Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Toyota Corolla? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Corolla facts

  • Average auto insurance premium: $115/month

  • Most affordable companies: GEICO ($74/month) & Progressive ($82/month)

  • Corolla insurance cost vs. average rate: $240 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Corolla by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Toyota Corolla insurer costs by state:

Risk factors affecting Toyota Corolla rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Corolla Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

2021 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1214
Allied$1794
Allstate$1490
American Family$1280
Arbella$1313
Auto-Owners$1825
Country Financial$1540
Erie$957
GEICO$902
Mercury$1380
MetLife$1786
Nationwide$1062
Progressive$1058
State Farm$1146
Tennessee Farmers$1316
Travelers$1529
USAA$931

Compare all 2021 Toyota Corolla rates

Average Cost to Insure Per Year

$1388

List Price

$20025

Trims Available

L - LE - LE Eco - SE - XLE - XSE - L 4dr Sedan - LE 4dr Sedan - SE 4dr Sedan - Nightshade - XLE 4dr Sedan - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2020 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1197
Allstate$1455
American Family$1234
Country Financial$1537
Erie$937
GEICO$858
Mercury$1314
MetLife$1740
Nationwide$1056
Progressive$1034
State Farm$1130
Tennessee Farmers$1240
Travelers$1513
USAA$890
Vermont Mutual$1635

Compare all 2020 Toyota Corolla rates

Average Cost to Insure Per Year

$1320

List Price

$19600

Trims Available

L - LE - LE Eco - SE - XLE - XSE - L 4dr Sedan - LE 4dr Sedan - SE 4dr Sedan - Nightshade - XLE 4dr Sedan

2019 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1168
Allstate$1426
American Family$1209
Country Financial$1518
Erie$929
GEICO$816
Mercury$1274
MetLife$1734
Nationwide$1033
Progressive$1025
State Farm$1127
Tennessee Farmers$1215
Travelers$1503
USAA$858
Vermont Mutual$1621

Compare all 2019 Toyota Corolla rates

Average Cost to Insure Per Year

$1318

List Price

$19600

Trims Available

L - LE - LE Eco - SE - XLE - XSE - L 4dr Sedan - LE 4dr Sedan - SE 4dr Sedan - Nightshade - XLE 4dr Sedan

2018 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1307
Acuity$ 1307
Allied$ 1296
Allied$ 1296
American Family$ 1177
American Family$ 1177
Erie$ 736
Erie$ 736
GEICO$ 704
GEICO$ 704
Nationwide$ 1072
Nationwide$ 1072
Plymouth Rock Insurance$ 1193
Plymouth Rock Insurance$ 1193
Progressive$ 862
Progressive$ 862
State Farm$ 901
State Farm$ 901
Tennessee Farmers$ 964
Tennessee Farmers$ 964
USAA$ 714
USAA$ 714
Vermont Mutual$ 1226
Vermont Mutual$ 1226

Compare all 2018 Toyota Corolla rates

Average Cost to Insure Per Year

$ 1098

List Price

$ 18600

Trims Available

L - LE - LE Eco - SE - XLE - XSE

2017 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1155
American Family$ 1155
Erie$ 708
Erie$ 708
GEICO$ 653
GEICO$ 653
Nationwide$ 1092
Nationwide$ 1092
Plymouth Rock Insurance$ 1163
Plymouth Rock Insurance$ 1163
Progressive$ 858
Progressive$ 858
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 851
State Farm$ 851
Tennessee Farmers$ 964
Tennessee Farmers$ 964
Texas Farm Bureau$ 964
Texas Farm Bureau$ 964
USAA$ 747
USAA$ 747
Vermont Mutual$ 1175
Vermont Mutual$ 1175

Compare all 2017 Toyota Corolla rates

Average Cost to Insure Per Year

$ 1069

List Price

$ 18500

Trims Available

L - LE - LE Eco - SE - XLE - 50th Anniversary Special Edition - XSE

2016 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 984
American Family$ 984
Country$ 1089
Country$ 1089
Erie$ 617
Erie$ 617
GEICO$ 570
GEICO$ 570
Nationwide$ 1031
Nationwide$ 1031
Progressive$ 785
Progressive$ 785
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 720
State Farm$ 720
Tennessee Farmers$ 861
Tennessee Farmers$ 861
Texas Farm Bureau$ 860
Texas Farm Bureau$ 860
USAA$ 641
USAA$ 641
Vermont Mutual$ 1037
Vermont Mutual$ 1037

Compare all 2016 Toyota Corolla rates

Average Cost to Insure Per Year

$ 921

List Price

$ 17300

Trims Available

L - LE - LE Eco - LE Plus - S - LE Eco Plus - S Plus - S Special Edition - LE Premium - LE Eco Premium - S Premium

2015 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 984
American Family$ 984
Country$ 1092
Country$ 1092
Erie$ 597
Erie$ 597
GEICO$ 572
GEICO$ 572
Nationwide$ 1053
Nationwide$ 1053
Progressive$ 773
Progressive$ 773
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 702
State Farm$ 702
Tennessee Farmers$ 957
Tennessee Farmers$ 957
Texas Farm Bureau$ 862
Texas Farm Bureau$ 862
USAA$ 639
USAA$ 639
Vermont Mutual$ 1009
Vermont Mutual$ 1009

Compare all 2015 Toyota Corolla rates

Average Cost to Insure Per Year

$ 908

List Price

$ 16950

Trims Available

L - LE - LE Eco - LE Plus - S - LE Eco Plus - S Plus - LE Premium - LE Eco Premium - S Premium

2014 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1071
Acuity$ 1071
American Family$ 991
American Family$ 991
Erie$ 612
Erie$ 612
GEICO$ 550
GEICO$ 550
Nationwide$ 1081
Nationwide$ 1081
Progressive$ 799
Progressive$ 799
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 711
State Farm$ 711
Tennessee Farmers$ 948
Tennessee Farmers$ 948
Texas Farm Bureau$ 810
Texas Farm Bureau$ 810
USAA$ 634
USAA$ 634
Vermont Mutual$ 942
Vermont Mutual$ 942

Compare all 2014 Toyota Corolla rates

Average Cost to Insure Per Year

$ 905

List Price

$ 16800

Trims Available

L - LE - LE Eco - LE Plus - S - LE Eco Plus - LE Premium - S Plus - LE Eco Premium - S Premium

2013 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1069
Acuity$ 1069
American Family$ 1037
American Family$ 1037
Erie$ 625
Erie$ 625
GEICO$ 522
GEICO$ 522
Plymouth Rock Insurance$ 1029
Plymouth Rock Insurance$ 1029
Progressive$ 813
Progressive$ 813
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 788
State Farm$ 788
Tennessee Farmers$ 940
Tennessee Farmers$ 940
Texas Farm Bureau$ 779
Texas Farm Bureau$ 779
USAA$ 660
USAA$ 660
Vermont Mutual$ 892
Vermont Mutual$ 892

Compare all 2013 Toyota Corolla rates

Average Cost to Insure Per Year

$ 933

List Price

$ 16230

Trims Available

L - LE - S - LE Special Edition - S Special Edition

2012 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1018
Acuity$ 1018
American Family$ 974
American Family$ 974
Erie$ 597
Erie$ 597
GEICO$ 499
GEICO$ 499
Plymouth Rock Insurance$ 1005
Plymouth Rock Insurance$ 1005
Progressive$ 738
Progressive$ 738
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 673
State Farm$ 673
Tennessee Farmers$ 914
Tennessee Farmers$ 914
Texas Farm Bureau$ 771
Texas Farm Bureau$ 771
USAA$ 622
USAA$ 622
Vermont Mutual$ 846
Vermont Mutual$ 846

Compare all 2012 Toyota Corolla rates

Average Cost to Insure Per Year

$ 880

List Price

$ 16130

Trims Available

L - LE - S

2011 Toyota Corolla

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 894
American Family$ 894
Arbella$ 973
Arbella$ 973
Erie$ 550
Erie$ 550
GEICO$ 472
GEICO$ 472
Plymouth Rock Insurance$ 985
Plymouth Rock Insurance$ 985
Progressive$ 715
Progressive$ 715
Quincy Mutual$ 1002
Quincy Mutual$ 1002
State Farm$ 628
State Farm$ 628
Tennessee Farmers$ 870
Tennessee Farmers$ 870
Texas Farm Bureau$ 736
Texas Farm Bureau$ 736
USAA$ 564
USAA$ 564
Vermont Mutual$ 791
Vermont Mutual$ 791

Compare all 2011 Toyota Corolla rates

Average Cost to Insure Per Year

$ 837

List Price

$ 15900

Trims Available

Base - LE - S