Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for a new or used Toyota Prius Prime? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Prius Prime facts

  • Average auto insurance premium: $127/month

  • Most affordable companies: Progressive ($105/month) & State Farm ($113/month)

  • Prius Prime insurance cost vs. average rate: $81 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Prius Prime by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Toyota Prius Prime insurer costs by state:

Risk factors affecting Prius Prime rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Prius Prime Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of 86’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses. 

2021 Toyota Prius Prime

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2083
Allstate$1782
American Family$1658
Country Financial$1862
Erie$1413
GEICO$1490
Liberty Mutual$1645
Mercury$1735
MetLife$1935
Nationwide$1523
Progressive$1270
State Farm$1359
Tennessee Farmers$1719
Travelers$1806
USAA$1263

Compare all 2021 Toyota Prius Prime rates

Average Cost to Insure Per Year

$1527

List Price

$28220

Trims Available

Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2020 Toyota Prius Prime

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2047
Allstate$1734
American Family$1641
Country Financial$1855
Erie$1402
GEICO$1462
Liberty Mutual$1639
Mercury$1704
Nationwide$1506
Progressive$1233
State Farm$1346
Tennessee Farmers$1700
Travelers$1744
USAA$1189

Compare all 2020 Toyota Prius Prime rates

Average Cost to Insure Per Year

$1479

List Price

$27900

Trims Available

Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2019 Toyota Prius Prime

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2063
Allstate$1725
American Family$1627
Country Financial$1840
Erie$1320
GEICO$1418
Liberty Mutual$1618
Mercury$1689
Nationwide$1473
Progressive$1219
State Farm$1316
Tennessee Farmers$1630
Travelers$1738
USAA$1140

Compare all 2019 Toyota Prius Prime rates

Average Cost to Insure Per Year

$1440

List Price

$28100

Trims Available

Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2018 Toyota Prius Prime

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2046
Allstate$1702
American Family$1609
Country Financial$1835
Erie$1290
GEICO$1410
Kentucky Farm Bureau$1864
Liberty Mutual$1536
Mercury$1654
Nationwide$1469
Progressive$1215
State Farm$1283
Tennessee Farmers$1611
Travelers$1719
USAA$1126

Compare all 2018 Toyota Prius Prime rates

Average Cost to Insure Per Year

$1410

List Price

$28000

Trims Available

Plus - Premium - Advanced - LE 5dr Hatchback - XLE 5dr Hatchback - Limited 5dr Hatchback - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2017 Toyota Prius Prime

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1298
Acuity$ 1298
Allied$ 1166
Allied$ 1166
American Family$ 1305
American Family$ 1305
Arbella$ 1314
Arbella$ 1314
Erie$ 1035
Erie$ 1035
Mercury$ 1279
Mercury$ 1279
Plymouth Rock Insurance$ 1096
Plymouth Rock Insurance$ 1096
Quincy Mutual$ 1302
Quincy Mutual$ 1302
Tennessee Farmers$ 1163
Tennessee Farmers$ 1163
Texas Farm Bureau$ 1042
Texas Farm Bureau$ 1042
USAA$ 1181
USAA$ 1181
Vermont Mutual$ 1219
Vermont Mutual$ 1219

Compare all 2017 Toyota Prius Prime rates

Average Cost to Insure Per Year

$ 1318

List Price

$ 27100

Trims Available

Plus - Premium - Advanced