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Automobile Insurance Companies Warn Against Common Car Repair Ripoffs

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Updated November 15th, 2020

Bringing your vehicle in for repairs anywhere be it body work or having your engine fixed places you at the whim of the mechanics.

The majority of mechanics are fair, but there are shady crash repair mechanics and they are key contributors to automobile insurance crime. Everyone is the victim of this unlawful activity, paying in the shape of higher insurance premiums. Unless you are an automotive repair specialist, it’s tough to find out whether repairs are assured.

Nonetheless you may lower your likelihood of turning into a target for devious shops by asking your automobile insurer for referrals. To earn extra money, some automobile mechanics perform unnecessary repairs.

Make sure to be on the look out for these common automotive repairs ripoffs. The store bills your insurer for new parts but utilizes old ones. Some shops may not use the parts they are saying they are going to use or they bill the vehicle insurance firm for new parts but use old vehicle parts.

Other shops may use counterfeit parts, which wear out faster than real parts. Unless you are in the car business, you will not be able to notice the difference. The best thing to do is find a mechanic you can have trust in.

If you are well educated about car repairs, ask the expert to show you the parts getting replaced in addition to the ones being installed.

Some repair stores pay good bonuses to mechanics and service shops for selling upkeep work to consumers. That implies they may tell you it is time to replace your shocks and struts at the fifty thousand mile mark. Those parts should get replaced when they wear out not every fifty thousand miles.

Most brand name shocks and struts will last well past the fifty thousand mile mark.

Look at your instruction manual and know which parts need upkeep based mostly on mileage and which don’t.

A typical rip repair is being charged for repairs that were not done. Your vehicle insurance may cover damages to the transmission, but the repair center changes the transmission liquid and filters, adjusts the transmissions shift points (the times the transmission wishes to shift to another gear) in the transmission and charges over two thousand dollars for the work.

What are you able to do about it? Ask for the mechanics paperwork because each work order should include the “three C’s”, complaint, cause and correction. The “complaint” is done in the primary write-up and points out the difficulty, for example, a rattling noise.

The “cause” and “correction” include the outcome of testing on your automobile, with suggestions for “correcting” the difficulty. A consumer sees the last 2 “C’s” on the final invoice from the store. It shows why they went and did what they actually did and holds the store accountable.

The store pulls a “bait and switch.” where a price is to good to be true. If a store publicizes a $9.99 oil replacement, it is a method to get you to the store. You are not able to buy the oil for that price. The store will honor that price, but may overcharge you for an oil filter to make up the difference, as an example.

You may want to be suspicious of publicized costs that appear impractical. A “bargain” may turn out costing you more in the end.

A common repair rip off is a car shop offers to waive your deductible. If you have five thousand dollars worth of damages to your vehicle and you carry a five hundred dollar deductible, your insurer pays the forty-five hundred dollar difference.

Some mechanics will try and get your business by offering to waive the deductible on your repair estimate, sending the insurance firm a fraudulent bill.

You have to realize this practice is not legal and steer clear. Some mechanics may even offer to give you an extra couple of hundred dollars if you do find out about the fraudulent bill. The best thing to do is to not hire a mechanic that is offering to waive the deductible in your car repair estimate as a method to get your business.

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Greg Fowler

Greg Fowler

Managing Member of AutoInsureSavings LLC, Greg has been in the insurance industry for 12 years and enjoys rebuilding vehicles. His goal is to help drivers save on anything related to automobiles. Travel and enjoying the outdoors are some of his hobbies. The best way to reach him is at his Twitter or Facebook Profile.

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