Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Toyota Sienna? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Sienna facts

  • Average auto insurance premium: $152/month

  • Most affordable companies: USAA ($101/month) & Progressive ($110/month)

  • Sienna insurance cost vs. average rate: $41 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Sienna by model year and auto insurer.

Free Auto Insurance Comparison

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Risk factors affecting Toyota Sienna rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Sienna Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

2021 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2180
Allstate$1710
American Family$1628
Country Financial$1911
Erie$1491
GEICO$1532
Mercury$1682
MetLife$2042
Nationwide$1620
Progressive$1324
State Farm$1444
Tennessee Farmers$1634
Texas Farm Bureau$1615
Travelers$1786
USAA$1216

Compare all 2021 Toyota Sienna rates

Average Cost to Insure Per Year

$1825

List Price

$34460

Trims Available

CE - Auto Access Seat - with safety features - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC) - Premium Audio with 14 JBL speakers, 12.3-in. touchscreen display, and Android Auto & Apple CarPlay & Amazon Alexa 94 compatibility

2020 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2047
Allstate$1659
American Family$1530
Country Financial$1874
Erie$1439
GEICO$1447
Mercury$1650
Nationwide$1529
Progressive$1269
State Farm$1328
Tennessee Farmers$1562
Texas Farm Bureau$1482
Travelers$1726
USAA$1151

Compare all 2020 Toyota Sienna rates

Average Cost to Insure Per Year

$1619

List Price

$31640

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC)

2019 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2035
Allstate$1564
American Family$1412
Country Financial$1825
Erie$1197
GEICO$1280
Mercury$1543
Nationwide$1315
Progressive$1050
State Farm$1159
Tennessee Farmers$1459
Texas Farm Bureau$1355
Travelers$1698
USAA$1035

Compare all 2019 Toyota Sienna rates

Average Cost to Insure Per Year

$1529

List Price

$31115

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC)

2018 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1956
Allstate$1538
American Family$1346
Country Financial$1759
Erie$1128
GEICO$1163
Kentucky Farm Bureau$1827
Mercury$1492
Nationwide$1210
Progressive$1021
State Farm$1068
Tennessee Farmers$1415
Texas Farm Bureau$1267
Travelers$1650
USAA$960

Compare all 2018 Toyota Sienna rates

Average Cost to Insure Per Year

$1438

List Price

$30745

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger - with Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC)

2017 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1160
Acuity$ 1160
Erie$ 796
Erie$ 796
GEICO$ 680
GEICO$ 680
Nationwide$ 1082
Nationwide$ 1082
Plymouth Rock Insurance$ 1070
Plymouth Rock Insurance$ 1070
Progressive$ 779
Progressive$ 779
Quincy Mutual$ 1134
Quincy Mutual$ 1134
State Farm$ 1090
State Farm$ 1090
Tennessee Farmers$ 983
Tennessee Farmers$ 983
Texas Farm Bureau$ 969
Texas Farm Bureau$ 969
USAA$ 966
USAA$ 966
Vermont Mutual$ 1075
Vermont Mutual$ 1075

Compare all 2017 Toyota Sienna rates

Average Cost to Insure Per Year

$ 1090

List Price

$ 27645

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger

2016 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1121
Acuity$ 1121
Erie$ 736
Erie$ 736
GEICO$ 632
GEICO$ 632
Nationwide$ 1016
Nationwide$ 1016
Plymouth Rock Insurance$ 1070
Plymouth Rock Insurance$ 1070
Progressive$ 738
Progressive$ 738
Quincy Mutual$ 1111
Quincy Mutual$ 1111
State Farm$ 1098
State Farm$ 1098
Tennessee Farmers$ 915
Tennessee Farmers$ 915
Texas Farm Bureau$ 948
Texas Farm Bureau$ 948
USAA$ 854
USAA$ 854
Vermont Mutual$ 1030
Vermont Mutual$ 1030

Compare all 2016 Toyota Sienna rates

Average Cost to Insure Per Year

$ 1033

List Price

$ 26745

Trims Available

CE - L 7-Passenger - LE 8-Passenger - LE Mobility 7-Passenger - LE 7-Passenger - SE 8-Passenger - XLE 8-Passenger - XLE 7-Passenger - LE 7-Passenger Auto Access Seat - XLE Premium 8-Passenger - SE Premium 8-Passenger - XLE Premium 7-Passenger - XLE 7-Passenger Auto Access Seat - Limited 7-Passenger - Limited Premium 7-Passenger

2015 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1077
Acuity$ 1077
Erie$ 788
Erie$ 788
GEICO$ 600
GEICO$ 600
Nationwide$ 1027
Nationwide$ 1027
Plymouth Rock Insurance$ 1041
Plymouth Rock Insurance$ 1041
Progressive$ 704
Progressive$ 704
Quincy Mutual$ 1093
Quincy Mutual$ 1093
State Farm$ 939
State Farm$ 939
Tennessee Farmers$ 944
Tennessee Farmers$ 944
Texas Farm Bureau$ 910
Texas Farm Bureau$ 910
USAA$ 771
USAA$ 771
Vermont Mutual$ 970
Vermont Mutual$ 970

Compare all 2015 Toyota Sienna rates

Average Cost to Insure Per Year

$1019

List Price

$26595

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2014 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 991
Acuity$ 991
Country$ 1078
Country$ 1078
Erie$ 732
Erie$ 732
GEICO$ 703
GEICO$ 703
Plymouth Rock Insurance$ 1007
Plymouth Rock Insurance$ 1007
Progressive$ 813
Progressive$ 813
Quincy Mutual$ 1073
Quincy Mutual$ 1073
State Farm$ 1084
State Farm$ 1084
Tennessee Farmers$ 910
Tennessee Farmers$ 910
Texas Farm Bureau$ 858
Texas Farm Bureau$ 858
USAA$ 851
USAA$ 851
Vermont Mutual$ 876
Vermont Mutual$ 876

Compare all 2014 Toyota Sienna rates

Average Cost to Insure Per Year

$1018

List Price

$24920

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2013 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 979
Acuity$ 979
Erie$ 688
Erie$ 688
GEICO$ 556
GEICO$ 556
Nationwide$ 1045
Nationwide$ 1045
Plymouth Rock Insurance$ 983
Plymouth Rock Insurance$ 983
Progressive$ 726
Progressive$ 726
Quincy Mutual$ 927
Quincy Mutual$ 927
State Farm$ 963
State Farm$ 963
Tennessee Farmers$ 896
Tennessee Farmers$ 896
Texas Farm Bureau$ 741
Texas Farm Bureau$ 741
USAA$ 741
USAA$ 741
Vermont Mutual$ 860
Vermont Mutual$ 860

Compare all 2013 Toyota Sienna rates

Average Cost to Insure Per Year

$912

List Price

$26585

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2012 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 888
Acuity$ 888
Country$ 987
Country$ 987
Erie$ 626
Erie$ 626
GEICO$ 505
GEICO$ 505
Plymouth Rock Insurance$ 958
Plymouth Rock Insurance$ 958
Progressive$ 685
Progressive$ 685
Quincy Mutual$ 909
Quincy Mutual$ 909
State Farm$ 842
State Farm$ 842
Tennessee Farmers$ 831
Tennessee Farmers$ 831
Texas Farm Bureau$ 677
Texas Farm Bureau$ 677
USAA$ 684
USAA$ 684
Vermont Mutual$ 761
Vermont Mutual$ 761

Compare all 2012 Toyota Sienna rates

Average Cost to Insure Per Year

$840

List Price

$25060

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2011 Toyota Sienna

Cheapest Insurance CompaniesAverage Annual Cost
Arbella$ 874
Arbella$ 874
Country$ 920
Country$ 920
Erie$ 616
Erie$ 616
GEICO$ 496
GEICO$ 496
Plymouth Rock Insurance$ 931
Plymouth Rock Insurance$ 931
Progressive$ 708
Progressive$ 708
Quincy Mutual$ 891
Quincy Mutual$ 891
State Farm$ 924
State Farm$ 924
Tennessee Farmers$ 786
Tennessee Farmers$ 786
Texas Farm Bureau$ 612
Texas Farm Bureau$ 612
USAA$ 765
USAA$ 765
Vermont Mutual$ 681
Vermont Mutual$ 681

Compare all 2011 Toyota Sienna rates

Average Cost to Insure Per Year

$812

List Price

$25060

Trims Available

Base - with safety features - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)