Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Toyota Avalon Hybrid? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Avalon Hybrid facts

  • Average auto insurance premium: $155/month

  • Most affordable companies: Nationwide ($104/month) & Erie ($118/month)

  • Avalon insurance cost vs. average rate: $84 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Avalon Hybrid by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Risk factors affecting Toyota Avalon Hybrid rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Avalon Hybrid Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

2021 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2194
Allstate$1759
American Family$1588
Auto-Owners$2257
Country Financial$1968
Erie$1326
GEICO$1418
Mercury$1690
MetLife$2018
Nationwide$1213
Progressive$1330
State Farm$1436
Tennessee Farmers$1609
Texas Farm Bureau$1525
Travelers$1829
USAA$1249

Compare all 2021 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$1823

List Price

$37700

Trims Available

XLE Plus - XLE Premium - Limited - XLE 4dr Sedan - XSE 4dr Sedan - Limited 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2020 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1728
American Family$1484
Country Financial$1867
Erie$1220
GEICO$1287
Mercury$1632
Nationwide$1074
Progressive$1254
State Farm$1330
Tennessee Farmers$1538
Texas Farm Bureau$1416
Travelers$1793
USAA$1136

Compare all 2020 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$1659

List Price

$37600

Trims Available

XLE Plus - XLE Premium - Limited - XLE 4dr Sedan - XSE 4dr Sedan - Limited 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2019 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1705
American Family$1450
Country Financial$1830
Erie$1206
GEICO$1256
Mercury$1625
Nationwide$1049
Progressive$1242
State Farm$1329
Tennessee Farmers$1524
Texas Farm Bureau$1406
Travelers$1752
USAA$1083

Compare all 2019 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$1541

List Price

$37500

Trims Available

XLE Plus - XLE Premium - Limited - XLE 4dr Sedan - XSE 4dr Sedan - Limited 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2018 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1687
American Family$1415
Auto-Owners$1876
Country Financial$1826
Erie$1162
GEICO$1240
Mercury$1594
Nationwide$1020
Progressive$1201
State Farm$1298
Tennessee Farmers$1486
Texas Farm Bureau$1357
Travelers$1719
USAA$1053

Compare all 2018 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$1519

List Price

$37450

Trims Available

XLE Plus - XLE Premium - Limited - XLE 4dr Sedan - XSE 4dr Sedan - Limited 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2017 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1279
Acuity$ 1279
Allied$ 1397
Allied$ 1397
Arbella$ 1294
Arbella$ 1294
Country$ 1388
Country$ 1388
Erie$ 957
Erie$ 957
Nationwide$ 1398
Nationwide$ 1398
Plymouth Rock Insurance$ 1317
Plymouth Rock Insurance$ 1317
Quincy Mutual$ 1163
Quincy Mutual$ 1163
Tennessee Farmers$ 1134
Tennessee Farmers$ 1134
Texas Farm Bureau$ 1084
Texas Farm Bureau$ 1084
USAA$ 1289
USAA$ 1289
Vermont Mutual$ 1251
Vermont Mutual$ 1251

Compare all 2017 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$ 1422

List Price

$ 37300

Trims Available

XLE Plus - XLE Premium - Limited

2016 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1279
Acuity$ 1279
Allied$ 1413
Allied$ 1413
Arbella$ 1316
Arbella$ 1316
Country$ 1396
Country$ 1396
Erie$ 929
Erie$ 929
Mercury$ 1384
Mercury$ 1384
Plymouth Rock Insurance$ 1279
Plymouth Rock Insurance$ 1279
Quincy Mutual$ 1131
Quincy Mutual$ 1131
Tennessee Farmers$ 1110
Tennessee Farmers$ 1110
Texas Farm Bureau$ 1057
Texas Farm Bureau$ 1057
USAA$ 1282
USAA$ 1282
Vermont Mutual$ 1249
Vermont Mutual$ 1249

Compare all 2016 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$ 1414

List Price

$ 36650

Trims Available

XLE Plus - XLE Premium - Limited

2015 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1239
Acuity$ 1239
Allied$ 1418
Allied$ 1418
Arbella$ 1323
Arbella$ 1323
Country$ 1372
Country$ 1372
Erie$ 840
Erie$ 840
Mercury$ 1365
Mercury$ 1365
Plymouth Rock Insurance$ 1243
Plymouth Rock Insurance$ 1243
Quincy Mutual$ 1107
Quincy Mutual$ 1107
Tennessee Farmers$ 1217
Tennessee Farmers$ 1217
Texas Farm Bureau$ 1031
Texas Farm Bureau$ 1031
USAA$ 1163
USAA$ 1163
Vermont Mutual$ 1201
Vermont Mutual$ 1201

Compare all 2015 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$ 1362

List Price

$ 36470

Trims Available

XLE Premium - XLE Touring - Limited

2014 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1176
Acuity$ 1176
American Family$ 1410
American Family$ 1410
Arbella$ 1255
Arbella$ 1255
Country$ 1322
Country$ 1322
Erie$ 851
Erie$ 851
Mercury$ 1348
Mercury$ 1348
Plymouth Rock Insurance$ 1212
Plymouth Rock Insurance$ 1212
Quincy Mutual$ 1079
Quincy Mutual$ 1079
Tennessee Farmers$ 1165
Tennessee Farmers$ 1165
Texas Farm Bureau$ 981
Texas Farm Bureau$ 981
USAA$ 1104
USAA$ 1104
Vermont Mutual$ 1125
Vermont Mutual$ 1125

Compare all 2014 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$ 1325

List Price

$ 35805

Trims Available

XLE Premium - XLE Touring - Limited

2013 Toyota Avalon Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1130
Acuity$ 1130
Allied$ 1253
Allied$ 1253
Arbella$ 1163
Arbella$ 1163
Country$ 1283
Country$ 1283
Erie$ 826
Erie$ 826
Nationwide$ 1306
Nationwide$ 1306
Plymouth Rock Insurance$ 1169
Plymouth Rock Insurance$ 1169
Quincy Mutual$ 1051
Quincy Mutual$ 1051
Tennessee Farmers$ 1132
Tennessee Farmers$ 1132
Texas Farm Bureau$ 957
Texas Farm Bureau$ 957
USAA$ 1079
USAA$ 1079
Vermont Mutual$ 1071
Vermont Mutual$ 1071

Compare all 2013 Toyota Avalon Hybrid rates

Average Cost to Insure Per Year

$ 1276

List Price

$ 35555

Trims Available

XLE Premium - XLE Touring - Limited