Toyota Prius Prime Car Insurance Cost
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UPDATED: Jun 17, 2021
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Looking for a new or used Toyota Prius Prime? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.
Toyota Prius Prime facts
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Average auto insurance premium: $127/month
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Most affordable companies: Progressive ($105/month) & State Farm ($113/month)
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Prius Prime insurance cost vs. average rate: $81 less expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Toyota Prius Prime by model year and auto insurer.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Below average Toyota Prius Prime insurer costs by state:
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Virginia car insurance – $1,159 per year
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West Virginia car insurance – $1,369 per year
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New York car insurance – $1,903 per year
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Georgia – $1,847 per year
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Arizona – $1,776 per year
Risk factors affecting Prius Prime rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
Safety Ratings & Prius Prime Rates
Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.
Top Safety Ratings from IIHS & NHTSA
The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.
These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.
Lower repair costs equal lower rates
Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.
Methodology
AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.
We retrieved quotes for different years of 86’s and trim levels from rate data in this instance.
The full coverage policy included:
$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.
Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.
AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2021 Toyota Prius Prime
Cheapest Insurance Companies | Average Annual Cost |
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21st Century | $2083 |
Allstate | $1782 |
American Family | $1658 |
Country Financial | $1862 |
Erie | $1413 |
GEICO | $1490 |
Liberty Mutual | $1645 |
Mercury | $1735 |
MetLife | $1935 |
Nationwide | $1523 |
Progressive | $1270 |
State Farm | $1359 |
Tennessee Farmers | $1719 |
Travelers | $1806 |
USAA | $1263 |
Compare all 2021 Toyota Prius Prime rates
Average Cost to Insure Per Year
$1527
List Price
$28220
Trims Available
Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)
2020 Toyota Prius Prime
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $2047 |
Allstate | $1734 |
American Family | $1641 |
Country Financial | $1855 |
Erie | $1402 |
GEICO | $1462 |
Liberty Mutual | $1639 |
Mercury | $1704 |
Nationwide | $1506 |
Progressive | $1233 |
State Farm | $1346 |
Tennessee Farmers | $1700 |
Travelers | $1744 |
USAA | $1189 |
Compare all 2020 Toyota Prius Prime rates
Average Cost to Insure Per Year
$1479
List Price
$27900
Trims Available
Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)
2019 Toyota Prius Prime
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $2063 |
Allstate | $1725 |
American Family | $1627 |
Country Financial | $1840 |
Erie | $1320 |
GEICO | $1418 |
Liberty Mutual | $1618 |
Mercury | $1689 |
Nationwide | $1473 |
Progressive | $1219 |
State Farm | $1316 |
Tennessee Farmers | $1630 |
Travelers | $1738 |
USAA | $1140 |
Compare all 2019 Toyota Prius Prime rates
Average Cost to Insure Per Year
$1440
List Price
$28100
Trims Available
Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)
2018 Toyota Prius Prime
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $2046 |
Allstate | $1702 |
American Family | $1609 |
Country Financial | $1835 |
Erie | $1290 |
GEICO | $1410 |
Kentucky Farm Bureau | $1864 |
Liberty Mutual | $1536 |
Mercury | $1654 |
Nationwide | $1469 |
Progressive | $1215 |
State Farm | $1283 |
Tennessee Farmers | $1611 |
Travelers | $1719 |
USAA | $1126 |
Compare all 2018 Toyota Prius Prime rates
Average Cost to Insure Per Year
$1410
List Price
$28000
Trims Available
Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)
2017 Toyota Prius Prime
Cheapest Insurance Companies | Average Annual Cost |
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Acuity | $ 1298 |
Acuity | $ 1298 |
Allied | $ 1166 |
Allied | $ 1166 |
American Family | $ 1305 |
American Family | $ 1305 |
Arbella | $ 1314 |
Arbella | $ 1314 |
Erie | $ 1035 |
Erie | $ 1035 |
Mercury | $ 1279 |
Mercury | $ 1279 |
Plymouth Rock Insurance | $ 1096 |
Plymouth Rock Insurance | $ 1096 |
Quincy Mutual | $ 1302 |
Quincy Mutual | $ 1302 |
Tennessee Farmers | $ 1163 |
Tennessee Farmers | $ 1163 |
Texas Farm Bureau | $ 1042 |
Texas Farm Bureau | $ 1042 |
USAA | $ 1181 |
USAA | $ 1181 |
Vermont Mutual | $ 1219 |
Vermont Mutual | $ 1219 |
Compare all 2017 Toyota Prius Prime rates
Average Cost to Insure Per Year
$ 1318
List Price
$ 27100
Trims Available
Plus - Premium - Advanced