Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Volkswagen Jetta? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Volkswagen Jetta car insurance facts

  • Average full coverage auto insurance premium: $114/month

  • Most affordable insurance companies: Erie ($90/month) & GEICO ($103/month)

  • Golf car insurance cost vs. average rate: $12 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Volkswagen Jetta by model year and car insurance company.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Volkswagen Jetta car insurance costs by state:

Risk factors affecting Volkswagen Jetta car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Volkswagen Jetta car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Volkswagen models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Volkswagen Automobile Brand

Volkswagen Group is the world’s largest automobile manufacturer overtaking Toyota, selling nearly 12 million vehicles worldwide and in the United States market. The target market of Volkswagen is urban and suburban consumers from 24 to 50 years old. All Volkswagen automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Tiguan, Beetle, Jetta, and Passat are some of their most popular vehicles.

Higher than average Jetta repair costs equal higher coverage rates

Many consumers are attracted to the Volkswagen cars for the performance, safety ratings, and driver-assist technologies, such as the forward-collision warning system. Automotive parts are pretty common, but not a cheap as popular vehicles, like Toyota or Honda. Repairing a Volkswagen is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volkswagen’s are going to have higher than average car insurance rates to similar vehicles in its class.

Fast depreciation for Volkswagen Jetta affecting auto policies

Volkswagens are one of the fastest depreciating automobiles in the U.S. market, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volkswagen models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Volkswagen’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (Attentiveness Monitoring), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volkswagen models. The Tiguan, Golf GTI, and Jetta are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Volkswagen top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Volkswagen automobile owners when buying a car insurance policy.

2021 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2018
Allstate$1826
American Family$1426
Amica$2126
Auto-Owners$1834
Direct Auto$1724
Erie$1088
Farmers$1620
GEICO$1236
Liberty Mutual$1459
Mercury$1740
MetLife$1942
Nationwide$1521
Progressive$1436
Safe Auto$1892
State Farm$1557
Tennessee Farmers$1732
Travelers$1688
USAA$1391

Compare all 2021 Volkswagen Jetta rates

Average Cost to Insure Per Year

$1486

List Price

$18995

Trims Available

1.4T S - 1.4T SE - 1.4T R Line - 1.4T SEL - 1.4T SEL Premium with 147-hp, 1.4-liter I-4 (regular gas) - Adaptive Cruise Control (ACC), Intelligent Crash Response System (ICRS) Blind Spot Monitor, Rear Traffic Alert, Lane Keeping System, Front Assist, Light Assist additional safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring

2020 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1746
American Family$1274
Auto-Owners$1789
Erie$1039
Farmers$1550
GEICO$1133
Mercury$1658
MetLife$1987
Nationwide$1433
Progressive$1340
Safe Auto$1824
State Farm$1529
Tennessee Farmers$1639
Travelers$1564
USAA$1360
Vermont Mutual$1934

Compare all 2020 Volkswagen Jetta rates

Average Cost to Insure Per Year

$1437

List Price

$18895

Trims Available

1.4T S - 1.4T SE - 1.4T R Line - 1.4T SEL - 1.4T SEL Premium with 147-hp, 1.4-liter I-4 (regular gas) - Adaptive Cruise Control (ACC), Intelligent Crash Response System (ICRS) Blind Spot Monitor, Rear Traffic Alert, Lane Keeping System, Front Assist, Light Assist additional safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring

2019 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1736
American Family$1260
Auto-Owners$1777
Direct Auto$1680
Erie$1022
Farmers$1547
GEICO$1131
Liberty Mutual$1154
MetLife$2016
Nationwide$1429
Progressive$1328
Safe Auto$1826
State Farm$1520
Tennessee Farmers$1621
Travelers$1584
USAA$1359
Vermont Mutual$1911

Compare all 2019 Volkswagen Jetta rates

Average Cost to Insure Per Year

$1413

List Price

$18745

Trims Available

1.4T S - 1.4T SE - 1.4T R Line - 1.4T SEL - 1.4T SEL Premium with 147-hp, 1.4-liter I-4 (regular gas) - Adaptive Cruise Control (ACC), Intelligent Crash Response System (ICRS) Blind Spot Monitor, Rear Traffic Alert, Lane Keeping System, Front Assist, Light Assist additional safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring

2018 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1285
Acuity$ 1285
Allied$ 1301
Allied$ 1301
American Family$ 1344
American Family$ 1344
Country$ 1364
Country$ 1364
Erie$ 961
Erie$ 961
GEICO$ 1125
GEICO$ 1125
Plymouth Rock Insurance$ 1222
Plymouth Rock Insurance$ 1222
Progressive$ 1037
Progressive$ 1037
State Farm$ 1298
State Farm$ 1298
Tennessee Farmers$ 1090
Tennessee Farmers$ 1090
USAA$ 974
USAA$ 974
Vermont Mutual$ 1226
Vermont Mutual$ 1226

Compare all 2018 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 1390

List Price

$ 18645

Trims Available

1.4T S - 1.4T Wolfsburg Edition - 1.4T SE - 1.8T SE Sport - 1.8T SEL - 2.0T GLI

2017 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1366
Acuity$ 1366
Allied$ 1295
Allied$ 1295
Erie$ 989
Erie$ 989
GEICO$ 1286
GEICO$ 1286
Mercury$ 1402
Mercury$ 1402
Plymouth Rock Insurance$ 1216
Plymouth Rock Insurance$ 1216
Progressive$ 1074
Progressive$ 1074
State Farm$ 1389
State Farm$ 1389
Tennessee Farmers$ 1118
Tennessee Farmers$ 1118
Texas Farm Bureau$ 942
Texas Farm Bureau$ 942
USAA$ 988
USAA$ 988
Vermont Mutual$ 1303
Vermont Mutual$ 1303

Compare all 2017 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 1292

List Price

$ 17895

Trims Available

1.4T S - 1.4T SE - 1.8T Sport - 1.8T SEL - 1.8T SEL Premium - 2.0T GLI

2016 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1239
Acuity$ 1239
American Family$ 1133
American Family$ 1133
Erie$ 685
Erie$ 685
GEICO$ 627
GEICO$ 627
Nationwide$ 1108
Nationwide$ 1108
Plymouth Rock Insurance$ 1169
Plymouth Rock Insurance$ 1169
Progressive$ 703
Progressive$ 703
State Farm$ 881
State Farm$ 881
Tennessee Farmers$ 1027
Tennessee Farmers$ 1027
Texas Farm Bureau$ 920
Texas Farm Bureau$ 920
USAA$ 754
USAA$ 754
Vermont Mutual$ 1166
Vermont Mutual$ 1166

Compare all 2016 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 993

List Price

$ 17680

Trims Available

1.4T S - 1.4T SE - 1.8T Sport PZEV - TDI S - 1.8T SEL - 1.8T SEL PZEV - TDI SE - 1.8T SEL Premium - 1.8T SEL Premium PZEV - TDI SEL Premium - 2.0T GLI SE - 2.0T GLI SE PZEV - 2.0T GLI SEL - 2.0T GLI SEL PZEV - Hybrid SEL Premium

2015 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 976
American Family$ 976
Country$ 1089
Country$ 1089
Erie$ 619
Erie$ 619
GEICO$ 530
GEICO$ 530
Nationwide$ 1073
Nationwide$ 1073
Plymouth Rock Insurance$ 1128
Plymouth Rock Insurance$ 1128
Progressive$ 656
Progressive$ 656
State Farm$ 719
State Farm$ 719
Tennessee Farmers$ 1014
Tennessee Farmers$ 1014
Texas Farm Bureau$ 912
Texas Farm Bureau$ 912
USAA$ 652
USAA$ 652
Vermont Mutual$ 1062
Vermont Mutual$ 1062

Compare all 2015 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 881

List Price

$ 17680

Trims Available

SE Launch Edition - Base - S - SE - SE PZEV - Sport PZEV - TDI S - TDI SE - SEL - SEL PZEV - TDI SEL - GLI SE - GLI SE PZEV - GLI SEL - GLI SEL PZEV - Hybrid SEL Premium

2014 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1033
Allstate$ 1033
American Family$ 945
American Family$ 945
Country$ 1052
Country$ 1052
Erie$ 581
Erie$ 581
GEICO$ 481
GEICO$ 481
Nationwide$ 1047
Nationwide$ 1047
Progressive$ 629
Progressive$ 629
State Farm$ 693
State Farm$ 693
Tennessee Farmers$ 973
Tennessee Farmers$ 973
Texas Farm Bureau$ 783
Texas Farm Bureau$ 783
USAA$ 619
USAA$ 619
Vermont Mutual$ 983
Vermont Mutual$ 983

Compare all 2014 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 825

List Price

$ 15695

Trims Available

Base - S - SE - SE PZEV - SportWagen S - SportWagen S PZEV - TDI Value Edition - TDI - GLI - GLI PZEV - SportWagen SE - SportWagen SE PZEV - Hybrid - SEL - SEL PZEV - SportWagen TDI - GLI Autobahn - GLI Autobahn PZEV - GLI Edition 30 - GLI Edition 30 PZEV - Hybrid SE - Hybrid SEL - Hybrid SEL Premium

2013 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 839
American Family$ 839
Country$ 958
Country$ 958
Erie$ 562
Erie$ 562
GEICO$ 456
GEICO$ 456
Nationwide$ 957
Nationwide$ 957
Progressive$ 570
Progressive$ 570
Safeco$ 910
Safeco$ 910
State Farm$ 591
State Farm$ 591
Tennessee Farmers$ 871
Tennessee Farmers$ 871
Texas Farm Bureau$ 906
Texas Farm Bureau$ 906
USAA$ 571
USAA$ 571
Vermont Mutual$ 914
Vermont Mutual$ 914

Compare all 2013 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 745

List Price

$ 15545

Trims Available

Base - S - SE - SE PZEV - SportWagen S - SportWagen S PZEV - SEL - SEL PZEV - TDI - GLI - GLI PZEV - SportWagen SE - SportWagen SE PZEV - Hybrid - SportWagen TDI - GLI Autobahn - GLI Autobahn PZEV - Hybrid SE - Hybrid SEL - Hybrid SEL Premium

2012 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 973
Acuity$ 973
Allstate$ 935
Allstate$ 935
American Family$ 860
American Family$ 860
Erie$ 547
Erie$ 547
GEICO$ 456
GEICO$ 456
Nationwide$ 977
Nationwide$ 977
Progressive$ 602
Progressive$ 602
State Farm$ 602
State Farm$ 602
Tennessee Farmers$ 904
Tennessee Farmers$ 904
Texas Farm Bureau$ 791
Texas Farm Bureau$ 791
USAA$ 568
USAA$ 568
Vermont Mutual$ 880
Vermont Mutual$ 880

Compare all 2012 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 767

List Price

$ 15515

Trims Available

Base - S - SE - SE PZEV - SportWagen S - SportWagen S PZEV - SEL - SEL PZEV - TDI - GLI - GLI PZEV - SportWagen SE - SportWagen SE PZEV - SEL Prem - SEL Prem PZEV - SportWagen TDI - GLI Autobahn - GLI Autobahn PZEV

2011 Volkswagen Jetta

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 891
Allstate$ 891
American Family$ 813
American Family$ 813
Country$ 933
Country$ 933
Erie$ 535
Erie$ 535
GEICO$ 430
GEICO$ 430
Nationwide$ 948
Nationwide$ 948
Progressive$ 598
Progressive$ 598
State Farm$ 618
State Farm$ 618
Tennessee Farmers$ 827
Tennessee Farmers$ 827
Texas Farm Bureau$ 749
Texas Farm Bureau$ 749
USAA$ 554
USAA$ 554
Vermont Mutual$ 787
Vermont Mutual$ 787

Compare all 2011 Volkswagen Jetta rates

Average Cost to Insure Per Year

$ 754

List Price

$ 14995

Trims Available

Base - S - SE - SE PZEV - SportWagen S - SportWagen S PZEV - SEL - SEL PZEV - TDI - SportWagen SE - SportWagen SE PZEV - SportWagen TDI