 2.0i Premium - 2.0i Sport Premium - 2.0i Limited - 2.0i Sport Limited - WRX - WRX Premium - WRX Limited - WRX STI - WRX STI Limited

2012 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1018
Acuity$ 1018
Allstate$ 912
Allstate$ 912
American Family$ 935
American Family$ 935
Erie$ 584
Erie$ 584
GEICO$ 510
GEICO$ 510
Nationwide$ 984
Nationwide$ 984
Plymouth Rock Insurance$ 1039
Plymouth Rock Insurance$ 1039
Progressive$ 773
Progressive$ 773
State Farm$ 648
State Farm$ 648
Tennessee Farmers$ 976
Tennessee Farmers$ 976
USAA$ 566
USAA$ 566
Vermont Mutual$ 951
Vermont Mutual$ 951

Compare all 2012 Subaru Impreza rates

Average Cost to Insure Per Year

$ 980

List Price

$ 17495

Trims Available

2.0i - 2.0i Premium - 2.0i Sport Premium - 2.0i Limited - 2.0i Sport Limited - WRX - WRX Premium - WRX Limited - WRX STI - WRX STI Limited

2011 Subaru Impreza

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1078
Allstate$ 1078
American Family$ 1057
American Family$ 1057
Arbella$ 1111
Arbella$ 1111
Erie$ 628
Erie$ 628
GEICO$ 512
GEICO$ 512
Nationwide$ 1063
Nationwide$ 1063
Plymouth Rock Insurance$ 1042
Plymouth Rock Insurance$ 1042
Progressive$ 841
Progressive$ 841
State Farm$ 775
State Farm$ 775
Tennessee Farmers$ 1010
Tennessee Farmers$ 1010
USAA$ 629
USAA$ 629
Vermont Mutual$ 906
Vermont Mutual$ 906

Compare all 2011 Subaru Impreza rates

Average Cost to Insure Per Year

$ 1177

List Price

$ 17495

Trims Available

2.5i - 2.5i Premium - Outback Sport - WRX - WRX Premium - WRX Limited - WRX STI - WRX STI Limited