Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jan 17, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

At a Glance

  • Drivers can buy indoor and outdoor car covers
  • Car covers can keep vehicles safe from theft, dust, and more
  • Drivers must measure their car’s height, length, and width to find the right car cover size

A car is more than just a machine with wheels. It’s an invaluable tool that helps you get to your dream job, take your kids to rugby practice, and can even be your ticket to adventure, so it makes sense that you would invest in a car cover to keep it safe and hopefully reduce your chances of having to file a comprehensive claim and get cheap automobile insurance.

Are car covers worth it? They absolutely are if you want to keep your car in pristine condition and keep from having to pay your comprehensive deductible due to an unfortunate incident. Bearing that in mind, you’re most likely thinking to yourself, “If I want to keep my affordable auto insurance, what size car cover do I need?”

Getting a properly sized car cover is very important as purchasing one that is too small may not adequately protect your car. Of course, in addition to finding the right size, you’ll also need to determine if you need an indoor or outdoor cover as each type provides a different kind of protection for your car.

While you can’t ask your auto insurance company, “What size car cover do I need?” you can find out everything you need to know below.

If you’ve been asking yourself, “What size car cover do I need in order to reduce my rates?” enter your ZIP code to get free quotes from insurance companies near you.

How can drivers find the right car cover size for their vehicle?

After asking yourself, “In order to avoid filing claims and get cheap auto insurance quotes, what size car cover do I need?” you’re probably wondering how to find the right car cover size.

When you are getting ready to find the best car cover for your car, you’ll need to measure three things:

  • Your car’s height
  • Your car’s length
  • Your car’s width

Some handy tools that will help you complete your task are a tape measure, painter’s tape, chalk, and a pen and paper. If you’ve never measured your car for a car cover before let’s break down how you can take accurate measurements.

Measuring Your Car’s Height

When measuring your car’s height, you’ll need to measure all the way from the ground to the highest point on your car.  When you do this, be sure to exclude the car’s contours; however, you should make sure that any rooftop additions like a roof rack are included in your measurements.

One way that you can get this measurement is to park your car along a wall. With a piece of chalk, mark on the wall where the highest point of your car is. You can then move your car and run your measuring tape from that marked spot to the floor.

Measuring Your Car’s Length

The simplest way to measure the length of your car is along the ground. You’ll need to measure all the way from the nose of your car to the trunk. Make sure that your measurements include your spare tires and the bumpers. You’ll also need to be sure that your measuring tape is completely flat.

Measuring Your Car’s Width

When you measure the width of your car, you’ll need to measure it at the widest points but be sure to exclude the car mirrors.

After you’ve calculated all these measurements, you’ll need to round them up to the next inch. Doing so will allow you to find a cover that adequately protects your vehicle but can still be easily removed as needed.

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Why should drivers make use of car covers?

Drivers can use car covers to protect their vehicles from all manner of dangers to their vehicles. Car owners can use their car covers to keep their vehicles safe from:

  • Dents, dings, and scratches
  • Natural hazards
  • Theft
  • Bad weather

Finding a ding on your car is never a fun experience, especially if you’ve just bought your vehicle; however, investing in a car cover can protect your car and keep it looking fresh. Getting dings and dents can be particularly frustrating because if you don’t know who damaged your car but still want to get it fixed, you’ll need to file a claim and that can affect your car insurance rates.

But dents from loose shopping carts or absent-minded drivers aren’t the only thing you need to keep your car safe from.

Songbirds singing in the trees may make for a beautiful scene, but unfortunately, songbirds sitting above your car can also make it an unsightly mess. Once again, this is where a car cover can come to the rescue. Since car covers can be folded up and stored in your trunk, you can take your car to your favorite spot in the park and keep it safe from anything that might fall from the trees while you enjoy a relaxing picnic.

Of course, your car cover can do more than keep your vehicle safe from dust and bird droppings. It can also deter thieves from stealing your vehicle. While many drivers may not consider theft aversion as a reason to buy a car cover, if you live in a state with a high theft rate like any of the states listed below, you should consider buying a car cover:

RankStateVehicles Stolen
1California170,993
2Texas67,485
3Florida40,661
4Washington26,867
5Georgia26,482
6Illinois17,652
7Ohio17,229
8Missouri16,999
9Arizona16,785
10Colorado16,785

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Car thefts are usually exercises in speed, and the thought of having to remove a car cover can deter car thieves and encourage them to move on.

Now that you know what a car cover can do for your vehicle, you’ll need to determine what type of car cover you need.

Should drivers buy an indoor or outdoor cover?

If you’ve ever conducted an internet search for “car cover rain” or “car cover parking,” you’ve most likely discovered that both indoor and outdoor covers exist, but which one should you buy? That will depend upon where you most often park your vehicle.

If you live in an apartment complex that offers indoor spaces or a parking garage, you should most likely invest in an indoor cover. Lightweight and breathable, these types of covers not only prevent the formation of mold but keep other drivers from accidentally scratching your car.

Now, let’s say that you call a bustling city your home and have to resort to street parking. You’re probably wondering, “Should I use a car cover outside?” The answer is a resounding yes, but do car covers protect from sun damage, and are car covers waterproof?

Outdoor covers are quite hardy and are a bit tougher than indoor covers. They’re actually designed to keep your car dry and protect it from UV rays. They can even keep your car safe from wind and hail damage.

Finding the Right Car Cover Size: What You Need to Know

If you want to reduce your claims so you don’t have to spend a lot of money when you buy auto insurance, “What size car cover do I need?” is an excellent question to be asking yourself. Purchasing a properly sized car cover can keep your vehicle safe from theft, natural dangers, and more.

Make sure to measure your vehicle properly and then add an inch to the height, length, and width so you can get your car cover off and on easily no matter where you park it. Remember, if you want cheap auto insurance rates, “What size car cover do I need?” is one of the first questions you should be asking yourself when you purchase a new vehicle.

The next time you’re wondering, “What size car cover do I need to get cheaper insurance?” enter your ZIP code to start comparing free quotes right away.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.