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Car Insurance Companies Recommendations For Pregnant Women

Wearing a safety belt can be uncomfortable for pregnant mothers. As a Pregnant woman drivingconsequence, they may tuck the belt behind them or under an arm. Fear of an exploding air bag in an accident makes it alluring to switch off the air bag too. Both of which are deadly mistakes and let alone trying to reduce auto insurance rates pregnant mothers should have available safety features for themselves and the unborn child.

All expectant moms should wear seat belts and wear them correctly. Many pregnant ladies die every year due to vehicle accidents and the most of them were not wearing the safety belt correctly “thinking” they were protecting the fetus.

Seat belts are the law even when pregnant

Seat belts are not optional at all as many think. Not wearing a seat belt is still against the law and a rise of cheap car insurance quotes can happen in some states. About three hundred to two thousand unborn babies die annually in vehicle accidents; the precise number isn’t known since states aren’t required to report fetal deaths.

Seat belts save about 11,900 deaths and 325,000 wounds every year, according to the Nation’s Road Transport Safety Administration (NHTSA). People who buckle up are fifty percent likelier to survive a serious automobile crash and avoid causing injuries.

Additionally, it is the law. Each state except New Hampshire has a compulsory seat belt law, according to the Insurance Institute for Road Safety (IIHS). Driving without a safety belt may cause a fine starting from $10 in two of the fifty states and up to $200 in the state of Texas.

For the security of both mom and the unborn, seat belts always should be worn and the air bag always should be on; some cars offer the choice of turning the air bag off. The seat belt and air bag are built to work together in the eventuality of a crash. The most significant part of safeguarding the fetus is keeping the the pregnant woman alive.

The probability of the fetus dying is extremely high so the mother has to protect herself, even though she believes she is protecting the unborn child. Furthermore, many believe that a blow airbag is going to hurt the fetus and the likelihood of anything happening to the unborn with a blow airbag is nil.

Using the correct mix of air bag and seat belt

The mix of the air bag and seat belt is the best protection for the mother. Shoulder belts should be worn, with the lap belt buckled low on the hip bones (below the belly) and the shoulder belt should be across the center of the chest and off to one side of the belly.

The seat should be as far from the dashboard as practical but you continue to may be able to reach the foot pedals. The wheel should be leaned upward, away from the belly. Many professionals recommend keeping at least ten inches between the center of your chest and the wheel cover or dashboard.

Adjust your seat to maintain this 10-inch minimum as your pregnancy movesPregnant Woman on. If a pregnant girl is in an accident, even a minor one, she should see a doctor immediately.

In pregnancy, there is no particular time when expectant women are notified to stop driving, but circumstances may change and may be debated with a woman’s doctor. If elevated blood pressure or pre-term work is a concern, you wish to think about not driving at all. If driving is an option then sit in the back seat if there is one available since statistically it is safer passengers in the back seat of a vehicle.

Caution for long trips

Expectant women driving on long trips should take further cautions. Pregnant women should not drive more than six hours per day. As well as lengthy periods of immobility which is a risk factor for deep vein thrombosis, a blood clot formation in the veins of the legs or other parts of the body that may travel to a lung and be lethal.

A pregnant lady on a long automobile trip should make frequent stops to stroll around and stretch her legs. New advances in automobile safety include research with “pregnant” crash test dummies. Ford worked with the School of Engineering and Sciences to develop a computer-aided model of a pregnant women for crash test simulations.

Computerized human models show the results of crash forces on skeletal structures, soft tissues and interior organs something a standard crash test dummy cannot do.

Ford also wanted its engineers (both men and non-pregnant women) to comprehend the comfort desires and potential limitations of expecting mothers.

The “empathy belly” contains a strap the engineers put on their chests to provide trouble breathing and a water belly or lead weights, which put a little pressure onto the belly and gives the wearer the semblance of being pregnant thirty three pounds heavier and nine months’ pregnant.

Ultimately, pregnant women have to make sure they are safe first. If mom isn’t safe; then the baby isn’t safe. It is that simple. Comparing car insurance quotes and lowering your bill is important, but never sacrifice safety.

Greg Fowler

Greg Fowler

Managing Member of AutoInsureSavings LLC, Greg has been in the insurance industry for 12 years and enjoys rebuilding vehicles. His goal is to help drivers save on anything related to automobiles. Travel and enjoying the outdoors are some of his hobbies. The best way to reach him is at his Twitter or Facebook Profile.

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