Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Oct 3, 2020

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smart car
Yellow smart car. Creative Commons license, Flickr, Ed Yourdon.

Love them or hate them, they’re out there on our highways and on our city streets. Smart cars. Smart cars are those tiny, 2 seater cars that get the best parking spaces. You may not be exactly sure what they are or how they work, so I created a list of Pros and Cons concerning these tiny automobiles so you can get a better understanding.

Smart Car Pros:


If you live or work in a big city, then you know how difficult it can be to find parking, or how expensive it can cost. One the pros for smart cars is their size. Smart cars can fit and be parked in the smallest spaces.

Another point that should be made is that you will never be asked to help your friend or neighbor move.

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Smart cars are much quieter than their normal sized ancestors which helps when it comes to noise pollution. If you go from living in a rural area to a densely populated urban atmosphere then you know how noisy cars can be.

Smart cars can help reduce the amount of noise pollution and lead to a much more peaceful environment.

smart car
Car2go Smart Cars at Broadway-City Hall Station. Creative Commons license, Flickr, Richard Eriksson

Chemical Pollution Reduction

Since smart cars are so small, they use less fuel and some are even hybrids which means they use electricity as fuel. This helps to reduce chemical pollution in the atmosphere.

Since smart cars are considered a “green earth friendly vehicle”, a lot of stores have been offering reserved parking spaces just for smart cars. These reserved spaces act as an incentive for those who don’t drive them and also as an award for those who do.

Smart Car Cons:


Let’s start the cons list at the same place that we started on the pros list. The size of the smart car can be a real inconvenience. If you plan on taking more than one other passenger… Don’t take more than one passenger. Not going to happen. If you go grocery shopping then you better plan ahead and shop conservatively. Very conservatively.

smart car
A cute smart car in Old Town San Juan, Puerto Rico. Flickr, prayitnophotography, Creative Commons license

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Like every other car manufacturer, Smart car also claims to have the newest, best and safest technology when it comes to crash safety. Here’s the thing, a smart car that is involved in a head-on collision with any other full-sized vehicle doesn’t have much of a chance of survival, much less the driver and passenger.


I know we should be responsible adults when it comes to picking out a car, but the truth is that there is something in all of us that will put into consideration the look or appearance of our vehicle. I’m not saying that it’s right or wrong, I’m just saying it happens and the smart car does not look very cool.


However you feel about the smart car there is no denying the fact that it is innovative and growing in popularity. Do your own research before purchasing any vehicle. Do some test drives and talk to owners. Your car will be your car and the only opinion that matters is yours.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.