Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Oct 2, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Insuring a car is an extra cost many new and seasoned car buyers forget to include when making a decision. Car insurance rates vary and affect all types of cars that are both foreign and domestic. However, high premium vehicles have common traits of sportiness and exceptional insurance values.

Nissan GT-R Track Edition

A 1000 HP Nissan GTR. Photo courtesy of Auto Evolution.

The Nissan GT-R has a legacy of exceptional speed and a cult following of enhanced sport appeal. The GT-R series is a luxury sports car with an impressive 3.8-liter engine and dual clutch transmission technology. The Nissan GT-R Track Edition holds the biggest weight in its 545 horsepower engine and the premium cost of insuring the vehicle. This model costs an average of $3,200 per year to insure.


2015 BMW M6.

The BMW is a classic German brand known for its rigid framing and exceptional gearbox technology. The classic hood emblem and variety of both sports cars and standard sedans appeal to a wide audience. The BMW M6 is no exception and features an MSRP price of $113,400 with up to 600 horsepower. It’s a more-refined sports car modeled after the full sedan 6-series and has advanced features for comfort such as a 20 point adjustable heated front seat and parking cameras. The BMW M6 is also expensive to insure at an average of $3,000 per year.

Quebedeaux Buick GMC and similar car dealerships offer alternatives to higher premium brands. There are also several BMW models that offer lower premium costs with similar appeal to sporty drivers such as the BMW 5 series.

Audi A8L Quattro

Audi A8. This model sold for 86K. Plus it comes with a really high insurance premium.

The Audi A8 is a sports sedan that can be compared to a fine European full-sized model. Audi is known for spaciousness and exceptional interior design and the Audi A8L is an example of this quality. This executive sedan features a 12-cylinder, 500-horsepower engine and advanced technology onboard. Advanced top and corner camera parking cameras make it one of the safest sedans for urban travel. The 6.3-liter engine is also one of the largest in capacity for a sedan. The luxury and sports appeal also makes it one of the most expensive to insure in a range of $2,500 to $2,900 per year.

Porsche Panamera Turbo

Most couldn’t afford a Porsche Panamera. They are really cool to look at though! Photo courtesy of Fastest Cars.

Porsche is a household name for speed and sports luxury. The Porsche Panamera Turbo combines the classic look of the Porsche with modern styling. Over 500 pounds of torque and a twin turbo V-8 make this one of the fastest cars on the market. This need for speed car also includes a surprising number of potentially efficient features such as a diesel and hybrid option. This model is one of Porsche’s most refined and comes at a base MSRP of over $140,000. It also comes with an additional insurance premium of almost $3,000 per year.

Making a vehicle purchase is an important decision that reflects style and need. Sports cars and sedans have many features that affect the immediate selling price and the cost to insure the vehicle. These vehicles are packed with features that represent vehicles on the high scale of premium cost.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.