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4 Really Cool Cars with Really High Premiums

Insuring a car is an extra cost many new and seasoned car buyers forget to include when making a decision. Car insurance rates vary and affect all types of cars that are both foreign and domestic. However, high premium vehicles have common traits of sportiness and exceptional insurance values.

Nissan GT-R Track Edition

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A 1000 HP Nissan GTR. Photo courtesy of Auto Evolution.

The Nissan GT-R has a legacy of exceptional speed and a cult following of enhanced sport appeal. The GT-R series is a luxury sports car with an impressive 3.8-liter engine and dual clutch transmission technology. The Nissan GT-R Track Edition holds the biggest weight in its 545 horsepower engine and the premium cost of insuring the vehicle. This model costs an average of $3,200 per year to insure.

BMW M6

BMW M6

2015 BMW M6.

The BMW is a classic German brand known for its rigid framing and exceptional gearbox technology. The classic hood emblem and variety of both sports cars and standard sedans appeal to a wide audience. The BMW M6 is no exception and features an MSRP price of $113,400 with up to 600 horsepower. It’s a more-refined sports car modeled after the full sedan 6-series and has advanced features for comfort such as a 20 point adjustable heated front seat and parking cameras. The BMW M6 is also expensive to insure at an average of $3,000 per year.

Quebedeaux Buick GMC and similar car dealerships offer alternatives to higher premium brands. There are also several BMW models that offer lower premium costs with similar appeal to sporty drivers such as the BMW 5 series.

Audi A8L Quattro

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Audi A8. This model sold for 86K. Plus it comes with a really high insurance premium.

The Audi A8 is a sports sedan that can be compared to a fine European full-sized model. Audi is known for spaciousness and exceptional interior design and the Audi A8L is an example of this quality. This executive sedan features a 12-cylinder, 500-horsepower engine and advanced technology onboard. Advanced top and corner camera parking cameras make it one of the safest sedans for urban travel. The 6.3-liter engine is also one of the largest in capacity for a sedan. The luxury and sports appeal also makes it one of the most expensive to insure in a range of $2,500 to $2,900 per year.

Porsche Panamera Turbo

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Most couldn’t afford a Porsche Panamera. They are really cool to look at though! Photo courtesy of Fastest Cars.

Porsche is a household name for speed and sports luxury. The Porsche Panamera Turbo combines the classic look of the Porsche with modern styling. Over 500 pounds of torque and a twin turbo V-8 make this one of the fastest cars on the market. This need for speed car also includes a surprising number of potentially efficient features such as a diesel and hybrid option. This model is one of Porsche’s most refined and comes at a base MSRP of over $140,000. It also comes with an additional insurance premium of almost $3,000 per year.

Making a vehicle purchase is an important decision that reflects style and need. Sports cars and sedans have many features that affect the immediate selling price and the cost to insure the vehicle. These vehicles are packed with features that represent vehicles on the high scale of premium cost.

Anica Oaks
A recent college graduate from University of San Francisco, Anica loves dogs, the ocean, and anything outdoor-related. She was raised in a big family, so she's used to putting things to a vote. Also, cartwheels are her specialty. You can connect with Anica here.

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