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Wisconsin’s Minimum Coverage & Cheapest Auto Insurance by City plus Saving Strategies

Depending on your location, the cheapest car insurance in Wisconsin can be found with Progressive, Partners Mutual, and State Farm.

All three carriers can offer quotes from 22% to nearly 39% lower than the average rate for drivers of similar age and profile.

Other insurers which did exceptional well are Pekin, Farmers, and Acuity.

Location dependent, each carrier can offer quotes from 16% to 28% lower than the median quote for similar profile drivers.

Two other carriers which are worth getting quotes from are Western National and American Family.

Depending on your circumstances, both carriers do well in many regions of Wisconsin.

I will go into more details below.

In this article, I am going to cover inexpensive insurers, the minimum coverage requirements in Wisconsin, and a few cost-savings tips to help you lower your premium.

If you would like to skip to a certain portion of the article, there is a table of contents down a little and to the right. 

Best auto insurers in Wisconsin for a 25 year old driver.Note: A 25 year old driver in Wisconsin would find lower rates with any of the insurers illustrated. The two cheapest are Progressive and Partners Mutual. Please see table below.

Minimum Requirements in Wisconsin

CoverageWisconsin Minimum Liability CoverageRecommended Coverage
Bodily Injury Protection$25,000 / $50,000$100,000 / $300,000
Property Damage$10,000$100,000
Uninsured Motorist Protection$25,000 / $50,000$100,000 / $300,000
Medical Payments*Optional$1,000
Comprehensive CoverageOptional$100 - $1,000 deductible
Collision CoverageOptional$250 - $1,000 deductible

*Double check your health insurance policy for overlapping coverage.

Bodily Injury Liability

The minimum coverage is $25,000 for injury or death of one person and $50,000 for injury or death of two or more passengers concerned in an unforeseen accident.

The amount is maximum the insurance company will pay out for medical expenses or any other related medical care expense that may be needed.

Lowest quotes for 30 year old in WisconsinNote: The most inexpensive auto insurance quotes for a 30 year old driver were from GEICO and Progressive. Please reference table below.

Property Damage Liability

The minimum coverage is $10,000 which is the maximum the insurer will pay out for damage caused to the other person’s automobile, traffic signs, buildings, or any other property that may have been damage in an unforeseen car accident.

In Wisconsin there is a significant amount of uninsured motorists therefore the state requires uninsured/underinsured motorist protection.

Low cost insurers in Wisconsin for 35 year old.Note: The insurers illustrated clustered between $998 and $1,100. This is more than 14% cheaper than the “mean” for a 35 year old driver in Wisconsin.

Uninsured Motorist Protection

The minimum amount of coverage is $100,000/$300,000 for bodily injury.

Uninsured motorist coverage applies to bodily injury to you, your family, and other passengers of your vehicle when hit by an uninsured motorist or a hit-and-run driver.

It will cover you and your family if you are hit by a vehicle when you are walking along side of a street as a pedestrian.

The ultimate purpose of UM protection is to protect you by making sure money is available to pay for your losses that are cause by someone else.

Your insurer may sue the other driver for any money the insurer pays you because of the other driver’s negligence.

Best premium rate options for 40 year old driverNote: A 40 year old is able to get lower quotes from GEICO, Progressive, Partners Mutual, or State Farm.

Comprehensive & Collision Coverage

If you are looking for cheap auto insurance in Wisconsin and you have a newer vehicle then it is recommended to get additional cover including the minimum. 

Chart showing when to get comprehensive and collision coverage and when to self insure.

Note: The chart is only a guide. A typical family may have $2,500 in savings. If the value of the car is less than $2,500 don’t buy comprehensive or collision coverage. At that point you would waste your money.

If you have an older car, you may want to compare quotes and see if you need comprehensive or collision coverage depending on the cost of your vehicle.

It is important to make sure you are covered, but at the same time you do not want to overpay for coverage or get any you may not need.

Cheapest Rates by Insurer & Age in Wisconsin

Below is are the least expensive carriers for drivers from 25 to 55 years of age.

The three cheapest are GEICO, Partners Mutual, and Progressive across the board for all drivers.

This doesn’t mean the other companies would not be less costly for you.

This is an for an average case for a driver with no traffic violations and good credit.

Typically in the state of Wisconsin the top carriers will be able to offer the lowest rate.

The one stand out for regional carriers is Partners Mutual.

Other more local or regional carriers which are worth getting quotes from are Pekin, Acuity, and Western National.

The top three in the list are on average about 20% lower than the statewide median premium.

The next three, State Farm, Pekin, and Farmers, are approximately 15% lower than the median premium in Wisconsin.

Wisconsin CompanyAverage Rate 25 Y/O Driver30 Y/O35 Y/O 40 Y/O 45 Y/O 55 Y/O
GEICO$1,590$1,100$998$867$790$711
Progressive$1,587$1,145$1,043$903$784$699
Partners Mutual$1,588$1,189$1,067$905$788$710
State Farm$1,611$1,245$1,078$909$804$715
Pekin$1,700$1,255$1,100$987$856$767
Farmers$1,789$1,267$1,108$999$857$768
Allstate$1,834$1,379$1,167$1,008$867$790
Acuity$1,905$1,408$1,178$1,009$900$800
MetLife $1,949$1,578$1,233$1,090$909$801
Amica$2,000$1,632$1,238$1,100$967$810
Nationwide$2,010$1,654$1,289$1,103$978$814
Western National$2,056$1,743$1,356$1,108$998$843
21st Century$2,143$1,745$1,378$1,143$1,004$879
Liberty Mutual$2,178$1,879$1,390$1,145$1,006$899
Esurance$2,432$1,900$1,443$1,167$1,076$899
Secura$2,567$2,089$1,489$1,189$1,089$903
Integrity Mutual$2,765$2,243$1,611$1,256$1,099$954

Average Coverage per Driver in The Badger State:

  • Bodily Injury Liability – $100,000/$300,000

  • Property Damage Liability – $100,000

  • Uninsured/Underinsured Motorist Protection – $100,000/$300,000

  • Medical Payments Coverage – $5,000

  • Comprehensive Coverage – $100 deductible

  • Collision Coverage – $500 deductible

Best Insurers by Consumer Rating & Complaints

In the table below are the best carriers by consumer rating, rate change over a 12 to 18 month period, number of complaints, and the amount of written premiums.

Out of the 24 carriers in the list the rate change over 12 month average 2% to 5% which is normal for all of them.

If you get a traffic violation your rate could spike significantly higher than 5%.

The number of complaints is going to be higher for carriers with a higher amount of written premiums.

This is normal, i.e. the more business the opportunity for complaints.

The majority of them are for poor claims performance reported by the consumer.

The consumer ratings for each carrier are from AM Best, JD Power & Associates, plus other reputable online sources to get an average.

Wisconsin CompanyPremiumsRate Change < 18 Months# of ComplaintsConsumer Rating out of 5 Stars
State Farm$356,659,344 +2.1%384.5
Acuity$91,307,045+2.6%73.9
GEICO$100,701,791+2.9%284.5
USAA$63,117,743+3.1%83.9
Progressive$415,275,206+2.4%784.6
Farmers $19,702,542+2.6%214.3
Allied$10,920,209+3.1%16 4.0
MetLife $24,293,753+3.1%104.0
Nationwide$45,911,924 +3.6%44.2
Liberty Mutual$56,145,789+3.3%94.4
Erie$49,331,911+4.1%33.7
Allstate$98,012,635 +3.4%224.5
Hartford$28,261,658+3.7%94.0
Rural Mutual $30,693,992 +3.6%44.2
Wilson Mutual$21,900,011 +3.1%34.1
American Family$519,715,033+1.9%593.8
Safeco$17,448,310+3.8%33.9
Secura $31,010,361 +3.1%54.1
Wisconsin Mutual $39,478,366 +2.1%53.9
State Auto$16,292,539 +2.6%53.9
AAA$51,125,841+4.1%93.8
Integrity$22,380,259+4.1%73.8
Badger Mutual$22,125,167+3.1%53.8

Average Car Insurance by City in Wisconsin

For the 27 cities in the state of Wisconsin I was able to get a median quote for each.

The quotes are from $1,200 to $1,700 per year depending on the city or zip code you reside in.

Typically, the the higher the population the higher your premium is going to be.

At times, there are smaller cities which may have a higher than average quote.

It is going to depend on the factors the insurer uses to determine your rate.

If you would like detailed comparison of quotes for more populated cities in Wisconsin please read further below.

CityAverage RatePopulationCityAverage RatePopulationCityAverage RatePopulation
Albany$1,2341,011Gillett$1,3651,386Neenah$1,47624,507
Beloit$1,31435,775Ixonia$1,4794,385Oak Creek$1,57228,456
Brandon$1,289856La Crosse$1,63251,818Oconto$1,5434,513
Colfax$1,4761,158Lancaster$1,8343,760Okauchee$1,3114,422
Eau Claire$1,62261,704Manitowoc$1,72134,053Sheyboygan$1,46350,792
Edgerton$1,5115,552Menomonee Falls$1,68132,647Sun Prairie$1,48820,369
Fond du Luc$1,60842,203Mequon$1,58921,823Sussex$1,47110,765
Fontana$1,4231,711Merton$1,8293,592Weyauwega$1,5731,900
Franksville$1,7111,789Mondovi$1,7652,634Wonewoc$1,580816

Milwaukee, WI

Milwaukee cheapest insurance rates and averages.Finding affordable auto insurance in Milwaukee is fairly easy if you know where to get quotes.

The cheapest insurers are GEICO, Progressive, and Acuity.

Each queried at $1,289, $1,290, and $1,321 respectfully.

Which is more 19% lower than the whopping average rate of $1,829.

For a 45 year old driver I found the lowest from GEICO, Progressive, and Acuity.

I queried each at $945, $980, and $1,065 per year for full coverage.

Which is approximately 17% to 20% lower than the median quote for similar age drivers. 

Milwaukee Company30 Y/O Driver45 Y/O Driver
GEICO$1,289$945
Progressive$1,290$980
Acuity$1,321$1,065
State Farm$1,390$1,069
Pekin$1,413$1,090
American Family$1,432$1,143
Allstate$1,489$1,187

Milwaukee is the largest city in Wisconsin as well as an international seaport. 

Milwaukee is a center for the arts, culture, and museums.

Some of Milwaukee’s more notable museums include: The Betty Brinn Children’s Museum, The Charles Allis Art Museum, The James Lovell Museum of Science, Economics, and Technology, The Milwaukee Art Museum.

Madison, WI

Madison least expensive premiums by price for all drivers.

A lot of residents of Madison use public transportation. This is good news for those since it could lower your rates.

If you are looking for the cheapest, put Progressive, Pekin, and Partners Mutual on your list to get quotes.

I queried each at $987, $1,004, and $1,009 per year for a 30 year old driver.

This is more than 40% lower than the average rate of $1,800.

Out of the 8 insurance companies I queried for a 30 and 45 year old driver, the lowest each time were Progressive, Pekin, and Partners Mutual for drivers in Madison. 

Madison Company30 Y/O Driver45 Y/O Driver
Progressive$987$654
Partners Mutual$1,004$713
Pekin$1,009$765
GEICO$1,056$832
State Farm$1,089$854
Allstate$1,143$900
American Family$1,167$965

With a population of nearly 250,000 residents the city of Madison offers its residents a wide array of cultural activities not typically found in a city of its size.

Awesome entertainment can be found virtually any night of the week at the University of Wisconsin performance venues.

Which include the Brat Fest and Craft Beer Week.

Green Bay, WI

Green Bay Wisconsin inexpensive insurer options

Residents of Green Bay can be busy with all the sporting events. If a little more time was spent on car insurance, the savings could be a much as 40% or more.

Start by getting quotes from Partners Mutual, Progressive, and American Family.

I queried each at $989, $1,043, $1,089 respectfully for a 30 year old driver.

And 42% lower than the average “mean” rate of over $1,700 per year.

GEICO and Pekin are certainly worth getting quotes from since both are over 30% lower than the “mean” rate in Green Bay.

Green Bay Company30 Y/O Driver45 Y/O Driver
Partners Mutual$989$743
Progressive$1,043$756
American Family$1,089$789
GEICO$1,156$809
Pekin$1,166$841
State Farm$1,178$854
Allstate$1,199$879

Green Bay is a vibrant town in terms of arts, culture, and events.

A visitor’s options for seeing a live performance are plentiful and varied.

Known for being the state’s oldest settlement in the 1600’s this area was famous for paper production and an international shipping industry.

Kenosha, WI

Kenosha low-cost policy choices for drivers.

Compared to other highly populated cities in Wisconsin, Kenosha has lower car insurance rates.

To find lower than average, start by getting quotes from GEICO, Progressive, and Allstate.

Each clustered near the $1,000 mark with GEICO being the lowest at $976 per year for a 30 year old driver with full coverage.

A 45 year old driver in Kenosha should get quotes from all of the companies illustrated in the table.

All 7 insurers clustered in the $800 range, GEICO being the lowest at $801.

Kenosha Company30 Y/O Driver45 Y/O Driver
GEICO$976$801
Progressive$1,004$804
Allstate$1,065$843
American Family$1,089$852
Partners Mutual$1,121$851
Pekin$1,143$867
State Farm$1,164$866

The Kenosha has a population of nearly 100,000 residents and average rate of $1,479 per year.

Full of culture, arts, and entertainment with events to include the Pops Concert Band performances and the Peanut Butter and Jam Concert Series.

Residents and tourists love the Kenosha Symphony Orchestra and awesome jazz concerts for high-class entertainment.

Racine, WI

Racine, WI best premium rate options for drivers.Which companies have inexpensive premiums for residents of Racine?

The overall cheapest are GEICO, Progressive, and Allstate for a 30 and 45 year old driver.

Each insurer is 26% lower than the “mean” rate of $1,311 in Racine.

Acuity and Partners Mutual are 22% lower than the average rate.

All of the insurers illustrated would be well worth your time to get quotes from.

Racine Company30 Y/O Driver45 Y/O Driver
GEICO$943$802
Progressive$979$799
Allstate$1,021$798
Acuity$1,064$843
Partners Mutual$1,111$889
Pekin$1,132$900
State Farm$1,176$904

With nearly 80,000 residents, Racine is situated near Lake Michigan which provides a variety of outdoor activities and offers breath-taking views.

Outdoor enthusiasts love the fishing opportunities located at Horlick Dam, Island Park and Lincoln Park.

Root River is vibrate and popular for hiking and kayaking.

Appleton, WI

Appleton cheapest premium options for all drivers.

Residents of Appleton enjoy some of the lowest rates in the state of Wisconsin.

If you want to enjoy more savings, get quotes from Partners Mutual, GEICO, Progressive, State Farm, Acuity, and Pekin.

Partners Mutual is the lowest with a $923 quote for a 30 year old and $689 quote for a 45 year old driver.

GEICO was the next best option with $944 quote for a 30 year old driver and $703 quote for a 45 year old driver.

Each are 16% lower than the average insurance rate of $1,234 in the city of Appleton.

The other insurers illustrated were at least 10% lower than the average rate.

Appleton Company30 Y/O Driver45 Y/O Driver
Partners Mutual$923$689
GEICO$944$703
Progressive$980$721
State Farm$1,008$745
Allstate$1,045$748
Acuity$1,064$744
Pekin$1,088$799

Appleton is about 90 miles north of Milwaukee with a population of approximately 71,000.

The city benefits from easy access to the nearby cities such as Oshkosh and Neenah.

Outdoor enthusiasts will enjoy any of the Parks which included, Plamann County, High Cliff, and the Heritage Hill State Park.

Oshkosh, WI

Better premium rate options for drivers in Oshkosh, WIThe average auto insurance rate is $1,537 per year in Oshkosh.

However, I found quotes nearly 40% cheaper than the average rate.

Start with Partners Mutual and GEICO if you are a 30 year old driver trying to get a premium for less than a $1,000 per year.

For a 45 year old driver the best options are with Partners Mutual, Progressive, and Pekin.

I queried each at $700, $722, and $721 respectfully per year for full coverage.

Which is 31% lower than the median quote for similar age drivers. 

Oshkosh Company30 Y/O Driver45 Y/O Driver
Partners Mutual$911$700
GEICO$921$706
Progressive$979$722
Pekin$1,009$721
State Farm$1,044$789
Allstate$1,045$800
Acuity$1,066$799

Oshkosh has nearly 70,000 residents and was named for Menominee Chief Oshkosh.

The city has numerous listings on the National Register of Historic Places.

Leach Amphitheater hosts the weekly Waterfest concert series during the summer and the Grand Opera House has performances year-round.

Waukesha

Waukesha cheap policy prices by carrier for drivers.

Drivers in Waukesha can find a cheap premium by getting quotes from Partners Mutual, Progressive, and Western National.

I queried each at $1,003, $1,044, and $1,100 per year for a 30 year old driver.

Which is 22% to 29% lower than the average premium of $1,400.

Any of the insurers illustrated are worth getting quotes from since all are at least 15% lower than the median rate in Waukesha.

A 45 year old can get the best prices with Partners Mutual, Progressive, and Western National.

I queried each at $622, $645, and $754 respectfully for full coverage.

Which is 23% to 30% lower than the “mean” quote for drivers in Waukesha.

In fact, there is a big variance between the lowest, Partners Mutual, and the highest, Pekin, making it important to compare quotes for older drivers.

Waukesha Company30 Y/O Driver45 Y/O Driver
Partners Mutual$1,003$622
Progressive$1,044$645
GEICO$1,055$711
Western National$1,100$754
Acuity$1,132$787
Pekin$1,176$807

Village of Prairieville was the former name of Waukesha.

In 1847 the named was changed and up to the early 1900’s, Waukesha was a prominent spa location due to the location of spring water.

The most popular was the Fountain Spring House.

Eau Claire

Eau Claire inexpensive policy choices for 30 to 45 y/o drivers.

If Eau Claire residents are overpaying for an auto premium, your probably getting quotes from the wrong companies.

Start with Progressive, Partners Mutual, and Acuity.

I queried each at $987, $1,043, and $1,087 per year for a 30 year old driver.

Which is 24% to 31% lower than the average policyholder’s price in the city of Eau Claire.

Western National and Farmers are good contenders since they are nearly 20% lower than the median price for a premium.

A 45 year old can get low quotes from Progressive and Partners Mutual.

Each queried at $655 and $667 per year for full coverage.

Which is 28% lower than the median rate for similar age drivers citywide.

With quotes clustering between $655 and $790 for a 45 year old it be smart to compare quotes to find the most savings.

Eau Claire Company30 Y/O Driver45 Y/O Driver
Progressive$987$655
Partners Mutual$1,043$667
Acuity$1,087$712
Western National$1,143$743
Farmers$1,187$790
American Family$1,210$822

Eau Claire is the 9th largest city in the state of Wisconsin.

Incorporated in 1872, the name Eau Claire comes from the original French name “Eaux Claires” which translates to “Clear Waters” which was the description of the Eau Claire River by French pioneers.

Hence the motto of the city “Here is the clear water!” 

Janesville

Janesville inexpensive policies by price for drivers.

Drivers in Janesville can get the cheapest premiums by getting quotes from Progressive, Partners Mutual, and Acuity.

I queried each at $960, $990, and $1,065 per year for a 30 year old driver.

Which is 22% to 28% lower than the median rate for similar age drivers in Janesville.

In fact, all the carriers illustrated are worth getting quotes from since all are over 16% lower than the “mean” rate.

A 45 year old can get the least expensive quotes with Progressive and Partners Mutual.

I queried both at $612 and $632 respectfully per year for full coverage.

Which is 26% to 29% lower than the median rate for drivers of similar age and profile.

There is a variance of $175 from the lowest to higher carrier which is nearly 20% making it important to compare to get the best rate with optimum coverage.

Janesville Company30 Y/O Driver45 Y/O Driver
Progressive$960$612
Partners Mutual$990$632
Acuity$1,065$687
Western National$1,132$728
Farmers$1,186$787
American Family$1,232$807

Janesville is a community which was founded in 1835 and named in honor of Henry Janes.

From 1840 to 1860, Janesville was quite a large community with nearly 10,000 residents.

Factors which contributed to the large growth were the flour and lumber industries.

Another factor was the water power generated from the river.

West Allis

West Allis cheap premiums by price for drivers.Drivers in West Allis can get the cheapest quotes with Partners Mutual, Progressive, and Western National.

I queried each at $943, $1,032, and $1,076 per year for a 30 year old driver.

Which is 21% to 28% lower than the median rate for drivers in West Allis.

All the insurers illustrated are 18% lower than the $1,386 per year average premium.

A 45 year old can get affordable quotes with Partners Mutual and Progressive.

I queried each at $611 and $622 respectfully per year.

Which is 22% to 24% lower than the median rate for a similar age driver.

In fact, all of the carriers are worth getting quotes from since they are at least 12% lower than the median quote for older drivers.

West Allis Company30 Y/O Driver45 Y/O Driver
Partners Mutual$943$611
Progressive$1,032$622
Western National$1,076$665
Acuity$1,132$708
Farmers$1,170$732
American Family$1,226$764

West Allis named in honor of Edward Allis who started a large manufacturing company during the late 1900’s.

By 1901 the company was named Allis-Chalmers.

Which had a significant part in the growth and prosperity of West Allis.

After the building of the western plant of Allis-Chalmers, West Allis became incorporated as a city in 1906.

La Crosse

La Crosse lowest premiums for Progressive, Partners Mutual, Farmers, Western National, for drivers.If residents of La Cross would like to get a cheap premium then start with Progressive, Partners Mutual, and Farmers.

I queried each at $911, $923, and $987 per year. 

All three carriers are 25% lower than the median rate of $1,435 per year for a 30 year old driver.

Western National and Acuity are 20% lower than the average premium making them worth getting quotes from.

A 45 year old can get inexpensive quotes from Progressive, Partners Mutual, and Farmers.

Each queried at $590, $633, and $654 per year for full coverage.

Which is 27% to 32% lower than the median rate in La Crosse for drivers of similar age and profile.

There is an variance of $145 or 20% difference between the lowest, Progressive, and the highest carrier or Acuity.

La Crosse Company30 Y/O Driver45 Y/O Driver
Progressive$911$590
Partners Mutual$923$633
Farmers$987$654
Western National$1,045$704
Acuity$1,080$735
American Family$1,125$769

La Crosse is the largest city in the western part of the state of Wisconsin lying along the Mississippi River.

In 1765, Zebulon Pike watching Indians playing a contest with sticks which was similar to la crosse in the French language.

Whereby the city got it’s name – La Crosse.

Sheboygan

Sheboygan lowest cost price showing Partners Mutual, Progressive, and Western National for all drivers.

Residents of Sheboygan can get inexpensive quotes from Partners Mutual, Progressive, and Western National.

I queried each at $908, $944, and $970 per year for a 30 year old driver.

Which is 25% to 29% lower than the median rate for similar age drivers.

In fact, any of the carriers illustrated are worth getting quotes from since all are nearly 20% lower than the “mean” quote in Sheboygan.

A 45 year old can get the cheapest rates with Partners Mutual, Progressive, and Western National.

Each queried at $589, $599, and $630 per year for full coverage.

Or 25% lower than the average premium for drivers of similar age and profile.

There is a fairly big variance among the lowest and the highest insurer of $107.

Or approximately 18% making it important to compare quotes to find the most savings with the same amount of coverage.

Sheboygan Company30 Y/O Driver45 Y/O Driver
Partners Mutual$908$589
Progressive$944$599
Western National$970$630
Farmers$1,055$659
American Family$1,090$698
Acuity$1,132$722

Sheboygan was home to numerous Indian Tribes prior to 1830 which included the Potawatomi, Chippewa, Ottawa, Winnebago, and Menominee tribes. 

Some believe the city got its name from a Chippewa Indian word meaning “path or waterway between the lakes.”

Today there are approximately 50,000 and has been named as one the best places to raise a family according to Readers Digest.

Wauwatosa

Wauwatosa cheapest policy price for Partners Mutual, Progressive, Western National, and Farmers for drivers.

Drivers in Wauwatosa can get cheap car insurance if they get quotes from Partners Mutual, Progressive, and Western National.

I queried each at $925, $965, and $1,054 per year for a 30 year old driver.

Which is 26% to 33% lower than the median rate for drivers of similar age and profile.

There is a variance of $205 from the lowest to higher carrier, or over 24%, making it important to compare quotes.

A 45 year old can get the least expensive quotes from Partners Mutual and Progressive.

Each queried at $590 and $603 respectfully for full coverage.

Or 32% lower then the median rate for drivers in Wauwatosa.

Compared to other cities there is a much smaller variance among the lowest and highest carriers.

However, the difference is over 14% which is a significant amount over a any period of time.

Wauwatosa Company30 Y/O Driver45 Y/O Driver
Partners Mutual$925$590
Progressive$965$603
Western National$1,054$633
Farmers$1,080$658
American Family$1,130$680
Acuity$1,145$712

Wauwatosa is named after the Potawatomi word for “firefly”.

In 1835, Charles Hart became the first person to settle in the area.

The following year 17 families migrated to Wauwatosa then the year after a railroad was established.

Today, the city has nearly 50,000 residents and is part of the Milwaukee metropolitan area.

Cheapest insurance quotes for 45 year driver in WI.

Driving Without Insurance – Fines & Penalties

The fines and penalties for driving without insurance in Wisconsin is not as strict as other states in the United States.

However, drivers are required to show proof of insurance at any traffic stops and/or accidents if a law enforcement officer requests it.

If you are in violation of driving without insurance you may receive up to a $500 fine and if you fail to show proof of insurance to law enforcement then you will receive a $10 fine.

In a circumstance when you show “fraudulent” proof of coverage the fine will be up to $5,000.

Wisconsin is one of the few states which does not require you to have an insurance card or proof to show at the Department of Transportation to register a vehicle.

However, Wisconsin’s DOT can ask for proof on a case by case basis.

If you do not have coverage, you are without a license or it is revoked until you have minimum coverage.

Resources & DMV Information
Department of InsuranceDepartment of TransportationDepartment of Motor Vehicles
125 S Webster St, Madison, WI 53703
(608) 266-3585
141 NW Barstow St, Waukesha, WI 53188
(262) 548-5902
6073 N Teutonia Ave, Milwaukee, WI 53209
(414) 266-1000
WebsiteWebsiteWebsite
Sources

https://oci.wi.gov/Documents/Consumers/

https://www.iii.org/publications/a-firm-foundation-how-insurance-supports-the-economy/state-fact-sheets/wisconsin-firm-foundation

http://wisconsindot.gov/Pages/dmv/license-drvs/rcd-crsh-rpt/Auto-insurance.aspx

http://www.partnersmutual.com

https://www.acuity.com/personal/

Greg Fowler

Greg Fowler

Managing Member of AutoInsureSavings LLC, Greg enjoys writing articles to help drivers save on anything related to automobiles. Travel and enjoying the outdoors are some of his hobbies. The best way to reach him is at Google+ or Facebook Profile.

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