Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Toyota Venza? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Venza facts

  • Average auto insurance premium: $118/month

  • Most affordable companies: Progressive ($80/month) & GEICO ($89/month)

  • Venza insurance cost vs. average rate: $114 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Venza by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Toyota Venza insurer costs by state:

Risk factors affecting Toyota Venza rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Venza Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of Venza’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses. 

2021 Toyota Venza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1216
Allied$1806
Allstate$1438
American Family$1249
Arbella$1273
Auto-Owners$1843
Erie$1020
GEICO$1076
Mercury$1337
MetLife$1746
Nationwide$1103
Progressive$960
Safe Auto$1627
State Farm$1142
Tennessee Farmers$1304
The Hartford$1953
Travelers$1520
USAA$988

Compare all 2021 Toyota Venza rates

Average Cost to Insure Per Year

$1416

List Price

$32470

Trims Available

LE - XLE - Limited - LE 4dr All-wheel Drive - XLE 4dr All-wheel Drive - Limited 4dr All-wheel Drive - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2015 Toyota Venza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1036
Acuity$ 1036
Allied$ 1084
Allied$ 1084
Erie$ 754
Erie$ 754
GEICO$ 838
GEICO$ 838
Plymouth Rock Insurance$ 1101
Plymouth Rock Insurance$ 1101
Progressive$ 1008
Progressive$ 1008
Quincy Mutual$ 965
Quincy Mutual$ 965
State Farm$ 1097
State Farm$ 1097
Tennessee Farmers$ 996
Tennessee Farmers$ 996
Texas Farm Bureau$ 813
Texas Farm Bureau$ 813
USAA$ 933
USAA$ 933
Vermont Mutual$ 923
Vermont Mutual$ 923

Compare all 2015 Toyota Venza rates

Average Cost to Insure Per Year

$1051

List Price

$29065

Trims Available

LE - XLE - Limited - LE 4dr All-wheel Drive - XLE 4dr All-wheel Drive - Limited 4dr All-wheel Drive - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2014 Toyota Venza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1026
Acuity$ 1026
Allied$ 1092
Allied$ 1092
Erie$ 773
Erie$ 773
GEICO$ 862
GEICO$ 862
Plymouth Rock Insurance$ 1080
Plymouth Rock Insurance$ 1080
Progressive$ 1012
Progressive$ 1012
Quincy Mutual$ 946
Quincy Mutual$ 946
State Farm$ 1074
State Farm$ 1074
Tennessee Farmers$ 982
Tennessee Farmers$ 982
Texas Farm Bureau$ 792
Texas Farm Bureau$ 792
USAA$ 910
USAA$ 910
Vermont Mutual$ 886
Vermont Mutual$ 886

Compare all 2014 Toyota Venza rates

Average Cost to Insure Per Year

$1028

List Price

$27950

Trims Available

LE - XLE - Limited - LE 4dr All-wheel Drive - XLE 4dr All-wheel Drive - Limited 4dr All-wheel Drive - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2013 Toyota Venza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 936
Acuity$ 936
Arbella$ 1022
Arbella$ 1022
Erie$ 653
Erie$ 653
GEICO$ 537
GEICO$ 537
Nationwide$ 1026
Nationwide$ 1026
Progressive$ 773
Progressive$ 773
Quincy Mutual$ 927
Quincy Mutual$ 927
State Farm$ 864
State Farm$ 864
Tennessee Farmers$ 921
Tennessee Farmers$ 921
Texas Farm Bureau$ 775
Texas Farm Bureau$ 775
USAA$ 728
USAA$ 728
Vermont Mutual$ 813
Vermont Mutual$ 813

Compare all 2013 Toyota Venza rates

Average Cost to Insure Per Year

$ 910

List Price

$ 27700

Trims Available

LE - XLE - Limited

2012 Toyota Venza

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 917
Acuity$ 917
Allied$ 989
Allied$ 989
Erie$ 624
Erie$ 624
GEICO$ 514
GEICO$ 514
Nationwide$ 985
Nationwide$ 985
Progressive$ 705
Progressive$ 705
Quincy Mutual$ 909
Quincy Mutual$ 909
State Farm$ 731
State Farm$ 731
Tennessee Farmers$ 922
Tennessee Farmers$ 922
Texas Farm Bureau$ 756
Texas Farm Bureau$ 756
USAA$ 665
USAA$ 665
Vermont Mutual$ 806
Vermont Mutual$ 806

Compare all 2012 Toyota Venza rates

Average Cost to Insure Per Year

$ 857

List Price

$ 27425

Trims Available

LE - XLE - Limited

2011 Toyota Venza

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 998
American Family$ 998
Arbella$ 946
Arbella$ 946
Country$ 992
Country$ 992
Erie$ 661
Erie$ 661
GEICO$ 628
GEICO$ 628
Progressive$ 797
Progressive$ 797
Quincy Mutual$ 887
Quincy Mutual$ 887
State Farm$ 889
State Farm$ 889
Tennessee Farmers$ 906
Tennessee Farmers$ 906
Texas Farm Bureau$ 721
Texas Farm Bureau$ 721
USAA$ 753
USAA$ 753
Vermont Mutual$ 754
Vermont Mutual$ 754

Compare all 2011 Toyota Venza rates

Average Cost to Insure Per Year

$ 896

List Price

$ 27125

Trims Available

FWD 4cyl - AWD 4cyl - FWD V6 - AWD V6