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Springfield, VA Cheap Auto Insurance, Find Local Agents in Virginia for Maximum Savings

8245 Backlick Rd Ste B1,
Lorton, VA
22079
(703) 339-5955
4216 Evergreen Ln Ste 116,
Annandale, VA
22003
(703) 226-1881
7841 Rolling Rd Ste A,
Springfield, VA
22153
(703) 440-0202
6178 Grovedale Ct Ste 200,
Alexandria, VA
22310
(703) 778-2700
50 S Pickett St Ste 206,
Alexandria, VA
22304
(703) 725-6400
6131 Redwood Ln,
Alexandria, VA
22310
(703) 317-3330
101 S Whiting St Ste 210,
Alexandria, VA
22304
(703) 838-2002
4119 Woodlark Dr,
Annandale, VA
22003
(703) 725-9049
6000 Stevenson Ave Ste 204,
Alexandria, VA
22304
(703) 370-0100
6601 Little River Tpke Ste 410,
Alexandria, VA
22312
(703) 354-5959
4604 Pinecrest Office Park Dr Ste H,
Alexandria, VA
22312
(703) 354-3501
7535 Little River Tnpk Ste 103-B,
Annandale, VA
22003
(703) 649-2110
6928 Little River Tpke,
Annandale, VA
22003
(703) 750-9101
6417 Loisdale Rd Ste 210,
Springfield, VA
22150
(703) 971-7007
4200 Evergreen Ln Ste 311,
Annandale, VA
22003
(703) 642-5577
6315 Backlick Rd Ste 101,
Springfield, VA
22150
(703) 866-1110
7880 Backlick Rd Ste 4,
Springfield, VA
22150
(703) 569-0800
6373 Little River Tpke,
Alexandria, VA
22312
(703) 914-4004
4115 Annandale Rd Ste 300,
Annandale, VA
22003
(703) 751-1001
50 S Pickett St Ste 20,
Alexandria, VA
22304
(703) 751-1001
7620 Little River Tpke Ste 211,
Annandale, VA
22003
(703) 663-8400
5039b Backlick Rd,
Annandale, VA
22003
(703) 642-9888
85 S Bragg St Ste 102g,
Alexandria, VA
22312
(703) 574-1134
205 S Whiting St Ste 312,
Alexandria, VA
22304
(703) 461-8222
50 S Pickett St Ste 225,
Alexandria, VA
22304
(703) 751-4404
7003 Evergreen Court,
Annandale, VA
22006
(703) 642-0305
6417 Loisdale Rd Ste 210,
Springfield, VA
22150
(703) 971-7007
7001 Kilworth Ln Ste 200,
Springfield, VA
22151
(703) 663-8670
4200 Evergreen Ln,
Annandale, VA
22003
(703) 642-3200
85 S Bragg St Ste 403,
Alexandria, VA
22312
(571) 335-4698
6076 Franconia Rd Ste B,
Alexandria, VA
22310
(703) 822-9490
5706 General Washington Dr Ste C,
Alexandria, VA
22312
(703) 992-9540
4810 Beauregard St Ste 308,
Alexandria, VA
22312
(703) 348-0866
6373 Little River Tpke,
Alexandria, VA
22312
(703) 941-4949
5101f Backlick Rd,
Annandale, VA
22003
(703) 953-0054
5021 Backlick Rd Unit C,
Annandale, VA
22003
(703) 471-5655
5285 Shawnee Rd,
Alexandria, VA
22312
(703) 658-2943
6923 Telegraph Rd,
Alexandria, VA
22310
(703) 922-2902
6118 Franconia Rd,
Alexandria, VA
22310
(703) 922-9700
9001 Braddock Rd Ste 390,
Springfield, VA
22151
(703) 256-0707
7203 Poplar St,
Annandale, VA
22003
(703) 941-8700
6178 Grovedale Ct,
Alexandria, VA
22310
(703) 922-5771
6936 Little River Tpke Ste B,
Annandale, VA
22003
(703) 865-6825
7540 Little River Tpke Ste A,
Annandale, VA
22003
(703) 485-2126
6869 Springfield Blvd Ste 201,
Springfield, VA
22150
(703) 569-5080
6535a Little River Tpke,
Alexandria, VA
22312
(703) 854-1682
5201 Lyngate Ct,
Burke, VA
22015
(703) 425-4666
6505 Sydenstricker Rd,
Burke, VA
22015
(703) 569-1093
5501 Cherokee Ave Ste 204,
Alexandria, VA
22312
(703) 642-1501
4600 John Marr Dr Ste 102,
Annandale, VA
22003
(703) 914-0340
6210 Abilene St,
Springfield, VA
22150
(703) 725-6573
5568 General Washington Dr Ste A213,
Alexandria, VA
22312
(703) 999-5800
6281 Franconia Rd,
Alexandria, VA
22310
(703) 971-8400
5043 Backlick Rd,
Annandale, VA
22003
(703) 354-4448
5017c Backlick Rd,
Annandale, VA
22003
(703) 256-8111
9312 Old Keene Mill Rd,
Burke, VA
22015
(703) 451-5900
4600 Duke St Ste 412,
Alexandria, VA
22304
(703) 751-1918
7061 Brookfield Plz,
Springfield, VA
22150
(703) 644-6063
5803 Rolling Rd Ste 205,
Springfield, VA
22152
(703) 569-3100
7700 Little River Tpke Ste 201,
Annandale, VA
22003
(703) 916-0172
101 S Whiting St Ste 208,
Alexandria, VA
22304
(571) 338-3789
6917 Telegraph Rd,
Alexandria, VA
22310
(703) 922-0224
5501 Cherokee Ave Ste 206,
Alexandria, VA
22312
(703) 256-9666
50 S Pickett St Ste 20,
Alexandria, VA
22304
(703) 823-8800
7369 Mcwhorter Pl Ste 420,
Annandale, VA
22003
(703) 750-2205
4220 Evergreen Ln,
Annandale, VA
22003
(703) 941-7950
6179 Grovedale Ct Ste 100,
Alexandria, VA
22310
(703) 354-9200
5594 Backlick Rd,
Springfield, VA
22151
(703) 642-2016
6178 Grovedale Ct Ste 200,
Alexandria, VA
22310
(703) 778-2600
50 S Pickett St Ste 203,
Alexandria, VA
22304
(703) 550-9200
6000 Stevenson Ave Ste 303,
Alexandria, VA
22304
(703) 212-9131
7203 Columbia Pike Fl 2,
Annandale, VA
22003
(703) 256-1720
5021 Backlick Rd Unit C,
Annandale, VA
22003
(703) 941-4096
6491 Little River Tpke,
Alexandria, VA
22312
(703) 642-6408
6369 Rolling Mill Pl Ste 102,
Springfield, VA
22152
(703) 866-1598
7010 Little River Tpke # 13,
Annandale, VA
22003
(703) 813-6767
4216 Evergreen Ln Ste 125,
Annandale, VA
22003
(703) 256-7577
6434 Brandon Ave Ste B031,
Springfield, VA
22150
(703) 455-8601
5043b Backlick Rd,
Annandale, VA
22003
(703) 507-7159
6715 Backlick Rd Ste 201,
Springfield, VA
22150
(703) 451-3434
7307 Little River Tpke,
Annandale, VA
22003
(703) 642-2225
8338 Wind Fall Rd,
Springfield, VA
22153
(703) 244-2985
6715 Backlick Rd Ste 207,
Springfield, VA
22150
(703) 866-7777
7223 Poplar St,
Annandale, VA
22003
(703) 813-1768
5043b Backlick Rd,
Annandale, VA
22003
(703) 354-4833
4810 Beauregard St Ste 202,
Alexandria, VA
22312
(703) 354-4594
6506 Loisdale Rd Ste 103,
Springfield, VA
22150
(703) 971-8830
6803 Backlick Rd # A,
Springfield, VA
22150
(703) 644-9494
6417 Loisdale Rd Ste 305,
Springfield, VA
22150
(703) 719-9400
6381 Little River Tpke,
Alexandria, VA
22312
(703) 642-2713
7630 Little River Tpke Ste 720,
Annandale, VA
22003
(703) 941-4485
9415 Old Burke Lake Rd,
Burke, VA
22015
(703) 978-5700
7020 Evergreen Ct # 5b,
Annandale, VA
22003
(703) 750-8855
6501 Sydenstricker Rd Ste B,
Burke, VA
22015
(703) 644-7366
5724 Edsall Rd,
Alexandria, VA
22304
(703) 461-3111
4810 Beauregard St Ste 206a,
Alexandria, VA
22312
(703) 642-9637
5222 Rolling Rd,
Burke, VA
22015
(703) 425-5600
6371 Rolling Mill Pl Ste 102,
Springfield, VA
22152
(703) 644-5390
7880 Backlick Rd Ste 5,
Springfield, VA
22150
(703) 913-7065
4216 Evergreen Ln Ste 115,
Annandale, VA
22003
(703) 813-8100
6561 Edsall Rd,
Springfield, VA
22151
(703) 813-6114
5130 Duke St # 227,
Alexandria, VA
22304
(703) 750-1505
7715 Lafayette Forest Dr Apt 33,
Annandale, VA
22003
(703) 944-8834
7700 Little River Tpke Ste 308,
Annandale, VA
22003
(703) 204-2004
5500 Cherokee Ave Ste 300,
Alexandria, VA
22312
(703) 354-1616
7353 Mcwhorter Pl Ste 210,
Annandale, VA
22003
(703) 256-5300
9316 Old Keene Mill Rd,
Burke, VA
22015
(703) 866-0507
6560 Backlick Rd Ste 207,
Springfield, VA
22150
(703) 988-7080
7666 Fullerton Rd Ste I2,
Springfield, VA
22153
(703) 354-0815
6121 Lincolnia Rd Ste 100a,
Alexandria, VA
22312
(703) 916-1797
5600 General Washington Dr,
Alexandria, VA
22312
(703) 333-3494
6267 Franconia Rd,
Alexandria, VA
22310
(703) 924-2400
4231 Markham St Ste 226a,
Annandale, VA
22003
(703) 256-9808
Top Tips to Save on Your Auto Premium
You want to be sure to compare cheap car insurance quotes and with local agents to maximize your savings.
Top rated insurers like USAA, Progressive, Hartford, and Liberty Mutual are best. Over 84% are satisfied with claims handling with them.
Be sure to check your policy for mileage. If you drive less you can save hundreds more per year.
Don't assume an older model vehicle cost less to insure. Insurers go by the safety rating.
An easy way to lower comprehensive and collision coverage is to raise your deductible.
Take advantage of all discounts. Which can be 20% or more in savings.
A good driving history is the best way to keep your insurance rates as low as possible.
If you pay for coverage upfront in full you can save an additional 10% to 20%.
Don't let your coverage lapse. If so, you will see a spike in rates.
Before buying a car shop for quotes to see how much your premium may be.
If you have an older model vehicle consider dropping optional coverage such as comprehensive and collision.
Do some research and take a few minutes to learn the minimum coverage and other factors which apply in your state.
Maintain good credit to keep your premium as low as possible.
Make sure to do an annual rate check. Plus coverage you may or may not need.

Pros & Cons of Each Insurer

Type company name in search bar to find the pros, cons, and ratings. Otherwise each insurer is from highest to lowest rated.

CompanyProsConsRating out of 5 Stars
AmicaZero restrictions on which body shop you use for repairs.Few driver discounts, including pre-pay, low mileage, and military discounts.5
USAAJ. D. Power has rated USAA with a "perfect" score. Financial stability is highest rating of superior. USAA is only available to members of the military and their immediate family.5
AllstateAllstate offers a claims satisfaction guarantee. With Allstate's claims guarantee is typically a higher price in premiums. 4.5
American FamilyAttractive features, discounts and benefits including the teen safe driver program. Coverage is only available in 19 states. To get an online quote you have to enter your car's VIN. 4.5
Auto-Owners Good enhancement options from Auto-Owners Personal Automobile Plus Package. Service and claims handling is top notch. No national coverage. Auto-Owners offer coverage in 26 states.4.5
Country Financial Been in business for 85 years and has top financial strength. 24/7 customer service. Coverage is only available in 17 states.4.5
ErieFor South, Midwest, or Mid-Atlantic regions Erie consistently get high marks. Limited to certain regions of the country. 4.5
GEICOConsistently offers the lowest price. Known to raise rates during the time of the policy. 4.5
NationwideNationwide rewards accident-free years with its vanishing deductible program.Coverage isn’t available in Alaska, Hawaii, Louisiana, or Massachusetts.4.5
TravelersTravelers offers rates well below the national average. Not all coverage options are available in all states. Some customer complaints reported with billing/collection and customer service issues.4.5
ElectricValuable features and benefits for new cars, such as original equipment coverage. Perks for General Electric employees. Numerous discounts offered to bring your premium low. Mixed reviews on communications, billing, and collection practices.4.3
Cincinnati FinancialOffers Personal Auto Plus program to help drivers get low premiums. Strong financial ratings with lower than average industry complaints. Spotty complaints by consumers of claims process. Online presence is poor you normally have to call an agent. 4.2
Liberty MutualStrong customer service with attractive features such a new and better car replacement. New and Better car replacement are not offered in all states. And reports of poor claims handling for automobile repairs. 4
MetLifeMetLife includes several extras at no cost, such as expanded coverage when you rent a car and identity theft protection.Other than group discounts and standard bundling discounts, there aren’t a lot of opportunities for savings.4
Ameriprise FinancialVery attractive discounts and strong financial rating. Limited availability. Only 14 states you can get a policy.4
Tennessee FarmersLots of discounts such as distant student, homeowners, incident forgiveness, and more are available to give you better rates. No rate hikes for small claims/fender benders. If you get into a small accident, you won’t have to worry about the stability of your premium.Not all policy options are available in every state. 4
Progressive1 out of 10 drivers have Progressive. Offers roadside assistance and has strong financial strength. Doesn't offer new or better car replacement.4
Texas Farm BureauOffers competitive rates for all age drivers particularly drivers over 35. Not offered in all states. Only available in Texas. Focuses more on life insurance rather than auto. Many customers say there may be substantial rate hikes year by year. 4
FarmersWith Farmers you can insure about everything. Customer service is not 24/7 and reports of not-so-great claims handling. 4
Plymouth RockExcellent coverage with competitive premium rates. High satisfaction rate with customers. Considered by most reviews as the 1st or 2nd cheapest in the state of New Jersey. Only available in Connecticut, Massachusetts, New Hampshire, and New Jersey. It features several customer “perks” like the Get Home Safe® cab/ride share program and Door to Door Valet Claim Service. For unmarried drivers in the 4 states offered they are one of the cheapest. 4
Safeco24/7 customer support with a comprehensive line of products plus discounts. 24/7 claims handling. Customers have complained of claims being underpaid. 4
21st CenturyPart of Farmers. Has a partnership with Foremost Insurance to provide insurance on specialty vehicles like motorcycles and ATVs.If you have coverage outside of California you'll be directed to Farmers or Foremost.4
HartfordMechanical breakdown coverage helps cover the cost of repairs that aren’t covered by your car’s warranty. Claims satisfaction rating is only 2 out of 5 stars. 4
EsuranceOffers low rates, first rate website, and good customer service. Customers claim Esurance will penalize for cancelling a policy. No local agents. 4
Southern Farm BureauAffordable rates in the markets they service with a bevy of discount options.
Faster than average claim payout times.
Policyholders seem very happy with Farm Bureau's personable customer service.
Can be tough to get in touch with the correct person at times when filing a claim.
There have been several reports of cancelled policies after an initial claim.
4
NJMCompetitive premiums and offerings.
High satisfaction with claims processing and coverage. Most customers stay with them once covered.
Insurance only available to employees of select organizations.
Only in New Jersey and Pennsylvania.
4
Safety Ins.VIP Claims Centers from Safety can be a great way to expedite the claims settlement process and minimize upheaval / interruption in drivers' lives. Rates are low for married and unmarried drivers.
Local expertise and concentration of personnel and service facilities in Massachusetts and New Hampshire.
Only available in Massachusetts and New Hampshire. Many customers say the claims process can be extremely slow with many followups after a claim submission. 4
WawanesaIf you have a clean driving record your premium should be below average with this insurer. Available only in California and Oregon. Drivers with infractions may have a substantially higher premium. 3.9
TitanGood, fairly priced options for non-standard auto insurance.
Coverage and company affiliated and backed by Nationwide parent company.
Only available in 26 states. The complaints are higher than average compared to similar insurers.3.8
Alfa MutualGood ratings on their financial strength, and a lower than average complaint index.Some customers complain of delays in and poor investigations during the claims resolution process. Coverage strongest in Alabama, Mississippi, and Georgia. Known in these states: Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, and Kentucky3.5
AlliedRecent partnership with Nationwide increases their coverage area and availabilityMight not get the same level of coverage and customer service in all areas. Not knowing which company you’re dealing with might cause confusion during the claims process3.5
Farm Bureau MutualOffers lower than average rates. Has a suite of discounts and affinity programs. Only available in 19 states.3.5
ArbellaSolid financial strength and business ratings should make you more confident in choosing Arbella. Competitive rates inside their service area.Auto policies only available in two states, Massachusetts and Connecticut.3.5
Grange MutualBeen in business since 1935 with over 1 billion in revenues. Can offer rates lower than main-street companies.Coverage available on in 12 states, Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, South Carolina, Tennessee, Virginia and Wisconsin.3.5
MercuryMercury has a network of nearly 6,000 agents. Available in Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia.Some policyholders have expressed concerns in reviews about delays and lack of timely response and follow-up from claims representatives.3.5
Auto ClubExcellent roadside assistance service.
AM Best Rating of A+ Superior. Multiple membership discounts.
Drivers complain new vehicles will have excessive fees. 3.5
Kentucky Farm BureauOffers lower rates than most competitors. Nice discount options and coverage terms. Not available in all states. Only in Kentucky. 3.5
EncompassStrong financial ratings. Are able to get unique and tailor policy options at a reasonable price.Poor reviews by customers of claims process. 3.4
ElephantGood repair assistance program to help drivers with damage vehicles. Premiums are lower than average. Only available in Virginia, Texas, Illinois, and Maryland. Consumer complaints are higher than average.3.2
AcceptanceGreat for non-standard or high risk drivers. Drivers with good driving history will pay above average. Claims process can be time consuming. 3.1
State FarmSuperior claims handling. State Farm has been the best at claims for years. Doesn’t offer stacked uninsured motorist or new car replacement coverages.3
Horace MannEstablished for teachers and those part of union, etc. Offers competitive rates. Claims process can be slow and payout from accidents are lower than expected. 3
Home StateHome State insurance was originally chartered in 1948. Less known company with little advertising. Strongest in Texas and currently owned by Berkshire Hathaway Group. Specializes in nonstandard policies for drivers.Limited to area where you can get coverage from them. Price of policy is typically higher than the average policy holder. This is to be expected with nonstandard policy coverage. 3
HanoverEasy to customize your policy. Nice string of discounts.Prices can be higher than average.3
MapfreCan get low rates through Mapfre in Northeastern states such as Massachusetts.MAPFRE’s geographical territory is limited to 18 U.S. states. Not all policy options are available in every state.3
KemperKemper has excellent financial strength, flexible payment options and attractive discounts for policyholders.Their rates can be higher than average. 3
The GeneralHisk risk drivers can get a policy with The General. Good for a person with a history of auto accidents. Has a reputation of not paying out claims in a timely fashion. Not good do for a driver with a clean record.3
SentrySentry has the highest financial strength rating available from A.M. Best. Attractive discounts to lower your premium by 20% or more. There are a number of customer complaints in the areas of products and services.3
State Auto GroupState Auto provides a variety of insurance options including car, home, farm, and business. Premium prices are usually average with many customers getting a lower rate from their previous carrier. Been in business since 1921 and policies are offered in 27 states. Claims handling process has poor reviews throughout online review portals. Many customers claim of substantially high rate hike after small claims. 3
ChubbCan pay with Agreed Settlements upfront. Choice of repair shops and no rental car daily limit. Tailors to individuals with higher than average net worth. 3
Good2goOffers extremely low rates some as little at $30 a month. Strong financial ratings.No brand recognition. Most believe to be a new company though Good2go has 25 years experience. 2.5
InfinityImmigrant friendly. With an AB 60 driver’s license resource center, immigrants can learn how to get a license in one place. If you’re new to the country, this company is very supportive of your driving.Infinity does make the JP Power list. Have to assume the financials aren't that great. 2.5
LoyaAccess to full-service and proprietary offices where agents can handle quotes and claims.Mixed reviews on claims resolution and response times. Only available in the states of CA, CO, IL, NV, NM, and TX2.5
National GeneralSmart Services add features and coverages which most other companies don’t offer. Discounts for using or being affiliated with General Motors.Mixed reviews of claims handling and auto insurance coverage types. 2.5
SafewayIt is difficult to find anything good about this company. Presentation of inconsistent information from website and agents. 2
Access AutoBasic online website with some options so you don't have to talk to an agent. Better Business Bureau ratings are poor. Many times it is difficult to get a claims adjuster on the phone. 1.9

Minimum Coverage by State, Uninsured Motorist Protection, & Personal Injury Protection

Type your state in the search to find details.

Average Yearly Premium SavingsStateMinimum Auto Insurance Coverage Uninsured Motorist Protection Required?Personal Injury Protection (PIP) Required?
$613/yrAlabama25/50/25
$765/yrAlaska50/100/25
$875/yrArizona15/30/10
$643/yrArkansas25/50/25
$912/yrCalifornia15/30/5
$1,008/yrColorado25/50/15
$876/yrConnecticut20/40/10
$1,043/yrDelaware15/30/10
$342/yrFlorida10/20/10
$1,754/yrGeorgia25/50/25
$438/yrHawaii20/40/10
$775/yrIdaho25/50/15
$954/yrIllinois20/40/15
$1,211/yrIndiana25/50/10
$658/yrIowa20/40/15
$699/yrKansas25/50/10
$1,211/yrKentucky25/50/10
$533/yrLouisiana15/30/25
$732/yrMaine50/100/25
$619/yrMaryland30/60/15
$323/yrMassachusetts20/40/5
$487/yrMichigan20/40/10
$769/yrMinnesota30/60/10
$1,006/yrMississippi25/50/25
$790/yrMissouri25/50/10
$643/yrMontana25/50/10
$628/yrNebraska25/50/25
$876/yrNevada15/30/10
$899/yrNew Hampshire25/50/25
$893/yrNew Jersey15/30/5
$937/yrNew Mexico25/50/10
$1,041/yrNew York25/50/10
$473/yrNorth Carolina30/60/25
$644/yrNorth Dakota25/50/25
$612/yrOhio25/50/25
$687/yrOklahoma25/50/25
$653/yrOregon25/50/20
$1,687/yrPennsylvania15/30/5
$743/yrRhode Island25/50/25
$834/yrSouth Carolina25/50/25
$531/yrSouth Dakota25/50/25
$589/yrTennessee25/50/15
$1,634/yrTexas30/60/25
$897/yrUtah25/65/15
$921/yrVermont25/50/10
$465/yrVirginia25/50/20
$855/yrWashington25/50/10
$1,710/yrWest Virginia20/40/10
$1,027/yrWisconsin25/50/10
$318/yrWyoming25/50/20