Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Apr 11, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

At a Glance

  • Home and car insurance can change depending on age, location, and any history of traffic incidents
  • America First Insurance Company is a child company of Liberty Mutual Insurance Company
  • USAA, GEICO, and State Farm have affordable pricing for home and auto insurance for a cheaper premium

Finding the most affordable insurance coverage can be challenging. With so much information available, it can be hard to know which option is the best for you. Because of this, it is vital to compare cheap car insurance quotes, among other insurance options.

America First Insurance Company is a child company of Liberty Mutual Insurance Company. This company provides affordable car and home insurance rates for residents of Missouri and select areas of the Midwest. Some areas in the Midwest may not be covered, however.

With a comprehensive catalog of specialty insurance coverage options, America First Insurance Company can offer savings for bundling services and periodic package upgrades. Personalized estimates are available and depend on age, location, and driving record.

America First Insurance Company offers personal umbrella policies, motorcycle coverage, and packages for antique cars. America First Insurance Company has a vast array of options and can give you the coverage you need with an affordable price tag.

However, America First Insurance Company offers estimates that can change depending on several factors. Premiums may be more expensive than other car or homeowners insurance companies. Other car and home insurance companies on the market may be a better choice for affordability and services if you live in an area where America First Insurance Company does not operate.

Insurance Coverage Offered

America First Insurance Company offers coverage for a wide range of life’s needs. Whether you need auto, home, or business coverage, America First Insurance Company has products and services that can give you a competitive rate. Insurance for each type of coverage that America First Insurance Company offers depends on personal information and location. However, there are options to save money when bundling insurance coverage options. Bundling services can give you just one overall deductible, saving you hundreds of dollars on auto or home damage.

Additionally, you can save time when choosing America First Insurance Company for more than one type of coverage because you will receive a single bill for all your coverage. Insurance coverage can be upgraded over time as well.

America First Insurance Company offers personal auto insurance, homeowners insurance, and a personal umbrella policy for everyday consumer coverage. Specialty coverage includes antique, classic, and customized car insurance for enthusiasts and hobbyists.

America First Insurance Company offers ATV, boat, condo, fire, earthquake, flood, and identity theft coverage. These coverage options can keep you protected in emergencies or disasters. Motorcycle, renters insurance, and landlord packages can be purchased for additional costs.

With America First Insurance Company, you can also keep your pet covered with pet insurance. Typical pet ownership over one year can cost between $500 and $3,000 yearly. This cost goes up should your pet become sick. Medical treatments and procedures can be expensive, but pet insurance can save you up to 75% on pet care costs.

America First Insurance Company also offers unique insurance coverage for manufactured homes. This coverage is for homes that can be detached and moved and will cover all belongings within the home, the home itself, and additional structures like garages or sheds.

 

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How much does America First Insurance cost?

The cost of auto coverage with America First depends on a driver’s traffic history, age, and location, but can cost as little as $120 a month. Discounts are available for bundling services and may be available for being a student, having an anti-theft device, or taking a safe driver course. These discounts can offer affordable insurance on average to many drivers in the Midwest.

 

The Cheapest Home & Auto Coverage Options

America First Insurance Company may not be the right company for you. If you are looking for the cheapest home or auto insurance coverage available, there are plenty of options available in all areas of the United States.

Whether you are looking for liability-only or full coverage, these home and auto insurance companies have the best prices.

 

USAA

The cheapest insurance company for home and auto insurance is USAA. Car insurance with USAA costs as little as $875 per year, meaning you may pay less than $75 per month on liability-only coverage. Full coverage will be more expensive but still much less than other insurance companies.

Homeowners insurance with USAA can cost less than $150 per month and only about $1,750 per year.

However, USAA is only available for military members, direct dependents of military personnel, and veterans.

USAA offers roadside assistance for as little as $20 per year. Roadside assistance includes towing services, fuel delivery, and access to a locksmith.

 

GEICO

With GEICO, you can pay as little as $70 per month for minimum car insurance coverage. Homeowners can expect to pay as little as $120 per month for homeowners insurance coverage. This coverage may not cover everything, but this basic coverage can get you through weather emergencies or flooding.

 

State Farm

The average monthly cost for minimum car insurance coverage with State Farm is around $85 monthly. Homeowners can pay as little as $126 per month for basic homeowner coverage. This cost is much less than the national average.

State Farm is available to residents in all 50 states.

 

Contact and Claim Information

America First Insurance Company is based out of Richardson, Texas, and is a child company of Liberty Mutual Insurance Company.

You may file claims online through a customer portal or over the phone. The America First Insurance phone number is (877) 263-7890. You can reach a representative and discuss your claim with a live customer service operator or receive assistance for submitting an online claim.

Using this phone number or your online customer portal, you can locate your America First proof of insurance. It is encouraged to print this proof and leave it in your vehicle’s glove box. Additionally, your online portal or a live customer service representative can give you access to your America First Insurance verification information.

America First Insurance Company offers coverage for everything from weddings to auto insurance and can cost much more than several other companies available. However, there may be discounts available for you. There may also be specialty coverage you require that America First Insurance Company offers for a less expensive premium than other insurance companies in the area.

 

Free Auto Insurance Comparison

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America First Insurance Company May Help You Save

For only about $150 per month, America First Insurance Company may be an affordable option for many in the Midwest region. However, this company is not the cheapest available. If you are looking for the most inexpensive coverage on the market, USAA, GEICO, and State Farm may offer a price more appealing to your needs.

However, America First Insurance Company can offer coverage at a more affordable rate than other companies in the Midwest. Specialty insurance can be challenging to find and makes America First Insurance Company ideal for those who require special coverage. Additionally, you may be eligible for bundling discounts or package upgrades, depending on various personal factors.

Finding the right coverage can be difficult, but America First Insurance Company may have all the coverage you need. Whether you require pet insurance, auto insurance, or a personal umbrella policy, America First Insurance coverage can offer affordable monthly estimates tailored to your needs.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.