Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

At a Glance

  • Lamar Auto Insurance offers car insurance coverage to individuals in West Virginia
  • Auto insurance policies with Lamar Insurance Company allow you to individualize your policy to fit your unique needs
  • Lamar Insurance offers liability coverage, comprehensive coverage, collision coverage, and uninsured/underinsured motorist coverage

If you are looking for car insurance, you may be interested in learning more about Lamar Insurance company. Located in West Virginia, Lamar Insurance Company offers several different types of insurance products to its policyholders.

Lamar Insurance offers policy features that work for a wide variety of people, with the ability to tailor policies to fit your needs and make sure you get the coverage you want.

Before you decide whether Lamar Insurance is right for you, it’s a good idea to shop around online to find the best car insurance company for you. Doing a bit of online research will help you figure out exactly what you’re looking for when it comes to coverage, and it will also help you make sure you don’t end up paying too much for your insurance policy.

You can use our free quote tool above to find and compare auto insurance rates in your area that work with your budget.

What does Lamar Insurance offer?

Lamar Insurance company is an option for anyone living in West Virginia. In addition to car insurance, Lamar Insurance Company offers:

  • Home insurance
  • Antique and classic car insurance
  • ATV insurance
  • Condo insurance
  • Earthquake insurance
  • Flood insurance
  • Identity theft coverage
  • Personal umbrella coverage
  • RV insurance
  • Renters insurance
  • Snowmobile insurance
  • SR-22 insurance

If you are looking for car insurance, a standard policy may work for you. But you may also be interested in purchasing an antique or classic car insurance policy if you’ve restored a vehicle and want to make sure it is properly insured.

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What types of auto coverage does Lamar offer?

A personal auto insurance policy with Lamar Insurance Company allows you to protect yourself and your vehicle if you get in an accident or if your car is damaged in any other way. Additionally, Lamar offers liability protection for property damage and bodily injury.

Car insurance policies with Lamar Insurance also allow you to add medical payment reimbursement and injury reimbursement due to uninsured or underinsured motorists.

Additional customization options for auto insurance policies with Lamar include:

  • Custom audio equipment
  • Commercial use of your vehicle
  • Teen drivers
  • Guest drivers
  • Special parts

The Lamar Insurance website does not state what additional coverage options are available, but you can further customize your car insurance policy to meet your needs. This is one thing that makes Lamar an ideal company for people who like to restore or modify their vehicles.

How much is auto insurance with Lamar?

Lamar Insurance does not make it clear how much a car insurance policy would be with the company. You do have the option of visiting the Lamar Insurance website or calling the Lamar Insurance phone number to ask for a quote based on your specific vehicle.

In order to get an accurate quote from Lamar Insurance, or any insurance company, you will probably need to offer the following information:

  • Your age
  • The make and model of your car
  • Your driving history
  • Your credit score
  • How much you drive
  • Whether your car has any safety features

While it’s impossible to know just what to expect when it comes to monthly rates until you get a direct quote, the table below shows the average monthly and annual car insurance rates in each U.S. state to meet that state’s minimum requirement for car insurance coverage.

StateMonthly Car Insurance RateAnnual Car Insurance RateLiability Limits
(in thousands of dollars)
Uninsured Motorist Coverage Required?
Alabama$127$1,52925/50/25No
Alaska$134 $1,60550/100/25
No
Arizona$102$1,42615/30/10No
Arkansas$117$1,40025/50/25No
California$164$1,96315/30/5No
Colorado$130$1,56025/50/15No
Connecticut$137$1,64420/40/10Yes
Delaware$149$1,78815/30/10No
Florida$163$1,95610/20/10No
Georgia$190$2,28025/50/25No
Hawaii$121$1,45220/40/10No
Idaho$103$1,23625/50/15No
Illinois$143$1,71620/40/15No
Indiana$136$1,63225/50/10No
Iowa$106$1,27220/40/15No
Kansas$112$1,344

25/50/10Yes
Kentucky$136$1,63225/50/10No
Louisiana$111$1,33215/30/25No
Maine$86$1,03250/100/25Yes
Maryland$98$1,17630/60/15Yes
Massachusetts
$103$1,23620/40/5Yes
Michigan$206$2,47220/40/10No
Minnesota$148$1,77630/60/10Yes
Mississippi$93$1,11625/50/25No
Missouri$99$1,18825/50/10Yes
Montana$145$1,74025/50/10No
Nebraska$116$1,39225/50/25No
Nevada$98$1,17615/30/10No
New Hampshire$123$1,47625/50/25Yes
New Jersey$168$2,01615/30/5Yes
New Mexico
$114$1,36825/50/10No
New York$103$1,23625/50/10Yes
North Carolina
$122$1,46430/60/25Yes
North Dakota$130$1,56025/50/25Yes
Ohio$69$82825/50/25No
Oklahoma$64$76825/50/25No
Oregon$112$1,344

25/50/20Yes
Pennsylvania$113$1,35615/30/5No
Rhode Island
$156$1,87225/50/25No
South Carolina
$123$1,87225/50/25No
South Dakota$148$1,77625/50/25Yes
Tennessee$135$1,62025/50/15No
Texas$126$1,51230/60/25No
Utah$96$1,15225/65/15No
Vermont$94$1,12825/50/10Yes
Virginia$108$1,29625/50/20Yes
Washington$124$1,48825/50/10No
Washington D.C.$212$2,54425/50/10Yes
West Virginia
$91$1,09220/40/10Yes
Wisconsin$101$1,21225/50/10Yes
Wyoming$83$99625/50/20No
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Before you purchase an insurance policy with any company, you need to shop around to see if you can meet your state’s liability coverage or purchase full coverage for your vehicle while still getting a low monthly rate for coverage.

Does Lamar allow you to file claims on the company website?

Lamar Insurance does have a company website, but it does not look like you can file Lamar Insurance claims on the website. Policyholders are also unable to make Lamar Insurance payments online, though the company does offer direct quotes on its website.

Although Lamar Insurance does not have a strong online presence, you will find positive Lamar Insurance reviews. In fact, Lamar Insurance garnered an A+ rating with the Better Business Bureau (BBB). The BBB gave Lamar Insurance this rating both for its years in business and for the small number of customer complaints the company has received.

If you are thinking of going with Lamar for your auto insurance needs, you should still shop around for car insurance coverage with other companies first. This will help you make sure you are paying the right amount for the coverage you need.

In fact, you can use our free quote tool below to find and compare car insurance rates from top companies in your area today.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.