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South Carolina Cheapest Auto Insurance & Minimum Requirements plus Best Carriers by Rating

The cheapest carriers by price in South Carolina are Southern Farm Bureau, State Auto, and USAA.

If you are driver with a good record you should be able to get quotes from 21% to 35% lower than the median rate for drivers of similar age.

Other competitive insurers in South Carolina are State Farm, Allstate, National Grange Mutual, and Encompass.

Depending on the zip code you reside in any of those carriers can offer coverage from 12% to 28% lower than their competitors.

At first, we are going to cover the minimum requirements and mention a few cost savings ideas to help you lower your premium even more.

If you would like to skip to a certain portion of the article please use the table of contents down a little and to the right. 

South Carolina Minimum Car Insurance Requirements

CoverageSouth Carolina Minimum Liability CoverageRecommended Coverage
Bodily Injury Protection$25,000 / $50,000$100,000 / $300,000
Property Damage$25,000$25,000
Uninsured Motorist Coverage BIL$25,000 / $50,000$25,000 / $50,000
Uninsured Motorist Coverage PD$25,000 (includes a $200 deductible)$25,000
Underinsured Motorist Coverage BIL*$25,000 / $50,000$25,000 / $50,000
Underinsured Motorist Coverage PD*$25,000$25,000
Medical ExpensesOptional$5,000
Comprehensive CoverageOptional$250 deductible
Collision CoverageOptional$250 deductible

*Note: Underinsured Motorist coverage can be rejected. In addition to always carrying proof of insurance, you must also provide carrier information when you apply for and renew your driver’s license.

Bodily Injury Liability

The maximum payout if you have purchased the minimum requirements is $25,000 per person and $50,000 per accident.

This will cover the medical expenses of the driver and the passengers of the other automobile in the event of a vehicle accident.

Lowest premium choices for a 25 year old in South Carolina.Note: As illustrated, we found quotes clustering between $1,754 and $1,902 for a 25 year old driver. This male driver owned a 2013 Toyota Camry, had decent credit, and good driving history. For additional details please see table below.

Property Damage Liability

The maximum payout by the insurer for damage done to the other vehicle, private and public property, such as traffic signs, guard rails, and places of business is $25,000 per accident.

Cheapest premium options by price for a 30 year old.Note: We found the cheapest quotes are with Southern Farm Bureau for a 30 year old driver. More details in rate table below.

Uninsured Motorist Protection

Although it is not required, it is recommended to get uninsured motorist protection or (UM) insurance in the event you are involved in an accident with an inadequately insured driver.

UM will pay what the other driver is suppose to have “if” they would have had insurance. The driver without insurance can be sued by the insurer which had to pay out claims for damages.

Low-cost auto premium prices for a 35 year old driver.Note: A 35 year old driver can find the lowest quotes with Farm Bureau, State Auto, and USAA. More details in table below.

Comprehensive, Collision, & Medical Expense Coverage

There are other optional coverage available such as comprehensive, collision, and medical expense benefits.

However, there are some things you may want to consider when you are comparing insurance quotes in South Carolina.

Lowest price insurer options for a 40 year old driver in SC.Note: As illustrated, quotes clustered between $1,002 and $1,088 for a 40 y/o driver.

Cheapest Auto Insurance by Age & Rate

There are 17 insurers we queried for drivers from 25 to 55 years of age.

If you are a driver under the age of 25 your quotes are going to be significantly higher.

From the 17 carriers the cheapest overall through the age spectrum are Southern Farm Bureau, State Auto, and USAA.

Each of the carriers are 21% to 35% cheaper than the median rate for drivers of the same age and profile as detailed in the table.

Only former military, spouses, and family members of military are able to get coverage through USAA.

Three other slightly higher options are State Farm, Progressive, and Allstate.

Each are 12% to 28% lower than the median rate for drivers of the same age in South Carolina.

If you are shopping for a cheaper price you want to be sure to compare 3 or more quotes and compare the coverage type.

If you are on a budget and understand what the coverage is, then go for minimum liability coverage.

However, if you have a lease or a loan on the vehicle you may not be able to get liability only coverage.

South Carolina CompanyAverage Rate for 25 Y/O Driver30 Y/O Driver35 Y/O Driver40 Y/O Driver45 Y/O Driver55 Y/O Driver
Southern Farm Bureau$1,754$1,509$1,354$1,002$790$532
State Auto $1,768$1,533$1,387$1,009$803$565
USAA$1,790$1,564$1,390$1,054$832$539
Progressive$1,850$1,621$1,465$1,076$830$550
State Farm$1,902$1,653$1,480$1,088$829$551
GEICO$1,955$1,687$1,500$1,090$812$537
Allstate$1,912$1,709$1,490$1,132$800$560
National Grange Mutual$1,969$1,732$1,497$1,154$843$600
Liberty Mutual$1,980$1,765$1,490$1,176$879$611
Nationwide$1,990$1,840$1,532$1,190$900$613
Encompass$2,043$1,870$1,587$1,200$921$687
Safe Auto$2,088$1,871$1,590$1,210$954$700
Bristol West$2,176$1,890$1,600$1,265$1,002$721
Esurance$2,287$1,896$1,632$1,287$998$782
MetLife$2,390$1,905$1,651$1,290$1,032$739
21st Century$2,450$1,987$1,678$1,300$1,054$751
Amica$2,589$2,098$1,700$1,139$1,076$789

Cheapest price quotes for a 45 year old in SC.Note: One carrier is less than $800 per year for full coverage for a 45 year old driver in South Carolina. Please see table above.

Carriers use Determining Factors for Cost of Coverage

There are two determining factors for which you pay for auto insurance.

The first is underwriting which insurance companies underwrite to assess the risk associated with an applicant, or to group the applicant (driver), and if the insurance firm will accept the application.

The second factor is “rating” and based on the results of the underwriting process the rating assigns a price based on what the insure believes it will cost to take the financial responsibility for the applicant’s potential to file a claim.

Least expensive auto premium choices for a 55 year old.Note: Quotes clustered between $532 and $565 for a 55 year old. The most affordable is Southern Farm Bureau.

Best Insurers by Consumer Rating, Premium Change over 18 Months, & Complaints

Below is a list of insurers by consumer ratings, rate change over a 12 to 18 month period, and the number of complaints.

The amount of written premiums is included to coincide with the amount of complaints.

For example, a carrier with a high amount of complaints but low amount of written premiums is a company to check into a little further if you plan on doing business with them.

In the list below all of the companies are well funded and have a good rating through JD Power & Associates and AM Best.

All have the financial wherewithal to pay out a large claim.

The rate change for the insurers below range from 1.7% to 2.1% which is relatively low compared to other states.

On the other hand, if you get a traffic violation your rates can spike and in some instances significantly.

The consumer rating is included and is an average from online reputable sources.

Each of the companies scored good by all consumer rating standards.

Larger companies, such as USAA, GEICO, and Progressive usually have a better consumer rating than smaller companies, such as State Auto or National Grange Mutual.

This doesn’t affect the price of a premium.

In some cases a smaller local company can offer lower prices, such as Southern Farm Bureau.

South Carolina CompanyPremiumsRate Change > 18 Months# of ComplaintsConsumer Rating out of 5 Stars
State Auto$14,092,000+1.7%04.3
Selective$8,431,000+1.7%04.0
Progressive$167,873,000+1.7%34.4
Hartford$17,953,086 +1.8%14.4
South Carolina Farm Bureau$115,625,675 +1.8%14.5
Allied$43,738,000+1.8%24.3
State Farm$90,332,000+1.9%364.3
USAA$221,942,000+1.6%84.6
Allstate$356,312,000+1.9%104.3
Auto-Owners$48,426,673+1.9%64.2
Liberty Mutual$119,335,000+1.9%124.4
GEICO$279,200,675+1.9%134.4
Direct General$22,567,403+1.9%64.1
Amica$29,517,000+2.0%14.0
First Acceptance$15,660,437+2.0%33.9
Encompass$34,658,000+2.0%33.9
Travelers$90,866,000+2.1%33.9
MetLife$26,476,000+2.1%63.9
21st Century$11,092,962+2.1%23.9

So how can you lower your insurance rates?

It is going to be base on the rating and first determining factor is your driving record.

The insurer is going to consider where you live by zip code, female or male, age, marital status, prior insurance coverage, vehicle use including the make and model.

If you are shopping for auto insurance then you cannot change your age or gender, but you can change the model of vehicle you drive.

If you have traffic violation then you can take a driver education or defensive driving course to mitigate the cost of insurance rates.

Realize each insurer weighs each determining factor differently, for example, one insurer may give more weight to “age” than to “driving history” while another may give more weight to “driving history” and less to “age”.

That is why it is imperative for you to comparison shop.

And another reason you have different prices. 

The average amount of coverage per driver in South Carolina:

  • Bodily Injury Liability – $100,000 / $300,000
  • Property Damage Liability – $25,000
  • Uninsured Motorist Protection – $25,000 / $50,000
  • Medical Expense Benefits – $5,000
  • Collision Coverage – $250 deductible
  • Comprehensive Coverage – $250 deductible

We have provided you the minimum and average coverage per driver. You want to be sure your policy is personalized, or not a “blanket” one size fits all type of deal.

Average Premium by City

The average premium price by city in South Carolina can vary significantly.

Location is a primary factor when insurers determine your rate.

Below is a list of small to large cities throughout the state by median price.

This includes all drivers from 16 to 65 years of age.

Typically the more populated the city the more you may pay for premium.

For smaller cities the price of premium can be 12% to 22% lower than larger cites.

If your premium is much higher than the quotes listed below you have some options to check.

Your age, if you are a young driver, you are going to pay significantly more.

If you had a lapse in a premium or no prior coverage.

Any traffic violations significant or not, they can impact your rate.

If you have a low credit score or you may have a large amount of miles driven per year. 

If you would like a detailed study of the cheapest car insurance companies by city please read further below.

CityAvg. PremiumPopulationCityAvg. PremiumPopulationCityAvg. PremiumPopulation
Andrews$1,5322,861Georgetown$1,5729,163Pendleton$1,5302,964
Barnwell$1,5114,750Kershaw$1,6072,151Pickens$1,5333,126
Beaufort$1,47612,361Kingstree$1,4983,328Simpsonville$1,58118,238
Blacksburg$1,5091,848Laurens$1,5179,139Spartanburg$1,64937,013
Chester$1,6035,607Mauldin$1,52122,889Sumter$1,68240,524
Clemson$1,64313,905McCormick$1,5872,783Timmonsville$1,5862,320
Edgefield$1,6744,750Meggett$1,4271,226Walhalla$1,5904,263
Effingham$1,5059,855North Augusta$1,65421,348Walterboro$1,4705,398
Gaston$1,4171,645North Charleston$1,74397,471Winnsboro$1,4903,550

Columbia, SC

Columbia Company30 Y/O Driver45 Y/O Driver55 Y/O Driver
Southern Farm Bureau$1,144$933$712
State Auto $1,165$945$733
National Grange Mutual$1,177$956$740
Allstate$1,213$987$769
GEICO$1,265$990$800
State Farm$1,321$1,020$799
Progressive$1,389$1,021$812
Liberty Mutual$1,400$1,087$832

The average premium in Columbia is $1,650 per year. If you get quotes from Southern Farm Bureau, State Auto, or National Grange you will find rates 32% lower than the average premium.

We queried each at $1,144, $1,165, and $1,177 respectfully for a 30 year old driver.

For a 45 year old the cheapest quotes are with Southern Farm Bureau, State Auto, and National Grange.

Each queried at $933, $945, $956 per year for full coverage. Which is nearly 50% lower than the “mean” rate of Columbia.

A 55 year old can find quotes clustering between $712 and $799 for the cheapest 5 insurers.

The lowest quote is with Farm Bureau at $712 per year. Which is approximately 50% lower than the citywide average premium.

Columbia, SC cheapest premium choices for a 30, 45, and 55 year old.Columbia is the 2nd largest city in South Carolina with approximately 135,000 residents. It is the capital of the state. Columbia is alive with culture and history, with many things to see and do with the entire family throughout the year.

Some of the remnants of elegant mansions, gardens, and broad tree-lined avenues are seen in the historic parts of the city.

There are festivals to attend, arts performances to enjoy, sports to watch, and outdoor sports to participate in.

The arts community is active and the cultural community is sophisticated.

Charleston, SC

Charleston Company30 Y/O Driver45 Y/O Driver55 Y/O Driver
State Auto $1,543$1,187$967
Southern Farm Bureau$1,565$1,190$985
Nationwide$1,608$1,230$1,032
Allstate$1,641$1,255$1,044
GEICO$1,679$1,289$1,057
State Farm$1,700$1,320$1,097
Progressive$1,732$1,345$1,100
Liberty Mutual$1,711$1,408$1,098

If you are looking for auto premium savings in Charleston then start by getting quotes from State Auto, Farm Bureau, and Nationwide.

I queried each at $1,543, $1,565, and $1,608 respectfully for a 30 year old driver.

Which is 23% lower than the city average premium of $2,032 per year. And equates to more than $400 in savings.

For a 45 year old driver the lowest quotes are with State Auto, Southern Farm Bureau, and Nationwide.

Each quoted at $1,187, $1,190, and $1,230 per year for full coverage. Or more than 31% lower than the “mean” rate.

For a 55 year old I found two carriers less than $1,000 per year. State Auto I queried at $967 which is 38% lower than the average premium.

Farm Bureau I queried at $985 and is 37% lower than the “mean” rate. This equates to $450 in savings if you were to get a premium at this price.

Charleston, SC inexpensive premium options for 30 and 45 year old.Charleston is the largest city in the state with 135,000 residents. And one of the most beautiful cities replete with historical structures and southern charm. 

The Old Exchange and Customs House in downtown Charleston ranks with Boston’s Faneuil Hall and Philadelphia’s Independence Hall as one of the three most important Colonial buildings in the country.

Charleston is also home to Fort Sumter, where the first shots of the Civil War were fired, and Fort Moultrie, the site of a critical British defeat in the Revolutionary War.

Patriot’s Point, located across the river in nearby Mount Pleasant, is home to the USS Yorktown and several other naval vessels.

Rock Hill, SC

Rock Hill Company30 Y/O Driver45 Y/O Driver55 Y/O Driver
State Auto $1,230$980$799
Southern Farm Bureau$1,265$990$804
State Farm$1,300$1,054$803
Allstate$1,330$1,072$812
GEICO$1,376$1,095$879
Nationwide$1,403$1,135$890
Progressive$1,455$1,155$925
Liberty Mutual$1,487$1,204$974

To get a cheaper premium in Rock Hill your best options are with State Auto, Farm Bureau, and State Farm.

We queried each at $1,230, $1,265, and $1,300 per year for a 30 year old.

Which is 18% lower than the average premium of $1,590 per year. Or $290 in monthly savings.

For a 45 year old driver two carriers are less than $1,000. State Auto at $980 and Southern Farm Bureau at $990. 

Both insurers are 24% lower than the “mean” rate of Rock Hill. State Farm is worth getting quotes from with a low quote at $1,054 per year for full coverage.

A 55 year old can find low quotes with State Auto and State Farm. We queried each at $799 and $803 for full coverage.

Southern Farm Bureau and Allstate are 28% lower than the “mean” rate with quotes at $804 and $812 respectfully.

Rock Hill, SC affordable premium choices for 30 and 45 y/o.Rock Hill was founded in the mid 1800’s, was named because of the presence of a small flint hill of rock.

During the construction of the Charlotte and South Carolina Railroad, most of this rock was removed to make space for a depot.

A post office was established on April 17, 1852, and Rock Hill was officially incorporated in 1892.

The railroad brought significant growth and prosperity to the community.

The Saint Anne School, located in the city, was the first integrated school of South Carolina.

Notable attractions include, the Glencairn Garden, President James K. Polk State Historic Site, Rock Hill Telephone Museum, Kings Mountain State Park, and the Daniel Stowe Botanical Garden.

Greenville, SC

Greenville Company30 Y/O Driver45 Y/O Driver55 Y/O Driver
State Auto $1,187$968$761
Southern Farm Bureau$1,204$986$790
State Farm$1,265$1,035$811
Allstate$1,289$1,069$809
National Grange Mutual$1,305$1,121$799
Encompass$1,385$1,170$855
Progressive$1,414$1,189$889
Liberty Mutual$1,470$1,254$928

Most drivers don’t get a cheaper premium since they don’t know where to look in Greenville, South Carolina.

Start by getting quotes from State Auto, Southern Farm Bureau, and State Farm.

We queried each at $1,187, $1,204, and $1,265 for a 30 year old driver. Which is 24% lower than the citywide average premium of $1,703 per year.

A 45 year old driver can find cheap rates with State Auto, Farm Bureau, and State Farm.

Each quoted at $968, $986,and $1,035 per year for full coverage. Which is 36% lower than the “mean” rate of Greenville.

Allstate and National Grange are well below average with quotes at $1,069 and $1,121 respectfully.

Out of the 8 carriers we queried the most expensive is Liberty Mutual.

We queried a 30 year old at $1,470, a 45 year old at $1,254, and a 55 year old at $928 per year.

Greenville, SC lowest auto premium options for 30 and 45 y/o.Greenville is an outstanding example of downtown revitalization. In 2003 the community received the Great American Main Street Award from the Main Street Center program of the National Trust for Historic Preservation.

Founded in 1907, today it is city with nearly 70,000 residents.

There are many cultural and historical activities throughout the city.

Notable attractions include, the County Museum of Art, Bob Jones University Museum, Museum of Confederate History, Warehouse Theater, Little Theater, and the Centre Stage.

Florence, SC

Florence Company30 Y/O Driver45 Y/O Driver55 Y/O Driver
State Auto $1,250$1,020$809
Southern Farm Bureau$1,269$1,025$811
State Farm$1,290$1,055$814
Allstate$1,365$1,090$819
National Grange Mutual$1,386$1,200$895
Encompass$1,410$1,211$929
Progressive$1,454$1,253$956
Liberty Mutual$1,480$1,276$980

Getting cheap auto insurance in Florence is easy if you know where to get quotes from. Start with State Auto, Farm Bureau, and State Farm.

We queried each at $1,250, $1,269, and $1,290 for a 30 year old. Which is 25% lower than the citywide average premium of $1,829 per year.

For a 45 year old we found quotes clustering between $1,020 and $1,200.

The cheapest is State Auto at $1,020 which is 32% lower than the “mean” rate.

Or $300 in savings if you obtain a premium through them. Farm Bureau is $1,025 per year for full coverage.

The next cheapest is State Farm at $1,055 or 30% lower than the “mean” rate.

For a 55 year old we found 4 carriers clustering just over $800 per year.

The 4 lowest are State Auto, Farm Bureau, State Farm, and Allstate. It would be smart to get quotes from all 4 insurers to find the most savings.

Florence, SC inexpensive premium choices for 30 and 45 year old. Florence had its humble beginnings around the 1850’s. It started with a grant from the state of about 600 acres, and became known as a railroad depot and inn.

Florence was named after Florence Henning Harlee, the daughter of the president of the Wilmington and Manchester Railroad.

Florence was incorporated as a city in 1890 with less than 2,000 residents. Today, it is major hub for South Carolina with nearly 40,000 residents and 200,000 in the metropolitan area. 

In 1965, Florence was named an All-American City, presented by the National Civic League. 

The city was founded as a railroad hub and became the junction of three major railroad systems.

The city retains its status as a major hub, both for industry and infrastructure.

Mount Pleasant

Mount Pleasant inexpensive policy options for drivers.Drivers in Mount Pleasant can find the least expensive premium by getting quotes from Southern Farm Bureau, State Auto, and State Farm.

We queried each at $1,209, $1,287, $1,327 per year for a 30 year old.

Which is 29% to 34% lower than the citywide average premium.

Allstate and National Grange Mutual offer low premiums with quotes at $1,398 and $1,455 respectfully.

A 45 year old can get the best prices with Southern Farm Bureau, State Auto, and State Farm.

We queried each at $985, $1,032, and $1,076 respectfully per year for full coverage.

Which is 36% lower than the “mean” rate for drivers of similar age and profile.

There is a a significant difference among the lowest and highest insures making it important to compare quotes to get the best price.

Mount Pleasant Company30 Y/O Driver45 Y/O Driver
Southern Farm Bureau$1,209$985
State Auto $1,287$1,032
State Farm$1,327$1,076
Allstate$1,398$1,100
National Grange Mutual$1,455$1,133
Encompass$1,487$1,174

Mount Pleasant which was originally inhabited by the Sewee Indians and was first settled by the Europeans in 1680.

At that time, it was known as “North Point.” In 1837, the community was officially incorporated as the town of Mount Pleasant.

It included the Greenwich village and eventually annexed the communities of Hibbens Ferry, Hillardsville, Christ Church Parish, and Lucasville.

During the early time of Mount Pleasant and up to 1950 there were no more than 2,000 residents.

From 1990 to 2000 the town double in size increasing to 64,000 people.

Today, there is nearly 80,000 residents and the city continues to grow. It is considered a suburb of Charleston.

Goose Creek

Goose Creek, SC cheap premium options for 30 to 45 y/o drivers.Drivers in Goose Creek can get the cheapest coverage by getting quotes from State Auto, Farm Bureau, and State Farm.

We queried each at $1,255, $1,290, and $1,343 per year for a 30 year old.

Which is 27% to 35% lower the the median rate for drivers of similar age and profile.

Grange and Allstate offer competitive prices with quotes at $1,385 and $1,415 respectfully. 

A 45 year old can get inexpensive coverage with State Auto, Southern Farm Bureau, and State Farm.

We queried each at $922, $966, and $1,030 per year for full coverage.

All three carriers are 34% cheaper than the median rate for similar age drivers.

Grange and Allstate offer low prices with quotes at $1,087 and $1,132 respectfully.

However, there is a price variance of $210 among the lowest and highest carriers making it vital to compare quotes for savings.

Goose Creek Company30 Y/O Driver45 Y/O Driver
State Auto $1,255$922
Southern Farm Bureau$1,290$966
State Farm$1,343$1,030
National Grange Mutual$1,385$1,087
Allstate$1,415$1,132
Encompass$1,465$1,145

Goose Creek is a city with approximately 35,000 residents with a large military presence of Army, Navy, and Marine Corp troops.

Most of the Naval Weapons Station is located in Goose Creek.

The city was established in 1961. However, the history predates many centuries.

The early colonists of the area were called “Goose Creek Men” and some Indian tribes received protection from them.

Most of the Goose Creek men became leaders in the Indian trade and by the late 17th century became leaders in the colonial government.

Hilton Head Island

Hilton Head affordable policy prices by insurer for all drivers.If you are looking for a low-cost premium in Hilton Head then get quotes from Southern Farm Bureau, State Auto, and Encompass.

We queried each at $1,344, $1,378, and $1,409 per year for a 30 year old driver.

Which is 27% to 33% lower than the median rate for drivers of similar age and profile.

State Farm and Allstate are competitive with low quotes at $1,437 and $1,489 respectfully. 

A 45 year old can get the best prices with Southern Farm Bureau, State Auto, and Encompass.

Each queried at $1,032, $1,055, and $1,108 per year for full coverage.

All three carriers are at least 26% lower than the “mean” rate of similar age drivers in Hilton Head.

It would be smart for a driver to get quotes from all carriers illustrated to find the most savings and maximize coverage.

Hilton Head Company30 Y/O Driver45 Y/O Driver
Southern Farm Bureau$1,344$1,032
State Auto $1,378$1,055
Encompass$1,409$1,108
State Farm$1,437$1,165
Allstate$1,489$1,206
National Grange Mutual$1,525$1,251

Captain William Hilton visited the area in 1663 and named it Hilton’s Head. The first crop of Sea Island Cotton was grown on Hilton Head Island in 1790.

It played a significant role during the Civil War and served as a major operation base for the Union blockade of the Southern ports.

The town was officially incorporated in 1983.

Today, there are approximately 40,000 residents. During the summer months the population can swell to over 150,000.

Tourism is a huge industry in Hilton Head pumping billions of dollars in the local economy each year.

Some of the most beautiful beaches on the east coast can be found in Hilton Head.

Aiken

Aiken, SC low-cost premium options for drivers.

If drivers in Aiken want inexpensive premiums then start by getting quotes from Southern Farm Bureau, State Auto, National Grange Mutual.

We queried each at $1,188, $1,254, and $1,280 per year for a 30 year old.

Which is 32% to 38% lower than the median rate for similar age drivers in Aiken.

Encompass and State Farm are good contenders with low quotes at $1,340 and $1,369 respectfully.

For a 45 year old we found quotes clustering between $845 and $1,086.

Farm Bureau and State Auto are the lowest with quotes at $845 and $925 per year for full coverage.

Grange is slightly higher with a quote at $956.

Each of the insurers are 31% to 39% lower than the median rate for drivers of similar age and profile.

Aiken Company30 Y/O Driver45 Y/O Driver
Southern Farm Bureau$1,188$845
State Auto $1,254$925
National Grange Mutual$1,280$956
Encompass$1,340$1,030
State Farm$1,369$1,086
Allstate$1,400$1,126

Founded in 1835, it was named after William Aiken, the president of the South Carolina Railroad.

After the Civil War the city faced many challenges.

Aiken was a planned town, and many of the streets in the historic district are named for other cities and counties in South Carolina.

After the time of reconstruction many wealthy northern people came to inhabit the city.

In 1950 the government spawned a plan to build a nuclear site near Aiken due to the Cold War with the Soviet Union.

Today, there are over 30,000 residents. The city has received an All-America City Award by the National Civic League.

Myrtle Beach

Myrtle Beach least expensive premium prices for all drivers.

Myrtle Beach drivers can get the cheapest auto insurance by getting quotes from Southern Farm Bureau, State Farm, and State Auto.

We queried each at $1,289, $1,345, and $1,400 per year for a 30 year old.

Which is 33% to 38% lower than the median rate in Myrtle Beach.

With a $200 variance among the lowest and highest illustrated insurers it is vital to compare quotes for the most savings.

A 45 year old can get the best prices with SC Farm Bureau and State Farm.

Each queried at $967 and $1,012 per year for full coverage. And is over 35% cheaper than the median rate for drivers of similar profile.

State Auto and Encompass are competitive with low quotes at $1,059 and $1,139 respectfully.

In fact, any of the carriers illustrated are worth getting quotes since all are well below the “mean” rate.

Myrtle Beach Company30 Y/O Driver45 Y/O Driver
Southern Farm Bureau$1,289$967
State Farm$1,345$1,012
State Auto $1,400$1,059
Encompass$1,445$1,136
National Grange Mutual$1,487$1,180
Allstate$1,525$1,219

Located in the middle of Grand Strand, SC is beautiful Myrtle Beach. 

After the Civil War, the Conway Lumber Company bought the vast majority of the land situated along the ocean.

Myrtle Beach was created as a resort area for the company’s employees and in 1900 The company built the Seaside Inn.

During this time, a contest occurred to establish the name of the town.

Myrtle Beach took the name of the local shrub, the wax myrtle.

Today, Myrtle Beach is one of the fastest growing cities in the nation. It attracts more than 14 millions visitors each year.

There are approximately 32,000 residents. However, the city swells to 200,000 visitors during peak summer months.

Greer

Greer, SC low-cost policy options for 30 to 55 y/o drivers.

Drivers in Greer are able to get the lowest prices by getting quotes from Southern Farm Bureau, National Grange Mutual, and State Farm.

We queried each at $1,188, $1,245, and $1,285 per year for a 30 year old.

Which is nearly 35% lower than the “mean” rate for drivers of similar profile.

State Auto and Encompass are good contenders with cheap quotes at $1,011 and $1,083 for a 30 year old.

A 45 year old can get the cheapest prices with Farm Bureau, National Grange Mutual, and State Farm.

Each were queried at $878, $923, and $987 per year for full coverage.

Which is 29% to 35% lower than the median rate for similar age drivers in Greer.

In fact, any of the insurers illustrated are worth getting quotes from for the most savings and optimizing coverage.

Greer Company30 Y/O Driver45 Y/O Driver
Southern Farm Bureau$1,188$878
National Grange Mutual$1,245$923
State Farm$1,285$987
State Auto $1,330$1,011
Encompass$1,375$1,083
Allstate$1,412$1,095

Greer is a city with approximately 29,000 residents.

Located in the picturesque foothills, Greer enjoys a distinguished past, from its days as a hunting ground for local Cherokees, to its settlement by pioneering families in the 1700’s, to the advent of the railroad in the 1800’s.

Today, Greer possesses a combination of small-town charm and big-city opportunities, attracting a wide variety of businesses and people from across the country and the world.

Greer is the site for the only BMW manufacturing plant in North America.

Thousands of jobs were created plus small businesses to support the BMW facility.

Resources & DMV Information
Department of InsuranceDepartment of TransportationMotor Vehicle Commission
1201 Main St, Columbia, SC 29201
(803) 737-6160
8890 Fairforest Rd, Spartanburg, SC 29303
(864) 587-4720
300 University Ridge #105, Greenville, SC 29601
(864) 241-1145
WebsiteWebsiteWebsite
Sources

http://doi.sc.gov/588/Automobile-Insurance

http://doi.sc.gov/Faq.aspx?QID=316

https://www.iii.org/sites

http://www.naic.org/

https://www.statefarm.com/

https://www.libertymutual.com/auto/car-insurance-coverage/south-carolina

Greg Fowler
Managing Member of AutoInsureSavings LLC, Greg enjoys writing articles to help drivers save on anything related to automobiles. Travel and enjoying the outdoors are some of his hobbies. The best way to reach him is at Google+ or Facebook Profile.

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