Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by Sara Routhier
Director of Outreach

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

At a Glance

  • Seaharbor Insurance Agency LLC offers auto, life, and health insurance products to residents of Texas
  • An auto insurance policy with Seaharbor is versatile depending on the type of coverage you want and how high you set your deductible
  • The Seaharbor Insurance Agency LLC website allows clients to view their policies, file claims, and check the status of their claims

Founded in 2017, Seaharbor Insurance Agency LLC offers auto, life, and health insurance products in Texas. If you live in Texas and you’re searching for insurance, Seaharbor Insurance Agency LLC may be a good fit for you.

Before you make any decisions about insurance coverage, be sure to shop around for life, health, and car insurance rates with other companies near you. This will help you make sure you find the coverage you want and need at a price that’s reasonable and affordable.

Use our free quote tool above to find and compare auto insurance quotes in your area today.

What does Seaharbor offer when it comes to auto insurance?

With Seaharbor Insurance Agency, you can purchase car, life, or health insurance — or a bundle of the three. When it comes to car insurance, Seaharbor offers:

  • Liability coverage
  • Uninsured/underinsured motorist coverage
  • Comprehensive coverage
  • Collision coverage
  • Medical payments coverage
  • Personal injury protection

Seaharbor states that its insurance agents are available to help clients in a variety of ways, including answering the following questions to decide how much coverage to purchase for their vehicles:

  • How much can you afford to pay if you’re in a car accident
  • Are you leasing or financing your car
  • How much do you owe on your vehicle
  • Are you eligible for any discounts

Answering these questions could help you get started in your search for car insurance coverage. But just because you decide on a certain type or amount of coverage doesn’t mean you’re done with your research. Your next step is to find and compare car insurance quotes from top companies in your area to see how much you can expect to pay in monthly rates.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

How much is auto insurance with Seaharbor?

It’s impossible to know exactly how much you would pay for a car insurance policy with Seaharbor until you do your research. The company offers direct quotes on its website, or you could call the Seaharbor Insurance Agency LLC phone number to speak to an agent and ask for a car insurance quote.

Most car insurance companies develop quotes for their clients based on:

  • Their age
  • Their gender
  • The make and model of the car
  • How much coverage they want
  • Their credit history
  • Their driving history
  • Their marital status, and
  • Their ZIP code

As a company learns more about you, it will be easier to know exactly how much that company expects you to pay for a car insurance policy. The table below shows the average annual rates for auto insurance in each state.

Annual Liability Car Insurance Rates by State

StateAnnual RateLiability Limits
(in thousands of dollars)
Uninsured Motorist Coverage Required?
Alabama$1,52925/50/25No
Alaska$1,60550/100/25
No
Arizona$1,42615/30/10No
Arkansas$1,40025/50/25No
California$1,96315/30/5No
Colorado$1,56025/50/15No
Connecticut$1,64420/40/10Yes
Delaware$1,78815/30/10No
Florida$1,95610/20/10No
Georgia$2,28025/50/25No
Hawaii$1,45220/40/10No
Idaho$1,23625/50/15No
Illinois$1,71620/40/15No
Indiana$1,63225/50/10No
Iowa$1,27220/40/15No
Kansas$1,34425/50/10Yes
Kentucky$1,63225/50/10No
Louisiana$1,33215/30/25No
Maine$1,03250/100/25Yes
Maryland$1,17630/60/15Yes
Massachusetts
$1,23620/40/5Yes
Michigan$2,47220/40/10No
Minnesota$1,77630/60/10Yes
Mississippi$1,11625/50/25No
Missouri$1,18825/50/10Yes
Montana$1,74025/50/10No
Nebraska$1,39225/50/25No
Nevada$1,17615/30/10No
New Hampshire$1,47625/50/25Yes
New Jersey$2,01615/30/5Yes
New Mexico
$1,36825/50/10No
New York$1,23625/50/10Yes
North Carolina
$1,46430/60/25Yes
North Dakota$1,56025/50/25Yes
Ohio$82825/50/25No
Oklahoma$76825/50/25No
Oregon$1,34425/50/20Yes
Pennsylvania$1,35615/30/5No
Rhode Island
$1,87225/50/25No
South Carolina
$1,87225/50/25No
South Dakota$1,77625/50/25Yes
Tennessee$1,62025/50/15No
Texas$1,51230/60/25No
Utah$1,15225/65/15No
Vermont$1,12825/50/10Yes
Virginia$1,29625/50/20Yes
Washington$1,48825/50/10No
Washington D.C.$2,54425/50/10Yes
West Virginia
$1,09220/40/10Yes
Wisconsin$1,21225/50/10Yes
Wyoming$99625/50/20No
Get Your Rates Quote Now

Compare RatesStart Now →

As you can see, where you live is one significant factor when it comes to how much you are expected to pay for car insurance coverage.

You will never know how much you’ll pay for car insurance with Seaharbor until you get a direct quote, but the numbers listed above may help you better understand what you may owe depending on whether you want simple liability coverage or want to add additional coverages to your policy.

Can you buy coverage on the Seaharbor website?

If you are interested in purchasing auto insurance with Seaharbor, you can visit the company website to get started. Once you’re on the company’s website, you can get a direct quote and speak to a Seaharbor Insurance agent who can answer your questions.

While you cannot purchase an initial policy on the Seaharbor website, you can view and update your policy, file claims, and check the status of your claims online.

To file Seaharbor Insurance Agency claims, policyholders need to use their Seaharbor Insurance Agency LLC login on the company website. The website offers step-by-step instructions that help clients file and review their claims. The company offers 24/7 assistance so policyholders have someone to speak to if they run into any problems.

Does Seaharbor have good ratings and reviews?

There are not many Seaharbor Insurance Agency LLC reviews or ratings online. The major rating companies have not given Seaharbor any ratings for financial standing or overall future outlook, and customer reviews for the company are few and far between. Since the company was founded in 2017, it is still new in the insurance market.

If you want to learn more about Seaharbor Insurance Agency LLC, your best bet is to call the company to speak directly with a representative. The company’s website does not offer much information about its overall goals, and its other insurance products are difficult to learn about due to the lack of available details.

Before you purchase auto insurance with Seaharbor, be sure to shop online and compare quotes with several insurance companies. This will help you get the coverage you want without paying too much in monthly rates.

Be sure to use our free quote tool below to find and compare auto insurance rates in Texas today.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.