Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a used Volkswagen CC? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Volkswagen CC insurance facts

  • Average full coverage auto insurance premium: $118/month

  • Most affordable companies: Erie ($74/month) & Texas Farm Bureau ($93/month)

  • CC car insurance cost vs. average rate: $15 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Volkswagen CC by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Volkswagen CC insurer costs by state:

Risk factors affecting Volkswagen CC car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Volkswagen CC car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Volkswagen models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Volkswagen Automobile Brand

Volkswagen Group is the world’s largest automobile manufacturer overtaking Toyota, selling nearly 12 million vehicles worldwide and in the United States market. The target market of Volkswagen is urban and suburban consumers from 24 to 50 years old. All Volkswagen automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Tiguan, Beetle, Jetta, and Passat are some of their most popular vehicles.

Higher than average CC repair costs equal higher coverage rates

Many consumers are attracted to the Volkswagen cars for the performance, safety ratings, and driver-assist technologies, such as the forward-collision warning system. Automotive parts are pretty common, but not a cheap as popular vehicles, like Toyota or Honda. Repairing a Volkswagen is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volkswagen’s are going to have higher than average car insurance rates to similar vehicles in its class.

Fast depreciation for Volkswagen CC affecting auto policies

Volkswagens are one of the fastest depreciating automobiles in the U.S. market, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volkswagen models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Volkswagen’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (Attentiveness Monitoring), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volkswagen models. The Tiguan, Golf GTI, and Jetta are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Volkswagen top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Volkswagen automobile owners when buying a car insurance policy.

2017 Volkswagen CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1386
Acuity$ 1386
Allied$ 1329
Allied$ 1329
Erie$ 882
Erie$ 882
GEICO$ 1298
GEICO$ 1298
Nationwide$ 1394
Nationwide$ 1394
Plymouth Rock Insurance$ 1301
Plymouth Rock Insurance$ 1301
Progressive$ 1394
Progressive$ 1394
State Farm$ 1453
State Farm$ 1453
Tennessee Farmers$ 1313
Tennessee Farmers$ 1313
Texas Farm Bureau$ 1119
Texas Farm Bureau$ 1119
USAA$ 1133
USAA$ 1133
Vermont Mutual$ 1372
Vermont Mutual$ 1372

Compare all 2017 Volkswagen CC rates

Average Cost to Insure Per Year

$1422

List Price

$34475

Trims Available

2.0T Sport - 2.0T Sport PZEV - 2.0T R-Line Executive - 2.0T R-Line Executive PZEV - 3.6L V6 4Motion Executive - with Base Engine - Engine: 4-Cyl Turbo 2.0 Lite, Transmission, Tiptronic 6 Speed Automatic Mode Select with Manual Mode - with safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring

2016 Volkswagen CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1285
Acuity$ 1285
Country$ 1367
Country$ 1367
Erie$ 728
Erie$ 728
GEICO$ 781
GEICO$ 781
Nationwide$ 1220
Nationwide$ 1220
Plymouth Rock Insurance$ 1259
Plymouth Rock Insurance$ 1259
Progressive$ 1010
Progressive$ 1010
State Farm$ 1220
State Farm$ 1220
Tennessee Farmers$ 1201
Tennessee Farmers$ 1201
Texas Farm Bureau$ 1051
Texas Farm Bureau$ 1051
USAA$ 925
USAA$ 925
Vermont Mutual$ 1249
Vermont Mutual$ 1249

Compare all 2016 Volkswagen CC rates

Average Cost to Insure Per Year

$1190

List Price

$31570

Trims Available

2.0T Sport - 2.0T Sport PZEV - 2.0T R-Line Executive - 2.0T R-Line Executive PZEV - 3.6L V6 4Motion Executive - with Base Engine - Engine: 4-Cyl Turbo 2.0 Lite, Transmission, Tiptronic 6 Speed Automatic Mode Select with Manual Mode - with safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring

2015 Volkswagen CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1240
Acuity$ 1240
Country$ 1343
Country$ 1343
Erie$ 765
Erie$ 765
GEICO$ 820
GEICO$ 820
Nationwide$ 1352
Nationwide$ 1352
Plymouth Rock Insurance$ 1234
Plymouth Rock Insurance$ 1234
Progressive$ 1097
Progressive$ 1097
State Farm$ 1136
State Farm$ 1136
Tennessee Farmers$ 1204
Tennessee Farmers$ 1204
Texas Farm Bureau$ 1042
Texas Farm Bureau$ 1042
USAA$ 940
USAA$ 940
Vermont Mutual$ 1198
Vermont Mutual$ 1198

Compare all 2015 Volkswagen CC rates

Average Cost to Insure Per Year

$ 1211

List Price

$ 32995

Trims Available

Sport - Sport PZEV - R-Line - R-Line PZEV - Executive - Executive PZEV - VR6 4Motion Executive

2014 Volkswagen CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1186
Acuity$ 1186
American Family$ 1255
American Family$ 1255
Erie$ 725
Erie$ 725
GEICO$ 673
GEICO$ 673
Nationwide$ 1215
Nationwide$ 1215
Plymouth Rock Insurance$ 1192
Plymouth Rock Insurance$ 1192
Progressive$ 982
Progressive$ 982
State Farm$ 1087
State Farm$ 1087
Tennessee Farmers$ 1126
Tennessee Farmers$ 1126
Texas Farm Bureau$ 995
Texas Farm Bureau$ 995
USAA$ 832
USAA$ 832
Vermont Mutual$ 1105
Vermont Mutual$ 1105

Compare all 2014 Volkswagen CC rates

Average Cost to Insure Per Year

$ 1117

List Price

$ 31795

Trims Available

Sport - Sport PZEV - R-Line - R-Line PZEV - Executive - Executive PZEV - VR6 4Motion Executive

2013 Volkswagen CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1128
Acuity$ 1128
American Family$ 1106
American Family$ 1106
Erie$ 658
Erie$ 658
GEICO$ 597
GEICO$ 597
Nationwide$ 1066
Nationwide$ 1066
Plymouth Rock Insurance$ 1147
Plymouth Rock Insurance$ 1147
Progressive$ 906
Progressive$ 906
State Farm$ 883
State Farm$ 883
Tennessee Farmers$ 1063
Tennessee Farmers$ 1063
Texas Farm Bureau$ 970
Texas Farm Bureau$ 970
USAA$ 715
USAA$ 715
Vermont Mutual$ 1033
Vermont Mutual$ 1033

Compare all 2013 Volkswagen CC rates

Average Cost to Insure Per Year

$ 1013

List Price

$ 30545

Trims Available

Sport - Sport PZEV - R-Line - R-Line PZEV - Sport Plus - Sport Plus PZEV - Lux - Lux PZEV - VR6 Lux - VR6 4Motion Executive

2012 Volkswagen CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1069
Acuity$ 1069
American Family$ 1069
American Family$ 1069
Erie$ 644
Erie$ 644
GEICO$ 583
GEICO$ 583
Nationwide$ 1097
Nationwide$ 1097
Plymouth Rock Insurance$ 1110
Plymouth Rock Insurance$ 1110
Progressive$ 879
Progressive$ 879
State Farm$ 760
State Farm$ 760
Tennessee Farmers$ 1050
Tennessee Farmers$ 1050
Texas Farm Bureau$ 903
Texas Farm Bureau$ 903
USAA$ 699
USAA$ 699
Vermont Mutual$ 978
Vermont Mutual$ 978

Compare all 2012 Volkswagen CC rates

Average Cost to Insure Per Year

$ 964

List Price

$ 28515

Trims Available

Sport - Sport PZEV - R-Line - R-Line PZEV - Lux - Lux PZEV - Lux Plus - Lux Plus PZEV - Lux Limited - Lux Limited PZEV - VR6 4Motion Executive

2011 Volkswagen CC

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1090
American Family$ 1090
Arbella$ 1099
Arbella$ 1099
Erie$ 674
Erie$ 674
GEICO$ 611
GEICO$ 611
Nationwide$ 1176
Nationwide$ 1176
Plymouth Rock Insurance$ 1086
Plymouth Rock Insurance$ 1086
Progressive$ 952
Progressive$ 952
State Farm$ 966
State Farm$ 966
Tennessee Farmers$ 1036
Tennessee Farmers$ 1036
Texas Farm Bureau$ 878
Texas Farm Bureau$ 878
USAA$ 799
USAA$ 799
Vermont Mutual$ 927
Vermont Mutual$ 927

Compare all 2011 Volkswagen CC rates

Average Cost to Insure Per Year

$ 1020

List Price

$ 28200

Trims Available

Sport - Sport PZEV - R-Line - R-Line PZEV - Lux - Lux PZEV - Lux Plus - Lux Plus PZEV - Lux Limited - Lux Limited PZEV - VR6 4Motion Executive