Volvo S60 Car Insurance Cost
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jun 17, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Looking for a new or used Volvo S60? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.
Volvo S60 car insurance facts
-
Average full coverage auto insurance premium: $143/month
-
Most affordable companies: Travelers ($93/month) & Liberty Mutual ($96/month)
-
S60 car insurance cost vs. average rate: $33 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Volvo S60 by model year and car insurance company.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Below average Volvo S60 car insurance costs by state:
-
California car insurance – $2,170 per year
-
Ohio car insurance – $1,327 per year
-
New York car insurance – $2,480 per year
-
Nevada car insurance – $1,687 per year
-
Texas car insurance – $2,276 per year
Risk factors affecting S60 rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Volvo S60 coverage?
Many driver discounts are available to people through most major auto insurers, such as
-
Student discounts
-
Safe drivers
-
Senior discounts
With all Volvo models, you can get the following discounts:
-
Passive restraint systems
-
Anti-lock brakes
-
Anti-theft devices
Volvo Luxury Automobile Brand
Volvo is a Swedish luxury automobile brand partially owned by a Chinese company in the United States market. Volvo’s target market is families typically with children in the higher-end price vehicle market. All of Volvo’s automobiles have high safety ratings, with 11 of their vehicles getting “Top Safety Pick” and 5-star ratings from the National Highway Traffic Safety Administration (NHTSA). The S60, XC60, and the XC90 are their most popular vehicles.
Higher than average S60 repair costs equal higher coverage rates
Volvo’s are considered a niche vehicle in the United States market. Many consumers are attracted to the Volvo for its style and driver-assist technologies, like Volvo’s Pilot Assist. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing a Volvo is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volvo’s are going to have higher than average insurance rates to similar vehicles in its class.
Rapid depreciation for S60’s affecting auto policies
Another factor to consider for Volvo’s, is they depreciate rapidly, affecting coverage rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volvo models. This could put you in a difficult situation position since many insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
High IIHS and NHTSA safety ratings lower coverage rates for drivers
Volvo’s are known for their safety ratings, safety features, and driver-assist technologies (semiautonomous driving), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volvo models. The V60, S90, and V90 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Volvo top safety ratings each year, lowering your insurance costs.
AutoInsureSavings.org insurance agents recommend comprehensive and collision coverage and uninsured motorist coverage for new Volvo automobile owners.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2021 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $2173 |
Allstate | $1839 |
American Family | $1609 |
Amica | $2248 |
Auto-Owners | $1877 |
Direct Auto | $1654 |
Erie | $1324 |
Farmers | $1513 |
GEICO | $1350 |
Liberty Mutual | $1149 |
Mercury | $1732 |
MetLife | $2038 |
Nationwide | $1355 |
Progressive | $1247 |
Safe Auto | $1927 |
State Farm | $1492 |
Tennessee Farmers | $1687 |
Travelers | $1123 |
USAA | $1289 |
Compare all 2021 Volvo S60 rates
Average Cost to Insure Per Year
$1706
List Price
$38950
Trims Available
T5 Dynamic - T5 Inscription - T5 Inscription Platinum - T6 R-Design - T6 Polestar -2.0L I-4 Engine Geartronic 8-spd w/OD Transmission - with Safety Features - with Volvo IntelliSafe Safety - Oncoming Lane Mitigation, Run-off Road Mitigation, Lane Keeping Aid, Airbags, BLIS (Blind Spot Information) with steer assist, Rear Collision Warning, Cross Traffic Alert with autobrake, Pilot Assist, Adaptive Cruise Control, Distance Alert
2020 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $1774 |
American Family | $1594 |
Auto-Owners | $1835 |
Erie | $1249 |
Farmers | $1503 |
GEICO | $1259 |
Mercury | $1725 |
MetLife | $2018 |
Nationwide | $1340 |
Progressive | $1122 |
Safe Auto | $1869 |
State Farm | $1480 |
Tennessee Farmers | $1635 |
Travelers | $1080 |
USAA | $1199 |
Vermont Mutual | $1924 |
Compare all 2020 Volvo S60 rates
Average Cost to Insure Per Year
$1641
List Price
$36050
Trims Available
T5 Dynamic - T5 Inscription - T5 Inscription Platinum - T6 R-Design - T6 Polestar -2.0L I-4 Engine Geartronic 8-spd w/OD Transmission - with Safety Features - with Volvo IntelliSafe Safety - Oncoming Lane Mitigation, Run-off Road Mitigation, Lane Keeping Aid, Airbags, BLIS (Blind Spot Information) with steer assist, Rear Collision Warning, Cross Traffic Alert with autobrake, Pilot Assist, Adaptive Cruise Control, Distance Alert
2019 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allstate | $1735 |
American Family | $1579 |
Auto-Owners | $1847 |
Direct Auto | $1628 |
Erie | $1248 |
Farmers | $1480 |
GEICO | $1256 |
Liberty Mutual | $1132 |
MetLife | $1937 |
Nationwide | $1327 |
Progressive | $1088 |
Safe Auto | $1865 |
State Farm | $1422 |
Tennessee Farmers | $1603 |
Travelers | $1078 |
USAA | $1187 |
Vermont Mutual | $1890 |
Compare all 2019 Volvo S60 rates
Average Cost to Insure Per Year
$1634
List Price
$35800
Trims Available
T5 Dynamic - T5 Inscription - T5 Inscription Platinum - T6 R-Design - T6 Polestar with Safety Features - with Volvo IntelliSafe Safety - Oncoming Lane Mitigation, Run-off Road Mitigation, Lane Keeping Aid, Airbags, BLIS (Blind Spot Information) with steer assist, Rear Collision Warning, Cross Traffic Alert with autobrake, Pilot Assist, Adaptive Cruise Control, Distance Alert
2018 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1217 |
Acuity | $ 1217 |
Allied | $ 1235 |
Allied | $ 1235 |
Arbella | $ 1365 |
Arbella | $ 1365 |
Country | $ 1352 |
Country | $ 1352 |
Erie | $ 1075 |
Erie | $ 1075 |
GEICO | $ 1188 |
GEICO | $ 1188 |
Nationwide | $ 1293 |
Nationwide | $ 1293 |
Plymouth Rock Insurance | $ 1290 |
Plymouth Rock Insurance | $ 1290 |
State Farm | $ 1466 |
State Farm | $ 1466 |
Tennessee Farmers | $ 1357 |
Tennessee Farmers | $ 1357 |
USAA | $ 1265 |
USAA | $ 1265 |
Vermont Mutual | $ 1172 |
Vermont Mutual | $ 1172 |
Compare all 2018 Volvo S60 rates
Average Cost to Insure Per Year
$ 1603
List Price
$ 34100
Trims Available
T5 Dynamic - T5 Inscription - T5 Inscription Platinum - T6 R-Design - T6 Polestar
2017 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1195 |
Acuity | $ 1195 |
Allied | $ 1225 |
Allied | $ 1225 |
Arbella | $ 1299 |
Arbella | $ 1299 |
Erie | $ 944 |
Erie | $ 944 |
GEICO | $ 797 |
GEICO | $ 797 |
Nationwide | $ 1166 |
Nationwide | $ 1166 |
Plymouth Rock Insurance | $ 1253 |
Plymouth Rock Insurance | $ 1253 |
Progressive | $ 1206 |
Progressive | $ 1206 |
State Farm | $ 1129 |
State Farm | $ 1129 |
Texas Farm Bureau | $ 828 |
Texas Farm Bureau | $ 828 |
USAA | $ 1199 |
USAA | $ 1199 |
Vermont Mutual | $ 1122 |
Vermont Mutual | $ 1122 |
Compare all 2017 Volvo S60 rates
Average Cost to Insure Per Year
$ 1230
List Price
$ 33950
Trims Available
T5 Dynamic - T5 Inscription - T5 Inscription Platinum - T6 R-Design Platinum - T6 Polestar
2016 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1223 |
Acuity | $ 1223 |
Allied | $ 1197 |
Allied | $ 1197 |
Country | $ 1263 |
Country | $ 1263 |
Erie | $ 785 |
Erie | $ 785 |
GEICO | $ 695 |
GEICO | $ 695 |
Nationwide | $ 1024 |
Nationwide | $ 1024 |
Plymouth Rock Insurance | $ 1203 |
Plymouth Rock Insurance | $ 1203 |
Progressive | $ 993 |
Progressive | $ 993 |
State Farm | $ 931 |
State Farm | $ 931 |
Texas Farm Bureau | $ 984 |
Texas Farm Bureau | $ 984 |
USAA | $ 945 |
USAA | $ 945 |
Vermont Mutual | $ 1172 |
Vermont Mutual | $ 1172 |
Compare all 2016 Volvo S60 rates
Average Cost to Insure Per Year
$ 1108
List Price
$ 34150
Trims Available
T5 Drive-E - T5 - T5 Drive-E Premier - T5 Premier - T5 Drive-E Inscription - T6 Drive-E - T5 Drive-E R-Design SE - T5 Inscription - T5 Drive-E Inscription Platinum - T6 Drive-E Platinum - T5 Inscription Platinum - T6 R-Design - T6 Drive-E R-Design - T6 R-Design Platinum - T6 Drive-E R-Design Platinum - T6 Polestar
2015 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1125 |
Acuity | $ 1125 |
American Family | $ 1101 |
American Family | $ 1101 |
Country | $ 1103 |
Country | $ 1103 |
Erie | $ 750 |
Erie | $ 750 |
GEICO | $ 578 |
GEICO | $ 578 |
Nationwide | $ 902 |
Nationwide | $ 902 |
Progressive | $ 892 |
Progressive | $ 892 |
State Farm | $ 740 |
State Farm | $ 740 |
Tennessee Farmers | $ 1022 |
Tennessee Farmers | $ 1022 |
Texas Farm Bureau | $ 803 |
Texas Farm Bureau | $ 803 |
USAA | $ 790 |
USAA | $ 790 |
Vermont Mutual | $ 1104 |
Vermont Mutual | $ 1104 |
Compare all 2015 Volvo S60 rates
Average Cost to Insure Per Year
$ 963
List Price
$ 33300
Trims Available
T5 Drive-E - T5 - T5 Drive-E Premier - T5 Drive-E Premier Plus - T5 Premier - T5 Premier Plus - T6 Drive-E - T6 Drive-E Premier Plus - T5 Drive-E Platinum - T5 Platinum - T6 Drive-E Platinum - T6 R-Design - T6 R-Design Platinum - T6 Polestar
2014 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1137 |
Acuity | $ 1137 |
Allied | $ 1214 |
Allied | $ 1214 |
Erie | $ 759 |
Erie | $ 759 |
GEICO | $ 716 |
GEICO | $ 716 |
Nationwide | $ 1129 |
Nationwide | $ 1129 |
Plymouth Rock Insurance | $ 1149 |
Plymouth Rock Insurance | $ 1149 |
Progressive | $ 1090 |
Progressive | $ 1090 |
State Farm | $ 945 |
State Farm | $ 945 |
Tennessee Farmers | $ 1098 |
Tennessee Farmers | $ 1098 |
Texas Farm Bureau | $ 918 |
Texas Farm Bureau | $ 918 |
USAA | $ 922 |
USAA | $ 922 |
Vermont Mutual | $ 1071 |
Vermont Mutual | $ 1071 |
Compare all 2014 Volvo S60 rates
Average Cost to Insure Per Year
$ 1093
List Price
$ 32400
Trims Available
T5 - T5 Premier - T5 Premier Plus - T5 Platinum - T6 - T6 Premier Plus - T6 Platinum - T6 R-Design - T6 R-Design Platinum
2013 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1077 |
Acuity | $ 1077 |
Allied | $ 1069 |
Allied | $ 1069 |
American Family | $ 1081 |
American Family | $ 1081 |
Erie | $ 717 |
Erie | $ 717 |
GEICO | $ 587 |
GEICO | $ 587 |
Nationwide | $ 1013 |
Nationwide | $ 1013 |
Progressive | $ 936 |
Progressive | $ 936 |
State Farm | $ 801 |
State Farm | $ 801 |
Tennessee Farmers | $ 1020 |
Tennessee Farmers | $ 1020 |
Texas Farm Bureau | $ 886 |
Texas Farm Bureau | $ 886 |
USAA | $ 779 |
USAA | $ 779 |
Vermont Mutual | $ 996 |
Vermont Mutual | $ 996 |
Compare all 2013 Volvo S60 rates
Average Cost to Insure Per Year
$ 988
List Price
$ 31750
Trims Available
T5 - T5 Premier - T5 Premier Plus - T5 Platinum - T6 - T6 Premier Plus - T6 R-Design - T6 Platinum - T6 R-Design Platinum
2012 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1058 |
Acuity | $ 1058 |
Allied | $ 1135 |
Allied | $ 1135 |
Arbella | $ 1238 |
Arbella | $ 1238 |
Country | $ 1211 |
Country | $ 1211 |
Erie | $ 908 |
Erie | $ 908 |
GEICO | $ 1103 |
GEICO | $ 1103 |
Plymouth Rock Insurance | $ 1095 |
Plymouth Rock Insurance | $ 1095 |
State Farm | $ 1272 |
State Farm | $ 1272 |
Tennessee Farmers | $ 1061 |
Tennessee Farmers | $ 1061 |
Texas Farm Bureau | $ 849 |
Texas Farm Bureau | $ 849 |
USAA | $ 1125 |
USAA | $ 1125 |
Vermont Mutual | $ 963 |
Vermont Mutual | $ 963 |
Compare all 2012 Volvo S60 rates
Average Cost to Insure Per Year
$ 1154
List Price
$ 30975
Trims Available
T5 - T6 - T6 R-Design
2011 Volvo S60
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $ 1189 |
Allied | $ 1189 |
American Family | $ 1271 |
American Family | $ 1271 |
Amica | $ 1258 |
Amica | $ 1258 |
Arbella | $ 1232 |
Arbella | $ 1232 |
Erie | $ 914 |
Erie | $ 914 |
GEICO | $ 1168 |
GEICO | $ 1168 |
Plymouth Rock Insurance | $ 1085 |
Plymouth Rock Insurance | $ 1085 |
Southern Farm Bureau | $ 1268 |
Southern Farm Bureau | $ 1268 |
Tennessee Farmers | $ 1030 |
Tennessee Farmers | $ 1030 |
Texas Farm Bureau | $ 878 |
Texas Farm Bureau | $ 878 |
USAA | $ 1139 |
USAA | $ 1139 |
Vermont Mutual | $ 903 |
Vermont Mutual | $ 903 |
Compare all 2011 Volvo S60 rates
Average Cost to Insure Per Year
$ 1150
List Price
$ 37700
Trims Available
T6