Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Apr 18, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

At a Glance

  • MAPFRE offers standard car insurance options as well as renters, homeowners, and motorcycle coverage
  • MAPFRE has multiple discounts related to safe driving habits
  • MAPFRE offers several benefits including a disappearing deductible, the ability to take your own pictures after an accident, and an accident forgiveness program

MAPFRE Insurance is a multi-national insurance provider with a presence on the five major continents. The company offers coverage in 19 states in the U.S. and offers services in both English and Spanish. It is one of the largest providers of car insurance in the country. 

In this review of MAPFRE Insurance, we’ll explore how and where you can obtain MAPFRE car insurance coverage, the company’s other offerings like homeowners, renters, and motorcycle insurance, plus highlight how you can file your claim with MAPFRE. Read on to learn more about MAPFRE car insurance. 

MAPFRE Car Insurance Coverage

MAPFRE insurance reviews often praise the company’s responsiveness to claims and friendly customer service. The company offers several kinds of insurance — including car, homeowners, renters, and motorcycle insurance. 

The cost of MAPFRE insurance will vary based on the kind of insurance and options you choose. The company offers several discounts that make its coverage more affordable as well as flexible deductibles, limits, and packages. All of these are ways to get cheaper car insurance

MAPFRE offers the standard car insurance options as well as some extras that may make the customer’s experience a little more convenient. For example, MAPFRE provides liability, collision, comprehensive, and uninsured motorist coverage. Your MAPFRE insurance costs can be less expensive while also including medical payments, personal injury protection (PIP), substitute transportation, towing, and labor.

While it isn’t uncommon for auto insurance companies to offer these options, MAPFRE provides some extra benefits that may appeal to certain customers. For example, with the AutoMaster Package Endorsement it provides:

  • Bail bonds coverage for personal belongings
  • Loss of earnings, as well as seatbelt/airbag death benefit
  • Waived collision deductibles
  • Cellular phone replacement
  • Digital media/device replacement
  • Laptop computer replacement

How much is MAPFRE insurance with these extras? The cost will vary, but some MAPFRE insurance reviews by customers say the extra expense for the AutoMaster Package Endorsement is worth it.

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What auto insurance discounts are available?

MAPFRE car insurance focuses on providing incentives designed to attract and retain safe drivers. The average cost of MAPFRE insurance can drop gradually as the years go by, particularly because the company offers discounts based on customers’ safe driving histories.

There are also discounts for lower mileage and other factors that reduce the company’s risk while insuring drivers. Some more discounts include:

  • AAA member discounts
  • Insuring your auto, home, and umbrella policies through MAPFRE
  • Insuring your auto and home policies through MAPFRE
  • Welcome back credit when prior MAPFRE loyalty applies
  • Paid-in-full discount
  • Good student discount
  • Student away from home discount
  • Annual mileage discount
  • Smart driver discount
  • Multi-car discount
  • Green discount
  • Clean in three discount

With these discounts, you may be able to save considerable money on your auto insurance policy. 

What states does MAPFRE Insurance offer coverage in?

MAPFRE Insurance offers coverage in the following states:

  • Massachusetts
  • New Hampshire
  • Ohio
  • Oregon
  • Rhode Island
  • Vermont
  • Washington
  • California
  • Connecticut
  • Florida
  • Idaho
  • Maine

If you live in one of these states, you can take advantage of MAPFRE’s auto insurance coverage, as well as homeowners and renters insurance in all of these states except Florida.

How to File a Car Insurance Claim with MAPFRE Insurance

You can file a claim with MAPFRE insurance using the website, over the phone, or with the MAPFRE app. During the claims process, you will need to provide the following information:

  • Your policy number
  • Mailing address
  • Plate # or VIN #
  • Your first and last name or the name of the business that owns the policy
  • The date of the incident
  • Email address
  • Phone number
  • How you are related to the insured person if you were driving their vehicle
  • Whether you need an interpreter
  • Whether the insured is an individual or a business
  • The time and place of the incident
  • A brief description of what happened
  • The type of incident, which may be an accident, collision with an animal or falling object, fire, weather-related, or vandalism/theft

With this information in hand, you may be able to fill out a claim online or via the app in less than half an hour.

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Does MAPFRE Insurance offer any other types of insurance?

In addition to car insurance, MAPFRE offers:

  • Motorcycle insurance
  • Homeowners insurance
  • Renters insurance

It’s important to double-check what’s available in your area because what MAPFRE offers can vary by location.

MAPFRE Insurance: The Bottom Line

MAPFRE Insurance focuses on providing a number of options to a variety of drivers, especially those that prioritize safe driving over longer periods of time. You can also opt for basic coverage instead of the extras provided. 

Additionally, drivers can save with MAPFRE insurance cost reductions available to club members, safe drivers, and more. Explore MAPFRE’s options, discounts, and claims process before you decide which insurance company is right for you.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.