Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Volvo V60 Cross Country? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Volvo V60 Cross Country car insurance facts

  • Average full coverage auto insurance premium: $180/month

  • Most affordable companies: American Family ($119/month) & Liberty Mutual ($123/month)

  • V60 Cross Country car insurance cost vs. average rate: $27 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Volvo V60 Cross Country by model year and car insurance company.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Volvo V60 Cross Country car insurance costs by state:

Risk factors affecting V60 Cross Country rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Volvo V60 Cross Country coverage?

Many driver discounts are available to people through most major auto insurers, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Volvo models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Volvo Luxury Automobile Brand

Volvo is a Swedish luxury automobile brand partially owned by a Chinese company in the United States market. Volvo’s target market is families typically with children in the higher-end price vehicle market. All of Volvo’s automobiles have high safety ratings, with 11 of their vehicles getting “Top Safety Pick” and 5-star ratings from the National Highway Traffic Safety Administration (NHTSA). The S60, XC60, and the XC90 are their most popular vehicles.

Higher than average V60 Cross Country repair costs equal higher coverage rates

Volvo’s are considered a niche vehicle in the United States market. Many consumers are attracted to the Volvo for its style and driver-assist technologies, like Volvo’s Pilot Assist. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing a Volvo is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Volvo’s are going to have higher than average insurance rates to similar vehicles its class.

Rapid depreciation for V60 Cross Country’s affecting auto policies

Another factor to consider for Volvo’s, is they depreciate rapidly, affecting coverage rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Volvo models. This could put you in a difficult situation position since many insurance companies will subtract depreciation from the amount paid for your claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower coverage rates for drivers

Volvo’s are known for their safety ratings, safety features, and driver-assist technologies (semiautonomous driving), lowering coverage rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Volvo models. The V60, S90, and V90 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Volvo top safety ratings each year, lowering your insurance costs.

AutoInsureSavings.org insurance agents recommend comprehensive and collision coverage and uninsured motorist coverage for new Volvo automobile owners. 

2021 Volvo V60 Cross Country

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2584
Allstate$2256
American Family$1432
Amica$2692
Auto-Owners$2233
Direct Auto$2048
Erie$1631
Farmers$1888
GEICO$1705
Liberty Mutual$1469
Mercury$2240
MetLife$2519
Nationwide$1716
Progressive$1527
Safe Auto$2469
State Farm$1836
Tennessee Farmers$2136
Travelers$1965
USAA$1580

Compare all 2021 Volvo V60 Cross Country rates

Average Cost to Insure Per Year

$2168

List Price

$46450

Trims Available

T5 Premier - T5 Platinum Base engine: 2.0-liter turbocharged four-cylinder with 250 horsepower and 258 pound-feet of torque (T5) - - Geartronic 8-spd w/OD Transmission - with Safety Features - with Volvo IntelliSafe Safety - Oncoming Lane Mitigation, Run-off Road Mitigation, Lane Keeping Aid, Airbags, BLIS (Blind Spot Information) with steer assist, Rear Collision Warning, Cross Traffic Alert with autobrake, Pilot Assist, Adaptive Cruise Control, Semi-autonomous

2020 Volvo V60 Cross Country

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1973
American Family$1138
Auto-Owners$2053
Erie$1330
Farmers$1624
GEICO$1496
Mercury$1752
MetLife$2265
Nationwide$1529
Progressive$1203
Safe Auto$2237
State Farm$1530
Tennessee Farmers$1730
Travelers$1640
USAA$1324
Vermont Mutual$2270

Compare all 2020 Volvo V60 Cross Country rates

Average Cost to Insure Per Year

$1849

List Price

$46095

Trims Available

T5 Premier - T5 Platinum Base engine: 2.0-liter turbocharged four-cylinder with 250 horsepower and 258 pound-feet of torque (T5) - - Geartronic 8-spd w/OD Transmission - with Safety Features - with Volvo IntelliSafe Safety - Oncoming Lane Mitigation, Run-off Road Mitigation, Lane Keeping Aid, Airbags, BLIS (Blind Spot Information) with steer assist, Rear Collision Warning, Cross Traffic Alert with autobrake, Pilot Assist, Adaptive Cruise Control, Semi-autonomous

2019 Volvo V60 Cross Country

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1943
American Family$1121
Auto-Owners$2007
Direct Auto$1869
Erie$1329
Farmers$1586
GEICO$1479
Liberty Mutual$1230
MetLife$2248
Nationwide$1512
Progressive$1187
Safe Auto$2137
State Farm$1527
Tennessee Farmers$1729
Travelers$1638
USAA$1284
Vermont Mutual$2190

Compare all 2019 Volvo V60 Cross Country rates

Average Cost to Insure Per Year

$1835

List Price

$48900

Trims Available

T5 Premier - T5 Platinum Base engine: 2.0-liter turbocharged four-cylinder with 250 horsepower and 258 pound-feet of torque (T5) - - Geartronic 8-spd w/OD Transmission - with Safety Features - with Volvo IntelliSafe Safety - Oncoming Lane Mitigation, Run-off Road Mitigation, Lane Keeping Aid, Airbags, BLIS (Blind Spot Information) with steer assist, Rear Collision Warning, Cross Traffic Alert with autobrake, Pilot Assist, Adaptive Cruise Control, Semi-autonomous

2018 Volvo V60 Cross Country

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1205
Acuity$ 1205
Allied$ 1312
Allied$ 1312
Amica$ 1466
Amica$ 1466
Arbella$ 1340
Arbella$ 1340
Country$ 1297
Country$ 1297
Erie$ 1064
Erie$ 1064
GEICO$ 1392
GEICO$ 1392
Nationwide$ 1424
Nationwide$ 1424
Plymouth Rock Insurance$ 1322
Plymouth Rock Insurance$ 1322
Tennessee Farmers$ 1228
Tennessee Farmers$ 1228
USAA$ 1379
USAA$ 1379
Vermont Mutual$ 1150
Vermont Mutual$ 1150

Compare all 2018 Volvo V60 Cross Country rates

Average Cost to Insure Per Year

$ 1708

List Price

$ 41850

Trims Available

T5 Premier - T5 Platinum

2017 Volvo V60 Cross Country

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1231
Acuity$ 1231
Allied$ 1484
Allied$ 1484
American Family$ 1502
American Family$ 1502
Arbella$ 1354
Arbella$ 1354
Country$ 1318
Country$ 1318
Erie$ 981
Erie$ 981
GEICO$ 1422
GEICO$ 1422
Plymouth Rock Insurance$ 1284
Plymouth Rock Insurance$ 1284
Tennessee Farmers$ 1174
Tennessee Farmers$ 1174
Texas Farm Bureau$ 804
Texas Farm Bureau$ 804
USAA$ 1338
USAA$ 1338
Vermont Mutual$ 1154
Vermont Mutual$ 1154

Compare all 2017 Volvo V60 Cross Country rates

Average Cost to Insure Per Year

$ 1054

List Price

$ 41700

Trims Available

T5 Premier - T5 Platinum

2016 Volvo V60 Cross Country

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1229
Acuity$ 1229
American Family$ 1436
American Family$ 1436
Arbella$ 1383
Arbella$ 1383
Country$ 1309
Country$ 1309
Erie$ 956
Erie$ 956
GEICO$ 1409
GEICO$ 1409
Mercury$ 1355
Mercury$ 1355
Plymouth Rock Insurance$ 1247
Plymouth Rock Insurance$ 1247
Tennessee Farmers$ 1135
Tennessee Farmers$ 1135
Texas Farm Bureau$ 958
Texas Farm Bureau$ 958
USAA$ 1270
USAA$ 1270
Vermont Mutual$ 1152
Vermont Mutual$ 1152

Compare all 2016 Volvo V60 Cross Country rates

Average Cost to Insure Per Year

$ 1268

List Price

$ 41200

Trims Available

T5 - T5 Platinum

2015 Volvo V60 Cross Country

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1573
Allstate$ 1573
Erie$ 711
Erie$ 711
GEICO$ 647
GEICO$ 647
Nationwide$ 931
Nationwide$ 931
Progressive$ 1624
Progressive$ 1624
State Farm$ 888
State Farm$ 888
Texas Farm Bureau$ 768
Texas Farm Bureau$ 768
USAA$ 1113
USAA$ 1113

Compare all 2015 Volvo V60 Cross Country rates

Average Cost to Insure Per Year

$ 1072

List Price

$ 41000

Trims Available

T5 - T5 Platinum