Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for a new or used Toyota Sequoia? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Sequoia facts

  • Average auto insurance premium: $176/month

  • Most affordable companies: Plymouth Rock ($127/month) & Progressive ($134/month)

  • Sequoia insurance cost vs. average rate: $32 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Sequoia by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Toyota Sequoia insurer costs by state:

Risk factors affecting Toyota Sequoia rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Sequoia Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

2021 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1962
Allied$3225
Allstate$2305
American Family$2045
Arbella$2118
Auto-Owners$3348
Erie$1680
GEICO$1706
Mercury$2261
MetLife$3190
Nationwide$1799
Plymouth Rock$1527
Progressive$1611
Safe Auto$2718
State Farm$1891
Tennessee Farmers$2165
Travelers$2421
USAA$1639

Compare all 2021 Toyota Sequoia rates

Average Cost to Insure Per Year

$2117

List Price

$50200

Trims Available

SR5 - TRD Sport - Limited - Platinum - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST) - Powerful 381-hp 5.7-liter i-FORCE V8

2020 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1900
Allstate$2260
American Family$2037
Erie$1651
GEICO$1653
Mercury$2237
MetLife$3026
Nationwide$1741
Plymouth Rock$1490
Progressive$1560
Safe Auto$2612
State Farm$1848
Tennessee Farmers$2149
Travelers$2361
USAA$1609
Vermont Mutual$2626

Compare all 2020 Toyota Sequoia rates

Average Cost to Insure Per Year

$2059

List Price

$49980

Trims Available

SR5 - TRD Sport - Limited - Platinum - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST) - Powerful 381-hp 5.7-liter i-FORCE V8

2019 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2249
American Family$2011
Erie$1602
Farmers$1925
GEICO$1566
Mercury$2067
MetLife$2934
Nationwide$1735
Plymouth Rock$1416
Progressive$1520
Safe Auto$2513
State Farm$1837
Tennessee Farmers$2053
Travelers$2348
USAA$1619
Vermont Mutual$2574

Compare all 2019 Toyota Sequoia rates

Average Cost to Insure Per Year

$1935

List Price

$48700

Trims Available

SR5 - TRD Sport - Limited - Platinum - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST) - Powerful 381-hp 5.7-liter i-FORCE V8

2018 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1184
Acuity$ 1184
Allied$ 1086
Allied$ 1086
Arbella$ 1256
Arbella$ 1256
Country$ 1232
Country$ 1232
Erie$ 1106
Erie$ 1106
GEICO$ 1029
GEICO$ 1029
Nationwide$ 1137
Nationwide$ 1137
Plymouth Rock Insurance$ 1216
Plymouth Rock Insurance$ 1216
Progressive$ 1209
Progressive$ 1209
Tennessee Farmers$ 1159
Tennessee Farmers$ 1159
USAA$ 1169
USAA$ 1169
Vermont Mutual$ 1085
Vermont Mutual$ 1085

Compare all 2018 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 1458

List Price

$ 48600

Trims Available

SR5 - TRD Sport - Limited - Platinum

2017 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1151
Acuity$ 1151
Allied$ 1082
Allied$ 1082
Arbella$ 1166
Arbella$ 1166
Erie$ 1001
Erie$ 1001
GEICO$ 988
GEICO$ 988
Nationwide$ 1120
Nationwide$ 1120
Progressive$ 1164
Progressive$ 1164
Quincy Mutual$ 1163
Quincy Mutual$ 1163
Tennessee Farmers$ 1159
Tennessee Farmers$ 1159
Texas Farm Bureau$ 856
Texas Farm Bureau$ 856
USAA$ 1168
USAA$ 1168
Vermont Mutual$ 1014
Vermont Mutual$ 1014

Compare all 2017 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 1220

List Price

$ 45560

Trims Available

SR5 - Limited - Platinum

2016 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1139
Acuity$ 1139
Allied$ 1139
Allied$ 1139
Arbella$ 1147
Arbella$ 1147
Erie$ 965
Erie$ 965
GEICO$ 950
GEICO$ 950
Nationwide$ 1139
Nationwide$ 1139
Progressive$ 1087
Progressive$ 1087
Quincy Mutual$ 1131
Quincy Mutual$ 1131
Tennessee Farmers$ 1117
Tennessee Farmers$ 1117
Texas Farm Bureau$ 839
Texas Farm Bureau$ 839
USAA$ 1124
USAA$ 1124
Vermont Mutual$ 1007
Vermont Mutual$ 1007

Compare all 2016 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 1189

List Price

$ 45325

Trims Available

SR5 - Limited - Platinum

2015 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1115
Acuity$ 1115
Allied$ 1148
Allied$ 1148
Erie$ 939
Erie$ 939
GEICO$ 867
GEICO$ 867
Plymouth Rock Insurance$ 1134
Plymouth Rock Insurance$ 1134
Progressive$ 1065
Progressive$ 1065
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 1070
State Farm$ 1070
Tennessee Farmers$ 962
Tennessee Farmers$ 962
Texas Farm Bureau$ 809
Texas Farm Bureau$ 809
USAA$ 1113
USAA$ 1113
Vermont Mutual$ 966
Vermont Mutual$ 966

Compare all 2015 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 1140

List Price

$ 44395

Trims Available

SR5 - Limited - Platinum

2014 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1064
Acuity$ 1064
Allied$ 1124
Allied$ 1124
Arbella$ 1126
Arbella$ 1126
Erie$ 848
Erie$ 848
GEICO$ 912
GEICO$ 912
Plymouth Rock Insurance$ 1108
Plymouth Rock Insurance$ 1108
Progressive$ 1103
Progressive$ 1103
Quincy Mutual$ 1079
Quincy Mutual$ 1079
Tennessee Farmers$ 935
Tennessee Farmers$ 935
Texas Farm Bureau$ 780
Texas Farm Bureau$ 780
USAA$ 1097
USAA$ 1097
Vermont Mutual$ 895
Vermont Mutual$ 895

Compare all 2014 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 1123

List Price

$ 44095

Trims Available

SR5 - Limited - Platinum

2013 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 986
Acuity$ 986
Allied$ 1033
Allied$ 1033
Arbella$ 1023
Arbella$ 1023
Erie$ 770
Erie$ 770
GEICO$ 718
GEICO$ 718
Progressive$ 988
Progressive$ 988
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 1045
State Farm$ 1045
Tennessee Farmers$ 883
Tennessee Farmers$ 883
Texas Farm Bureau$ 744
Texas Farm Bureau$ 744
USAA$ 999
USAA$ 999
Vermont Mutual$ 823
Vermont Mutual$ 823

Compare all 2013 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 1046

List Price

$ 42455

Trims Available

SR5 - Limited - Platinum

2012 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 988
Acuity$ 988
Allied$ 1062
Allied$ 1062
Erie$ 639
Erie$ 639
GEICO$ 623
GEICO$ 623
Plymouth Rock Insurance$ 1055
Plymouth Rock Insurance$ 1055
Progressive$ 969
Progressive$ 969
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 953
State Farm$ 953
Tennessee Farmers$ 908
Tennessee Farmers$ 908
Texas Farm Bureau$ 758
Texas Farm Bureau$ 758
USAA$ 852
USAA$ 852
Vermont Mutual$ 842
Vermont Mutual$ 842

Compare all 2012 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 1004

List Price

$ 40930

Trims Available

SR5 - Limited - Platinum

2011 Toyota Sequoia

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 994
Allied$ 994
Arbella$ 926
Arbella$ 926
Erie$ 695
Erie$ 695
GEICO$ 595
GEICO$ 595
Nationwide$ 1021
Nationwide$ 1021
Progressive$ 908
Progressive$ 908
Quincy Mutual$ 1002
Quincy Mutual$ 1002
State Farm$ 902
State Farm$ 902
Tennessee Farmers$ 899
Tennessee Farmers$ 899
Texas Farm Bureau$ 752
Texas Farm Bureau$ 752
USAA$ 815
USAA$ 815
Vermont Mutual$ 809
Vermont Mutual$ 809

Compare all 2011 Toyota Sequoia rates

Average Cost to Insure Per Year

$ 969

List Price

$ 40930

Trims Available

SR5 - Limited - Platinum