Maryland Cheapest Car Insurance & Best Coverage Options

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AutoInsureSavings.org licensed insurance agents did a comparison study of the cheapest car insurance companies in Maryland and found Erie Insurance at $615 per year provides the cheapest rate for Maryland minimum coverage.

State Farm at $1,768 per year provides the most affordable auto insurance for drivers in Maryland with full coverage policies.

Best Cheap Car Insurance in Maryland

Drivers can find the best coverage in Maryland and save more on car insurance premiums by comparing quotes from multiple insurance providers with our comparison study’s best rates.

Cheapest Car Insurance in Maryland - Key Takeaways

The cheapest Maryland car insurance options are: Cheapest for minimum coverage: Erie Insurance Cheapest for full coverage: State Farm Cheapest after an at-fault accident: Progressive Cheapest after a speeding ticket: Erie Cheapest after a DUI: Progressive Cheapest with poor credit history: GEICO Cheapest for young drivers: Erie For younger drivers with a speeding violation: State Farm For younger drivers with an at-fault accident: Progressive

This Maryland car insurance guide is the best way to find affordable auto insurance coverage and help you save money regardless of age groups or driving types.

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Cheapest Car Insurance in Maryland for Minimum Coverage

During our auto insurers’ analysis of Maryland’s best rates, Erie provided us a $615 per year or $51 per month for the cheapest minimum liability insurance for good drivers in Maryland. Erie’s quote is 37% cheaper than Maryland’s state average of $968 per year.

Company	Average annual rate
Erie	$615
USAA	$711
State Farm	$824
MetLife	$850
Progressive	$986
GEICO	$1,028
Allstate	$1,091
Nationwide	$1,148

*USAA is for qualified military members, their spouses, and direct family members. Rates may vary depending on driver profiles.

In Maryland, minimum liability coverage can ensure you have bodily injury, property damage liability, personal injury protection, and uninsured motorist coverage to stay legal and have the cheapest possible premium. Still, it may not provide you with all the coverage you need if you are involved in an auto accident.

In the event of an at-fault car accident, state minimum policies will not cover property damage to your car. To avoid expensive repairs, our licensed agents recommend full coverage policies when shopping for Maryland auto insurance rates.

Cheapest Full Coverage Car Insurance in Maryland

State Farm offers the cheapest insurance rates for full coverage in Maryland for drivers with clean driving records. State Farm offered our sample driver a $1,768 annual rate or 17% less per year than Maryland’s average at $2,115 per year. 

Insurer	Annual cost	Monthly cost
State Farm	$1,768	$147
Erie	$1,865	$155
MetLife	$1,942	$161
Maryland average	$2,115	$176

Full coverage policies offer a better coverage level of protection for Maryland drivers, which covers property damage to the other driver’s car and your car by adding collision and comprehensive coverage.

Collision coverage pays for damage to your motor vehicle in the event of an auto accident, and comprehensive insurance pays for weather damage, such as from a storm or fallen tree branch or if you accidentally hit an animal. 

Cheapest Car Insurance With a Speeding Ticket for Drivers in Maryland

AutoInsureSavings insurance agents found Erie ($1,930 per year) offers cheaper car insurance in Maryland for drivers who have one speeding violation on their driving record. Erie’s quote is 24% less expensive or $589 less per year.

Insurer	Annual cost	Monthly cost
Erie Insurance	$1,930	$160
Progressive	$2,035	$169
State Farm	$2,262	$188
Maryland average	$2,519	$209

In Maryland, traffic tickets give rate increases by $404 or 17%, but not as much as a driver with an at-fault accident (44%) or DUI violation (58%).

Cheapest Insurance with an Auto Accident in Maryland

We found Progressive offers cheaper car insurance quotes to Maryland drivers with one at-fault accident on their driving records with a $2,490 annual rate ($207 per month) for our sample 30-year-old male driver.

Progressive’s rate is $990 less per year than Maryland’s state average rate of $3,480 or 29% less expensive.

Insurer	Annual cost	Monthly cost
Progressive	$2,490	$207
State Farm	$2,537	$211
GEICO	$3,031	$252
Maryland average	$3,480	$290
Get Your Rates Quote Now			#blank#	#blank#

We found car insurance rates increase about 40% after a driver is involved in an accident in Maryland during our licensed agent’s analysis. Just one at-fault accident could cause your car insurance rates to increase as much as $1,365 per year or $112 per month. 

Cheapest Car Insurance for People With a DUI in Maryland

With a drunk driving (DUI) violation, people in Maryland can find affordable car insurance with Progressive with a quote at $2,195 per year for full coverage or a $182 monthly rate for our sample 30-year-old driver. Progressive’s quote is 29% cheaper than Maryland’s DUI rate of $3,058 annually.

Insurer	Annual cost	Monthly cost
Progressive	$2,195	$182
Erie Insurance	$2,380	$198
State Farm	$2,571	$214
Maryland average	$3,058	$254

According to Maryland.gov, a DUI conviction in Maryland will cause your car insurance premiums to increase by 31%. The DUI will remain on your driving record for three years, and you will be required to participate in Maryland’s ignition interlock program. 

Cheapest Insurance for Drivers with Poor Credit in Maryland

According to our analysis, the Maryland car insurance company offering the best rates with poor credit is GEICO.

GEICO’s quote of $2,590 per year is 19% less expensive than state average rates of $3,160 per year. 

Insurer	Annual cost	Monthly cost
GEICO	$2,590	$215
Progressive	$2,614	$217
State Farm	$2,830	$235
Maryland average	$3,160	$263

Cheapest Car Insurance for Young Drivers in Maryland

Young Maryland drivers can find the cheapest full coverage auto insurance rates with Erie, which provided us a $6,047 annual rate or 18% less expensive than Maryland’s younger driver average rates.

Erie provides the cheapest minimum coverage rates for young or teen drivers at $1,628 per year or 47% lower than average Maryland rates.

The next best option for young Maryland drivers for state minimum is MetLife, at $1,745 per year. 

Insurer	Full coverage	Minimum coverage
USAA	$3,247	$1,590
Erie Insurance	$6,047	$1,628
Progressive	$6,319	$2,623
State Farm	$6,520	$1,976
MetLife	$6,640	$1,745
GEICO	$6,816	$3,127
Nationwide	$7,189	$3,468
Allstate	$8,400	$2,420
Maryland average	$7,298	$3,059

*USAA is for qualified military members, their spouses, and direct family members. Rates may vary depending on driver profiles.

According to the Insurance Information Institute (III.org), your age correlates with safe driving habits. Statistically, the younger you are, the higher likelihood you will be in a car accident.

According to the National Highway Traffic Safety Administration (NHTSA), auto insurers account for this risk factor by charging higher insurance rates for inexperienced drivers. As you gain more driving experience, your rates should decrease as you get older.  

Cheapest Insurance for Young Drivers with Speeding Tickets

Teen drivers with speeding tickets in Maryland can find the cheapest quotes with State Farm. Average auto insurance costs with State Farm are $6,925 per year for full coverage or 16% less expensive than Maryland’s average speeding ticket rate for younger drivers. 

Insurer	Annual cost	Monthly cost
State Farm	$6,925	$577
Progressive	$7,231	$602
GEICO	$7,900	$658
Maryland average	$8,220	$685

Cheapest Insurance for Young Drivers with an At-fault Accident

Inexperience Maryland drivers with a recent at-fault accident can find the best car insurance with Progressive with a $7,319 quote for full coverage insurance.

Progressive’s at-fault accident rate for young drivers is 15% cheaper than Maryland’s average rate of $8,603 per year. 

Insurer	Annual cost	Monthly cost
Progressive	$7,319	$609
Erie Insurance	$7,537	$628
GEICO	$8,175	$681
Maryland average	$8,603	$716

Best Auto Insurance Companies in Maryland

Based on customer service and claims satisfaction, Maryland’s best car insurance companies are USAA, State Farm, and Erie Insurance.

If customer service is a priority with a low amount of complaints based on NAIC’s index, we recommended State Farm as the best auto insurer in Maryland.

Company	% respondents extremely satisfied with recent claim	% respondents rated customer service as excellent
USAA	77%	60%
Erie Insurance	75%	64%
State Farm	72%	53%
Allstate	71%	48%
Progressive	74%	39%
GEICO	64%	56%
MetLife	62%	44%

Buying cheap insurance helps Maryland insurance shoppers save money, but insurance companies with poor customer service or claims handling sometimes are not worth the extra savings in your bank account.

AutoInsureSavings licensed agents collected information on Maryland’s car insurance companies from the National Association of Insurance Commissioners (NAIC), J.D. Powers, and A.M. Best’s financial strength ratings.

The insurance companies with the lowest NAIC complaint index ratio based on the market share are State Farm (0.66), USAA (0.98), and GEICO (1.02). State Farm and USAA have a complaint index of less than one (1.00), the national average, while GEICO is slightly above the national average.  

Auto insurer	NAIC complaint index	J.D. Power claims satisfaction score	AM Best financial strength rating
State Farm	0.66	881	A++
USAA	0.98	890	A++
GEICO	1.02	871	A++
Allstate	1.07	876	A+
Erie	1.10	880	A+
Progressive	1.64	856	A+

While you shop around for car insurance companies in The Free State, several factors contribute to your insurance cost. Your driver profile, type of vehicle, and age can impact your total monthly or annual insurance premium. 

It is always best to shop around and compare plans to find a Maryland car insurance company with the cheapest rates with excellent customer service ratings. 

Average Car Insurance Cost by City in Maryland

We collected insurance quotes from Maryland zip codes from top auto insurance companies, and found rates can vary by $518 by zip code and city.

Your zip code in The Free State is one of many risk factors auto insurers use to set your auto insurance quotes. Other factors include your marital status, type of vehicle, age, and liability insurance limits.

Cheapest Auto Insurance in Baltimore, MD

Drivers in Baltimore can find the best auto insurance rates with Progressive, which provided us a quote at $1,932 per year for a full coverage insurance policy. Progressive’s rate is 20% cheaper than Baltimore’s insurance rate of $2,390 per year.

Baltimore Company	Average Premium
Progressive	$1,932
Erie	$1,980
GEICO	$2,038
Baltimore average	$2,390

Cheapest Auto Insurance in Columbia, MD

AutoInsureSavings’ agents found Erie is the cheapest liability car insurance company for people in Columbia. They provided us a $1,824 per year rate for full coverage, 24% less expensive than Columbia’s average rates at $2,373 per year.

Columbia Company	Average Premium
Erie Insurance	$1,824
Progressive	$1,941
MetLife	$2,160
Columbia average	$2,373

Cheapest Auto Insurance in Germantown, MD

Germantown drivers can find the best full coverage insurance policy with State Farm, which provided us a quote at $1,723 per year or $143 per month. State Farm’s insurance quote is 24% cheaper than average rates for 30-year-old drivers in Germantown. 

Germantown Company	Average Premium
State Farm	$1,723
Erie	$1,835
GEICO	$2,049
Germantown average	$2,260

Cheapest Auto Insurance in Silver Spring, MD

Through research, we found the cheapest auto insurance in Silver Spring is Progressive, with a $145 monthly rate or $1,740 per year. Progressive’s rate is 25% less expensive than Silver Spring’s average rates of $2,264 per year.

Silver Spring Company	Average Premium
Progressive	$1,740
Erie	$1,789
Allstate	$2,136
Silver Spring average	$2,264

Cheapest Auto Insurance in Ellicott City, MD

Ellicott City drivers can find the cheapest auto insurance quotes with Erie, which provided our agents a $1,682 rate per year for our 30-year-old driver. Erie’s quote is 19% less expensive than Ellicott City’s average rates. 

Ellicott City Company	Average Premium
Erie Insurance	$1,682
MetLife	$1,827
GEICO	$1,940
Ellicott City average	$2,063

Cheapest Auto Insurance in Frederick, MD

Drivers in Frederick looking for cheaper car insurance rates should get quotes from Erie, which offered our agents a $1,715 annual rate for full coverage with $500 deductibles with collision and comprehensive coverage.  Erie’s rate is 20% less expensive than Frederick’s average rates of $2,127 per year. 

Frederick Company	Average Premium
Erie Insurance	$1,715
State Farm	$1,866
GEICO	$2,049
Frederick average	$2,127

Average Car Insurance Costs for All Cities in Maryland

City	Annual insurance cost	City	Annual insurance cost
Baltimore	$2,390	Severn	$2,009
Columbia	$2,373	Wheaton	$1,947
Germantown	$2,260	North Bethesda	$2,032
Silver Spring	$2,264	Bel Air South	$2,147
Waldorf	$2,163	Potomac	$2,016
Ellicott City	$2,063	Odenton	$2,054
Frederick	$2,127	Catonsville	$1,889
Glen Burnie	$1,899	Woodlawn	$1,884
Gaithersburg	$2,036	Hagerstown	$1,990
Rockville	$1,957	Essex	$2,044
Bethesda	$2,055	Annapolis	$2,150
Dundalk	$2,112	Clinton	$2,178
Bowie	$2,170	Severna Park	$2,058
Towson	$2,084	Chillum	$1,864
Aspen Hill	$1,976	Randallstown	$1,822
Olney	$1,896	Chestertown	$1,887
Owings Mills	$1,931	Manchester	$1,840
Montgomery Village	$1,947	Centreville	$1,988
Pikesville	$1,986	Seat Pleasant	$1,914
Salisbury	$2,019	Deale	$1,896
College Park	$2,049	Chester	$1,931
Bel Air North	$1,947	Berlin	$2,166
Parkville	$1,882	Hampton	$2,049
Eldersburg	$1,822	Middletown	$1,896
Carney	$1,973	Woodmore	$1,864
Milford Mill	$2,022	Peppermill Village	$1,896
Pasadena	$1,864	Capitol Heights	$1,822
Crofton	$2,049	Denton	$2,070
South Laurel	$1,896	Perryville	$1,840
Perry Hall	$2,071	Kingsville	$1,973
Reisterstown	$2,089	West Laurel	$2,087
Ilchester	$1,914	Fulton	$2,016
Lochearn	$2,090	West Ocean City	$1,947
Laurel	$2,097	National Harbor	$1,896
Edgewood	$1,822	Melwood	$1,896
Fairland	$2,016	Riva	$1,882
Middle River	$1,896	Pocomoke City	$1,864
North Laurel	$2,149	Sykesville	$1,991
Clarksburg	$2,083	Brookmont	$1,822
Suitland	$1,840	St. James	$1,896
Fort Washington	$2,100	Indian Head	$1,931
North Potomac	$2,058	Pleasant Hills	$2,049
Arnold	$2,116	Leonardtown	$2,127
Greenbelt	$1,896	North East	$1,914
Landover	$1,864	Boonsboro	$1,991
Camp Springs	$1,947	Grasonville	$1,896
Elkridge	$1,882	Princess Anne	$1,931
Ballenger Creek	$1,914	Huntingtown	$1,890
Cockeysville	$1,822	Brentwood	$2,083
Rosedale	$1,896	Marlboro Meadows	$1,973
Lake Shore	$2,049	La Vale	$1,840
Cumberland	$1,931	Berwyn Heights	$1,864
Langley Park	$1,991	Delmar	$1,822
Arbutus	$1,947	Springdale	$2,016
White Oak	$2,096	Emmitsburg	$2,058
Seabrook	$1,933	Andrews AFB	$1,896
Westminster	$2,128	Paramount-Long Meadow	$1,882
Hyattsville	$1,864	Golden Beach	$1,896
Oxon Hill	$2,096	Jarrettsville	$2,122
Beltsville	$1,916	Chevy Chase	$2,036
Takoma Park	$2,083	Smithsburg	$1,991
Maryland City	$1,822	Prince Frederick	$1,864
Redland	$2,117	Braddock Heights	$1,947
Ferndale	$1,840	Aberdeen Proving Ground	$1,896
Parole	$1,896	Greensboro	$1,931
Glassmanor	$2,124	Gambrills	$1,822
Calverton	$1,882	Rising Sun	$2,016
Glenmont	$1,973	Herald Harbor	$1,896
Easton	$2,128	Federalsburg	$2,117
East Riverdale	$1,864	University Park	$1,840
Hillcrest Heights	$1,920	Dunkirk	$2,096
Adelphi	$1,864	North Beach	$2,083
Aberdeen	$1,896	Crisfield	$1,991
Elkton	$1,822	Forest Heights	$2,049
Cloverly	$2,149	Maugansville	$2,058
Damascus	$2,128	Konterra	$1,882
Rossville	$1,840	Owings	$2,128
Brooklyn Park	$1,896	Adamstown	$1,822
California	$1,947	Perryman	$2,128
Kemp Mill	$1,856	Hughesville	$1,931
Summerfield	$2,136	Wilson-Conococheague	$2,124
Colesville	$2,117	Jefferson	$1,896
Havre de Grace	$2,096	Drum Point	$1,991
Kettering	$2,083	Mountain Lake Park	$1,864
Glenn Dale	$1,919	Croom	$2,124
Bensville	$2,058	Westernport	$2,096
New Carrollton	$1,864	Snow Hill	$1,931
Riviera Beach	$1,882	Long Beach	$2,117
Urbana	$1,822	Solomons	$1,973
Annapolis Neck	$1,896	Cabin John	$1,947
Ocean Pines	$1,991	Kensington	$1,896
Cambridge	$2,049	Spencerville	$1,840
Forestville	$2,128	Hurlock	$1,822
Joppatowne	$2,128	Williamsport	$1,864
Mays Chapel	$2,096	Chevy Chase Village	$2,016
Overlea	$1,918	Myersville	$2,128
Brock Hall	$1,947	Queensland	$2,083
Accokeek	$1,896	Kingstown	$2,163
Mitchellville	$2,058	Landover Hills	$1,882
Travilah	$1,864	Derwood	$2,118
Lanham	$1,991	Arden on the Severn	$2,124
Lexington Park	$1,822	Charlotte Hall	$1,896
Largo	$2,096	Point of Rocks	$2,058
Walker Mill	$1,864	Lusby	$2,016
Halfway	$1,914	Mechanicsville	$1,931
Fort Meade	$2,117	Oakland	$2,151
Timonium	$1,840	Baden	$1,822
Rosaryville	$1,896	Ridgely	$2,083
Linthicum	$1,882	Bartonsville	$2,128
Bel Air town	$2,124	Hancock	$1,947
Friendly	$1,991	Bel Air	$2,096
Lake Arbor	$1,822	Fairmount Heights	$1,896
Westphalia	$2,049	New Market	$1,973
Brandywine	$2,128	Pittsville	$1,840
Burtonsville	$1,973	Crownsville	$1,864
Scaggsville	$2,016	Charlestown	$2,058
Chesapeake Ranch Estates	$2,083	Edmonston	$2,120
Chevy Chase	$2,036	Rock Hall	$1,822
Jessup	$2,096	Cottage City	$2,129
Bladensburg	$2,128	New Windsor	$2,124
Mount Airy	$1,896	Potomac Heights	$2,047
La Plata	$1,947	Buckeystown	$2,016
Marlboro Village	$2,096	Lonaconing	$1,896
White Marsh	$1,973	Morningside	$2,016
Edgewater	$1,864	Algonquin	$1,914
Linganore	$1,822	Bowling Green	$1,840
Marlton	$1,882	Highland	$1,931
Leisure World	$2,058	Trappe	$1,973
North Kensington	$1,896	Colmar Manor	$1,822
Fallston	$2,119	Woodsboro	$1,864
South Kensington	$1,840	Cavetown	$2,049
Cape St. Claire	$1,931	Hebron	$2,128
Coral Hills	$2,083	St. Michaels	$1,896
Frostburg	$2,124	Somerset	$2,137
Edgemere	$1,947	Pylesville	$2,117
Lansdowne	$1,914	Keedysville	$2,129
Garrison	$1,822	Queen Anne	$2,096
Four Corners	$1,864	Martin's Additions	$2,058
Mount Rainier	$1,991	Chevy Chase View	$2,036
Mayo	$2,047	Tilghman Island	$1,884
Baltimore Highlands	$2,128	Libertytown	$1,822
Temple Hills	$2,096	Mount Vernon	$1,840
Bryans Road	$1,896	Calvert Beach	$2,083
Robinwood	$2,058	Funkstown	$1,973
Stevensville	$2,133	Aquasco	$1,896
Riverdale Park	$2,096	Monrovia	$1,931
Ocean City	$1,914	Willards	$1,864
Lutherville	$1,973	Cecilton	$1,947
Taneytown	$1,822	Garrett Park	$2,124
Woodlawn	$2,117	Union Bridge	$1,931
Thurmont	$1,885	Tilghmanton	$1,991
Hillandale	$2,049	Cobb Island	$2,136
Forest Glen	$2,083	Potomac Park	$1,822
Darnestown	$1,840	Queenstown	$2,117
Cheverly	$1,864	Highfield-Cascade	$2,047
Savage	$1,896	Church Hill	$2,050
Bowleys Quarters	$1,914	Piney Point	$2,111
Hampstead	$1,947	Sharpsburg	$1,931
Fairwood	$2,058	Bishopville	$1,864
Brunswick	$1,973	Upper Marlboro	$2,099
Walkersville	$1,822	Finzel	$1,953
Glenarden	$2,049	Eden	$1,840
Riverside	$2,092	North Brentwood	$1,938
District Heights	$1,973	Mount Savage	$1,882
Ashton-Sandy Spring	$1,864	Preston	$1,822
Naval Academy	$1,840	Chevy Chase Section Three	$2,036
Chesapeake Beach	$1,914	Chesapeake City	$2,007
Cresaptown	$1,947	Midland	$2,058
Spring Ridge	$2,083	Millington	$1,864
Marlow Heights	$1,882	Washington Grove	$2,047
Fountainhead-Orchard Hills	$1,994	McCoole	$1,973
Shady Side	$1,822	Sharptown	$1,880
Friendship Heights Village	$1,963	Mount Aetna	$1,939
Fruitland	$1,977	Eckhart Mines	$1,914
Layhill	$1,896	Galena	$1,840
Poolesville	$1,864	Galesville	$1,822
Silver Hill	$1,845	Grantsville	$1,880

Minimum Car Insurance Coverage Requirements in Maryland

According to state law and the Maryland Department of Transportation, all drivers must carry the minimum liability insurance requirements, personal injury protection (PIP) of $2,500 per person and per accident, and uninsured motorist coverage.

Maryland car insurance requirements	Minimum coverage limits
Bodily injury liability	$30,000 per person / $60,000 per accident
Property damage liability	$15,000 per accident
Uninsured/underinsured motorist bodily injury	$30,000 per person / $60,000 per accident
Uninsured/underinsured motorist property damage	$15,000 per accident with $250 deductible
Personal injury protection (PIP)	$2,500 minimum

*Motor vehicle drivers can opt to waive Personal Injury Protection (PIP) in writing.

The insurance requirements pay for bodily injury and property damage sustained to other people or motor vehicles. Uninsured motorist coverage pays for accidents with uninsured motorists, and personal injury protection pays for medical expenses to you or other vehicle occupants. AutoInsureSavings agents recommend higher bodily injury and property damage liability limits with comprehensive and collision insurance. 

Frequently Asked Questions

Who has the Cheapest Car Insurance in Maryland?

We found the top car insurance companies that offer the lowest Maryland driver’s average rates are Erie Insurance at $51 per month, USAA at $59 per month, and State Farm at $68 a month for a liability insurance policy for a 30-year-old with clean driving history.

How Much Is Car Insurance For Drivers in Maryland per Month?

The average cost for car insurance per month in Maryland is $176 or $2,115 per year for full coverage. The average price of a minimum coverage car insurance policy per month is $74 or $968 per year. State Farm’s full coverage average rate is $147 per month or 17% less expensive, while Erie offers state minimum policies in Maryland at $51 per month or 37% cheaper.

How Much Is Full Coverage Car Insurance in Maryland?

The average cost of full coverage car insurance in Maryland is $2,115 annually or $176 per month. State Farm’s average rate for full coverage is $1,768 per year or $147 per month. Erie Insurance ($1,865) and MetLife ($1,942) are also below the state average rates.

How do I Save on Car Insurance in Maryland?

There are many ways for drivers in Maryland to save on their car insurance premiums. You can determine if you are eligible for a money-saving driver discount offered by the car insurance company. Many insurance providers will lower your overall rates if you have multi-policies with them, such as life or home insurance.

Another way to save on your car insurance premium is to practice good driving habits and keep a clean driving record. That will not only keep you and your passengers safe but will also help you avoid auto accidents or traffic violations that could cause rate increases.

To learn more about the most affordable car insurance options for drivers in Maryland, contact the experts at AutoInsureSavings.org. Our licensed insurance professionals will be happy to answer any questions you have.

Methodology

AutoInsureSavings.org comparison shopping insurance study used a full-coverage auto policy for a 30-year-old driving a 2018 Honda Accord with the following coverage limits:

Coverage type	Study limits
Bodily injury liability	$50,000 per person / $100,000 per accident
Property damage liability	$25,000 per accident
Personal injury protection	$10,000
Uninsured / underinsured motorist bodily injury	$50,000 per person / $100,000 per accident
Comprehensive and collision coverage	$500 deductible

We used insurance rates for drivers with accident histories, credit scores, and marital status for other Maryland rate analyses. We used car insurance rate data from Quadrant Information Services, which are publicly available for comparative purposes only. Your insurance rates may vary when you get quotes.

Sources

– National Association of Insurance Commissioners. “Market Share Reports for Property/Casualty Groups and Insurance Companies.”
– Maryland Insurance Administration. “A Consumer Guide to Auto Insurance.”
– Maryland Motor Vehicle Administration. “Impaired Driving Laws.”
– District Court of Maryland. “Department of Transportation.”
– Insurance Information Institute. “Compulsory on Auto/Uninsured Motorists.”