Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a used Toyota Yaris? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Toyota Yaris facts

  • Average auto insurance premium: $123/month

  • Most affordable companies: Erie ($86/month) & State Farm ($104/month)

  • Yaris insurance cost vs. average rate: $17 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Toyota Yaris by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Risk factors affecting Toyota Yaris rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

Safety Ratings & Yaris Rates

Toyotas are world-famous for their reliability, and this has made them the 3rd highest selling car manufacturer in the United States, behind Ford and General Motors. Toyota had 13.87% of the US market share. Part of their popularity is that Toyotas also have some of the highest safety ratings of any car manufacturer.

Top Safety Ratings from IIHS & NHTSA

The Insurance Institute for Highway Safety (IIHS) has 7 different Toyota models as “Top Safety Pick+” (the highest rating given by the institute) award winners, including the Corolla, Camry, C-HR, Rav4, Venza, Highlander, and Sienna. The National Highway Traffic Safety Administration (NHTSA) ranks eight Toyota models with 5-star ratings based on safety, driver-assist technologies to avoid car accidents. The NHTSA ranks each Toyota with high marks for frontal crash, side crash, and rollover with 4 or 5 stars.

These factors of high reliability and strong safety marks combine to make Toyotas one of the more affordable vehicles to insure. A safer car will represent less risk for an auto insurer, and they will offer the driver lower rates for it. Note that often, a safer car doesn’t necessarily mean lower repair costs in the event of an accident. Still, it does protect the car’s occupants, which greatly reduces property damage liability and bodily injury claims.

Lower repair costs equal lower rates

Thankfully, Toyotas also have reasonable repair costs for several reasons. Their ubiquitous popularity means that many technicians and mechanics are familiar and qualified to work on these vehicles, and spare parts are readily available for almost any Toyota model. Toyota is also very well known for its engineering prowess, and this is evidenced by the logical way they lay out their cars, often making them easy to service for the future.

2020 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1300
Allstate$1706
American Family$1538
Erie$1040
GEICO$1044
Mercury$1642
MetLife$1819
Nationwide$1253
Progressive$952
Safe Auto$1735
State Farm$1269
Tennessee Farmers$1616
Travelers$1748
USAA$1002
Vermont Mutual$1814

Compare all 2020 Toyota Yaris rates

Average Cost to Insure Per Year

$1487

List Price

$17750

Trims Available

3-Door L - 5-Door L - 3-Door LE - 5-Door LE - 5-Door SE - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2019 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1683
American Family$1521
Erie$1037
Farmers$1498
GEICO$980
Mercury$1611
MetLife$1799
Nationwide$1247
Progressive$916
Safe Auto$1713
State Farm$1250
Tennessee Farmers$1602
Travelers$1700
USAA$1055
Vermont Mutual$1760

Compare all 2019 Toyota Yaris rates

Average Cost to Insure Per Year

$1360

List Price

$15835

Trims Available

3-Door L - 5-Door L - 3-Door LE - 5-Door LE - 5-Door SE - Toyota Safety Sense 2.0 (TSS 2.0) Pre-Collision System with Pedestrian Detection - Star Safety System—includes Enhanced Vehicle Stability Control (VSC),Traction Control (TRAC), Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist (BA) and Smart Stop Technology (SST)

2018 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1156
Acuity$ 1156
Allied$ 1210
Allied$ 1210
American Family$ 1158
American Family$ 1158
Arbella$ 1263
Arbella$ 1263
Country$ 1215
Country$ 1215
Erie$ 896
Erie$ 896
GEICO$ 1067
GEICO$ 1067
Progressive$ 1099
Progressive$ 1099
State Farm$ 1126
State Farm$ 1126
Tennessee Farmers$ 1117
Tennessee Farmers$ 1117
USAA$ 962
USAA$ 962
Vermont Mutual$ 1052
Vermont Mutual$ 1052

Compare all 2018 Toyota Yaris rates

Average Cost to Insure Per Year

$ 1315

List Price

$ 15635

Trims Available

3-Door L - 5-Door L - 3-Door LE - 5-Door LE - 5-Door SE

2017 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1210
Acuity$ 1210
Allied$ 1171
Allied$ 1171
American Family$ 1147
American Family$ 1147
Erie$ 819
Erie$ 819
GEICO$ 1028
GEICO$ 1028
Progressive$ 1108
Progressive$ 1108
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 1061
State Farm$ 1061
Tennessee Farmers$ 1095
Tennessee Farmers$ 1095
Texas Farm Bureau$ 804
Texas Farm Bureau$ 804
USAA$ 898
USAA$ 898
Vermont Mutual$ 1067
Vermont Mutual$ 1067

Compare all 2017 Toyota Yaris rates

Average Cost to Insure Per Year

$ 1123

List Price

$ 15250

Trims Available

3-Door L - 5-Door L - 5-Door L Fleet - 3-Door LE - 5-Door SE - 5-Door LE

2016 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1099
Acuity$ 1099
American Family$ 1085
American Family$ 1085
Arbella$ 1144
Arbella$ 1144
Erie$ 794
Erie$ 794
GEICO$ 824
GEICO$ 824
Progressive$ 949
Progressive$ 949
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 1021
State Farm$ 1021
Tennessee Farmers$ 1055
Tennessee Farmers$ 1055
Texas Farm Bureau$ 807
Texas Farm Bureau$ 807
USAA$ 859
USAA$ 859
Vermont Mutual$ 956
Vermont Mutual$ 956

Compare all 2016 Toyota Yaris rates

Average Cost to Insure Per Year

$ 1059

List Price

$ 14895

Trims Available

3-Door L - 5-Door L - 3-Door LE - 5-Door SE - 5-Door LE

2015 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1078
Acuity$ 1078
American Family$ 1098
American Family$ 1098
Country$ 1137
Country$ 1137
Erie$ 757
Erie$ 757
GEICO$ 769
GEICO$ 769
Progressive$ 919
Progressive$ 919
Quincy Mutual$ 1107
Quincy Mutual$ 1107
State Farm$ 955
State Farm$ 955
Tennessee Farmers$ 985
Tennessee Farmers$ 985
Texas Farm Bureau$ 789
Texas Farm Bureau$ 789
USAA$ 841
USAA$ 841
Vermont Mutual$ 923
Vermont Mutual$ 923

Compare all 2015 Toyota Yaris rates

Average Cost to Insure Per Year

$ 1022

List Price

$ 14845

Trims Available

3-Door L - 5-Door L - 3-Door LE - 5-Door SE - 5-Door LE

2014 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1126
Acuity$ 1126
Allied$ 1135
Allied$ 1135
Erie$ 723
Erie$ 723
GEICO$ 791
GEICO$ 791
Plymouth Rock Insurance$ 1151
Plymouth Rock Insurance$ 1151
Progressive$ 1006
Progressive$ 1006
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 993
State Farm$ 993
Tennessee Farmers$ 964
Tennessee Farmers$ 964
Texas Farm Bureau$ 750
Texas Farm Bureau$ 750
USAA$ 831
USAA$ 831
Vermont Mutual$ 894
Vermont Mutual$ 894

Compare all 2014 Toyota Yaris rates

Average Cost to Insure Per Year

$ 1020

List Price

$ 14430

Trims Available

3-Door L - 3-Door L Fleet - 5-Door L - 5-Door L Fleet - 3-Door LE - 3-Door LE Fleet - 5-Door LE - 5-Door LE Fleet - 5-Door SE

2013 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 996
Acuity$ 996
American Family$ 1069
American Family$ 1069
Arbella$ 1065
Arbella$ 1065
Erie$ 717
Erie$ 717
GEICO$ 686
GEICO$ 686
Progressive$ 899
Progressive$ 899
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 897
State Farm$ 897
Tennessee Farmers$ 931
Tennessee Farmers$ 931
Texas Farm Bureau$ 752
Texas Farm Bureau$ 752
USAA$ 767
USAA$ 767
Vermont Mutual$ 829
Vermont Mutual$ 829

Compare all 2013 Toyota Yaris rates

Average Cost to Insure Per Year

$ 965

List Price

$ 14370

Trims Available

3-Door L - 5-Door L - 3-Door LE - 5-Door LE - 5-Door SE

2012 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 968
Acuity$ 968
American Family$ 972
American Family$ 972
Country$ 1060
Country$ 1060
Erie$ 651
Erie$ 651
GEICO$ 480
GEICO$ 480
Progressive$ 712
Progressive$ 712
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 665
State Farm$ 665
Tennessee Farmers$ 899
Tennessee Farmers$ 899
Texas Farm Bureau$ 741
Texas Farm Bureau$ 741
USAA$ 603
USAA$ 603
Vermont Mutual$ 804
Vermont Mutual$ 804

Compare all 2012 Toyota Yaris rates

Average Cost to Insure Per Year

$ 860

List Price

$ 14115

Trims Available

3-Door L - Fleet - 5-Door L - 3-Door LE - 5-Door LE - 5-Door SE

2011 Toyota Yaris

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1018
Allied$ 1018
American Family$ 907
American Family$ 907
Arbella$ 933
Arbella$ 933
Country$ 1004
Country$ 1004
Erie$ 599
Erie$ 599
GEICO$ 460
GEICO$ 460
Progressive$ 647
Progressive$ 647
State Farm$ 673
State Farm$ 673
Tennessee Farmers$ 872
Tennessee Farmers$ 872
Texas Farm Bureau$ 739
Texas Farm Bureau$ 739
USAA$ 578
USAA$ 578
Vermont Mutual$ 756
Vermont Mutual$ 756

Compare all 2011 Toyota Yaris rates

Average Cost to Insure Per Year

$ 835

List Price

$ 13155

Trims Available

Base