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Add Rental Reimbursement Coverage To Your Progressive Car Insurance Policy For An Added Layer Of Protection.


Image Credit: Author Owned

Most of us have come to rely, perhaps too much, on our cars. If the prospect of being without yours in the aftermath of a serious car accident is troubling, you might want to consider adding an option like rental reimbursement. If you’re a customer with Progressive, they make it very easy to add this option.

Keeping you on the road

When you add a rental car reimbursement option to your Progressive car insurance policy, they will reimburse you for the cost of renting a car while yours is totaled, inoperable or being repaired from damage due to a valid comprehensive or collision coverage claim. Some people get confused and think that rental car coverage is similar to the insurance offered by a rental car company when you rent a car for personal or business purposes. This is not the case.

The amount of the reimbursement you receive from Progressive on a rental reimbursement option is determined by the limits you select when you purchase the coverage. Depending on the state where you live and the other policy options and coverage levels you have in place with Progressive, you can get daily limits ranging from $25 to $50 for up to 30 days of rental car use. The majority of Progressive rental reimbursement policies come with a 30/30 limit ($30-per day for 30 days) and these limits are for each individual incident or claim over the course of your policy’s term.

Car accident

If in a car accident, Progressive’s rental reimbursement is a great option. Image Credit: mtsacmountie

Not a stand-alone option

One thing to be aware of when you are considering adding rental reimbursement coverage to your Progressive car insurance is that you will have to have either comprehensive or collision coverage in place before you can add this option. (Many insurance companies require you to have both collision and comprehensive coverage in place in order to be sold rental car reimbursement. With Progressive, you can select one or the other.)

If you’re thinking you may want to add rental reimbursement to your Progressive car insurance policy, familiarize yourself with either collision or comprehensive coverage. Collision coverage helps to pay for any repairs your car will need after an accident where you collide with another car or an object or suffer a rollover. Comprehensive covers repairs from damage caused by non-collision events like fires and floods, theft or vandalism, and severe weather. Either option will come with a deductible you can select and the limits of coverage depend on what the current market value of the car you are insuring. In fact, it might be a good idea to familiarize yourself with all of Progressive’s car insurance options.

A word about cost

Rental reimbursement coverage through Progressive is surprisingly affordable. Depending on the state where you live and the full array of coverage options you have on your existing policy, you can add it for as little as $9 in additional premium over the term of your policy. Bear in mind, though, that if you don’t have either collision or comprehensive coverage, you will have to factor in the cost of adding one of these options.

car rental

Renting a car should be a breeze with Progressive Rental Reimbursement option. Image Credit: nickrubey12

The cost of comprehensive or collision coverage will be determined by the value of the car you are insuring and the amount of the deductible you choose. The higher the deductible you choose, the less expensive the coverage will be.

If you and your family depend on reliable transportation, consider adding an option like rental reimbursement to your Progressive car insurance policy (especially if you are a single-car family.) Because if your car stays in the shop after an accident, it’s unlikely you’ll be able to carpool with Flo.

Jeffery Davidson

Jeffery Davidson

Jeffrey Davidson is a writer with Reply!. He has more than 25 years of marketing research, public relations consulting and freelance writing experience and work in all areas of the auto insurance industry.

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