Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Volkswagen Tiguan? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Volkswagen Tiguan insurance facts

  • Average full coverage auto insurance premium: $121/month

  • Most affordable companies: Erie ($88/month) & GEICO ($95/month)

  • Tiguan car insurance cost vs. average rate: $68 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Volkswagen Tiguan by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Volkswagen Tiguan insurer costs by state:

Risk factors affecting Volkswagen Tiguan car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Volkswagen Tiguan car insurance?

Many insurance discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Volkswagen models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Volkswagen Automobile Brand

Volkswagen Group is the world’s largest automobile manufacturer overtaking Toyota, selling nearly 12 million vehicles worldwide and in the United States market. The target market of Volkswagen is urban and suburban consumers from 24 to 50 years old. All Volkswagen automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Tiguan, Beetle, Jetta, and Passat are some of their most popular vehicles.

Higher than average Tiguan repair costs equal higher coverage rates

Many consumers are attracted to the Volkswagen cars for the performance, safety ratings, and driver-assist technologies, such as the forward-collision warning system. Automotive parts are pretty common, but not a cheap as popular vehicles, like Toyota or Honda. Repairing a Volkswagen is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volkswagen’s are going to have higher than average car insurance rates to similar vehicles in its class.

Fast depreciation for Volkswagen Tiguan affecting auto policies

Volkswagens are one of the fastest depreciating automobiles in the U.S. market, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volkswagen models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Volkswagen’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (Attentiveness Monitoring), lowering car insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volkswagen models. The Tiguan, Golf GTI, and Jetta are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Volkswagen top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Volkswagen automobile owners when buying a car insurance policy.

2021 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2239
Allstate$1985
American Family$1268
Amica$2241
Auto-Owners$2050
Direct Auto$1739
Erie$1065
Farmers$1578
GEICO$1130
Liberty Mutual$1411
Mercury$1935
MetLife$2146
Nationwide$1485
Progressive$1329
Safe Auto$2137
State Farm$1526
Tennessee Farmers$1829
Travelers$1623
USAA$1241

Compare all 2021 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$1463

List Price

$25245

Trims Available

2.0T S 4Motion - 2.0T SE 4Motion - 2.0T SEL 4Motion - 2.0T SEL Premium 4Motion - 2.0T S - 2.0T SE - 2.0T SEL - 2.0T SEL Premium with safety features - rear traffic alert, forward collision warning, autonomous emergency breaking, a lane keeping system, high beam control and a blind spot monitor Electronic Stability Control (ESC), Anti-Slip Regulation (ASR), Electronic Differential Lock (EDL), Engine Brake Assist (EBA), an Anti-Lock Braking System (ABS), Electronic Brake-Pressure Distribution (EBD), and Hydraulic Brake Assist (HBA)

2020 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1746
American Family$1123
Auto-Owners$1789
Erie$986
Farmers$1520
GEICO$1036
Mercury$1658
MetLife$1987
Nationwide$1435
Progressive$1230
Safe Auto$1824
State Farm$1518
Tennessee Farmers$1752
Travelers$1610
USAA$1237
Vermont Mutual$1934

Compare all 2020 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$1486

List Price

$27945

Trims Available

2.0T S 4Motion - 2.0T SE 4Motion - 2.0T SEL 4Motion - 2.0T SEL Premium 4Motion - 2.0T S - 2.0T SE - 2.0T SEL - 2.0T SEL Premium with safety features - rear traffic alert, forward collision warning, autonomous emergency breaking, a lane keeping system, high beam control and a blind spot monitor Electronic Stability Control (ESC), Anti-Slip Regulation (ASR), Electronic Differential Lock (EDL), Engine Brake Assist (EBA), an Anti-Lock Braking System (ABS), Electronic Brake-Pressure Distribution (EBD), and Hydraulic Brake Assist (HBA)

2019 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1736
American Family$1260
Auto-Owners$1777
Direct Auto$1680
Erie$1022
Farmers$1547
GEICO$1131
Liberty Mutual$1154
MetLife$2016
Nationwide$1429
Progressive$1328
Safe Auto$1826
State Farm$1520
Tennessee Farmers$1621
Travelers$1584
USAA$1359
Vermont Mutual$1911

Compare all 2019 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$1386

List Price

$27290

Trims Available

2.0T S 4Motion - 2.0T SE 4Motion - 2.0T SEL 4Motion - 2.0T SEL Premium 4Motion - 2.0T S - 2.0T SE - 2.0T SEL - 2.0T SEL Premium - - with safety features - Electronic Stability Control - Anti-Slip Regulation Engine - Brake Assist - Antilock Braking System Electronic - Brake Pressure Distribution - Hydraulic Brake Assist - Safety Cage - Intelligent Crash Response System - Automatic Post Collision Breaking - Tire Pressure Monitoring

2018 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1190
Acuity$ 1190
Allied$ 1078
Allied$ 1078
Country$ 1226
Country$ 1226
Erie$ 802
Erie$ 802
GEICO$ 893
GEICO$ 893
Nationwide$ 1117
Nationwide$ 1117
Plymouth Rock Insurance$ 1025
Plymouth Rock Insurance$ 1025
Progressive$ 854
Progressive$ 854
State Farm$ 1084
State Farm$ 1084
Tennessee Farmers$ 1028
Tennessee Farmers$ 1028
USAA$ 1058
USAA$ 1058
Vermont Mutual$ 1111
Vermont Mutual$ 1111

Compare all 2018 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 1203

List Price

$ 26930

Trims Available

2.0T S 4Motion - 2.0T SE 4Motion - 2.0T SEL 4Motion - 2.0T SEL Premium 4Motion - 2.0T S - 2.0T SE - 2.0T SEL - 2.0T SEL Premium

2017 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1080
Allied$ 1080
American Family$ 1207
American Family$ 1207
Erie$ 819
Erie$ 819
GEICO$ 599
GEICO$ 599
Nationwide$ 1087
Nationwide$ 1087
Plymouth Rock Insurance$ 998
Plymouth Rock Insurance$ 998
Progressive$ 724
Progressive$ 724
State Farm$ 928
State Farm$ 928
Tennessee Farmers$ 1028
Tennessee Farmers$ 1028
Texas Farm Bureau$ 872
Texas Farm Bureau$ 872
USAA$ 857
USAA$ 857
Vermont Mutual$ 1120
Vermont Mutual$ 1120

Compare all 2017 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 1033

List Price

$ 21995

Trims Available

2.0T Limited S - 2.0T Limited S 4Motion - 2.0T S - 2.0T S 4Motion - 2.0T Wolfsburg Edition - 2.0T Wolfsburg Edition 4Motion - 2.0T Sport - 2.0T SEL - 2.0T Sport 4Motion - 2.0T SEL 4Motion

2016 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1068
Acuity$ 1068
Allied$ 1080
Allied$ 1080
Country$ 1083
Country$ 1083
Erie$ 750
Erie$ 750
GEICO$ 611
GEICO$ 611
Plymouth Rock Insurance$ 971
Plymouth Rock Insurance$ 971
Progressive$ 760
Progressive$ 760
State Farm$ 1029
State Farm$ 1029
Tennessee Farmers$ 971
Tennessee Farmers$ 971
Texas Farm Bureau$ 806
Texas Farm Bureau$ 806
USAA$ 937
USAA$ 937
Vermont Mutual$ 928
Vermont Mutual$ 928

Compare all 2016 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 1000

List Price

$ 24890

Trims Available

2.0T S - 2.0T S 4Motion - 2.0T R-Line - 2.0T R-Line 4Motion - 2.0T SE - 2.0T SE 4Motion - 2.0T SEL - 2.0T SEL 4Motion

2015 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1060
Acuity$ 1060
Allied$ 1089
Allied$ 1089
Country$ 1092
Country$ 1092
Erie$ 720
Erie$ 720
GEICO$ 565
GEICO$ 565
Plymouth Rock Insurance$ 950
Plymouth Rock Insurance$ 950
Progressive$ 770
Progressive$ 770
State Farm$ 905
State Farm$ 905
Tennessee Farmers$ 932
Tennessee Farmers$ 932
Texas Farm Bureau$ 795
Texas Farm Bureau$ 795
USAA$ 830
USAA$ 830
Vermont Mutual$ 925
Vermont Mutual$ 925

Compare all 2015 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 964

List Price

$ 26255

Trims Available

S - S 4Motion - SE - SE 4Motion - SEL - SEL 4Motion - R-Line - R-Line 4Motion

2014 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1028
Acuity$ 1028
American Family$ 1100
American Family$ 1100
Country$ 1081
Country$ 1081
Erie$ 687
Erie$ 687
GEICO$ 556
GEICO$ 556
Plymouth Rock Insurance$ 919
Plymouth Rock Insurance$ 919
Progressive$ 761
Progressive$ 761
State Farm$ 976
State Farm$ 976
Tennessee Farmers$ 912
Tennessee Farmers$ 912
Texas Farm Bureau$ 778
Texas Farm Bureau$ 778
USAA$ 784
USAA$ 784
Vermont Mutual$ 879
Vermont Mutual$ 879

Compare all 2014 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 943

List Price

$ 23305

Trims Available

S - S 4Motion - SE - SE 4Motion - SEL - SEL 4Motion - R-Line - R-Line 4Motion

2013 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 922
Acuity$ 922
American Family$ 873
American Family$ 873
Country$ 926
Country$ 926
Erie$ 601
Erie$ 601
GEICO$ 461
GEICO$ 461
Plymouth Rock Insurance$ 896
Plymouth Rock Insurance$ 896
Progressive$ 645
Progressive$ 645
State Farm$ 669
State Farm$ 669
Tennessee Farmers$ 821
Tennessee Farmers$ 821
Texas Farm Bureau$ 760
Texas Farm Bureau$ 760
USAA$ 600
USAA$ 600
Vermont Mutual$ 819
Vermont Mutual$ 819

Compare all 2013 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 806

List Price

$ 22995

Trims Available

S - S 4Motion - SE - SE 4Motion - SEL - SEL 4Motion

2012 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 911
Acuity$ 911
American Family$ 917
American Family$ 917
Country$ 997
Country$ 997
Erie$ 617
Erie$ 617
GEICO$ 474
GEICO$ 474
Plymouth Rock Insurance$ 887
Plymouth Rock Insurance$ 887
Progressive$ 668
Progressive$ 668
State Farm$ 778
State Farm$ 778
Tennessee Farmers$ 860
Tennessee Farmers$ 860
Texas Farm Bureau$ 752
Texas Farm Bureau$ 752
USAA$ 639
USAA$ 639
Vermont Mutual$ 807
Vermont Mutual$ 807

Compare all 2012 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 845

List Price

$ 22840

Trims Available

S - LE - S 4Motion - SE - SE 4Motion - SEL - SEL 4Motion

2011 Volkswagen Tiguan

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1001
American Family$ 1001
Arbella$ 944
Arbella$ 944
Country$ 983
Country$ 983
Erie$ 711
Erie$ 711
GEICO$ 686
GEICO$ 686
Plymouth Rock Insurance$ 872
Plymouth Rock Insurance$ 872
Progressive$ 829
Progressive$ 829
State Farm$ 1036
State Farm$ 1036
Tennessee Farmers$ 863
Tennessee Farmers$ 863
Texas Farm Bureau$ 732
Texas Farm Bureau$ 732
USAA$ 803
USAA$ 803
Vermont Mutual$ 769
Vermont Mutual$ 769

Compare all 2011 Volkswagen Tiguan rates

Average Cost to Insure Per Year

$ 936

List Price

$ 23720

Trims Available

S - S 4Motion - SE - SE 4Motion - SEL - SEL 4Motion