Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Toyota Camry Hybrid? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Camry Hybrid facts

  • Average auto insurance premium: $150/month

  • Most affordable companies: GEICO ($96/month) & Erie ($105/month)

  • Camry Hybrid insurance cost vs. average rate: $122 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Camry Hybrid by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Toyota Camry Hybrid insurer costs by state:

Risk factors affecting Toyota Camry Hybrid rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Learn more about Toyota Camry rates here:

Safety Ratings & Camry Hybrid Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

2021 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1469
Allied$2159
Allstate$1726
American Family$1537
Arbella$1603
Auto-Owners$2273
Country Financial$1968
Erie$1268
GEICO$1153
Mercury$1639
MetLife$2038
Nationwide$1260
Progressive$1254
State Farm$1366
Tennessee Farmers$1620
Travelers$1824
USAA$1207

Compare all 2021 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$1813

List Price

$28435

Trims Available

LE - SE - XLE - LE 4dr Sedan - SE 4dr Sedan - XLE 4dr Sedan - XSE 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2020 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1456
Allstate$1687
American Family$1495
Country Financial$1924
Erie$1165
GEICO$1102
Mercury$1560
Nationwide$1237
Progressive$1216
State Farm$1342
Tennessee Farmers$1519
Travelers$1786
USAA$1174

Compare all 2020 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$1716

List Price

$28430

Trims Available

LE - SE - XLE - LE 4dr Sedan - SE 4dr Sedan - XLE 4dr Sedan - XSE 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2019 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1388
Allstate$1634
American Family$1467
Country Financial$1869
Erie$1129
GEICO$1033
Mercury$1515
Nationwide$1215
Progressive$1206
State Farm$1324
Tennessee Farmers$1506
Travelers$1707
USAA$1058

Compare all 2019 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$1675

List Price

$27765

Trims Available

LE - SE - XLE - LE 4dr Sedan - SE 4dr Sedan - XLE 4dr Sedan - XSE 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2018 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1296
Acuity$ 1296
Allied$ 1330
Allied$ 1330
Arbella$ 1337
Arbella$ 1337
Country$ 1379
Country$ 1379
Erie$ 975
Erie$ 975
GEICO$ 1266
GEICO$ 1266
Nationwide$ 1371
Nationwide$ 1371
Plymouth Rock Insurance$ 1194
Plymouth Rock Insurance$ 1194
Progressive$ 1422
Progressive$ 1422
State Farm$ 1360
State Farm$ 1360
USAA$ 1144
USAA$ 1144
Vermont Mutual$ 1237
Vermont Mutual$ 1237

Compare all 2018 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$ 1542

List Price

$ 27950

Trims Available

LE - SE - XLE

2017 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1256
Acuity$ 1256
Allied$ 1379
Allied$ 1379
Arbella$ 1236
Arbella$ 1236
Country$ 1328
Country$ 1328
Erie$ 971
Erie$ 971
GEICO$ 1365
GEICO$ 1365
Plymouth Rock Insurance$ 1209
Plymouth Rock Insurance$ 1209
Quincy Mutual$ 1163
Quincy Mutual$ 1163
Tennessee Farmers$ 1115
Tennessee Farmers$ 1115
Texas Farm Bureau$ 917
Texas Farm Bureau$ 917
USAA$ 1182
USAA$ 1182
Vermont Mutual$ 1166
Vermont Mutual$ 1166

Compare all 2017 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$ 1271

List Price

$ 26790

Trims Available

LE - SE - XLE

2015 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1150
Acuity$ 1150
American Family$ 1270
American Family$ 1270
Arbella$ 1139
Arbella$ 1139
Country$ 1225
Country$ 1225
Erie$ 829
Erie$ 829
GEICO$ 1253
GEICO$ 1253
Plymouth Rock Insurance$ 1146
Plymouth Rock Insurance$ 1146
Quincy Mutual$ 1107
Quincy Mutual$ 1107
Tennessee Farmers$ 1057
Tennessee Farmers$ 1057
Texas Farm Bureau$ 872
Texas Farm Bureau$ 872
USAA$ 1087
USAA$ 1087
Vermont Mutual$ 1028
Vermont Mutual$ 1028

Compare all 2015 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$ 1196

List Price

$ 26790

Trims Available

LE - SE - XLE

2014 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1093
Acuity$ 1093
Arbella$ 1113
Arbella$ 1113
Country$ 1189
Country$ 1189
Erie$ 874
Erie$ 874
GEICO$ 1062
GEICO$ 1062
Plymouth Rock Insurance$ 1099
Plymouth Rock Insurance$ 1099
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 1237
State Farm$ 1237
Tennessee Farmers$ 1032
Tennessee Farmers$ 1032
Texas Farm Bureau$ 850
Texas Farm Bureau$ 850
USAA$ 985
USAA$ 985
Vermont Mutual$ 981
Vermont Mutual$ 981

Compare all 2014 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$ 1167

List Price

$ 26330

Trims Available

LE - SE - XLE

2013 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1092
Acuity$ 1092
Allied$ 1256
Allied$ 1256
American Family$ 1225
American Family$ 1225
Arbella$ 1092
Arbella$ 1092
Country$ 1209
Country$ 1209
Erie$ 892
Erie$ 892
Plymouth Rock Insurance$ 1065
Plymouth Rock Insurance$ 1065
Quincy Mutual$ 1051
Quincy Mutual$ 1051
Tennessee Farmers$ 1024
Tennessee Farmers$ 1024
Texas Farm Bureau$ 809
Texas Farm Bureau$ 809
USAA$ 1017
USAA$ 1017
Vermont Mutual$ 951
Vermont Mutual$ 951

Compare all 2013 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$ 1082

List Price

$ 26140

Trims Available

LE - XLE

2012 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1015
Acuity$ 1015
Allied$ 1193
Allied$ 1193
Arbella$ 1036
Arbella$ 1036
Country$ 1150
Country$ 1150
Erie$ 866
Erie$ 866
GEICO$ 1181
GEICO$ 1181
Plymouth Rock Insurance$ 1040
Plymouth Rock Insurance$ 1040
Quincy Mutual$ 1027
Quincy Mutual$ 1027
Tennessee Farmers$ 976
Tennessee Farmers$ 976
Texas Farm Bureau$ 788
Texas Farm Bureau$ 788
USAA$ 980
USAA$ 980
Vermont Mutual$ 867
Vermont Mutual$ 867

Compare all 2012 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$ 1040

List Price

$ 25990

Trims Available

LE - XLE

2011 Toyota Camry Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1166
American Family$ 1166
Amica$ 1159
Amica$ 1159
Arbella$ 840
Arbella$ 840
Erie$ 841
Erie$ 841
GEICO$ 1159
GEICO$ 1159
Plymouth Rock Insurance$ 1029
Plymouth Rock Insurance$ 1029
Quincy Mutual$ 1135
Quincy Mutual$ 1135
Southern Farm Bureau$ 1192
Southern Farm Bureau$ 1192
Tennessee Farmers$ 957
Tennessee Farmers$ 957
Texas Farm Bureau$ 802
Texas Farm Bureau$ 802
USAA$ 966
USAA$ 966
Vermont Mutual$ 823
Vermont Mutual$ 823

Compare all 2011 Toyota Camry Hybrid rates

Average Cost to Insure Per Year

$ 1157

List Price

$ 27050

Trims Available

Base